Everything You Must Know Before Applying for an SSS Salary Loan

The COVID-19 pandemic has certainly affected everyone’s finances. You may be one of the many Filipinos who lost their jobs in the last two years, or who are looking to start a small business to have another source of income. Good thing that applying for an SSS salary loan is a lot easier now. Thanks to a more developed online system, active members can enjoy a more hassle-free and convenient SSS online registration process and a quicker salary loan processing time. If you’re planning to apply for an SSS salary loan soon, this article will tell you everything you need to know. Table of ContentsWho Can Apply for SSS Salary Loan?Requirements for SSS LoanSSS Loan Requirements for EmployeesSSS Loan Requirements for OFWsSSS Salary Loan Online ApplicationHow to Apply for SSS Loan OnlineHow Many Days is the SSS Salary Loan Release?What Does “SSS Loan Application Has Been Granted” Mean? How to Pay for SSS Salary LoanWhere to Pay for Online SSS Salary LoanFinal Thoughts Who Can Apply for SSS Salary Loan? SSS members who have at least 36 months total contributions and six months of contributions in the last 12 months can apply. The salary loan amount is equivalent to one month’s worth of salary. You can also apply for a two-month salary loan. But you should have at least 72 months of posted contributions and six months of contributions in the last 12 months. Not sure how many months of contributions you have to loan from SSS? You can find all your SSS contributions on the My.SSS portal. Just log…

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NBI Online Registration: A Simple Step-by-Step Guide

The NBI clearance may just seem like a piece of paper, but it basically tells a lot about your civil standing and reputation in the society. As such, a lot of employers and organizations treat this document as a primary and sometimes non-negotiable requirement.  In the past, obtaining this document  automatically meant enduring the long queues of applicants at the issuing office. And if you weren’t lucky enough, you would find yourself waiting for your turn from morning to afternoon.  But those days are gone! Just like a lot of government agencies today, the NBI has modernized its workflow by going digital. This means that its processes, such as booking an appointment for NBI clearance, have become hassle-free and much more efficient.  Ready to start your NBI online registration? Don’t stress yourself in case the entire thing is new to you. Let us help you with this complete guide.  Table of ContentsWhat is an NBI Clearance?  What are the Requirements for Getting an NBI Clearance? What are the Steps for Getting an NBI Clearance? Step 1: Create Your NBI AccountStep 2: Log In to Your AccountStep 3: Fill Out the Application FormStep 4: Apply for the NBI ClearanceStep 5: Select Your NBI Clearance Center and Appointment Schedule Step 6: Select Your Payment OptionStep 7: Pay the NBI FeeStep 8: Go to Your Chosen NBI Branch on Your Appointment Date Step 9: Wait for Your NBI ClearanceFAQs About NBI Online Registration  1. What’s the NBI Clearance validity?2. How do I check the status of my NBI clearance online application? 3. I’m a first-time job seeker. Do I have…

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It’s Easy to Apply for a Pag-IBIG Salary Loan―Just Check Out This Guide

According to the National Economic Development Authority (NEDA), an average Filipino family of five needs a monthly income of around PHP 42,000 to survive.[1] Unfortunately, only half of the working population in the Philippines earns around PHP 44,600 per month, a little less than what’s considered as the median salary in the country, which is PHP 48,200.[2]  Research further showed that if half of the working population is receiving less than the median salary, then around 22.7 million Filipinos may be dependent on salary loans,[3] like the Pag-IBIG salary loan, to cover their expenses.  This year, Pag-IBIG also announced that cash loans released for its member-borrowers amounted to PHP 36.50 billion.[4] With Pag-IBIG extending its cash loan payments from two years to three years,[5] borrowers can take advantage of the Pag-IBIG salary loan to cover financial emergencies and other urgent expenses.  Interested to apply? Here’s a quick guide on the Pag-IBIG Salary Loan. Table of ContentsWhat is a Pag-IBIG Salary Loan?How to Compute Pag-IBIG Salary Loan AmountHow to Apply for a Pag-IBIG Salary LoanPag-IBIG Salary Loan EligibilityPag-IBIG Salary Loan RequirementsHow to Apply for a Pag-IBIG Salary Loan OnlinePag-IBIG Salary Loan Term and Modes of ReleaseHow to Speed Up Your Pag-IBIG Salary Loan ApplicationWhere to Pay Your Pag-IBIG Salary LoanPag-IBIG Salary Loan FAQs1. How much is the interest rate of the Pag-IBIG Salary Loan or MPL? 2. When can I renew my Pag-IBIG Salary Loan?3. How long can I pay my Pag-IBIG Salary Loan?4. What happens if I don’t pay my monthly amortizations on time?5. What if my employer failed to pay…

