All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

How to Get Police Clearance Online: A Simple Guide for Filipinos

Need a police clearance for local employment? The Philippine National Police (PNP) has recently implemented a new and faster way for Filipinos to secure this document, which is through an online application. Keep reading to know how to get police clearance online in the Philippines without any hassle. Table of ContentsWhat is Police Clearance?How long is the validity of a Police Clearance?Police Clearance RequirementsHow to Get Police Clearance Online1. Register for an Account via the National Police Clearance System2. Set an Online Appointment3. Pay For the Police Clearance Fee4. Go to Your Selected Police StationHow to renew my police clearance?Final Thoughts What is Police Clearance? The National Police Clearance is a document proving that the holder has no criminal or derogatory record based on the PNP database. The police clearance is usually one of the pre-employment requirements that job candidates must submit to their employer. It’s also accepted as a valid ID in some transactions, such as NBI clearance and credit card applications. However, the police clearance is not honored as a valid ID for COMELEC voter’s registration and DFA passport application/renewal. Read more: NBI Clearance Online Application: Simple Step-by-Step Guide How long is the validity of a Police Clearance? The validity of police clearance is six months. Each clearance bears a unique QR code that ensures its authenticity. Police Clearance Requirements The PNP requires two valid IDs for police clearance online application. Valid IDs should meet the following criteria: Not expired Original (not photocopied) Has the applicant’s complete name, clear photo, and signature Any two of the following IDs…

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How to Get Your TIN in the Philippines: Requirements, Steps, and Fees to Know

A TIN is one of the most crucial numbers you’ll ever have in your life. It can be as important as your cellphone number, so much so that you might have to memorize it as well because you’ll be asked to write down your TIN in countless forms and documents. Have you ever been issued a TIN before? If not, then here’s your guide on how to get TIN number in the Philippines. Table of ContentsWhat is TIN?Who is Required to Secure a TIN?How to Get TIN Number in the PhilippinesTIN Number Application for Self-Employed and Mixed-Income IndividualsTIN Number Application for EmployeesTIN Number Application for Corporations and PartnershipsTIN Number Application for OFWs and Unemployed FilipinosTIN Registration FAQs1. How many digits are there in a TIN number?2. How to get TIN number online?3. Should I get a new TIN when starting a business or a new job?4. I have 2 TIN numbers. What should I do?5. Should I register my business with the BIR every year?Final Thoughts What is TIN? A Tax Identification Number or TIN is a unique and permanent number issued by the Bureau of Internal Revenue (BIR) to an individual or organization to ensure that they pay correct taxes on time. It’s used for properly identifying the taxpayer when filing tax returns and tracking tax obligations and payments. The TIN is like an SSS number, PhilHealth number, and Pag-IBIG number in the sense that each of them is required in all transactions with the concerned government agency. This BIR-assigned number is also a requirement in other types of…

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Pag-IBIG Online Registration Guide: How to Get Your Pag-IBIG Number Online

For fresh college graduates and first-time employees, membership in the Pag-IBIG Fund (as well as PhilHealth and SSS) is like a rite of passage into adulthood. It marks your beginning as a full-fledged career professional. Consider yourself lucky because nowadays, most government transactions like the Pag-IBIG online registration can be done over the internet. No need to waste your precious time waiting in line just to register with a government agency. With Pag-IBIG online, it takes only a few minutes and several clicks to enroll as a member of the Pag-IBIG or Home Development Mutual Fund (HDMF). It’s a lot more convenient now compared to the manual registration that your parents and older siblings had to go through in the past. To make the process even easier for you, here’s a simple guide on how to apply for Pag-IBIG membership online. Table of ContentsWhat is Pag-IBIG Online Registration?Who Should Register for Pag-IBIG Membership?Mandated Pag-IBIG MembershipVoluntary Pag-IBIG MembershipPag-IBIG Membership BenefitsHow to Register Online in Pag-IBIGPag-IBIG Website Online Registration StepsPag-IBIG Online Registration FAQs1. What are the Pag-IBIG online application requirements?2. How to verify Pag-IBIG number?3. Does having a Pag-IBIG number mean I am already a member?4. How to create and log in to Pag-IBIG online account?5. How to update Pag-IBIG online membership?Final Thoughts What is Pag-IBIG Online Registration? Pag-IBIG online registration refers to the process of enrolling yourself as a Pag-IBIG Fund member. This involves submitting your information, generating your Member’s Data Form (MDF), and getting your Pag-IBIG Membership ID (MID) Number through the HDMF Online Registration System. Who Should Register for…

