All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

Civil Service Exam: Simple Guide for Aspiring Filipino Public Servants

Want to start a career in government service? You share the dream with eight in every 10 Filipinos. A recent JobStreet.com survey notes the increasing desire for government jobs in the Philippines, with 77% of Pinoys wanting to work for the public service sector. Interestingly, the most in-demand government agencies for jobseekers are the SSS, BIR, and […]

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UMID Card Application: 5 Things You Need to Know

The Unified Multi-Purpose ID (UMID) is a four-in-one identification card that Filipinos can use to transact with government agencies such as the Social Security System (SSS), Government Service Insurance System (GSIS), PhilHealth, and Pag-IBIG Fund. The UMID is also accepted as a valid ID in all other transactions. This makes it one of the most powerful […]

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How to Check if Your Employer is Paying Your Pag-IBIG, PhilHealth, and SSS Contributions

Is your employer remitting Pag-IBIG, PhilHealth, and SSS contributions being deducted from your salary? If your answer is “I don’t know,” “I’m not sure,” or “I don’t think so,” it’s time to start monitoring your contribution payments. You need to confirm if your company is up to date in remitting the correct amount of your […]

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A Complete Guide to PhilHealth Voluntary Membership Registration (Updated)

Life is uncertain—you may be healthy one day and be bedridden the next. You can’t afford not to have a health insurance for medical emergencies, especially if you’re not employed in a government office or a private company that provides HMO (health maintenance organization) coverage. This is where your PhilHealth membership comes in. Apart from life […]

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Simple Steps to Securing a PhilHealth ID

Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if the ID usually comes for free. Apart from having a valid ID, which you can use for government and non-government transactions, owning a PhilHealth ID also allows you […]

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Quick Guide to Pag-IBIG Salary Loan Application [Updated]

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider, and the SSS identifies you as a private employee (alongside your Tax Identification Number from the BIR), the Pag-IBIG Fund is your gateway to […]

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How Much Will You Get from the SSS When You Retire?

If you aren’t already investing or increasing your retirement savings, now is the best time to do so. You may think that your SSS retirement benefits will be enough to cover your needs for when you retire, but they will never be. You shouldn’t rely on just the SSS pension. The government agency’s fund life […]

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5 Balikbayan Travel Tips to Remember When Spending Holidays in the Philippines

Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things balikbayans have to take care of before the trip back home, it’s easy to forget […]

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Makati Subway: Everything to Know About Makati's Biggest Project

Do you live or work in Makati? Expect big changes when the Makati Public Rail Transport (PRT)—better known as the Makati Subway—becomes operational in five years. The 10-kilometer Makati PRT will be the first intracity subway system in the Philippines. What’s in store for residents and employees in the country’s premier business district? Let’s explore […]

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Pag-IBIG MP2 vs. SSS PESO Fund: Which is the Better Government Savings Program for You?

Choosing between the Pag-IBIG MP2 and SSS PESO Fund to start saving money? Learn about their similarities and differences to come up with a wise decision. To encourage their members to save and earn additional income, the Pag-IBIG Fund and SSS offer their respective voluntary savings schemes, the Modified Pag-IBIG II (MP2) Program and the Personal […]

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The Complete Guide to Claiming Your Pag-IBIG Contributions

You’ve diligently paid your Pag-IBIG contributions throughout your entire career. And now, you think it’s time to get your investment back. How to claim Pag-IBIG contribution, you wonder. Read on this guide to know the proper way to withdraw your savings. When Can You Withdraw Pag-IBIG Contributions? But first, it’s important to confirm first if […]

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4 Compelling Reasons to Get Life Insurance for OFW

Do you know who needs life insurance the most? Yes, it’s you who have to endure homesickness and loneliness working abroad to give your family a better future. If you still can’t see the point in paying premiums, consider the real-life story of a fellow OFW. Remember the news about Joanna Demafelis, a domestic helper […]

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What is Universal Health Care Bill and How Will It Benefit Us?

The Senate recently approved the Universal Health Care Bill. Should we care about it? Of course! Health care costs in the Philippines are getting more expensive. In fact, our country has the highest medical inflation rate in Asia at 13.1% in 2018, based on a Mercer Marsh Benefits survey. This is twice as high as […]

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SSS Retirement Benefits: An Easy Guide to Claim Your Pension

The SSS retirement pension is always an emotional topic for retirees. It’s perfectly understandable—you’ve worked 40 years of your life and paid your SSS contributions without fail. It’s only fair to receive a pension that’s commensurate with the money and years of labor you’ve invested. But alas, it isn’t the reality for retirees in the […]

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Postal ID Application in the Philippines: 6 Common Questions Answered

Got rejected for a bank or government service because you lack a valid ID? Don’t worry. There’s a quick and convenient way to get a valid ID: apply for a postal ID issued by Philippine Postal Corporation (PhilPost). The government has not yet started issuing the national identification card, and the Comelec has stopped issuing […]

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What Benefits Can Senior Citizens Enjoy in Your City?

Did you know that Filipino senior citizens who reach 100 years old receive a one-time PHP 100,000 cash gift? The Centenarians Act of 2016 (Republic Act 10868) mandates this cash incentive on top of senior citizen discounts and benefits under the Expanded Senior Citizens Act of 2010 (Republic Act 9994). Also, indigent senior citizens receive […]

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Balik Manggagawa OEC Exemption: Step-by-Step Guide for Returning OFWs

Your time here in the Philippines while on vacation from your overseas job is too precious to waste on getting an Overseas Employment Certificate (OEC)—which can last for an entire day. Did you know that you could save time by getting a Balik Manggagawa OEC exemption? Yes, you read that right. Returning OFWs aren’t required […]

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Paternity Benefits in the Philippines: What Expectant Fathers Must Know

Expecting your baby soon? Your role as a father is crucial from the moment you learn about your wife’s pregnancy, more so during and after childbirth. You have to give her your time and support every step of the way—on top of working hard to provide for your new family. Such a great responsibility, huh? […]

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A Quick Look at the New and Improved SSS Member Portal

Any SSS member knows how excruciatingly frustrating it is to use the SSS online service portal. Good thing, it recently got its much-needed upgrade. In August 2018, the Social Security System (SSS) launched My.SSS Beta, an updated version of the old portal that’s notoriously slow at best and non-responsive at worst. Through the My.SSS Beta […]

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Looking for Work Abroad? 4 Ways to Find Legitimate OFW Recruiters

Despite laws protecting the rights of Overseas Filipino Workers (OFWs), many of them still fall prey to illegal recruiters and end up exhausting their savings without landing an overseas job. Trying to find work abroad? Are you sure you’re dealing with a legitimate recruitment agency? Apply only through a recruiter licensed by the Philippine Overseas […]

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