All Articles With Category : Lifestyle

The latest and the best financial news, tips and tricks.

8 Signs You’ve Reached Financial Adulthood in 2020

#Adulting101 has always been hard, even without a pandemic. In 2020, the universe has stepped it up a notch as it redefined what financial adulthood is. How can you tell if you’ve grown as a financially stable adult in these trying times? Let these signs help you. Table of ContentsSigns You’re Reached Financial AdulthoodYou have a stable jobYou generate passive incomeYou know a thing or two about investmentsYou have an emergency fundYou own a carYou have insuranceYou have no outstanding debtsYou give back to your familyFinal Thoughts Signs You’re Reached Financial Adulthood You have a stable job COVID-19 not only took lives, it also took jobs away from hardworking people in the Philippines[1]. So if you’re one of the lucky ones who were able to keep their jobs this year, then you’re on the right track. Be thankful for it and keep working hard. If not, then don’t lose hope yet. Finding employment in the new normal may be hard, but it’s not impossible. Read more: Top Online Jobs in the Philippines You Should Consider You generate passive income Stable job or not, it wouldn’t hurt to have a side hustle to complement your income. You have probably received invites from your social media friends to like and follow their latest ventures. What are you waiting for? Start your very own small business and earn more passive income. You can also provide services or rent out property if business isn’t your thing. Read more: 25 Small Business Ideas You Can Start With Low Capital You know a thing or two about investments…

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Online Barter: Is It Illegal and Is It Safe to Trade Goods?

“Out with the old and in with the new,” as the saying goes. But recently, something from the days of old has started to emerge and inspire a trend like no other. If you know your news, you should be familiar about the latest issue on online barter and whether or not it’s illegal. And if you know your history, you should be somewhat familiar with what online barter is. Is it illegal? Is it a safe trading practice? Will it cost you money? Let’s answer all these questions as we take an in-depth look at this modernized form of trading goods. Table of ContentsWhat is Online Barter?Is Online Barter Illegal?Barter vs. Barter TradeWhat Type of Goods Can I Trade Online?Basic Tips on Online BarterDo’s of Online BarterDon’ts of Online BarterFinal Thoughts What is Online Barter? Online barter means exactly what you think it is. It involves the exchange of goods, usually of equal value with no money involved—all done through social media. The trend was started by Atty. Jocelle Batapa-Sigue in May 2020 as a way for Bacolod citizens to acquire essentials during the enhanced community quarantine[1]. She founded the Bacolod Barter Community on Facebook[2] that inspired everyone’s bayanihan spirit. Since then, other communities began forming online barter platforms for all types of essentials. Online barter communities function like a real community with the goal of helping each other out more than scoring essentials for cheap. As of writing, the Bacolod Barter Community has over 200,000 members on Facebook. Other communities nationwide have also started their own barter system…

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15 Essentials Under PHP 3,000 for Your Work-From-Home Setup

Before COVID-19 happened, the work-from-home setup was nothing more than a fantasy. Now that the rules have changed in the new normal, it has now become the standard way of working in most companies. For better or worse, your home will now be an office. If the sound of working from home bothers you, don’t worry. There are ways to spice up your home and make it more office-like. With a few tweaks and a couple of these work-from-home essentials, you’ll be back to your busy work life in no time. Table of ContentsWork From Home Essentials Under P1,000Uratex Backease PillowDrink ‘n StashHanabishi Desk Fan 8TLenuo Aluminum Laptop StandGlobe at Home Prepaid WiFiWork From Home Essentials Under P2,000Miniso Wireless Keyboard and MouseSpigen Essential F302W Wireless ChargerGOFT 1080p HD WebcamXiaomi Smart Desk LampMickle MM-US100 MicrophoneWork From Home Essentials Under P3,000Melton Low Back Office ChairSabbat X12 Pro Wireless EarphonesSan-Yang Office TableImarflex IHU-300L Air HumidifierCanon PIXMA P200 All-in-One PrinterFinal Thoughts Work From Home Essentials Under P1,000 Uratex Backease Pillow Price: PHP 599.75 Available at: Uratex[1] Having a work-from-home setup usually means sitting all day in front of your computer. That means a day’s worth of back pain, particularly in the lower back. It would be nice to have a proper cushion that can both comfort and support your poor, frail back. That’s why the Uratex Backease Pillow is one of the work-from-home essentials you should have lying around. From the trusted makers of bed cushions, expect this one to provide a great amount of comfort. Your back and your wallet will both thank…