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Complete Guide to PSA Online Services via PSA Serbilis and PSA Helpline

Too busy to apply for a birth, marriage, or death certificate at a PSA Serbilis Center? A convenient alternative to a walk-in application is using the PSA online service. This is also a safer service instead of having to go outside to process your PSA online application. Through PSA online, you can skip the long lines and stressful commutes. Applying and paying for civil registry documents from the Philippine Statistics Authority or PSA (formerly National Statistics Office or NSO) can be done over the internet. Your requested certificates will be delivered to your home or office after several days. Even if you’re based abroad, you can still request documents via PSA or NSO online and have them delivered to your preferred address. You can get a PSA certificate online either through PSA Serbilis and PSAHelpline.ph. Here’s a quick walk-through of each PSA online services. Table of ContentsPSA Online Application via PSA SerbilisWhat is PSA Serbilis?How to Get a Birth, Marriage, or Death Certificate Online via PSA SerbilisHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA SerbilisVia Over-the-Counter Payment ChannelsVia Online Payment ChannelsHow Many Days Does PSA Serbilis Take to Deliver Documents?PSA Serbilis Delivery TimeframePSA Serbilis Accredited CouriersHow to Check the Status of My PSA Serbilis Online Request?PSA Online Application via PSAHelpline.phWhat is PSAHelpline.ph?How to Get a Birth, Marriage, or Death Certificate Online via PSA HelplineHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA HelplineVia Over-the-Counter Payment ChannelsVia Online Payment ChannelsHow Many Days Does PSA Helpline Take to Deliver Documents?How to…

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Handy Guide to Pag-IBIG Calamity Loan Online Application

Were you recently affected by a calamity? It can be difficult, especially if you need financial assistance to recover. Fortunately, the Home Development Mutual Fund or more popularly known as the Pag-IBIG Fund offers cash assistance to calamity-stricken members through the Pag-IBIG Calamity Loan. Learn all about this loan program, its deadline, interest rates, and steps to applying online in this guide. Table of ContentsWhat is the Pag-IBIG Calamity Loan?Who can avail a Pag-IBIG Calamity Loan?Pag-IBIG Calamity Loan RequirementsHow much is the Pag-IBIG Calamity Loan amount?How to Apply for Pag-IBIG Calamity Loan Online and Via a RepresentativeThrough a RepresentativePag-IBIG Calamity Loan Online ApplicationWhen is the Pag-IBIG Calamity Loan application deadline?How long is the Pag-IBIG Calamity Loan processing time?How will I receive my loan proceeds?What are the interest rates and fees?Pag-IBIG Calamity Loan Repayment TermsWhere can I pay my Pag-IBIG Calamity Loan?I cannot pay my Pag-IBIG Calamity Loan. What happens next?Final Thoughts What is the Pag-IBIG Calamity Loan? The Pag-IBIG Fund Calamity Loan Program or CLP is a cash loan facility that seeks to assist Pag-IBIG Fund members recently affected by a calamity. Here are the basic features and fees of this loan assistance program: Loan amount: Varies but members can borrow up to 80% of their total Pag-IBIG savings Payment terms: Up to 24 months Once the fund announces that calamity loans are now available, you can apply up until 90 days after the declaration of a state of calamity in your area. Who can avail a Pag-IBIG Calamity Loan? Pag-IBIG members who fulfill the following requirements can apply for…

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Paternity Benefits in the Philippines: A Father’s Guide to Paternity Leave

