All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

SSS Unemployment Benefit: How to Avail of This Cash Benefit for SSS Members

Getting laid off from work is undoubtedly one of the most traumatic things to experience in one’s career. Aside from the pain of rejection, a terminated employee has to deal with the challenges that come with the sudden loss of income. There are bills to pay, mouths to feed, and other financial responsibilities that won’t go away. Such a grim picture is painted by reality. Since the start of the pandemic, the unemployment rate has risen due to lockdowns and heightened restrictions. Just recorded last September, the latest unemployment rate climbed to 8% from 6.9% the month prior. The said figure is equivalent to 3.88 million individuals.[1] Government employees enjoy unemployment benefits from the GSIS, which protect them from the financial impact of involuntary separation from the service. Private employees now have a reprieve as well through unemployment insurance mandated by the newly enacted Republic Act 11199 or Social Security Act of 2018.[2] As a result, qualified SSS members are entitled to unemployment benefits that can help ease their financial burden while looking for a new job. So, even if you think your chances of getting terminated from work are slim, it’s still important to know what the unemployment insurance provision means. Table of ContentsWhat is the SSS Unemployment Benefits Program?How Much SSS Unemployment Benefit Will I Receive?Who Can Apply for SSS Unemployment Benefits?Who Can’t Apply for SSS Unemployment Benefits?What are the SSS Unemployment Benefit Requirements?How Do I Apply for SSS Unemployment Benefits?How to Check the Status of My SSS Unemployment Benefit Application?SSS Unemployment Benefit FAQs1. Is the SSS Unemployment…

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Marriage Contract in the Philippines: How to Get One After Saying “I Do”

Marriage isn’t something people do on a whim. Just as you don’t marry someone you met only yesterday, you don’t get hitched without being legally ready. Getting married won’t be an easy ride, what with the many requirements soon-to-weds have to take care of. There’s your CENOMAR, marriage license, and after the wedding, the marriage contract in the Philippines. But that doesn’t mean you shouldn’t get married. Of course, you want your union to become legal and official. The point is, before you tie the knot, you have to be ready for all the paperwork it entails. Your dream wedding won’t become a reality if you lack even just one requirement. Here’s everything Filipino or foreign couples need to know before getting married, whether in civil or church rites, in the Philippines. Table of ContentsWho Can Get Married in the Philippines?How to Get Married in the Philippines in 8 StepsStep 1: Get Your PSA Birth CertificatesStep 2: Request a CENOMARStep 3: Get a CedulaStep 4: Apply for a Marriage LicenseStep 5: Book an OfficiantStep 6: Invite Your WitnessesStep 7: Get MarriedStep 8: Get Your Marriage CertificateFAQs on Getting Married in the Philippines1. What is the difference between a marriage license vs marriage certificate?2. Can we get married in a different place from where we got our marriage license?3. Can two foreigners get married in the Philippines?4. How can a foreigner get married in the Philippines?5. Can you get married without a marriage license in the Philippines?6. How many copies of CENOMAR are needed for securing a marriage license?7. Can I…

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How to Get an SSS ID in the New Normal: Read This Before Applying for a UMID Card

Gone are the days when you needed to provide multiple IDs to complete government transactions. Enter the UMID Card, perhaps one of the greatest innovations that the government has ever implemented. It rolls all the details of your multiple government IDs―from SSS to PhilHealth―into one card, thus making it function like a master key. With the practicality that it offers, the UMID card has been well-received in the country. A lot of Filipinos flock to SSS and GSIS branches to apply for one. And even if the application services have been paused for a long time due to quarantine restrictions, many are still looking forward to initiating their application. Thankfully, the UMID application service resumed last September 27, 2021.[1] If you happen to be an SSS member who wants to apply for a UMID card, you’ve come to the right place. Here’s how to get an SSS ID. Table of ContentsWhat is UMID?Who May Apply for a UMID Card?What are the Requirements for a UMID Card?Where Can I Apply for a UMID Card?How to Get an SSS ID in the PhilippinesStep 1: Schedule Your AppointmentStep 2: Go to the SSS Branch to Submit Your RequirementsStep 3: Proceed to Biometrics Capture BoothStep 4: Wait for Your UMID Card Pick-Up Schedule UMID Card Application FAQs1. How will I know the status of my application?2. If I don’t have any primary documents, what should I submit?3. How much is the UMID application fee?4. Does the UMID card have an expiration date?5. Someone offered to make my UMID. Is this legit?6. I need to replace…