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Bad Financial Habits to Get Rid Of in the New Normal

Due to the COVID-19 pandemic, the country is currently undergoing a massive lifestyle change. From wearing masks to practicing social distancing, Filipinos have a lot of realities to face in the new normal, one of which is that we need to change our bad financial habits. Because one of these days, a cure will be made and the pandemic will be over. You don’t want to start your new lease on life with empty pockets, do you? Here are some of the bad financial habits you should get rid of in the new normal. Table of ContentsOnline Shopping to the MaxOrdering Too Much FoodSpending More on AlcoholForgetting Your BillsNot Saving Your MoneyNot Exploring Your OptionsFinal Thoughts Online Shopping to the Max While online shopping can certainly help you buy essentials without leaving home, some may use this as an excuse to splurge on sites like Lazada and Shopee. Whether it’s a form of defense mechanism[1] or not, spending all your money on online shopping will do you no good. And even if you have the means to do so, it’s still not wise to shop online just to feel better. Focus instead on essentials and save the rest of your money for emergencies. There’s always a perfect time to spend your money wisely, and during a pandemic is surely one of them. Read more: Best Credit Cards for Online Shopping Ordering Too Much Food The convenience of food delivery services is certainly not something to dismiss, but it’s not ideal to just order everyday. While delivery fees may look cheap, they…

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How Safe Is it to Ride with Grab in the New Normal?

  The government has eased its quarantine restrictions in some parts of the country after two months. You can now travel without a quarantine pass, provided you wear a face mask and maintain social distancing. However, only a handful of transportation operators can go back back on the road. One of them is Grab Philippines. The ride-hailing service resumed its operation last June when select parts of the country, including Metro Manila, were put under General Community Quarantine. Apart from existing Grab safety measures, Grab launched guidelines to ensure the safety of both passengers and drivers during the new normal. Here are the safety measures Grab Philippines has in place for the riding public. Table of ContentsGrab Do’s and Don’ts for PassengersDON’Ts Grab Safety Features for PassengersGrab Personal Accident InsuranceWhat Does Grab Insurance Cover?Grab Safety Measures Under the New NormalGrabProtect for DriverFinal Thoughts Grab Do’s and Don’ts for Passengers To ensure that your GrabCar ride is pleasant for both you and your GrabCar driver, Grab Philippines issued some basic ground rules: DOs Choose the right GrabCar ride that caters to your need Be polite and respectful when communicating with your driver at all times Be punctual and only book your GrabCar ride when you’re ready to go Obey traffic rules and regulations Confirm your GrabCar driver’s identity and only get into the vehicle if the driver’s details match your booking details Put your seatbelt on DON’Ts You cannot bring dangerous weapons that can be used against your driver Don’t share your Grab account or use multiple accounts Lastly, don’t ditch…

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Affordameals Under P150: Cheap Food Delivery Options in the Metro

If there’s one good thing the new normal has brought us, it’s the normalization of food delivery services. Sure, the general community quarantine guidelines introduced more lax dine-in protocols, but nothing beats the convenience of having your food delivered at your doorsteps. But you don’t want to break on deliveries now, do you? That’s why you should check out these cheap food delivery options under P150. Table of ContentsCheap Food Delivery Options in Metro Manila Under P150Ate Rica’s BacsilogBinalotFariñas Ilocos EmpanadaGiligan’s RestaurantGo BentoGoodAh!!!King SisigSinangag ExpressFinal Thoughts Cheap Food Delivery Options in Metro Manila Under P150 Ate Rica’s Bacsilog Where to Order: GrabFood, Foodpanda The Ate Rica’s Bacsilog craze that started as a humble food cart at De La Salle University[1] has become a national phenomenon. How can it not be when it’s packed with flavor for under PHP 100? If you’re looking for a quick bite before work, then check out Ate Rica’s roster of cheap meals. Cheap Food Delivery Options from Ate Rica’s Meal Price Bacsilog (Bacon + Sinaing + Itlog) P84 Tapsilog (Tapa + Sinaing + Itlog) P84 Footsilog (Footlong + Sinaing + Itlog) P84 Tocilog (Tocino + Sinaing + Itlog) P84 Hotsilog (Hotdog + Sinaing +Itlog) P84 Nuggetsilog (Nuggets + Sinaing + Itlog) P84 Cornsilog (Corned Beef + Sinaing + Itlog) P84 Tunasilog (Tuna + Sinaing + Itlog) P84 Bacon Omelette P104 Tapa Omelette P104 Footlong Omelette P104 Tocino Omelette P104 Hotdog Omelette P104 Nuggets Omelette P104 Corned Beef Omelette P104 Tuna Omelette P104 Combo Meal (Two Toppings) P118  Read more: Food Delivery Apps in the Philippines Binalot…