Expecting a baby soon? Your role as a father is crucial from the moment you learn about your wife’s pregnancy, more so during and after childbirth. You have to give her your time and support every step of the way—on top of working hard to provide for your new family. And that’s why as a dad-to-be, you deserve to know the paternity benefits you can get from your employer and the government. Here are the questions soon-to-be dads usually ask about paternity benefits, specifically paternity leave in the Philippines, and their corresponding answers. Table of ContentsWhat Paternity Benefits Can I Claim?The Paternity Leave LawWho is Eligible for Paternity Leave?Paternity Leave RequirementsWhen Can I File a Paternity Leave?How to Apply for Paternity Leave in the PhilippinesIs Paternity Leave Convertible to Cash?What If an Employer Refuses to Give Paternity Benefit?Final Thoughts What Paternity Benefits Can I Claim? Let’s set your expectations straight: Paternity benefits differ a lot from PhilHealth and SSS maternity benefits. For one, these two government agencies don’t provide benefits specifically for expectant fathers. Also, the Philippine Labor Code[1] provides maternity leave benefits only—it doesn’t mention anything about paternity benefits. However, there’s a law that grants paternity leave benefits: the Paternity Leave Act of 1996 or Republic Act 8187[2]. The Paternity Leave Law Under RA 8187, male private and government employees in the Philippines are entitled to seven days of paternity leave with full pay. They should receive their basic salary, allowances, and other monetary benefits for those days. The paternity leave allows fathers to care for their newborn and wife…

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BM Online System Guide for Balik Manggagawa OFWs

Getting an Overseas Employment Certificate (OEC) or exit clearance can be a nightmare for many Overseas Filipino Workers (OFWs). OEC processing can take them an entire day lining up for hours and wasting precious time they could’ve spent with their families instead. It gets worse when OFWs come back home to spend Christmas holidays and attend school graduations. According to the Department of Labor and Employment, as many as 7,000 OFWs apply for an OEC per day during peak seasons. The result? Incredibly long lines at the Philippine Overseas Employment Administration (POEA) offices all over the country and thousands of frustrated OFWs. Are you a returning OFW? Save yourself from the stressful and tedious process of securing an OEC—use the Balik Manggagawa Online Processing System or BM Online[1]. Table of ContentsWhat is BM Online and Who Can Use It?Why Register via BM Online?How to Register for a BM Online AccountHow to Get and Pay for an OEC Online via the BM Online SystemHow to Set an OEC Appointment OnlineHere are the steps to schedule an online OEC appointment:How to Get an OEC Exemption OnlineHere are the steps to get an OEC exemption via BM Online:Final Thoughts What is BM Online and Who Can Use It? The BM Online is an online facility at the POEA website[2] that OFWs can use to get their OEC online anytime and anywhere in the comfort of their homes. No need to visit the Philippine Overseas Labor Office in their country of employment or line up at a POEA office or OEC processing center during…

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Quick Guide to SSS Calamity Loan Online

Due to the rising numbers of COVID-19 cases, the entire Luzon region was put on strict quarantine last March, causing businesses to temporarily shut down and many individuals losing their employment. Indeed, the past few months was challenging financially-speaking. Fortunately, SSS members can apply for an SSS Calamity Loan, a calamity assistance package that provides financial assistance to members affected by the pandemic and other declared calamities in the Philippines. Learn all about this calamity loan below. Table of ContentsWhat is the SSS Calamity Loan?Who can avail an SSS Calamity Loan?SSS Calamity Loan RequirementsHow much is the SSS Calamity Loan amount?How to Apply for the SSS Calamity Loan OnlineFollow these steps to apply for the SSS calamity loan online:SSS Calamity Loan Interest Rate and FeesIs the SSS Calamity Loan (CLAP) still available?How long is the SSS Calamity Loan Processing Time?Where can I pay my SSS Calamity Loan?I cannot pay my SSS Loan. What happens next?Final Thoughts What is the SSS Calamity Loan? Offered by the SSS or Social Security System, the SSS Calamity Assistance Program (CLAP) is for calamity-stricken members who are in need of financial aid. Below are the features and fees of this loan assistance program. Loan amount: Up to PHP 20,000 depending on your average monthly salary credit Interest rate: 10% but was recently reduced to 6% per annum Payment term: 24 months. The SSS, however, extended the SSS calamity loan payment term to 27 months. This means that loan payments will start on the fourth month after the date of loan approval. Service fee: 1% to be…