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How to Use the LTO Portal: A Guide for Motorists in the Philippines

Need to file your driver’s license or car registration application or renewal? Why spend several hours at the LTO office (while exposing yourself to the risk of getting COVID-19) when you can just transact online? The Land Transportation Office (LTO) has recently launched an online portal for processing different transactions like license applications and renewal. This new LTO online system is part of the government agency’s transition to the new normal—which means people can transact at home over the internet and minimize physical contact at an LTO branch. To avoid running into problems while using the LTO online portal, familiarize yourself with the new system. Here’s everything you need to know about the agency’s online services. Table of ContentsWhat is the LTMS?LTO Online Services Available Through the LTMS PortalWho Can Use the LTMS Portal?Advantages of Using the LTMS Portal1. Faster LTO Transactions2. Safer Way to Process Your LTO Documents3. Increase Your Chance of Passing the Theoretical Exam4. No Need for Stressful Follow-Ups 5. Avoid Illegal Means of Processing LTO Documents6. All Your LTO-Related Credentials are Archived7. You Help Free Up Space at the LTO’s Physical Site Are LTO Online Services Available to All?LTO Offices That Process Online TransactionsLTO Online RegistrationLTO Online Driver’s License Application and RenewalHow to Check Your LTO TransactionsHow to Check Your LTO ViolationsHow to Check Your LTO DocumentsHow to Update Your LTO Profile Final ThoughtsGet a Free Car Insurance Quote! What is the LTMS? The LTO portal,[1] officially called the Land Transportation Management System (LTMS), is a new web-based system that automates different transactions for motorists in the Philippines, including…

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NDRRMC Alert: What It Means and Why You Shouldn’t Ignore It

Did you receive an NDRRMC emergency alert today? And did the ringtone almost trigger a heart attack? That’s the NDRRMC (National Disaster Risk Reduction and Management Council) doing its function as the government’s disaster preparedness arm. Whenever the country is about to experience a typhoon or a heavier than usual rainfall, the NDRRMC will send out these weather updates to all mobile phone users in the Philippines. But every time Filipinos receive an NDRRMC alert, there’s also no shortage of social media posts and hugot reactions online, ranging from amused and grateful to annoyed. Here’s the thing: regardless of what you feel about the unwelcome barrage of text messages, there’s no stopping the NDRRMC from doing its job. Better safe than sorry, right? Table of ContentsWhy You’re Receiving an NDRRMC AlertWhat Do the Rainfall Warnings Mean?Yellow Rainfall Warning MeaningOrange Rainfall Advisory MeaningRed Rainfall Warning MeaningWhy You Shouldn’t Ignore Rainfall Warning in the PhilippinesFinal Thoughts Why You’re Receiving an NDRRMC Alert These SMS alerts you’ve been receiving lately are part of the NDRMMC’s early warning system to ensure public safety and preparedness during disasters, especially in flood-prone areas. Through these text messages, the NDRRMC keeps everyone informed about an upcoming typhoon, heavy rainfall, flooding, or earthquake. When PAGASA (Philippine Atmospheric, Geophysical and Astronomical Services Administration) issues a rainfall warning advisory, the NDRRMC translates it into a short, easy-to-understand message in Filipino and then forwards it to telecommunications providers for dissemination to the public. The Free Mobile Disaster Alerts Act (Republic Act 10369)[1] requires telcos to send out alerts from the NDRRMC and…

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[Updated] COMELEC Registration 2021: How to Register as a Voter in the Philippines