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17 Valid IDs in the Philippines You Need to Have

Nowadays, it’s important to have a valid ID in the Philippines. Private and government offices usually ask to see at least two valid IDs before pushing through with simple to major transactions. You need them for opening a bank account, getting a COVID-19 vaccine, subscribing to an internet plan, and applying for a government loan or benefit, among many others. And yes, a valid government-issued ID is also a requirement for another valid ID, as in the case of passport application. Even though the national ID registration has gotten underway, you might not have secured your PhilSys ID yet. So if you have no valid ID yet or lack one, you have to apply for a different identification card in the meantime. What are considered valid IDs in the Philippines? Check out this complete list as of 2021. Table of ContentsList of Primary Valid IDs in the Philippines1. Philippine Passport2. Driver’s License3. PhilHealth ID4. SSS UMID Card5. Postal ID6. TIN ID7. Voter’s ID8. PRC ID9. Senior Citizen ID10. OFW ID11. National IDList of Secondary Valid IDs in the PhilippinesHow to Get a Valid ID in the Philippines Fast and Hassle-FreeStart with the Easiest ID to GetPrepare the Application Forms in AdvanceDouble Check Your Requirements Before Leaving HomeApply for a Valid ID Online, If PossibleFinal Thoughts List of Primary Valid IDs in the Philippines 1. Philippine Passport Passports are not just useful when traveling overseas. A Philippine passport is also a powerful identification card that you can use in private and government-related transactions. Where to Get a Philippine Passport? Apply for…

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Laid Off? Here’s How to Compute Separation Pay in the Philippines

Have you lost your job recently due to the COVID-19 crisis? A classic “It’s not you, it’s me” moment, getting laid off can be very stressful and devastating during the pandemic. Employment termination is common nowadays, with the unemployment rate in the Philippines soaring to 8.9% in September, the highest for 2021.[1] Upon learning the shocking news, you should know the details about the compensation you may receive from your now ex-employer. One of these benefits is the separation pay, which can support you financially until you’ve found a new job. Keep on reading to know more about separation pay computation in the Philippines and whether you qualify for it. Table of ContentsWhat is Separation Pay and How Does It Work?How Must an Employer Justify a Termination?What is the Difference Between Final Pay vs Separation Pay?Who Qualifies for Separation Pay in the Philippines?Who is Not Entitled to Separation Pay?How to Compute Your Separation PaySample Separation Pay Computation in the PhilippinesDetails to Gather for Calculating Your Separation PayGeneral Formula for Separation Pay ComputationHow Long Does It Take Before You Get Separation Pay?Final Thoughts What is Separation Pay and How Does It Work? Separation pay, also known as severance pay, is the amount you may get if you’re terminated from work due to authorized causes. The Labor Code of the Philippines defines the following as authorized causes for a job termination:[2] Redundancy Retrenchment to prevent losses Closure or cessation of business Installation of labor-saving devices Employee is suffering from a disease and continued employment is prohibited by law, prejudicial to their health, as…

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How to Get Philippine Passport: Ultimate Guide to Appointment, Application, and Renewal

