RCBC Personal Loan: Your Quick & Easy Financial Solution Up to ₱1 Million
Updated: Jun 24, 2026
- Borrow money up to ₱1 million
- Get approved within 5 to 7 banking days
- Pay in 6, 12, 24, or 36 monthly installments
- Competitive interest rate at 1.3%
- Ideal for: travel, home improvement, tuition
RCBC Personal Loan Requirements for Filipinos
- 2 valid government-issued IDs with your photo and signature
- Filled-out and signed application form
- Employed:
- Latest ITR or Certificate of Employment (COE)
- TIN
- Utility bill
- Self-employed:
- Latest documents of the following: audited financial statements, ITR, or 3 month bank statements
- DTI/SEC Business Registration Certificate or Mayor’s Permit
- RCBC Personal Loan Calculator
Meet your financial goals faster with an RCBC Personal Loan. Designed for your convenience, it offers a quick online process, competitive rates, and flexible terms to fit your budget and lifestyle seamlessly.
Key Features
- Loan amount: ₱50,000 to ₱1,000,000
- Loan terms: 6 to 36 months
- All-digital application and approval
- Disbursement within a few days after approval
Eligibility & Requirements
- Filipino citizen aged 21–65 years old
- Minimum gross monthly income: ₱25,000
- Proof of employment or business
- Valid government-issued ID
Why Choose RCBC?
RCBC makes borrowing simple and reliable. Experience swift approvals, transparent terms with rates as low as 1.3% monthly add-on interest, and the trusted support of a leading financial innovator.
How to Apply
- Visit the RCBC Personal Loan page on Moneymax.
- Enter desired loan details.
- Submit your application and required documents online.
- Receive funds directly to your RCBC account after approval.
Updated for 2025. Terms and approval may vary by applicant profile.