Many aren’t aware that voter’s registration for the May 2022 elections is still ongoing. It may be challenging to register as a voter with the pandemic and community quarantines, but we can’t stress this enough: Don’t forget to fulfill your duty as a Filipino citizen. Voter registration is the first step to exercising your right to vote for the next leaders who will shape our country’s economy, international relations, public health, and other critical national policies. If you wish to vote in the upcoming elections, know the requirements for voter’s registration in the Philippines, as well as the COMELEC requirements for new voters. #MagpaRehistroKa na! Here’s a quick guide to walk you through COMELEC registration in 2021. Table of ContentsWhat is Voter’s Registration?Who Can Register as a Voter in the Philippines?When is the COMELEC Registration?Until When is Voter’s Registration 2021?COMELEC Registration Schedule 2021 in ECQ and MECQ AreasWhat to Do Before Your Voter’s Registration1. Prepare the COMELEC Registration Requirements2. Download and Accomplish the Voter’s Registration Form3. Book an Appointment with Your Local COMELEC Office4. Know the COVID-19 Safety Protocols in COMELEC OfficesCOMELEC Registration 2021: How to Register as a Voter1. Go to the Local COMELEC Office2. Present the Requirements for Voter’s Registration3. Have Your Biometrics Captured4. Receive Your Acknowledgment ReceiptCOMELEC iRehistro Online RegistrationWhat is the COMELEC iRehistro for?How to Use iRehistro for Voter’s Registration OnlineCOMELEC Registration 2021 for Overseas VotersCOMELEC Registration Schedule and Venue for Overseas FilipinosCOMELEC Registration Steps for Overseas FilipinosVoter’s Registration 2021 FAQs1. Do we have a COMELEC online registration?2. How often should I register as a voter?3….

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SSS PESO Fund vs MP2: Which is the Better Savings Program for You?

If there’s one important thing this pandemic has taught us, it’s to start saving for emergencies. And yes, a bank account is not the only way to set aside an emergency or savings fund. You can also start saving with the SSS PESO Fund and Pag-IBIG MP2.  To encourage members to save and earn additional income, the Pag-IBIG Fund and SSS have their own voluntary savings schemes: the Modified Pag-IBIG II (MP2) Program, and the Personal Equity and Savings Option (PESO) Fund. Both government savings programs are attractive options for Filipinos who don’t have much to save and prefer not to invest in riskier instruments such as stocks and mutual funds. In this article, we’ll talk about the SSS PESO Fund vs MP2 to help you make the right decision and pick the best savings program for you. Table of ContentsWhat is the SSS PESO Fund?What is Pag-IBIG MP2?Common Features of Pag-IBIG MP2 and SSS PESO Fund Open to All Regular Pag-IBIG and SSS membersOptional Savings ProgramsTax-FreeGuaranteed by the Philippine GovernmentHigher Interest RatesMonthly Payments Not RequiredSSS PESO Fund vs MP2 Minimum and Maximum InvestmentsSSS PESO Fund vs MP2 Interest RatesSSS PESO Fund vs MP2 Maturity PeriodPag-IBIG MP2 WithdrawalSSS PESO Fund WithdrawalSSS PESO Fund vs MP2 EnrollmentPag-IBIG MP2 Requirements for EnrollmentSSS PESO Fund Requirements for EnrollmentPag-IBIG MP2 Enrollment ProceduresSSS PESO Fund Enrollment ProceduresSSS PESO Fund vs MP2 Payment ModesPag-IBIG MP2 Mode of PaymentPayment Channels for MP2 ContributionsSSS PESO Fund Mode of PaymentSSS PESO Fund vs MP2: Which is Better?SSS PESO Fund vs MP2: How to Choose the Right Savings ProgramFinal Thoughts What…

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SSS and PhilHealth Maternity Benefits Every Parent Needs to Know