A Philippine passport is your ticket to the world. It’s the most important document you’ll need if you wish to study, work, or travel overseas. It’s also a powerful identification card that you can use in transactions with government and private offices. However, getting or renewing a Philippine passport through the Department of Foreign Affairs (DFA) can be tricky. DFA passport appointment slots are limited. Securing an appointment now feels like winning the lottery due to the shortage of slots in the online scheduling system. Things have become much more difficult during the pandemic. Because the DFA is limiting the number of applicants that can be physically accommodated, there have been backlogs, which in turn has delayed appointments and schedules. But a passport is a passport and we all need it to go overseas. Reduce the stress of getting a Philippine passport with our quick and easy guide. Table of ContentsHow to Get a Passport in the Philippines1. Schedule a DFA Passport Appointment Online2. Pay the Passport Processing Fee3. Prepare the Passport Requirements4. Show Up on Your DFA Passport Appointment Schedule5. Claim Your Passport or Wait for DeliveryFAQs on DFA Passport Appointment, Application, and Renewal1. There are no available appointment slots. What should I do?2. Can I go directly to DFA without an appointment?3. How do I cancel my appointment?4. Do I still need to book an appointment if I get my passport through a travel agency?5. Can I book my appointment via DFA’s Facebook page?6. How do I renew my passport?7. Is NBI clearance accepted as a valid ID…

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What are the Benefits of a Solo Parent ID and How Can I Get One?

Raising your children without the help of your spouse or a partner is challenging. Probably the most difficult part of single parenting is overcoming the financial challenges and working with budget constraints, especially during this pandemic that triggered job loss and increased prices of commodities.  As such, financial aid from the government and private institutions can help, and having a Solo Parent ID can also come in handy.  With an estimated 14 million Filipino solo parents in the country,[1] and the improved coverage of the Solo Parents’ Welfare Act of 2000 (RA 8972),[2] the benefits of having a Solo Parent ID can ease the struggles of moms or dads who are rearing their children alone. What is a Solo Parent ID, and what privileges can you get from it? Find out what benefits you and your kids can enjoy with it and how you can apply for it in this article.  Table of ContentsWhat is a Solo Parent ID?Solo Parent ID Benefits in the Philippines1. Parental Leave2. Flexible Work Schedule 3. No Work Discrimination4. Additional Support and Assistance, If Applicable5. Skills Training6. Livelihood Support Service7. Counseling Service8. Parent Effectiveness Services9. Special Projects10. Educational Benefits11. Housing Benefits12. Medical AssistanceWho Can Apply for a Solo Parent ID?Solo Parent ID Requirements1. Barangay Certificate2. Proof of Financial Status3. Supporting Documents/Certificates4. Birth Certificate/s of Your Child/Children5. Filled Out Solo Parent ID Application FormHow to Get a Solo Parent ID in the PhilippinesHow to Renew Solo Parent IDBill Expanding Solo Parent Benefits: Important Things to KnowFinal Thoughts What is a Solo Parent ID? A Solo Parent ID…

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Unpaid SSS Loan? Here’s How to Apply for the SSS Loan Restructuring Program

If you have an SSS loan that hasn’t been paid for years, this is your chance to settle it. The SSS Loan Restructuring Program is one of the debt relief schemes offered by the Social Security System to help members settle their unpaid loans without penalties. This debt relief program is also to help members who have been affected by the pandemic. It covers housing loans, salary loans, and other short-term member loans. Here’s everything you need to know about the 2021 SSS loan restructuring program. Table of ContentsWhat is the SSS Loan Restructuring Program?Key Features of a Restructured SSS LoanHow the SSS Loan Restructuring Program WorksWhy Should You Apply for Loan Restructuring?Who Can Avail of the SSS Loan Restructuring?SSS Loan Restructuring Application RequirementsAdditional Requirements for Authorized RepresentativesHow to Apply for the SSS Loan Restructuring Program SSS Loan Restructuring Program FAQs1. When can I apply for the SSS Loan Restructuring Program?2. What is considered a past due SSS loan?3. Will I qualify for the SSS Loan Restructuring Program if I’ll turn 65 years old within the repayment period? 4. What will happen if I fail to pay my restructured loan within the agreed terms?5. What if I fail to settle the amount of my consolidated loan within 30 days? Final ThoughtsLooking for Other Loan Options? Consider These Personal Loans What is the SSS Loan Restructuring Program? The SSS Loan Restructuring Program (LRP) allows Filipinos with unpaid SSS loans to settle their outstanding balance under a restructured repayment term. Qualified SSS members can avail of the program for three months starting November 15,…

