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Credit Cards with No Annual Fees in the Philippines

Say goodbye to annual fees when you say yes to any of these credit cards! 

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FEATURED
UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

5 Offers Available

Get THIS welcome gift!
Marshall Willen
Marshall Willen

Valid until

30 September 2024

Get THIS welcome gift!
JBL Tune 720BT
JBL Tune 720BT

Valid until

30 September 2024

Get THIS welcome gift!
Apple Airpods 2
Apple Airpods 2

Valid until

30 September 2024

Get THIS welcome gift!
₱4,000 cash credits
₱4,000 cash credits

Valid until

30 September 2024

Get THIS welcome gift!
Dolce Gusto Mini Me
Dolce Gusto Mini Me

Valid until

30 September 2024

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

FEATURED
HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 200,000

Offer Available

Get THIS welcome gift!
₱3,000 eGift
₱3,000 eGift

Valid until

30 September 2024

Get THIS welcome gift!
JBL Flip 6
JBL Flip 6

Valid until

30 September 2024

Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

Valid until

30 September 2024

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

FEATURED
Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

5 Offers Available

Get THIS welcome gift!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

30 September 2024

Get THIS welcome gift!
₱2,500 eGift
₱2,500 eGift

Valid until

30 September 2024

Get THIS welcome gift!
Dolce Gusto Genio S Basic
Dolce Gusto Genio S Basic

Valid until

30 September 2024

Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 September 2024

Get THIS welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

Valid until

30 September 2024

Things to consider for this product:

check

No annual fee

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Dining points

check

Free reward points

Metrobank Platinum Mastercard®

Metrobank Platinum Mastercard®

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 700,000
info

5 Offers Available

Get THIS welcome gift!
₱2,500 eGift
₱2,500 eGift

Valid until

30 September 2024

Get THIS welcome gift!
Dolce Gusto Genio S Basic
Dolce Gusto Genio S Basic

Valid until

30 September 2024

Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 September 2024

Get THIS welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

Valid until

30 September 2024

Get THIS welcome gift!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

30 September 2024

Things to consider for this product:

check

No Annual Fee

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Free reward points

check

Dining discount

remove

High income requirement

Security Bank World Mastercard

Security Bank World Mastercard

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,000,000

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

5 Offers Available

Get THIS welcome gift!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

30 September 2024

Get THIS welcome gift!
₱2,500 eGift
₱2,500 eGift

Valid until

30 September 2024

Get THIS welcome gift!
Dolce Gusto Genio S Basic
Dolce Gusto Genio S Basic

Valid until

30 September 2024

Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 September 2024

Get THIS welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

Valid until

30 September 2024

Things to consider for this product:

check

No annual fee

check

Dining points

check

Free reward points

Metrobank World Mastercard®

Metrobank World Mastercard®

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,500,000
info

5 Offers Available

Get THIS welcome gift!
₱2,500 eGift
₱2,500 eGift

Valid until

30 September 2024

Get THIS welcome gift!
Dolce Gusto Genio S Basic
Dolce Gusto Genio S Basic

Valid until

30 September 2024

Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 September 2024

Get THIS welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

Valid until

30 September 2024

Get THIS welcome gift!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

30 September 2024

Things to consider for this product:

check

No Annual Fee

check

Free reward points

check

Fine dining

remove

High income requirement

BPI Gold Rewards Card

BPI Gold Rewards Card

Annual Fee
₱ 2,250  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 480,000

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Insurance installment

check

Exclusive discounts

BPI Amore Cashback Card

BPI Amore Cashback Card

Annual Fee
₱ 2,050  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

No-brainer rebate

check

Supermarket rebate

check

Installment

check

Exclusive discounts

Maybank Standard Mastercard

Maybank Standard Mastercard

Annual Fee
₱ 2,000  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 195,000
info

Things to consider for this product:

check

Free reward points

check

No Annual Fee

check

Exclusive discounts

check

Dual currency

Maybank Visa Classic

Maybank Visa Classic

Annual Fee
₱ 2,000  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 195,000
info

Things to consider for this product:

check

Free reward points

check

No Annual Fee

check

Exclusive discounts

check

Dual currency

BPI Rewards Card

BPI Rewards Card

Annual Fee
₱ 1,550  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

Free reward points

check

Travel insurance

check

Installment

check

Exclusive discounts

Petron-BPI Card

Petron-BPI Card

Annual Fee
₱ 1,550  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

No-brainer rebate

check

Petrol rebate

check

No Annual Fee

remove

Rebate cap applied

BPI Edge Card

BPI Edge Card

Annual Fee
₱ 1,320  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

Shopping points

check

Installment

check

Nice card face

check

Exclusive discounts

AUB Platinum Mastercard

AUB Platinum Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 1,200,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

AUB Easy Mastercard

AUB Easy Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 252,000
info

Things to consider for this product:

check

No Annual Fee

check

Exclusive discounts

check

Choose your annual fee

check

Choose your due date

PNB-PAL Mabuhay Miles NOW Mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

Annual Fee
₱ 1,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

Bonus air miles

check

Air ticket rebate

check

No Annual Fee

remove

High income requirement

AUB Classic Mastercard

AUB Classic Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 252,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Exclusive discounts

check

Choose your annual fee

Maybank Gold Mastercard

Maybank Gold Mastercard

Annual Fee
₱ 2,500  per year
info
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 420,000

Things to consider for this product:

check

Free reward points

check

No Annual Fee

check

Exclusive discounts

check

Dual currency

AUB Gold Mastercard

AUB Gold Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 600,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

PNB Ze-Lo Mastercard

PNB Ze-Lo Mastercard

Annual Fee
Free
Annual Fee Waiver
Yes
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

No Annual Fee

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Installment

check

Good for beginners

check

Exclusive discounts

BPI Platinum Rewards Card

BPI Platinum Rewards Card

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,000,000

Things to consider for this product:

check

Free reward points

check

Online shopping points

check

Airport lounge

remove

High income requirement

BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,000,000

Things to consider for this product:

check

No-brainer rebate

check

Dining rebate

check

Food delivery

remove

High income requirement

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info