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6 Ways Frugality Can Backfire On You

Being frugal is a good trait to have. But you know how things belong in a spectrum and focusing on either extremes isn’t a good idea? This also applies to frugality. If the other end of the spectrum is extravagance, frugality is equally destructive at the opposite end. But you might think that’s absurd. “You’re literally saving money by being frugal! How’s that going to affect me negatively?” Well, curious reader, here are some ways extreme frugality can sometimes cost you more than just money. Table of ContentsChoosing Cheap Over QualityRelying Too Much on CouponsTraveling Cheap vs. ComfortableSelling Your CarIgnoring Car InsuranceOverspending on Online SalesFinal Thoughts Choosing Cheap Over Quality How many times have you chosen to buy something cheap over something of quality? Whether it’s on groceries, clothes, gadgets, or appliances, quality is often overlooked in favor of a low price tag. And since these items are cheap, they break after only a few days. And then you buy a cheap replacement, and then it breaks again, and the cycle continues. Wouldn’t that hurt your wallet more? Why not buy a quality product once and never worry about buying a replacement anytime soon? Now that’s a better money-saving move. Read more: 25 Online Grocery Stores with Delivery Services Relying Too Much on Coupons Ever used a coupon before? Usually, fast food chains offer coupons to attract more customers. And sure, these coupons can save you money. But if you’re choosing to eat where coupons are being distributed, then that’s not the right way to save money. How much more can…

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20 Courier Services in the Philippines You Can Rely On

The number of consumers shopping online is consistently increasing, according to top market research specialist Ipsos[1]. This leads to an increased demand for companies providing door-to-door deliveries for budding online businesses. Aside from the convenience of having your goods picked up at your location, courier services also offer various logistics solutions like warehousing, automated booking systems, and cash on delivery. Keep on reading to know 20 of the best courier services in the Philippines you can rely on. Table of ContentsCourier Services in the Philippines for Your Next Delivery1. Abest Express2. AP Cargo3. Bluebee Express4. Delivery Parcel Express5. Derider Courier6. DHL Express7. Entrego8. Fastrack9. Grab Express10. Gryffon Courier Services11. JRS Express12. J&T Express13. Lalamove14. LBC15. Mr. Speedy16. Ninja Van17. Sonic Express18. Transportify19. Zoom Courier 20. 2GOFinal Thoughts Courier Services in the Philippines for Your Next Delivery 1. Abest Express Abest Express offers door-to-door shipping starting at PHP 50. You can book for a pickup through their website. This courier service also offers international shipping to select countries. 2. AP Cargo AP Cargo has various services for different shipping and logistics needs. You can pick up or drop off your parcels in one of their many branches or have the items delivered door-to-door. AP Cargo also has an airport-to-airport delivery service that lets you drop off or pick up a parcel at any local airline with an AP cargo representative. 3. Bluebee Express Blue Bee Express offers door-to-door delivery in select areas in the country. Like other courier services in the Philippines, the company offers cash on delivery for eCommerce businesses. To…

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Biking in Manila? Here’s Where You Can Buy Cheap Bikes Plus Safety Tips