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A Heads-Up for All Drivers: Complete List of LTO Branches in Metro Manila

The Land Transportation Office (LTO) is among the agencies heavily affected by the pandemic. Lockdowns have halted regular operations, which in turn put important transactions on hold. While this was a hassle for many, it was a necessary measure to keep everyone safe. Thankfully, the operations of some government agencies have already resumed now that the pandemic appears to be under control. The offices and their clients are picking up where they left off. It’s also obvious that there will be a lot of adjustments to be made in terms of dealing with backlogs and accommodating clients.  Whether you have a pending transaction with the LTO or you’re planning to initiate a new one, we’ve put together a simple guide to help you manage your expectations. We’ve also included a list of LTO branches in Metro Manila to aid you in planning and scheduling your transaction. Table of ContentsIs LTO Open Today?LTO Branches in Metro ManilaLTO Branches FAQs1. What are the operating hours of LTO offices?2. Are LTO offices open on Saturdays?3. Does LTO accept walk-ins?4. How do I make an appointment at LTO online?5. What is LTO DLRO?What You Need to Do Before Going to an LTO Office1. Book Your Appointment Online2. Double-Check All Documents to Be Submitted3. Bring Your Old Driver’s License4. Bring Your New Normal Kit5. Never Work With a FixerFinal ThoughtsGet a Free Car Insurance Quote! Is LTO Open Today? Yes! LTO resumed its operations in its offices in Metro Manila last May 3, 2021.[1] But the reopening of the offices saw some major changes―from the…

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Applying for Your Driver’s License Renewal? Read This Guide First

Renewing the driver’s license is a priority that every motorist must do. If you keep hitting the road with an expired license, you may face not only penalties but also legal repercussions. Driver’s license renewal in the Philippines may be a long and arduous task. But it’s good to know that the Land Transportation Office (LTO) is making major changes to make its processes easier for everyone. The most exciting change that the LTO has implemented so far is the issuance of licenses with a 10-year validity.[1] This is good news for motorists, as this simply means fewer trips to the LTO for license renewals in the future. Nevertheless, some conditions are put in place, and it’s worth knowing all the recent modifications that the LTO has applied to its renewal procedure. Here are some of the things you need to know about driver’s license renewal in the Philippines.   Table of ContentsWho is Eligible for the 10-Year License?What are the Driver’s License Renewal Requirements?Requirements for Local ApplicantsRequirements for Local Applicants with a Delinquent Driver’s License* Requirements for OFWsHow to Renew Your Driver’s License in the PhilippinesWalk-In Application Steps for Driver’s License RenewalOnline Driver’s License Renewal Application StepsDriver’s Licence Renewal Steps for OFWs  Steps for Applicants with a Delinquent Driver’s LicenseHow Much is the Driver’s License Renewal Fee?Driver’s License Renewal Fees for Local ApplicantsDriver’s License Renewal Fees for OFWsWhere Can I Renew My Driver’s License?Tips to Make Your Driver’s License Renewal Much Safer and More Efficient1. Settle Past Traffic Violations2. Double-Check Your Documents3. Have Your Medical Exam in Advance4. Bring Some Snacks and Water5….

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SSS Online Registration: A Simple Step-by-Step Guide

Are you a Philippine Social Security System (SSS) member but don’t have a My.SSS account yet? Better do it now to reap the benefits of this online service facility. Know all about My.SSS and the steps to complete your SSS online registration in this quick guide. Table of ContentsWhat is a My.SSS account?Why Do I Need an SSS Portal Registration?Who Can Register for an Online Account?How Can I Register in SSS Online?Step 1: Go to the SSS online registration pageStep 2: Fill out the required information in the SSS online formStep 3: Check your email after 30 minutesStep 4: Activate your My.SSS accountWhat Can Members Do on the My.SSS Portal?1. Check and Update Your SSS Membership Information2. Check Your SSS Contributions3. Access SSS Online Services4. Generate Your Payment Reference Number5. Get SSS Contact DetailsHow Can I Get My SSS User ID and Password Online?What is CRN in SSS?Is the CRN same with my SSS number?How Do I Get My SSS Number?1. Call the SSS Hotline2. Get Your SSS Number Online3. Email the SSS Helpdesk4. Visit the nearest SSS branchLearn About Your SSS Benefits for Free with ExSSSeLFinal Thoughts What is a My.SSS account? A My.SSS account allows you to use the My.SSS or SSS Member Portal,[1] an online service platform of the SSS website that enables registered SSS members to conveniently and safely access their social security records online. Creating a My.SSS account and using the SSS online portal are both free of charge. To use this SSS online facility, all you need is a smartphone, laptop, or any device with…