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PhilHealth and SSS Maternity Benefits Every Parent Needs to Know

Is a baby on the way? As a soon-to-be parent, you couldn’t be more excited. But you also couldn’t help being worried about the costs of pregnancy and childbirth. Do you have enough money to cover all of them? Whether you’re financially ready for a baby or not, you should know all the government-mandated benefits you’re entitled to and factor them into your budget. Employed and stay-at-home or work-from-home mothers—married or not and regardless of employment status—can avail of maternity benefits of PhilHealth and SSS. Maternity benefits in the Philippines may not be worth that much, but they can certainly help ease the financial burden that comes with preparing for a newborn and supporting yourself before returning to work. Table of ContentsSSS Maternity Benefits GuideWhat is SSS Maternity Benefit?Who Can Receive SSS Maternity Benefits in the Philippines?SSS Benefits Under the Expanded Maternity Leave LawHow Much is the Maternity Benefit in SSS for 2020?SSS Maternity Benefit ComputationHow to Compute Maternity Benefits in SSSSample SSS Maternity Benefit ComputationWhen Can I Get My SSS Maternity Benefit?PhilHealth Maternity Benefits GuideWhat is PhilHealth Maternity Benefit?Who Can Receive PhilHealth Maternity Benefits?What are the PhilHealth Benefits for Maternity?How Much is the Maternity Benefit in PhilHealth?Final Thoughts SSS Maternity Benefits Guide What is SSS Maternity Benefit? The maternity benefit granted by the SSS[1] is a daily cash allowance for covered female members who are unable to work due to childbirth, miscarriage, or emergency termination of pregnancy (including stillbirth). Who Can Receive SSS Maternity Benefits in the Philippines? Female private employees, government employees, self-employed individuals, and national athletes covered by the SSS…

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Senior Citizen Discount and Benefits Plus Important Facts You Might Not Know

Is it more fun to be a senior citizen in the Philippines? It may seem so, especially now that the government provides elderly Filipinos with senior citizen discounts and benefits to help ease their finances in their golden years. As a millennial, you maybe 30 to 40 years away from enjoying such privileges, but it helps to learn about them now, especially if you’re looking after your parents or grandparents. Yes, they need your help in knowing and asserting their rights under the senior citizen law. To start off, here’s everything you need to know about senior citizen privileges in the Philippines. Table of ContentsWhat is the Senior Citizen Age?Senior Citizen Discount List in the PhilippinesList of Senior Citizen Discounts and VAT ExemptionsOther Mandatory Benefits of Senior CitizenList of Senior Citizen BenefitsWhat are the PhilHealth Benefits for Senior Citizens?What are the Death Benefits for Senior Citizens?What Other Senior Citizen Discounts and Benefits are Available?Discount on Meralco and Other Utility BillsDiscount on Certain GroceriesDiscount on GrabCar RidesDiscount on Jollibee and Other Fast Food ChainsDiscount on Domestic FlightsHow to Compute Senior Citizen Discount6 Facts about Senior Citizen Privileges You Might Not Know1. The Senior Citizen Law Applies Everywhere in the Philippines2. Elders Can Get a Senior Citizen Discount Using Any Valid ID3. An Authorized Representative May Claim the 20% Discount on a Senior’s Behalf4. The Senior Citizen Act Doesn’t Allow Double Discounts5. Seniors Enjoy Vehicle Coding Exemption and Free Parking in Certain Cities6. Seniors are Always a Priority in QueuesFinal Thoughts What is the Senior Citizen Age? The senior citizen age in…

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10 Helpful SSS Benefits You Might Not Know Of

