All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

Pag-IBIG Acquired Assets: Complete Guide to Buying Foreclosed Properties

Pag-IBIG acquired assets are ideal for both low-income earners who want to own an affordable home and real estate investors who want to maximize their returns. Interested in buying an acquired asset from Pag-IBIG? Here’s everything you need to know about Pag-IBIG Fund acquired assets to make an informed buying decision. What are Pag-IBIG Acquired […]

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SSS Online Registration: A Simple Step-by-Step Guide (Updated)

Are you an SSS member but don’t have a My.SSS account yet? Better do it now to reap the benefits of this SSS online service facility. What is My.SSS? My.SSS is an easy-to-use online service portal of the SSS website that enables registered SSS members to conveniently and safely access their social security records online. […]

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NBI Clearance Online Application and Renewal: Simple Step-by-Step Guide

NBI clearance application and renewal used to be a tedious and time-consuming process. Remember how you endured long lines and spent almost an entire day to get that all-important piece of paper? The experience would get worse if you had a hit, which meant you’d have to bear the agony of waiting and the hassle […]

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BM Online System: A Balik Manggagawa OFW’s Guide

Getting an Overseas Employment Certificate (OEC) or exit clearance can be a nightmare for many Overseas Filipino Workers (OFWs). OEC processing can take them an entire day lining up for hours and wasting precious time they could’ve spent with their families instead. It gets worse when OFWs come back home to spend Christmas holidays and […]

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How to Get an OFW e-Card: Guide to OFW ID Card Application

With the launch of the new OFW ID card (called the OFW e-CARD) in November 2018, the horror of getting an Overseas Employment Certificate (OEC) might just soon be over for OFWs. Filipinos working abroad can also expect smoother and faster transactions with different government agencies. Interested in getting an OFW e-CARD? Let this simple […]

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SSS Unemployment Benefits: What SSS Members Must Know

Getting laid off from work is undoubtedly one of the most traumatic things to experience in one’s career. Aside from the pain of rejection, a terminated employee has to deal with the challenges that come with the sudden loss of income. There are bills to pay, mouths to feed, and other financial responsibilities that won’t […]

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P2P Schedule and Routes from Provinces to Metro Manila

  Traveling daily from the nearby provinces of Metro Manila is so frustrating, to say the least. It takes you two to three hours at best, or four to five hours at worst (which happens more often), to get to any of the main business districts in the metro like Ortigas, Makati, and BGC. Heck, […]

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Civil Service Exam: Simple Guide for Aspiring Filipino Public Servants

Want to start a career in government service? You share the dream with eight in every 10 Filipinos. A recent JobStreet.com survey notes the increasing desire for government jobs in the Philippines, with 77% of Pinoys wanting to work for the public service sector. Interestingly, the most in-demand government agencies for jobseekers are the SSS, BIR, and […]

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UMID Card Application: 5 Things You Need to Know

The Unified Multi-Purpose ID (UMID) is a four-in-one identification card that Filipinos can use to transact with government agencies such as the Social Security System (SSS), Government Service Insurance System (GSIS), PhilHealth, and Pag-IBIG Fund. The UMID is also accepted as a valid ID in all other transactions. This makes it one of the most powerful […]

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How to Check if Your Employer is Paying Your Pag-IBIG, PhilHealth, and SSS Contributions

Is your employer remitting Pag-IBIG, PhilHealth, and SSS contributions being deducted from your salary? If your answer is “I don’t know,” “I’m not sure,” or “I don’t think so,” it’s time to start monitoring your contribution payments. You need to confirm if your company is up to date in remitting the correct amount of your […]

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A Complete Guide to PhilHealth Voluntary Membership Registration (Updated)

Life is uncertain—you may be healthy one day and be bedridden the next. You can’t afford not to have a health insurance for medical emergencies, especially if you’re not employed in a government office or a private company that provides HMO (health maintenance organization) coverage. This is where your PhilHealth membership comes in. Apart from life […]

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Simple Steps to Securing a PhilHealth ID

Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if the ID usually comes for free. Apart from having a valid ID, which you can use for government and non-government transactions, owning a PhilHealth ID also allows you […]

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Quick Guide to Pag-IBIG Salary Loan Application [Updated]

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider, and the SSS identifies you as a private employee (alongside your Tax Identification Number from the BIR), the Pag-IBIG Fund is your gateway to […]

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How Much Will You Get from the SSS When You Retire?

If you aren’t already investing or increasing your retirement savings, now is the best time to do so. You may think that your SSS retirement benefits will be enough to cover your needs for when you retire, but they will never be. You shouldn’t rely on just the SSS pension. The government agency’s fund life […]

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5 Balikbayan Travel Tips to Remember When Spending Holidays in the Philippines

Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things balikbayans have to take care of before the trip back home, it’s easy to forget […]

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Makati Subway: Everything to Know About Makati's Biggest Project

Do you live or work in Makati? Expect big changes when the Makati Public Rail Transport (PRT)—better known as the Makati Subway—becomes operational in five years. The 10-kilometer Makati PRT will be the first intracity subway system in the Philippines. What’s in store for residents and employees in the country’s premier business district? Let’s explore […]

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Pag-IBIG MP2 vs. SSS PESO Fund: Which is the Better Government Savings Program for You?

Choosing between the Pag-IBIG MP2 and SSS PESO Fund to start saving money? Learn about their similarities and differences to come up with a wise decision. To encourage their members to save and earn additional income, the Pag-IBIG Fund and SSS offer their respective voluntary savings schemes, the Modified Pag-IBIG II (MP2) Program and the Personal […]

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The Complete Guide to Claiming Your Pag-IBIG Contributions

You’ve diligently paid your Pag-IBIG contributions throughout your entire career. And now, you think it’s time to get your investment back. How to claim Pag-IBIG contribution, you wonder. Read on this guide to know the proper way to withdraw your savings. When Can You Withdraw Pag-IBIG Contributions? But first, it’s important to confirm first if […]

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4 Compelling Reasons to Get Life Insurance for OFW

Do you know who needs life insurance the most? Yes, it’s you who have to endure homesickness and loneliness working abroad to give your family a better future. If you still can’t see the point in paying premiums, consider the real-life story of a fellow OFW. Remember the news about Joanna Demafelis, a domestic helper […]

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What is Universal Healthcare Act and How Will It Benefit Us?

The President recently signed the Universal Healthcare Act, a measure that would provide health care coverage for all Filipinos. Should we care about it? Of course! Health care costs in the Philippines are getting more expensive. In fact, our country has the highest medical inflation rate in Asia at 13.1% in 2018, based on a […]

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