Minimum loan amount P 50,000 | Minimum annual income P 360,000 | Add-on interest 1.3% |
Got any financial goals you want to achieve right about now? Then get the help you need when you apply for an RCBC Personal Loan. Borrow up to ₱1 million to fund your short-term or long-term needs and pay it back in flexible monthly installments.
Age | 21 to 65 years old |
Minimum Annual Income | P360,000 |
Credit Card | Not Required |
Landline Number | Required |
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Sometimes, all you need is a little push to make your dreams come to life. So it’s time to get up and start working on your goals, knowing that you can get a little help from RCBC Personal Loan. Borrow up to ₱1 million and pay in flexible monthly terms.
Important goals take time to materialize especially if it involves a chunk of money. This makes it the perfect time to apply for an RCBC Personal Loan so you can open the doors to your long-term plans by borrowing cash amounting to ₱50,000 to ₱1 million. Here are some of the top approved personal loan purposes:
Before applying for a loan, you need to meet the following RCBC Personal Loan eligibility criteria:
Curious to see the monthly payments needed for your desired loan amount and terms? Try RCBC’s online personal loan calculator to check which repayment term for your target loan amount will work best for your budget. Below is a sample computation of the usual loan amount and terms:
RCBC Personal Loan Sample Computation
Note: The resulting figures of your calculation are just estimates. They’re subject to change. Remember that your actual amortizations will be reflected in the loan disclosure statement.
Loan Amount | 6 months | 12 months | 24 months | 36 months |
---|---|---|---|---|
₱50,000 | ₱8,983.33/month | ₱4,816.67/month | ₱2,733.33/month | ₱2,038.89/month |
₱100,000 | ₱17,966.67/month | ₱9,633.33/month | ₱5,466.67/month | ₱4,077.78/month |
₱250,000 | ₱44,916.67/month | ₱24,083.33/month | ₱13,666.67/month | ₱10,194.44/month |
₱750,000 | ₱134,750/month | ₱72,250/month | ₱41,000/month | ₱22,888.89/month |
₱1,000,000 | ₱101,333.33/month | ₱73,555.56/month | ₱59,666.67/month | ₱45,777.78/month |
Loan amount: ₱50,000 to ₱1 million
Loan terms: 6 to 36 months
Monthly interest rate: 1.3%
Minimal requirements: No collateral fee
You can borrow money for as low as ₱50,000 and as high as ₱1 million with your RCBC Personal Loan.
Your RCBC Personal Loan is an all-purpose loan, which means you can use it to fund almost any financial need you have like travel, tuition, home improvement, car repairs, etc.
RCBC will take 5 to 7 banking days upon receiving your documents to process your loan application.
Yes! You can download the RCBC Online Banking app to view and manage your loan balance. You can also log in to the RCBC Online Banking website if you’re using a computer.
To check your loan application status, contact RCBC at 8877-7222 or email them at customercare@rcbc.com.
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