The Social Security System or SSS is known for providing retirement benefits or pension to retired members. However, did you know that there are other SSS benefits you can enjoy even before retirement? Keep on reading to know more about these SSS benefits and how you can claim them. Table of ContentsWhat is SSS?How to Become an SSS MemberHow to Apply as an SSS Member via SSS BranchHow to Apply as an SSS Member OnlineHow Much is the SSS Contribution?Employed, Self-Employed, Voluntary Member, and Non-Working SpouseHousehold Employers and KasambahayOFWsSSS Benefits Members Must Know1. SSS Employees’ Compensation (EC) Program2. SSS Unemployment Benefits3. SSS PESO Fund Program4. SSS Salary Loan5. SSS Death Benefits6. SSS Funeral Benefits7. SSS Maternity Benefits8. SSS Disability Benefits9. SSS Sickness Benefits10. SSS Retirement BenefitsHow to Claim SSS BenefitsFinal Thoughts What is SSS? Established in 1957, the SSS is a government-run social insurance program for employees in the Philippines. The agency provides various benefits, including sickness, maternity, and even retirement to all registered members. To become an SSS member, you must be at least 15 years old. Employed and self-employed Filipinos, OFWs, and unemployed individuals can be an SSS member. How to Become an SSS Member To become an SSS member, you must get an SSS number by either visiting the nearest SSS Branch or going to the agency’s official website. Below are the steps to SSS member registration. How to Apply as an SSS Member via SSS Branch Accomplish the SS Form E-1 (Personal Record Form)[1] Submit a certified true copy of any of the following primary documents:…

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9 Pag-IBIG Benefits You Probably Didn’t Know Yet

The Pag-IBIG fund is known for its affordable housing loans. It allows members to get their dream house without having to pay hefty interest rates. However, did you know that there are other Pag-IBIG benefits you can claim? Keep on reading to learn about these benefits and how you can avail them. Table of ContentsWhat is Pag-IBIG Fund?How to Become a Pag-IBIG Member OnlineHow Much is the Pag-IBIG Contribution?Pag-IBIG Contribution for Employees and EmployersPag-IBIG Contribution for Self-EmployedPag-IBIG Contribution for OFWsPag-IBIG Benefits Summary for Contributing Members1. Pag-IBIG Savings Program2. Pag-IBIG MP2 Program3. Pag-IBIG Loyalty Card Plus4. Pag-IBIG Housing Loans5. Pag-IBIG Mortgage Redemption Insurance6. Pag-IBIG Calamity Loan7. Pag-IBIG Salary Loan8. Pag-IBIG Provident Benefits 9. Pag-IBIG Death BenefitsPag-IBIG Benefits ApplicationHow to Apply for Pag-IBIG Housing LoanHow to Apply for Pag-IBIG Calamity or Multi-Purpose LoanHow to Claim Pag-IBIG Provident or Death BenefitsWhat is the Pag-IBIG Fund Hotline?Final Thoughts What is Pag-IBIG Fund? Established in 1978, the Home Development Fund (HDMF) is a government-owned and controlled corporation under the Department of Human Settlement and Urban Development.  Popularly known as the Pag-IBIG Fund, the agency addresses affordable home financing for Filipinos. Apart from housing loans, members can also enjoy numerous Pag-IBIG benefits such as calamity and multi-purpose loans, provident benefits, and death benefits. How to Become a Pag-IBIG Member Online To register for membership, go to the Pag-IBIG website at www.pagibigfund.gov.ph. Click “E-services”. On the next page, select “Membership Registration” Type in your name and birthdate. This lets Pag-IBIG check their database and ensure you don’t have an existing membership with the agency. Enter the code at the…

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PhilHealth Benefits Guide for Regular and Voluntary Members