Being a mother is one of the most fulfilling roles for some women. From pregnancy until the child’s maturity, mothers will never stop providing love, support, and inspiration to their children. And amid poverty, the pandemic, loss of jobs, and economic uncertainty, more and more Filipino women are still becoming mothers and considering it a special blessing.  The average number of babies born every day in the Philippines is 7,255, which is around 302 live births per hour.[1] This number contributes to the 111+ million total population of the country (as of August 2021) and composes 1.41% of the total world population.[2]  At present, the government continues to assist Filipino mothers through SSS and PhilHealth maternity benefits. The 60-day maternity leave period has also been increased to 105 days because of the Expanded Maternity Leave Law.[3]  But are Filipino mothers getting the best benefits from the government? How do SSS and PhilHealth maternity benefits in the Philippines compare to those of other countries? What forms of assistance can new and expectant mothers receive from the government, especially from the SSS and PhilHealth, and how can they avail of these? Learn more about maternity benefits in this article. Table of ContentsSSS and PhilHealth Maternity Benefits in the Philippines vs Other CountriesSSS Maternity Benefits GuideWhat is SSS Maternity Benefit?Who Can Receive SSS Maternity Benefits in the Philippines?SSS Benefits Under the Expanded Maternity Leave LawHow Much is the Maternity Benefit in SSS for 2021?SSS Maternity Benefit ComputationHow to Compute Maternity Benefits in SSSSample SSS Maternity Benefit ComputationWhen Can I Get My SSS Maternity…

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Steps to Getting a PRC ID: Online Registration and Renewal Guide

After many sleepless nights reviewing for the licensure examinations, your hard work has finally paid off. You’ve passed the exam and can now practice your profession. Congratulations! However, after donning your party hats and celebrating, you need to get your ID or license from the Philippine Regulatory Commission (PRC). This PRC ID is a requirement so that you can start practicing your profession legally. Thankfully, you can now access PRC’s online services to apply for examinations, initial registration, PRC ID renewal, and Certification of Board Rating and Passing. Here’s a step-by-step guide on how to get a PRC ID online. Table of ContentsWhat is a PRC License?What is a PRC ID?PRC ID Eligibility and RequirementsPRC Online Registration RequirementsHow to Get Your PRC License ID OnlinePRC Online Registration ProcedureSetting Up Your PRC Online ProfileScheduling a PRC AppointmentPaying for PRC Registration FeeHow to Claim PRC ID: Requirements and StepsPRC ID Renewal: How to Renew Your IDPRC ID FeesPRC ID ValidityHow to Replace Lost PRC IDFAQs on How to Get PRC ID 1. Does the PRC accept walk-in applications?2. I made a mistake entering my name. Is there anything I can do? 3. Can I have my PRC ID delivered?4. How much is the shipping fee? 5. How to track my PRC ID delivery?Final Thoughts What is a PRC License? Created in 1973, the PRC regulates various professions in the Philippines. The Commission serves over four million professionals from over 43 regulated professions. It also caters to hundreds of thousands of aspiring professionals taking the licensure examinations every year. A PRC license proves…

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Handy Guide to Pag-IBIG Calamity Loan Online Application

The Philippines’ geographic location makes it vulnerable to natural calamities like volcanic eruptions, storm surges, flooding, landslides, and drought. This exposes Filipinos in any part of the country to tragic incidents and severe distress and losses. Those who are affected by these calamities are eligible for different forms of assistance, including monetary aid or ayuda from the government, Pag-IBIG calamity loan from the Pag-IBIG Fund, SSS loan, and other relief operations. In this article, we’re going to discuss the financial aid for members of the Home Development Mutual Fund or more popularly known as the Pag-IBIG Fund. The government agency offers cash assistance to calamity-stricken members through the Pag-IBIG calamity loan. Learn all about this loan program, its deadline, interest rates, and steps to applying online in this guide. Table of ContentsWhat is the Pag-IBIG Calamity Loan?What is a State of Calamity?Who Can Avail of a Pag-IBIG Calamity Loan?Pag-IBIG Calamity Loan RequirementsHow Much is the Pag-IBIG Calamity Loan Amount?How to Apply for a Pag-IBIG Calamity Loan in the PhilippinesPag-IBIG Calamity Loan Application Through a RepresentativeCalamity Loan Application at a Pag-IBIG Branch During QuarantinePag-IBIG Calamity Loan Online ApplicationPag-IBIG Calamity Loan FAQs1. What are the interest rate and fees?2. Why do I need my employer’s certification or signature on the loan application form?3. Do I need a payslip for the calamity loan application?4. When is the Pag-IBIG calamity loan application deadline in 2021?5. Which email address should I use to send my application?6. How long is the Pag-IBIG calamity loan processing time?7. How do I know if my calamity loan application is…