Bicycles have long been known as an alternative mode of transportation for Filipino commuters. These two-wheelers are cheaper, more environment-friendly, and healthier to use than motor vehicles. But it’s only now during the COVID-19 pandemic—when public transport is scarce—that bikes are being used by more people to go to work or run errands. If you’re starting to bike around the city, arm yourself with knowledge about where to score cheap finds and how to bike safely. Here’s a beginner’s quick guide to biking in Manila. Table of ContentsWhere to Buy a Bike in Metro ManilaBike Shops in Cartimar and QuiapoJapanese Surplus ShopsLocal Bike ShopsOnline Bike ShopsBuy-and-Sell Facebook GroupsBike Registration in the PhilippinesTips to Practice Safe Biking in ManilaFinal Thoughts Where to Buy a Bike in Metro Manila Bike prices in the Philippines have surged with the rise in demand for bicycles during the COVID-19 pandemic. Thinking of buying a bike? To save money, find stores that sell cheap bikes, or at least ones that are reasonably priced. Here are some of the most biker-recommended places where you can score a quality yet affordable bicycle. Bike Shops in Cartimar and Quiapo Cartimar in Pasay and Quiapo in Manila are usually the top-of-mind choices for low-priced bikes and bicycle parts. If you leave within or near Cartimar, do your bike shopping along Leveriza Street, where you can find the largest and most popular stores for bikers: Paulina’s, Ross, and VeloCity. Will you be biking in Manila? Head over to Quiapo and go bargain hunting for bikes at stores like King’s, Cycle Art,…

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Your Guide to Using GrabCar Philippines in the New Normal

Metro Manila, among other cities in the Philippines, shifted to General Community Quarantine (GCQ) on June 1, 2020. People can now leave their homes without a quarantine pass, with employees going back to work no longer needing to obtain a travel authority. The transition also means that public transportation resumes—but in two phases. The first phase, which runs from June 1 to 21 allows trains, ride-hailing services, P2P buses, and bicycles among others to operate at a limited capacity. Other forms of public transportation such as public utility buses and modern PUVs will be allowed to resume operations on the second phase, which is proposed to run from June 22 to 30 [1]. Table of ContentsGrabCar in GCQWhat Is GrabCar Philippines?How to Book GrabCarGrabCar Operating Hours and Covered Areas During GCQGrabCar GCQ Guidelines for Drivers and PassengersCan my driver refuse my booking? GrabCar Strike SystemGrabCar Payment Options1. GrabCar via GrabPay. 2. GrabCar via Credit/Debit Card. How to Pay Cashless in GrabCar?GrabPay WalletCredit or Debit CardFinal Thoughts GrabCar in GCQ GrabCar Philippines, Grab’s ride-hailing service, resumed its operations in the first phase. Passengers can now book an authorized GrabCar vehicle to take them to their destination amid the GCQ. However, there are changes to the ride-hailing service as the country enters the new normal. Keep on reading to know more about GrabCar’s new operating hours, covered areas, payment options, and safety measures to ensure you have a secure, hassle-free ride. Read more: The New Normal: What to Expect After the Lockdown What Is GrabCar Philippines? GrabCar Philippines[2]  is a ride-hailing service…

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Working from Home? Take Note of These Home Energy Saving Tips

One of the perks of working from home is saving money on transportation and eating out. You can also have more time for yourself and your loved ones because you don’t have to waste precious hours battling through the daily traffic. However, a home office can spike up your household’s electricity bill, especially during the summer months when the sweltering heat leaves you no choice but to turn on your airconditioner. Having said that, here are some home energy saving tips you can do to minimize your electric consumption: Table of ContentsHow to Save Electricity at Home: 12 Home Energy Saving Tips1. Unplug gadgets when not in use2. Work smarter hours3. Use a power strip4. Change your light bulbs5. Check for air gaps6. Consider painting your walls7. Turn on your computer’s energy saving features8. Take advantage of natural lighting9. Mind the kitchen10. Invest in smarter home office equipment11. Insulate your ceiling or roof12. Clean your appliancesFinal Thoughts How to Save Electricity at Home: 12 Home Energy Saving Tips 1. Unplug gadgets when not in use Your plugged gadgets and appliances, even when not in use, still consume electricity[1]. Standby electricity loss is often associated with electronics on idle mode. You can save as much as 15% on your electricity consumption when you unplug devices you’re not using. 2. Work smarter hours Another way you can save on your energy consumption while working from home is by cutting down the hours you’re on the computer. Instead of surfing the web every so often, organize your tasks and maximize your workday productivity. If you…

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What Is Distance Learning and How Does It Work?