Unexpected expenses, like a sudden hospitalization, can put a huge dent on your savings. Fortunately, there are PhilHealth benefits we can take advantage of. The Philippine Health Insurance Corporation or PhilHealth is a government agency mandated to financially help Filipinos with their medical needs. As of 2015, about 88% of the country’s population are contributing members of the agency[1]. Members and their qualified dependents can avail of PhilHealth benefits as long as they meet the eligibility criteria. Keep on reading to know more about PhilHealth and the benefits you can get as a member. Table of ContentsWhat is PhilHealth and How Does It Work?What PhilHealth Benefits are Available?1. Inpatient benefits2. Outpatient benefits3. Z benefits4. SDG-related benefitsPhilHealth Benefits for Foreign Citizens and Dual CitizensHow to Apply for PhilHealth Membership? PhilHealth basic requirementsFor foreign retireesFor foreigners living or working in the PhilippinesFor Filipinos with dual citizenshipPhilHealth Contribution TablePhilHealth Contribution Table for 2020PhilHealth Contribution Table for 2021PhilHealth Contribution Table for 2022PhilHealth Contribution Table for 2023PhilHealth Contribution Table for 2024 onwardsPhilHealth Contribution for Voluntary MembersPhilHealth Annual Contributions for Foreign and Dual CitizensPhilHealth Benefits Eligibility and ApplicationHow to Claim Philhealth BenefitsStep 1: ConditionsStep 2: Required DocumentsStep 3: Claiming and Post-ClaimsFrequently Asked Questions About PhilHealth Benefits1. How many times can I use my PhilHealth benefits in a year?2. How much is covered by PhilHealth?3. Who can be my PhilHealth dependents?4. How Can I use my PhilHealth for dependents?5. Is MRI covered by PhilHealth?6. Is CT Scan covered by PhilHealth?7. Are there maternity benefits for pregnant women and newborns?8. Can senior citizens apply as PhilHealth members?9. What cases are not…

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Pag-IBIG Salary Loan Application Guide for Filipino Borrowers

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider and the SSS identifies you as a private employee, the Pag-IBIG Fund is your gateway to financial assistance via a Pag-IBIG Salary Loan. One of the advantages of being a Pag-IBIG member is that you can apply for a Pag-IBIG Salary Loan. The “salary loan” part is in reference to the fact that the amount you can borrow is dependent on your Pag-IBIG contributions. Interested to apply? Here’s a quick guide to applying for a Pag-IBIG multipurpose loan. Table of ContentsWhat is a Pag-IBIG Salary Loan or Pag-IBIG Multipurpose Loan?How to Compute Pag-IBIG Salary Loan AmountHow to Apply for a Pag-IBIG Multipurpose LoanPag-IBIG Salary Loan EligibilityPag-IBIG Salary Loan RequirementsHow to Apply for a Pag-IBIG Multipurpose Loan OnlinePag-IBIG Salary Loan Term and Modes of ReleaseHow to Speed Up Your Pag-IBIG Salary Loan ApplicationWhere to Pay Your Pag-IBIG Multipurpose LoanFinal Thoughts What is a Pag-IBIG Salary Loan or Pag-IBIG Multipurpose Loan? The Pag-IBIG Salary Loan, also known as the Pag-IBIG Multipurpose Loan, is a cash assistance program every Pag-IBIG member can choose to avail. If you’re a qualified member, you can borrow up to 80% of your Pag-IBIG regular savings and have your loan processed in as fast as two days. How to Compute Pag-IBIG Salary Loan Amount Calculations are made according to the individual’s membership term multiplied by his/her monthly contribution. From there, a 60% loan factor is applied. For…

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Valid IDs in the Philippines You Need to Have

Nowadays, it’s important to have at least two valid IDs in your wallet. Private and government institutions usually ask to see one before pushing through with simple to major transactions like paying for bills or opening a bank account. And since we’re still months (or years) away from the release of the national ID, you’ll have to secure the following IDs one by one. Level up your #adulting game by collecting these valid IDs. Table of ContentsPrimary Valid IDs in the PhilippinesPhilippine PassportDriver’s LicensePhilHealth IDSSS UMID CardPostal IDTIN IDVoter’s IDPRC IDSenior Citizen IDOFW IDSecondary Valid IDs in the PhilippinesHow to Get a Government ID Fast and Hassle FreeStart with the Easiest ID to GetPrepare the Application Forms in AdvanceDouble Check Your Requirements Before Leaving HomeApply Online if PossibleFinal Thoughts Primary Valid IDs in the Philippines Philippine Passport Passports are not just useful when traveling overseas. A Philippine passport is also a powerful identification card that you can use in private- and government-related transactions. Where to Get Your Passport Apply for a passport through the Department of Foreign Affairs (DFA) website. To avoid delay and inconvenience, secure an appointment slot months before your trip. Philippine passports have a 10-year validity and cost PHP 950 to PHP 1,250. Read more: Easy Steps to DFA Passport Appointment, Application, and Renewal Driver’s License There are three types of driver’s license in the Philippines: student, non-professional, and professional. Issued by the Land Transportation Office (LTO), these three kinds of licenses are also considered government IDs. Where to Get Your Driver’s License If you’re planning to…