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Simple Steps on How to Get PhilHealth ID

Before claiming any PhilHealth benefits, members have to provide their Member Data Record (MDR) and/or PhilHealth ID. The latter, however, is often overlooked by PhilHealth members even if one can easily get the ID without charge. After all, you usually only need to provide your membership number for most transactions. Apart from having a valid ID that you can use for government and non-government transactions, owning an ID from PhilHealth also allows you to maximize your PhilHealth contributions. More importantly, Filipinos should know and have their PhilHealth Identification Number (PIN) ready, as it is now a requirement prior to receiving the COVID-19 vaccine.[1] It will also be required to claim benefits should you get sick with COVID-19 or if you experience adverse reactions from the COVID-19 vaccine. Thus, it’s important to know how to get PhilHealth ID number. In case you’re one of those members who don’t have the ID yet, here are the steps for getting one. Table of ContentsHow to Get PhilHealth IDBe a PhilHealth Member FirstHow to Get PhilHealth ID for Employed and Voluntary MembersHow to Get PhilHealth ID for Senior CitizensPhilHealth ID and PhilHealth Insurance Card: What is the Difference?Reminders for Getting PhilHealth IDHow to Replace Lost PhilHealth IDFinal Thoughts How to Get PhilHealth ID Be a PhilHealth Member First If you are currently employed in a private company, expect your HR officer to accomplish your PhilHealth membership and provide you with an ID. However, unemployed and self-employed individuals need to register as a “Voluntary Member” and then apply to get a PhilHealth ID card. PhilHealth…

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How to Get a Community Tax Certificate in the Philippines

Filipinos began using the cedula in the 19th century during the Spanish regime. Perhaps the most notable thing we can remember about it now is how the Katipuneros, led by Andres Bonifacio, tore their cedulas, signifying their protest against Spanish colonial rule.[1] But despite the measures filed by some politicians to abolish the use of the cedula or the community tax certificate,[2] it’s still considered a valid form of identification in the Philippines. A cedula can help facilitate your transactions with the government and other private organizations. Learn how to get a cedula in this short guide.  Table of ContentsWhat is a Cedula? Why is a Cedula Important?Where Can You Get a Cedula?What Do You Need  a Cedula For?Who Can Get a Cedula?What are the Community Tax Certificate Requirements?Cedula Requirements for IndividualsCedula Requirements for Business OwnersCedula Requirements for Authorized RepresentativesHow Much is the Cedula Fee? How to Get a CedulaHow to Get Cedula OnlineWhen is the Cedula Expiration? Final Thoughts What is a Cedula?  A cedula is a document issued to Filipinos upon payment of a residence tax. At present, the cedula is one of the basic requirements for most government transactions. It can also serve as valid identification for individuals and corporations residing or located in the same municipality where it is acquired.  Why is a Cedula Important? The cedula’s importance dates back to the Spanish era when all residents 18 years old and above were required to present it as identification and proof of tax payment.  Based on Article 6 of the Local Government Code of 1991,[3] cities and municipalities are empowered…

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How to Get Police Clearance Online: A Simple Guide for Filipinos