Gone are the days of traditional classrooms and face-to-face learning. As the pandemic changes the way we live, the demand for a more flexible learning opportunity also increased. To address this growing necessity, schools all over the Philippines shifted to distance learning—a remote learning method where students don’t need to attend lectures and can study at their own pace. Keep on reading to know more about this set up and its difference with online learning. We also break down the pros and cons and list tools and resources you can use. Table of ContentsWhat Is Distance Learning?Distance Learning vs. Online LearningDistance Learning ProgramAdvantages and Disadvantages of Distance LearningAdvantagesDisadvantagesDistance Learning Tools and ResourcesDepEd Commons and Distance Learning in GCQFinal Thoughts What Is Distance Learning? Distance learning is a learning method where the teacher and student are separated geographically[1]. There is no interaction between students, and little face-to-face interaction between students and their teachers. In a distance learning set up, students may get their learning materials via snail mail, e-mail, or the internet. Learning assessments can be in the form of written exams or assignments, performance tasks, or portfolios. Students can also ask for support through the telephone, snail mail, e-mail, or instant messaging applications used by their teachers. Also known as correspondence education, this method originally targeted non-traditional learners such as full-time employees or those who couldn’t physically attend a classroom lecture. Because of the growing demand for alternative learning arrangements, distance education now caters to almost every type of student. Read more: The New Normal: What to Expect After the…

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6 Pabili Service Apps to Download So You Can Shop from Home

On-demand pabili services are heaven-sent during the community quarantine period when it’s risky and inconvenient to go outdoors. Instead of going outside to buy essentials, you can just stay at home and hire a personal shopper through a pabili service app. The benefits of using a pabili or personal assistant service are two-fold. You enjoy the convenience of shopping from home and receiving your order on the same day. Riders who have lost their source of income due to the COVID-19 pandemic can support themselves and their families through pabili requests. Read More: Quick Guide to Separation Pay in the Philippines Table of ContentsHow Pabili Services WorkPabili Services Comparison6 Pabili Service Apps in the PhilippinesGrabExpress PabiliJoyRide Pabili ServiceLalamove Purchase ServiceMOVE IT Pabili ServiceMrSpeedy Pabili ServiceMyKuya AppFinal Thoughts How Pabili Services Work Booking through a pabili service app is very convenient. Here’s how it works: Customers book their orders through the courier’s app or website with the list of items to buy. The system matches each customer with a rider closest to the pick-up location. Once a rider accepts the booking, he will go to the store and purchase the items (Usually, the rider pays for the order first). While waiting, the customer can track the order status in real-time through the app. The rider delivers the order and receives the payment from the customer. To protect their riders against fake buyers, couriers set a maximum transaction amount, usually up to PHP 2,000. Also, there’s a maximum size allowed for each order—anything bigger than the standard dimension will not fit in…

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What Malls are Open Today? Mall Hours and Reopening Guidelines Under MECQ

Shopping malls have partially reopened with the easing of government-mandated restrictions in areas under the modified enhanced community quarantine (MECQ), until further notice. Expect big changes in your mall experience in the new normal. Complying with the government’s COVID-19 measures, malls in modified ECQ areas are implementing safety protocols such as shortened mall hours and physical distancing measures. To prevent overcrowding in malls, only non-leisure stores and essential establishments are allowed to operate under the MECQ. These include the following: Supermarkets Restaurants (take-out and delivery only) Banks Drugstores Hardware stores Clothing and accessories stores Bookstores Pet food and supplies stores Gadget stores Mall-based government frontline services Leisure establishments like cinemas and play areas remain closed throughout the quarantine period. Here’s a list of open malls in MECQ areas, including their mall schedule and safety guidelines (Note: Mall operating hours may change depending on whether the government lifts the MECQ or reverts to the stricter ECQ). Table of ContentsSM SupermallsSM MECQ Mall ScheduleSM Mall Reopening Guidelines Under MECQAyala MallsAyala MECQ Mall ScheduleAyala Mall Reopening Guidelines Under MECQRobinsons MallsRobinsons MECQ Mall ScheduleRobinsons Mall Reopening Guidelines Under MECQMegaworld Lifestyle MallsMegaworld MECQ Mall Schedule [4]Megaworld Lifestyle Mall Reopening Guidelines Under MECQAraneta City MallsAraneta MECQ Mall ScheduleAraneta City Mall Reopening Guidelines Under MECQOrtigas MallsOrtigas MECQ Mall ScheduleOrtigas Mall Reopening Guidelines Under MECQRockwell MallsRockwell MECQ Mall ScheduleRockwell Mall Reopening Guidelines Under MECQStarmallsStarmall MECQ ScheduleStarmall Reopening Guidelines Under MECQVista MallsVista Mall MECQ ScheduleVista Mall Reopening Guidelines Under MECQShangri-La PlazaShangri-La MECQ Mall ScheduleShangri-La Mall Reopening Guidelines Under MECQFestival MallFestival Mall MECQ Schedule: Festival Mall Reopening Guidelines Under MECQFisher Mall Quezon…