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SSS Unemployment Benefit: How to Avail of This Cash Benefit for SSS Members

Getting laid off from work is undoubtedly one of the most traumatic things to experience in one’s career. Aside from the pain of rejection, a terminated employee has to deal with the challenges that come with the sudden loss of income. There are bills to pay, mouths to feed, and other financial responsibilities that won’t go away. Such a grim picture is painted by reality. Since the start of the pandemic, the unemployment rate has risen due to lockdowns and heightened restrictions. Just recorded last September, the latest unemployment rate climbed to 8% from 6.9% the month prior. The said figure is equivalent to 3.88 million individuals.[1] Government employees enjoy unemployment benefits from the GSIS, which protect them from the financial impact of involuntary separation from the service. Private employees now have a reprieve as well through unemployment insurance mandated by the newly enacted Republic Act 11199 or Social Security Act of 2018.[2] As a result, qualified SSS members are entitled to unemployment benefits that can help ease their financial burden while looking for a new job. So, even if you think your chances of getting terminated from work are slim, it’s still important to know what the unemployment insurance provision means. Table of ContentsWhat is the SSS Unemployment Benefits Program?How Much SSS Unemployment Benefit Will I Receive?Who Can Apply for SSS Unemployment Benefits?Who Can’t Apply for SSS Unemployment Benefits?What are the SSS Unemployment Benefit Requirements?How Do I Apply for SSS Unemployment Benefits?How to Check the Status of My SSS Unemployment Benefit Application?SSS Unemployment Benefit FAQs1. Is the SSS Unemployment…

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Marriage Contract in the Philippines: How to Get One After Saying “I Do”

Marriage isn’t something people do on a whim. Just as you don’t marry someone you met only yesterday, you don’t get hitched without being legally ready. Getting married won’t be an easy ride, what with the many requirements soon-to-weds have to take care of. There’s your CENOMAR, marriage license, and after the wedding, the marriage contract in the Philippines. But that doesn’t mean you shouldn’t get married. Of course, you want your union to become legal and official. The point is, before you tie the knot, you have to be ready for all the paperwork it entails. Your dream wedding won’t become a reality if you lack even just one requirement. Here’s everything Filipino or foreign couples need to know before getting married, whether in civil or church rites, in the Philippines. Table of ContentsWho Can Get Married in the Philippines?How to Get Married in the Philippines in 8 StepsStep 1: Get Your PSA Birth CertificatesStep 2: Request a CENOMARStep 3: Get a CedulaStep 4: Apply for a Marriage LicenseStep 5: Book an OfficiantStep 6: Invite Your WitnessesStep 7: Get MarriedStep 8: Get Your Marriage CertificateFAQs on Getting Married in the Philippines1. What is the difference between a marriage license vs marriage certificate?2. Can we get married in a different place from where we got our marriage license?3. Can two foreigners get married in the Philippines?4. How can a foreigner get married in the Philippines?5. Can you get married without a marriage license in the Philippines?6. How many copies of CENOMAR are needed for securing a marriage license?7. Can I…

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How to Get an SSS ID in the New Normal: Read This Before Applying for a UMID Card