Need a police clearance for local employment? The Philippine National Police (PNP) has recently implemented a new and faster way for Filipinos to secure this document, which is through an online application. Keep reading to know how to get police clearance online in the Philippines without any hassle. Table of ContentsWhat is Police Clearance?How Long is the Validity of a Police Clearance?Police Clearance RequirementsHow to Get Police Clearance Online1. Register for an Account via the National Police Clearance System2. Set an Online Appointment3. Pay For the Police Clearance Fee4. Go to Your Selected Police StationHow to Renew My Police Clearance?How to Verify Police Clearance Online Final Thoughts What is Police Clearance? The National Police Clearance is a document proving that the holder has no criminal or derogatory record based on the PNP database. The police clearance is usually one of the pre-employment requirements that job candidates must submit to their employer. It’s also accepted as a valid ID in some transactions, such as applications for National ID, NBI clearance, and credit cards. However, the police clearance is not honored as a valid ID for COMELEC voter’s registration and DFA passport application/renewal. Read more: National ID System in the Philippines: The Good and the Bad NBI Clearance Online Application: Simple Step-by-Step Guide NBI Renewal Guide: How to Renew Your NBI Clearance in 2021 How Long is the Validity of a Police Clearance? The validity of police clearance is six months. Each clearance bears a unique QR code that ensures its authenticity. Police Clearance Requirements Which requirements are needed for police clearance…

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How to Check Your SSS, Pag-IBIG, and PhilHealth Government Contributions

Is your employer remitting the SSS, Pag-IBIG, and PhilHealth government contributions being deducted from your salary? If your answer is “I don’t know” or “I’m not sure,” then it’s time to start monitoring your government contributions. You need to confirm if your company is up to date in remitting the correct amount of your premium payments to SSS, Pag-IBIG, and PhilHealth. These government agencies require all employers in the Philippines to remit their employees’ contribution payments every month or quarter. However, some employers don’t remit their workers’ government contributions.[1]. Even if payroll deductions are reflected on your monthly payslip, they aren’t an assurance that your employer actually pays your contributions. Check your SSS, PhilHealth, and Pag-IBIG contributions regularly. Yours should be up-to-date and remitted correctly, so you can qualify for housing and salary loans from SSS or Pag-IBIG anytime you need to borrow money for your short-term needs. This will also prevent delays in your benefit and loan processing. Table of ContentsHow to Check PhilHealth Contribution1. View Your PhilHealth Contributions Online2. Make an Inquiry via the PhilHealth Action Center HotlineHow to Check SSS Contribution1. View Your SSS Contributions Online2. Send an SMS via the Text-SSS facility3. Inquire at the SSS officeHow to Check Pag-IBIG Contribution1. Send an Inquiry via Email or Facebook2. Call the Pag-IBIG Fund hotline3. View Your Pag-IBIG Contributions Online via Virtual Pag-IBIGFinal Thoughts How to Check PhilHealth Contribution There are two ways to verify your posted PhilHealth contributions. Either you check the PhilHealth website or call the agency’s hotline. 1. View Your PhilHealth Contributions Online To access PhilHealth’s Member Inquiry facility, you have…

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Complete PSA Online Application Guide: How to Easily Get a CENOMAR or Birth, Marriage, or Death Certificate

Too busy to apply for a birth, marriage, or death certificate at a PSA Serbilis Center? A convenient alternative to a walk-in application is using the PSA online application service. This is also a safer option compared to going outside to process your PSA online application. Through PSA online application, you can skip the long lines and stressful commutes. Applying and paying for civil registry documents from the Philippine Statistics Authority or PSA (formerly National Statistics Office or NSO) can be done over the internet. Your requested certificates will be delivered to your home or office after several days. Even if you’re based abroad, you can still request documents via PSA or NSO online and have them delivered to your preferred address. Save yourself the trip and keep safe from COVID-19 by getting your PSA certificate online either through PSA Serbilis and PSAHelpline.ph. Here’s a quick walk-through of each PSA online process. Table of ContentsPSA Online Application via PSA SerbilisWhat is PSA Serbilis?How to Get a Birth, Marriage, or Death Certificate or CENOMAR Online via PSA SerbilisHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA SerbilisHow Many Days Does PSA Serbilis Take to Deliver Documents?PSA Serbilis Delivery TimeframePSA Serbilis Accredited CouriersHow to Check the Status of My PSA Serbilis Online Request?PSA Online Application via PSAHelpline.phWhat is PSAHelpline.ph?How to Get a Birth, Marriage, or Death Certificate or CENOMAR Online via PSA HelplineHow Much are the PSA Online Services for PSAHelpline?PSA Payment Options for PSA HelplineHow Many Days Does PSA Helpline Take to Deliver Documents?How to Check…

