Accredited Repair Shops
Max. Total Sum Insured
With Mercantile car insurance, you can travel worry-free while keeping your vehicle secure. From ownership, use, to maintenance, Mercantile Insurance Co. Inc. will take care of your vehicle and deliver only quality service to its customers. Owning and maintaining a car has never been easier.
|Access to Critical Information||Yes|
|Overnight Accomodation||P 2,000|
|Vehicle Removal Crane Service||P 10,000|
|Flat Tire Replacement||Yes|
Is this the right product for you?
Checkout the other car insurance listing.
So much of our lives are spent on the road, which is why it’s good to invest in basic mandatory car insurance plus additional coverage. But what’s the best car insurance? Check out this short Mercantile car insurance review in the Philippines to see if it suits you.
Mercantile Car Insurance provides coverage not only for cars but also for motorcycles, scooters, buses, mobiles, motorhomes, trailers, road building equipment, and many others. Coverage includes ownership and usage, as well as vehicle maintenance. It covers risks such as own damage or theft, Acts of Nature, as well as strikes, riots, and civil commotions for vehicle types like sedans, SUVs, AUVs, vans, and pickups.
Other benefits include 10 years of casa eligibility, ₱2,000 deductible, 3 waived deductibles, and ₱5,000,000 maximum total sum insured. And if you have a car that’s 10 years old, you can still have it insured by Mercantile Insurance Co.
It helps to know and understand what your car insurance policy covers and what it doesn’t, and whether your car insurance provider offers the best package or not. This way, you can explore other options and get your money’s worth. Know what insurance policy you’re getting to get the best deal and save on costs as well.
Mercantile Insurance is one of the most trusted leaders in the non-life insurance industry in the Philippines, and it has been around for over 50 years.
It also has offices in key cities and over 70 casa repair shops, making it more accessible and convenient for customers wherever they may be located. Mercantile Insurance Co. Inc. has accredited workshops in Metro Manila, Cavite, Rizal, Laguna, Batangas, Quezon, Albay, Camarines Sur, Pangasinan, Benguet, Leyte, Cebu, Negros Occidental, Iloilo, Misamis Oriental, Davao del Sur, and Davao del Norte.
Aside from this, you'll enjoy insurance premiums which are relatively cheaper compared to other insurance providers. Deductibles are cheaper and can be waived three times a year as well.
The only downside is if you want car insurance coverage with the works, your premiums will be higher and you’ll need to pay more. Delays in claims processing are also unavoidable especially when further reviews and evaluations are required.
For Mercantile Car Insurance rates, you can request them through Moneymax. Take a look at these insurance premium quotations for the following car brands and models:
Car Brand and Model
Mercantile Car Insurance Rates
|Mitsubishi Mirage G4||₱14,940/Year|
*Rates are based on 2020 vehicles and are subject to change.
Drive confidently and safely knowing that you and your car are protected. You can easily get a Mercantile car insurance quote online, and you can insure your car with Mercantile with just a few taps.
After reviewing your car insurance policy’s inclusions and exclusions, submit all documents needed for claims via email to firstname.lastname@example.org. Moneymax’s team of Claims Experts will assist you and work with Mercantile Insurance to facilitate a quicker claims process. Below are the documents you’ll need:
After Mercantile Insurance receives and reviews your claims documents, they will evaluate the damage to your car. And once approved, you’ll receive a Letter of Authorization (LOA) to get your car fixed at a Mercantile Insurance accredited repair shop.
*Note that the process may change depending on the type of claim
Aside from car insurance, Mercantile Insurance also offers Personal Accident / Travel Insurance, Fire and Allied Perils Insurance, Engineering Insurance, Miscellaneous Casualty Insurance, Homeowners Protection Plan, Marine Cargo, Inland Marine, and Marine Hull Insurance, Aviation Insurance, and all kinds of Bond Insurance.
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