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The New Normal Guidelines in the Philippines

No one expected a pandemic to ruin everyone’s plans in 2020. And whether we like it or not, we can never go back to the way things were. COVID-19 changed the way we live in more ways than one, so much so that we are all forced to live “the new normal.” As early as now, you should familiarize yourself with these changes. The House of Representatives even filed a new bill to try and educate everyone on how to live the post-lockdown life. House Bill No. 6623 or The New Normal for the Workplace and Public Spaces Act of 2020[1] set some parameters to help navigate these uncharted waters. What exactly is the new normal and what can you expect from it? Table of ContentsWhat is the New Normal?ECQ vs. MECQ vs. GCQEnhanced Community Quarantine (ECQ)Modified Community Quarantine (MECQ)General Community Quarantine (GCQ)Modified General Community Quarantine (MGCQ)Business Operations in the New NormalIndustries Allowed to Open Under MECQIndustries Allowed to Open at Partial CapacityIndustries Not Allowed to OpenWorkforce in the New NormalEmployed WorkersSelf-Employed WorkersPublic Transportation in the New NormalMRT and LRTPublic VehiclesBicyclesEducation in the New NormalWhat is Distance Learning?What is DepEd Commons?Banking in the New NormalOnline Banking Apps to Check OutMobile Wallet Apps to Check OutOther Things to Avoid in the New NormalFinal Thoughts What is the New Normal? The Inter-Agency Task Force for the Management of Emerging Infectious Diseases (IATF) defines the new normal[2] as the “emerging behaviors, situations, and minimum public standards that will be institutionalized in common or routine practices” that will remain after the lockdown and while…

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Money Lessons I’ve Learned from Using a Money Management App

They often say millennials are too attached to their phones. How can we not when they help us in almost all the things we do in our everyday life? Case in point: keeping track of our spendings. Thanks to money management apps, we can easily sort out our financial lives. I would know, because I’ve been using a money app for the past two years. As part of my personal pledge to become a responsible adult, I started with using Money Lover[1], a money management app that tracks my expenses and helps me budget better. Needless to say, I learned a lot from recording every purchase I made, from big ticket items to the last centavo. Here are just some of them. See if you can relate. Table of ContentsWhat I Learned From Using My Money AppI developed better organizational skills.I was forced to face my financial limits.It made me consider ways to earn more.I learned better ways to budget my money.I learned how to value every purchase.It’s satisfying to see yourself improve.Final Thoughts What I Learned From Using My Money App I developed better organizational skills. Because money management apps allow you to customize your expense categories, I added specific categories to make my expense reports more accurate. For instance, I have a category for every type of food establishment there is since I record my food expenses based on where I bought them. Organize your expenses properly for a more accurate reporting. I was forced to face my financial limits. I was a bit down during the first…

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6 Credible Telehealth Services for Online Medical Consultation

There was a time not too long ago when seeking medical advice online was discouraged. It doesn’t help that false medical information continues to spread on social media to this day. But now that the COVID-19 pandemic forced everyone to stay indoors, getting a good online medical consultation has never been more important. Enter telehealth services. The introduction of telehealth services in the Philippines proved beneficial to Filipinos. Just like digital banks, these types of online medical consultation platforms are exactly what the public needs to get past COVID-19. Even the Department of Health has started boosting their telehealth efforts in an attempt to provide medical care to more Filipinos[1]. “DOH is maximizing the use of technology to connect the public with medical professionals, allowing them to secure medical advice without leaving their homes,” DOH Secretary Francisco Duque III said regarding their telehealth efforts. Choosing the right telehealth service will help you start living “the new normal” as healthy as possible. Read on to learn more about it. Table of ContentsWhat is Telehealth?Telehealth vs. TelemedicineTelehealth Benefits and AdvantagesTelehealth Services for Online Medical ConsultationMedifiKonsultaMDHealthNowAIDEDOCPHDOH COVID-19 HotlinesFinal Thoughts What is Telehealth? The American Health Resources and Services Administration (HRSA)[2] defines Telehealth as “the use of electronic information and telecommunication technologies to support and promote long-distance clinical health care, patient and professional health-related education, public health and health administration.” Basically, telehealth involves contactless consultation. Telehealth services in the Philippines make good use of technologies like the internet, landline connections, mobile apps, video conferencing, ride-hailing services, and others to address medical concerns with minimal…