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Is My License Plate Available? LTO Plate Number Updates You Should Know

One of the most common problems of vehicle owners in the Philippines is acquiring their LTO plate number. These plates serve as proof of legitimacy and as a vehicle’s identifier in terms of registration, road violations, and compliance with government laws.  Although most car owners of newly registered cars in 2020 and 2021 were able to secure the plates within one month after registration, many are still waiting for their LTO plate number release.  Curious to know when new plate numbers in the Philippines will be released this 2021? It looks like a long wait ahead. Just recently, the Land Transportation Office (LTO) said it’s looking for help from outside the agency to produce 18 million plates.[1] This number comprises the plate numbers for motorcycles and cars that have not been released since 2013. According to the LTO, processing the backlog will take around 40 months, or more than three years, if they don’t get help from third-party suppliers.  Table of ContentsWhy Do You Need an LTO Plate Number?The LTO Plate Number Delay TimelineLTO’s Efforts to Reduce License Plate Release BacklogsLTO License Plate Rules and Updates Every Motorist Should Know1. You Can Verify Your License Plate Availability2. Your Temporary License Plate Should Follow LTO Official Specs3. There’s a Law for Preventing Motorcycle CrimesAdditional LTO License Plate Reminders1. You Still Can’t Apply for a Vanity Plate Yet2. Driving Without a License Plate Can Get You in Trouble3. Your License Plate Number is Permanent4. Beware of FixersFinal Thoughts Why Do You Need an LTO Plate Number? You might be wondering why there’s…

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Complete Guide to DFA Passport Appointment, Application, and Renewal in the Philippines

A Philippine passport is your ticket to the world. It’s the most important document you’ll need if you wish to study, work, or travel overseas. It’s also a powerful identification card that you can use in transactions with government and private offices. However, getting or renewing a Philippine passport through the Department of Foreign Affairs (DFA) can be tricky. DFA passport appointment slots are limited. Securing an appointment now feels like winning the lottery due to the shortage of slots in the online scheduling system. Things have become much more difficult during the pandemic. Because the DFA is limiting the number of applicants that can be physically accommodated, there have been backlogs, which in turn has delayed appointments and schedules. But a passport is a passport and we all need it to go overseas. Lessen the stress of getting a Philippine passport with our quick and easy guide. Table of ContentsHow to Get a Passport in the Philippines1. Schedule a DFA Passport Appointment Online2. Pay the Passport Processing Fee3. Prepare the Passport Requirements4. Show Up on Your DFA Passport Appointment Schedule5. Claim Your Passport or Wait for DeliveryFAQs on DFA Passport Appointment, Application, and Renewal1. There are no available appointment slots. What should I do?2. Can I go directly to DFA without an appointment?3. How do I cancel my appointment?4. Do I still need to book an appointment if I get my passport through a travel agency?5. Can I book my appointment via DFA’s Facebook page?6. How do I renew my passport?7. Is NBI clearance accepted as a valid ID…

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The Complete Guide to Claiming Your Pag-IBIG Contributions