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LTO License Plate Release Updates for Car Owners

When will they release my new LTO license plate? Can I change my vehicle plate? Can I drive without one? What to do when my license plate is damaged or lost? These concerns may not be as urgent as an overheating engine or a flat tire, but your plaka matters, too. Serving as a vehicle’s identification, the license plate is required by law when driving on public roads in the Philippines. Here are some of the latest LTO license plate updates every car owner should know. Table of ContentsYour LTO License Plate from 2016 is Ready for ReleaseHow to Verify Your License Plate AvailabilityHow to Claim Your License Plate from LTOHow to Apply for a Replacement LTO License PlateYour Temporary License Plate Should Follow LTO Official SpecsPresident Duterte Signs the Doble Plaka LawLTO Releases First Batch of NEW Motorcycle PlatesAdditional LTO License Plate RemindersYou Still Can’t Apply for a Vanity Plate YetDriving Without a License Plate Can Get You in TroubleYour License Plate Number is PermanentBeware of FixersFinal Thoughts Your LTO License Plate from 2016 is Ready for Release Still awaiting your new LTO license plate for what seems like forever? What a bummer. While other countries have started implementing high-tech license plates, here we are—wondering for several years when our physical plates will be issued. But the long wait seems to be over (for some). For four-wheel vehicles registered from January to June 2016, their license plates will be ready for release[1]. LTO started releasing new plates and replacement plates last year and they are now available for claiming. As for…

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COMELEC Registration 2020: How to Register as a Voter

September 1 marks the start of Ber months, aka the Christmas season, in the Philippines. But many aren’t aware that it’s also the start of voter’s registration for the May 2022 elections. Before you get too busy with the holiday preps, don’t forget to fulfill your duty as a Filipino citizen. If you aren’t a voter yet, you need to register first with the Commission on Elections (COMELEC). Why bother to register? Voter’s registration is the first step to exercising your right to vote for the next leaders who will shape our country’s economy, international relations, public health, and other critical national policies. #MagpaRehistroKa na! Here’s a quick guide to walk you through COMELEC registration 2020. Table of ContentsWhat is Voter’s Registration?Who Can Register as a Voter in the Philippines?When is the COMELEC Registration?Until when is voter’s registration 2020?COMELEC Registration Schedule 2020What to Do Before Registration1. Prepare the COMELEC Registration Requirements2. Download and Accomplish the Voter’s Registration FormCOMELEC Registration Form Guidelines3. Book an Appointment with Your Local COMELEC Office4. Know the COVID-19 Safety Protocols in COMELEC OfficesCOMELEC Registration 2020: How to Register as a Voter1. Go to the Local COMELEC Office2. Present the Voter’s Registration Requirements3. Have Your Biometrics Captured4. Wait for Your Acknowledgment ReceiptCOMELEC Registration 2020 for Overseas VotersCOMELEC Registration Schedule and Venue for Overseas FilipinosCOMELEC Registration Steps for Overseas FilipinosVoter’s Registration 2020 FAQs1. Do we have COMELEC online registration?2. How often should I register as a voter?3. What is COMELEC satellite registration?4. How to verify my COMELEC registration status?5. How to transfer my COMELEC registration?6. How to update…

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Help Fight the Pandemic: How to Become a Contact Tracer in the Philippines