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7 Questions to Re-Think Your Budget Strategy During COVID-19

From wedding plans to family vacations, almost everyone had to pause their way of life due to the enhanced quarantine. It may be a good idea to spend your free time re-thinking your budget strategy and assess whether you’re ready for any unexpected COVID-19 expenses. Ask these questions and use the answers to help build a better and more flexible budget strategy. Table of ContentsRe-Thinking Your COVID-19 Budget StrategyHow much do I really spend every month?What expenses should I prioritize?Do I have enough source/s of income?How much can I save if I cook all my meals?What expenses can I set aside for a later date?What services should I keep and let go?What’s my game plan for emergencies? Re-Thinking Your COVID-19 Budget Strategy How much do I really spend every month? After at least a month of being on lockdown, you probably noticed that your expenses have lowered. You’re not spending on transportation, for one, and you’re not eating out with friends, so that’s two. List down other obsolete expenses and see if you can completely eliminate them. You’ll never know how much you’re saving until you start auditing your budget. Read more: Financial To-Do List to Finish During the Lockdown What expenses should I prioritize? Do you have debts that need paying? Do you have bills that need settling? Do you have medical supplies that need maintaining? These are the things you should consider now that most things aren’t as accessible as they were. Choose an expense that needs prioritizing and dedicate a large portion of your budget to it. Ideally,…

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DIY Face Mask and Other Useful Things to Make During Lockdown

Being on home quarantine is the perfect time to start working on personal projects you’ve been postponing for so long. But if you’ve already run out of things to do (like making the viral Dalgona coffee), how can you kill time? How do you fight boredom and anxiety amid the uncertain times? Keep yourself preoccupied with do-it-yourself projects that let you relieve stress, make productive use of your time, and perhaps earn money on the side. Here are eight useful items you can DIY during the COVID-19 lockdown. Table of Contents1. DIY Face MaskHow to Sew a DIY Face MaskHow to Make a No-Sew DIY Face Mask2. DIY Hand Sanitizer3. DIY Air FreshenersCoffee Air FreshenerVinegar Deodorizer SprayDIY Air Freshener with Baking SodaStovetop PotpourriAromatherapy Diffuser4. DIY Milk Tea5. DIY KimchiDIY Kimchi IngredientsHow to Make Kimchi at Home6. DIY Shoe RackHow to Make DIY Shoe Rack7. DIY Lampshade8. DIY HaircutDIY Haircut for WomenDIY Haircut for MenFinal Thoughts 1. DIY Face Mask Wearing a face mask is required when buying essentials at the supermarket or drugstore. But with the limited supply of face masks, it’s hard to get your hands on them these days. The quick solution? Make a do-it-yourself face mask[1]. The Department of Health recommends using a DIY mask for everyone who is not sick. The use of N-95 and surgical masks must be reserved for people who need them more, like healthcare workers and COVID-19 patients. How to Sew a DIY Face Mask If you have a sewing machine at home, here’s how to make your own cloth face covering:…

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Financial To-Do List to Finish During the Lockdown

You know those tasks you put aside and promised to accomplish when you have the time? The lockdown just gave you a chance to finish all of them. And since it won’t end anytime soon, you still have plenty of time to work on these financial back burners for you to have a better financial standing post-lockdown. Consider this as a wake-up call to get going. Table of ContentsOpen a second (or third) savings accountCalibrate your money management appResearch more investment optionsStudy how to build a business from scratchFinal Thoughts Open a second (or third) savings account Having an account solely for your payroll isn’t enough. You need to add more baskets to place your eggs in, and opening another savings account should be one of your lockdown goals. With a new account, you can start building up your savings, an emergency fund, or a vacation fund. In fact, open a savings account for each goal to help you manage your earnings. Despite the lockdown, banks have kept select branches open for all types of transactions, so you can go ahead and open an account from there. But if you don’t want to risk it, you can also open a digital bank account right from your home using your smartphone. Either way, you can easily open another bank account so get started while you still have this free time. Read more: 6 Simple Ways to Earn Money While on Lockdown Calibrate your money management app How many times have you promised to start using a money management app? If you’re always…

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