You’ve diligently paid your Pag-IBIG contributions throughout your entire career. You’re probably wondering where your contributions went and whether you’ve already contributed enough. Most importantly, you’re also probably very eager to know how to withdraw Pag-IBIG contribution.  This detailed Moneymax guide will teach you how to claim your money from the Pag-IBIG Fund and what you need to start the claims process. Table of ContentsWhat is Pag-IBIG Provident Benefits Claim?How and When Can I Withdraw my Pag-IBIG Contributions?1. Optional Withdrawal 2. Membership Maturity3. Retirement4. Permanent Total Disability or Insanity5. Separation from Service due to Health Reasons6. Permanent Departure from the Philippines7. DeathWho May File a Pag-IBIG Provident Claim Application?How Much Provident Benefit Fund Can I Claim?How to Withdraw Pag-IBIG Contribution 5 Steps to Claim Your Contribution at Pag-IBIG OfficeHow to Apply for Pag-IBIG Provident Benefits Claim During the PandemicSteps to Claim Pag-IBIG Contribution Online How Long Does Pag-IBIG Provident Claim Processing Take?How Will the Provident Benefits be Paid?Tips to Ensure Fast Provident Claim Processing and ApprovalFinal Thoughts What is Pag-IBIG Provident Benefits Claim? The Pag-IBIG Provident Benefits Claim is a privilege granted to members who have met the eligibility requirements to withdraw their full contribution amount plus interests earned over the years. In short, this Pag-IBIG benefit is every member’s reward for contributing to the Fund.  The Pag-IBIG Provident Benefits is part of the Fund’s Savings Program composed of member contributions made through automatic salary deduction or voluntary contribution.  Employed or unemployed Pag-IBIG members who have fulfilled 180 to 240 contributions can withdraw their savings in compliance with the claim’s terms and conditions. …

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Postal ID Application in the Philippines: Everything You Need to Know

Got rejected for a bank or government service because you lack a valid ID? Don’t worry. There’s a quick and convenient way to get a valid ID: apply for a postal ID issued by Philippine Postal Corporation (PHLPost). The government has not yet started issuing the national identification card, and the COMELEC has stopped issuing new voter’s IDs to give way to the new national ID system. So for now, a postal ID application may be the only option you have to complete your requirements for any bank or government transaction. Here’s everything you need to know about postal ID application in the Philippines. Table of ContentsWhat is a Postal ID Used For?Is Postal ID a Valid ID?Who Can Apply for a Postal ID?Postal ID Application RequirementsPostal ID Application Requirements for FilipinosPostal ID Application Requirements for Foreign Residents in the PhilippinesHow to Apply for a Postal IDHow to Get a Postal ID OnlinePostal ID Application StepsRush Postal ID ProcessingHow Many Days Will It Take to Get a Postal ID?How Much is the Postal ID Fee?How Long is the Postal ID Validity?How to Renew a Postal IDHow to Avail of the Postal ID Privilege ProgramHow to Verify Your Postal ID Final Thoughts What is a Postal ID Used For? A postal ID card is the most widely accepted identification document in postal transactions all over the world, according to the Universal Postal Union. In the Philippines, the postal ID was originally issued to ensure correct delivery of letters and parcels. Postmen used the ID to verify a recipient’s identity and address. Is…

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Everything You Need to Know About the PhilSys National ID

Before the Philippine Identification System Act (Republic Act 11055)[1] was signed into law by President Duterte in 2018, the Philippines was just one of the few countries that didn’t have a national ID system in place. And while the country’s national ID system hasn’t fully materialized yet, the government has been persuading people to enroll since the registration is already open to the public. The National ID System or PhilSys is still in its infancy. But we can expect great things from it when it is successfully rolled out. If you’re planning to get one, let this article give you a quick walkthrough of the national ID registration process and some important things you should know. Table of ContentsWhat is PhilSys?What is a National ID?Is National ID Registration Mandatory?Who is Eligible for a PhilSys ID?Is There a Minimum Age Requirement for National ID Registration?PhilSys ID FeaturesPhilSys NumberPersonal Information Collected Under PhilSysBiometric Data Captured Under PhilSysSecurity FeaturesPhilSys ID ValidityPhilSys ID FeeBenefits and Uses of a National IDWhy Should You Get a PhilSys ID?What is the PhilID Used For?Is the National ID Available Now in the Philippines?National ID Registration Process: How to Get a National ID Card in the PhilippinesStep 1: Register OnlineStep 2: Proceed to Your Designated Registration CenterStep 3: Wait for the Delivery of Your National ID CardFinal Thoughts What is PhilSys? The Philippine Identification System (PhilSys), also called the national ID system, is the central identification platform of the government for all citizens and foreign residents in the Philippines. It’s established under the Philippine Identification System Act or Republic Act…

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