Gone are the days when you needed to provide multiple IDs to complete government transactions. Enter the UMID Card, perhaps one of the greatest innovations that the government has ever implemented. It rolls all the details of your multiple government IDs―from SSS to PhilHealth―into one card, thus making it function like a master key. With the practicality that it offers, the UMID card has been well-received in the country. A lot of Filipinos flock to SSS and GSIS branches to apply for one. And even if the application services have been paused for a long time due to quarantine restrictions, many are still looking forward to initiating their application. Thankfully, the UMID application service resumed last September 27, 2021.[1] If you happen to be an SSS member who wants to apply for a UMID card, you’ve come to the right place. Here’s how to get an SSS ID. Table of ContentsWhat is UMID?Who May Apply for a UMID Card?What are the Requirements for a UMID Card?Where Can I Apply for a UMID Card?How to Get an SSS ID in the PhilippinesStep 1: Schedule Your AppointmentStep 2: Go to the SSS Branch to Submit Your RequirementsStep 3: Proceed to Biometrics Capture BoothStep 4: Wait for Your UMID Card Pick-Up Schedule UMID Card Application FAQs1. How will I know the status of my application?2. If I don’t have any primary documents, what should I submit?3. How much is the UMID application fee?4. Does the UMID card have an expiration date?5. Someone offered to make my UMID. Is this legit?6. I need to replace…

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How to Use the LTO Portal: A Guide for Motorists in the Philippines

Need to file your driver’s license or car registration application or renewal? Why spend several hours at the LTO office (while exposing yourself to the risk of getting COVID-19) when you can just transact online? The Land Transportation Office (LTO) has recently launched an online portal for processing different transactions like license applications and renewal. This new LTO online system is part of the government agency’s transition to the new normal—which means people can transact at home over the internet and minimize physical contact at an LTO branch. To avoid running into problems while using the LTO online portal, familiarize yourself with the new system. Here’s everything you need to know about the agency’s online services. Table of ContentsWhat is the LTMS?LTO Online Services Available Through the LTMS PortalWho Can Use the LTMS Portal?Advantages of Using the LTMS Portal1. Faster LTO Transactions2. Safer Way to Process Your LTO Documents3. Increase Your Chance of Passing the Theoretical Exam4. No Need for Stressful Follow-Ups 5. Avoid Illegal Means of Processing LTO Documents6. All Your LTO-Related Credentials are Archived7. You Help Free Up Space at the LTO’s Physical Site Are LTO Online Services Available to All?LTO Offices That Process Online TransactionsLTO Online RegistrationLTO Online Driver’s License Application and RenewalHow to Check Your LTO TransactionsHow to Check Your LTO ViolationsHow to Check Your LTO DocumentsHow to Update Your LTO Profile Final ThoughtsGet a Free Car Insurance Quote! What is the LTMS? The LTO portal,[1] officially called the Land Transportation Management System (LTMS), is a new web-based system that automates different transactions for motorists in the Philippines, including…

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NDRRMC Alert: What It Means and Why You Shouldn’t Ignore It

Did you receive an NDRRMC emergency alert today? And did the ringtone almost trigger a heart attack? That’s the NDRRMC (National Disaster Risk Reduction and Management Council) doing its function as the government’s disaster preparedness arm. Whenever the country is about to experience a typhoon or a heavier than usual rainfall, the NDRRMC will send out these weather updates to all mobile phone users in the Philippines. But every time Filipinos receive an NDRRMC alert, there’s also no shortage of social media posts and hugot reactions online, ranging from amused and grateful to annoyed. Here’s the thing: regardless of what you feel about the unwelcome barrage of text messages, there’s no stopping the NDRRMC from doing its job. Better safe than sorry, right? Table of ContentsWhy You’re Receiving an NDRRMC AlertWhat Do the Rainfall Warnings Mean?Yellow Rainfall Warning MeaningOrange Rainfall Advisory MeaningRed Rainfall Warning MeaningWhy You Shouldn’t Ignore Rainfall Warning in the PhilippinesFinal Thoughts Why You’re Receiving an NDRRMC Alert These SMS alerts you’ve been receiving lately are part of the NDRMMC’s early warning system to ensure public safety and preparedness during disasters, especially in flood-prone areas. Through these text messages, the NDRRMC keeps everyone informed about an upcoming typhoon, heavy rainfall, flooding, or earthquake. When PAGASA (Philippine Atmospheric, Geophysical and Astronomical Services Administration) issues a rainfall warning advisory, the NDRRMC translates it into a short, easy-to-understand message in Filipino and then forwards it to telecommunications providers for dissemination to the public. The Free Mobile Disaster Alerts Act (Republic Act 10369)[1] requires telcos to send out alerts from the NDRRMC and…

