Mitsubishi is among the most visible car brands in the Philippines. After all, anything made by the Japanese is considered top-notch in terms of quality. So if you’re planning to buy a car, don’t hesitate to include Mitsubishi in your list of prospective brands.
However, buying a Mitsubishi is more than owning a reliable vehicle — it's an investment in your family's mobility, career, or everyday convenience. Protecting that investment starts with choosing the right insurance.
In this guide, we'll help you compare the best insurance for Mitsubishi owners, understand car insurance prices ranges, and learn how to get the cheapest annual premiums for your Mitsubishi car insurance.
How to Get the Cheapest Mitsubishi Car Insurance
Finding the cheapest Mitsubishi car insurance doesn't always mean choosing the lowest premium. The best value comes from balancing affordability with the protection you need. A policy with slightly higher premiums may offer more comprehensive benefits and better financial protection if you're involved in an accident or need to file a claim.
To get the most value for your money, consider these practical ways to lower your insurance costs:
- Compare quotes from multiple insurers. Premiums and coverage can vary significantly between providers, so comparing offers helps you find the best deal for your needs.
- Choose a higher deductible, if it fits your budget. A higher deductible can reduce your annual premium, but be sure you can comfortably cover the out-of-pocket cost should you need to make a claim.
- Review optional add-ons. Only pay for riders and additional coverage that are relevant to your driving habits and lifestyle.
- Renew your policy on time. Avoiding a lapse in coverage may help you maintain favorable rates and continuous protection.
- Practice safe driving. Maintaining a clean driving record can improve your eligibility for lower premiums over time.
- Reassess your coverage annually. As your Mitsubishi depreciates in value, updating your policy can help ensure you're paying for coverage that matches your vehicle's current worth.
Taking the time to compare your options each year can help you find the right balance between cost and protection, giving you confidence that your vehicle—and your finances—are well protected.
The Cheapest Mitsubishi Car Insurance in the Philippines
Wondering how much is Mitsubishi car insurance? Check it out below:
🚗 Mitsubishi L300 Cab and Chassis Car Insurance Price
The L300 may be that boxy, plain vehicle that’s often considered for business purposes. Over the decades, its reliability can never be contested. Its purpose-centric function has certainly turned it into one of the most iconic Mitsubishi vehicles.
Priced at around ₱829,000, this van has the cheapest insurance on this list. Despite the fact that it doesn’t have high-tech safety features, such as a blind-spot detection system and cruise control, its ergonomics and utility make up for these deficiencies. Also, its roomy cabin can accommodate up to 17 people or kilos of products.
🚗 Mitsubishi Mirage Car Insurance Price
Cheapest annual premium: ₱16,730 (2025 Mitsubishi Mirage G 1200cc Gas A/T FWD)
Tiny yet big on features―that’s what best describes the Mitsubishi Mirage. This compact car is unlike any other in the category because of its sleek, sporty, and streamlined shape. And despite its size, it can comfortably seat up to five people.
With an affordable price range of around ₱793,000, the Mirage is Mitsubishi’s cheapest car. Its Mitsubishi car insurance in the Philippines is also relatively cheap. You’ll only have to shell out around ₱16,730 a year or less than ₱1,400 a month.
The Mirage’s insurance cost is affordable mainly because of its safety features. These include driver and front passenger airbags, child safety locks, anti-lock braking system, rear seat belts, door ajar warning, side impact beams, and engine check warning.
Read more: Acts of God Insurance: Is Your Car Insured Against Natural Disasters?
🚗 Mitsubishi Mirage G4 Car Insurance Price
If you love the sporty appeal of the Mitsubishi Mirage but wish that it had an extra trunk, then the Mirage G4 is for you. This sedan retains the qualities that Filipinos love about the original Mirage: affordability and fuel efficiency.
This modern iteration has sleek fabric interiors and a rather advanced infotainment system. If you’re all for smartphone-car integration, the Mirage G4 features Apple CarPlay and Android Auto. As for safety, it has airbags for the driver and the passenger, as well as an immobilizer.
If you have a baby in the family, this car can complement your little one’s safety needs with the ISOFIX. Moreover, it also has pretensioners, which automatically tighten the front seat belts to restrain the driver and the front passenger in the event of a collision.[1]
For a Mitsubishi Mirage G4, car insurance starts at around ₱16,946 a year.
🚗 Mitsubishi Xpander Car Insurance Price
Who says that multi-purpose vehicles or MPVs have to sport a boring, conservative look? The Mitsubishi Xpander is a far cry from its predecessor, the Adventure, with its edgy and bold silhouette. But the Xpander doesn’t only have the looks; it’s also loaded with powerful features.
For one, its 1.5L gas engine designed with MIVEC technology ensures a fuel-efficient drive. It can seat up to seven people, which makes it a good choice for a family car. Moreover, the seats in the third row can be converted into a cargo area.
When it comes to safety, it has airbags for the driver and the front passenger, electronic brake distribution, immobilizer, and electronic door locks. And for your convenience, the Xpander comes with cruise control.[2]
Despite being one of the more expensive cars from Mitsubishi, the Mitsubishi Xpander insurance premium is quite reasonable. You’ll only have to pay around ₱1,600 per month or around ₱19,989 per year.
🚗 Mitsubishi Montero Sport Car Insurance Price
One of the best-selling SUVs in the country, the Montero Sport is a reliable car with outstanding off-road capabilities. Its modern beauty is impossible to ignore, a factor that has turned it into a status symbol.
While a massive SUV, it’s actually fuel-efficient. Its engine is packed with power, too, as it can churn out a maximum output of 179 hp and a torque of 430 Nm. It can seat up to seven people, making it an ideal family car or a vehicle for weekend warriors who bring a lot of items with them.
When it comes to safety and security features, the Montero Sport boasts the following: airbags for the driver and the front passenger, side airbags, curtain airbags, electronic brake distribution, speed-sensing electronic door locks, and ISOFIX.
As the Montero Sport’s price starts at ₱1,568,000, expect that its insurance premium will be expensive, too. For this car, the cheapest Mitsubishi car insurance in the Philippines is a little over ₱27,000.
Final Thoughts
Owning a Mitsubishi is an important milestone, whether it's your family's first car, your daily commuter, or a vehicle that supports your livelihood. The right vehicle insurance helps protect that milestone from unexpected expenses.
Rather than focusing only on the lowest premium, compare coverage, benefits, deductibles, and claims support to find the policy that fits your needs. A little research today can help you avoid bigger financial setbacks tomorrow.
When you're ready, compare multiple Mitsubishi car insurance quotes with Moneymax and move forward with confidence.
Where to Get a Free Car Insurance Quote
Below is a list of top car insurance companies and their features. Compare your options and get a free quote from Moneymax!
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