The number of active COVID-19 cases in the Philippines continue to rise, forcing the government to place parts of the country in various levels of community quarantine. To minimize the transmission of the virus, the government has hired over 30,000 contact tracers. But what is the role of a contract tracer in the Philippines? Keep on reading to know learn about it and how you can be a contact tracer in the Philippines. Table of ContentsWhat is Contact Tracing?What are the Responsibilities of  a Contact Tracer?1. Contact identification2. Contact listing3. Contact follow-upContract Tracer Skills and QualificationsContract Tracer RequirementsHow to Become a Contact TracerTESDA Training for Contact TracersWhat are the basic requirements for TESDA’s free contact tracing training?What are the qualifications for the trainers?Final Thoughts What is Contact Tracing? Contact tracing is the method of identifying, evaluating, and managing individuals who have been exposed to COVID-19. When done effectively, contact tracing can help reduce the transmission of the disease. The process requires tracers to identify individuals who have been exposed to a positive COVID-19 patient. They also have to follow up on them daily for at least 14 days from the last point of exposure. According to the Department of Health, contact tracing helps the country’s battle against the pandemic by: Interrupting ongoing transmission Reducing the spread of infection Alerting close contacts from possible infection Offering preventative counseling or care What are the Responsibilities of  a Contact Tracer? Apart from the abovementioned tasks, the World Health Organization has also broken down the contact tracing process into three sub-processes. These are the…

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DTI Loans for Businesses: How to Apply for P3 Program and CARES

The COVID-19 pandemic has forced 26% of businesses in the country to stop operations[1]. Some even permanently closed their doors to customers. The Department of Trade and Industry (DTI) and Small Business Corp. (SBC) launched the COVID-19 Assistance to Restart Enterprises (CARES) Program. SBC Cares Program aims to help entrepreneurs get back on their feet. CARES offers DTI loans of up to PHP 500,000, and is part DTI’s Pondo sa Pagbabago at Pag-Asenso also known as P3 Program, first launched in 2017. The P3 and CARES programs are quite similar. However, CARES Program specifically accommodates entrepreneurs whose businesses were affected by the lockdown. Keep on reading to know more about these types of DTI loans and if you should apply for the CARES or P3 program. Read more: Reopening Your Business? Guidelines and Tips for Resuming Your Operations Table of ContentsWhat is the DTI P3 Program?How much can I loan from the P3 Program?P3 Program Qualifications and RequirementsWhere can I apply for the DTI P3 Program?What is the CARES Program under DTI Loans?How much can I loan from DTI Cares?DTI Cares Qualifications and RequirementsAdditional requirements needed for CARESHow can I apply for the DTI CARES Program?Accredited Financial Institutions for DTI P3 and CARES ProgramsFinal Thoughts What is the DTI P3 Program? DTI launched the Pondo sa Pagbabago at Pag-Asenso or P3 program in 2017, starting with a PHP 1 billion budget. The program aims to discourage underprivileged business owners from borrowing money from loan sharks[2]. DTI partnered with SBC to lend loans from customers from the country’s top 30 poorest provinces….

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Steps to Getting a PRC ID: Online Registration and Renewal

After many sleepless nights reviewing for the licensure examinations, your hard work has finally paid off. You’ve passed the exam and can now practice your chosen profession. Congratulations! However, after donning your party hats and celebrating, you need to get your Philippine Regulatory Commission (PRC) ID. This ID is a requirement so you can start practicing your profession legally. In 2012, the PRC launched its online services to accommodate applicants wanting to take license exams[1]. The commission has since then extended its services to cater to professionals who would need to get and renew their PRC License and ID. Here is a step-by-step guide on how you can register for a PRC ID online. Table of ContentsWhat is a PRC License?What is a PRC ID?PRC ID Eligibility and RequirementsPRC Online Registration RequirementsHow to Get Your PRC License ID OnlinePRC Online Registration ProcedureSetting Up Your PRC Online ProfilePRC ID Requirements Submission and ClaimingPRC ID Renewal: How to Renew Your IDPRC ID FeesProfessions requiring baccalaureate degreesProfessions requiring non-baccalaureate degreesMedical representatives and real estate salespersonsPRC ID ValidityHow to Replace Lost PRC IDFinal Thoughts What is a PRC License? The Philippine Regulatory Commission was created in 1973, mandated to regulate various professions in the Philippines. The commission serves over four million professionals from over 43 regulated professions. It also caters to hundreds of thousands of aspiring professionals taking the licensure examinations every year. A PRC license proves that you are authorized to practice your profession. It is  issued to highly-skilled professionals such as architects, engineers, doctors, dentists, accountants, and veterinarians. Read more: PRC Online…

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