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[Updated] COMELEC Registration 2022: How to Register as a Voter in the Philippines

Many aren’t aware that voter’s registration for the May 2022 elections is still ongoing. It may be challenging to register as a voter with the pandemic and community quarantines, but we can’t stress this enough: Don’t forget to fulfill your duty as a Filipino citizen. Voter registration is the first step to exercising your right to vote for the next leaders who will shape our country’s economy, international relations, public health, and other critical national policies. If you wish to vote in the upcoming elections, know the requirements for voter’s registration in the Philippines, as well as the COMELEC requirements for new voters. #MagpaRehistroKa na! Here’s a quick guide to walk you through COMELEC registration in 2021. Table of ContentsWhat is Voter’s Registration?Who Can Register as a Voter in the Philippines?When is the COMELEC Registration?Until When is Voter’s Registration 2021?COMELEC Registration Schedule 2021 in ECQ and MECQ AreasWhat to Do Before Your Voter’s Registration1. Prepare the COMELEC Registration Requirements2. Download and Accomplish the Voter’s Registration Form3. Book an Appointment with Your Local COMELEC Office4. Know the COVID-19 Safety Protocols in COMELEC OfficesCOMELEC Registration 2021: How to Register as a Voter1. Go to the Local COMELEC Office2. Present the Requirements for Voter’s Registration3. Have Your Biometrics Captured4. Receive Your Acknowledgment ReceiptCOMELEC iRehistro Online RegistrationWhat is the COMELEC iRehistro for?How to Use iRehistro for Voter’s Registration OnlineCOMELEC Registration 2021 for Overseas VotersCOMELEC Registration Schedule and Venue for Overseas FilipinosCOMELEC Registration Steps for Overseas FilipinosVoter’s Registration 2021 FAQs1. Do we have a COMELEC online registration?2. How often should I register as a voter?3….

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SSS PESO Fund vs MP2: Which is the Better Savings Program for You?

If there’s one important thing this pandemic has taught us, it’s to start saving for emergencies. And yes, a bank account is not the only way to set aside an emergency or savings fund. You can also start saving with the SSS PESO Fund and Pag-IBIG MP2.  To encourage members to save and earn additional income, the Pag-IBIG Fund and SSS have their own voluntary savings schemes: the Modified Pag-IBIG II (MP2) Program, and the Personal Equity and Savings Option (PESO) Fund. Both government savings programs are attractive options for Filipinos who don’t have much to save and prefer not to invest in riskier instruments such as stocks and mutual funds. In this article, we’ll talk about the SSS PESO Fund vs MP2 to help you make the right decision and pick the best savings program for you. Table of ContentsWhat is the SSS PESO Fund?What is Pag-IBIG MP2?Common Features of Pag-IBIG MP2 and SSS PESO Fund Open to All Regular Pag-IBIG and SSS membersOptional Savings ProgramsTax-FreeGuaranteed by the Philippine GovernmentHigher Interest RatesMonthly Payments Not RequiredSSS PESO Fund vs MP2 Minimum and Maximum InvestmentsSSS PESO Fund vs MP2 Interest RatesSSS PESO Fund vs MP2 Maturity PeriodPag-IBIG MP2 WithdrawalSSS PESO Fund WithdrawalSSS PESO Fund vs MP2 EnrollmentPag-IBIG MP2 Requirements for EnrollmentSSS PESO Fund Requirements for EnrollmentPag-IBIG MP2 Enrollment ProceduresSSS PESO Fund Enrollment ProceduresSSS PESO Fund vs MP2 Payment ModesPag-IBIG MP2 Mode of PaymentPayment Channels for MP2 ContributionsSSS PESO Fund Mode of PaymentSSS PESO Fund vs MP2: Which is Better?SSS PESO Fund vs MP2: How to Choose the Right Savings ProgramFinal Thoughts What…

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SSS and PhilHealth Maternity Benefits Every Parent Needs to Know

Being a mother is one of the most fulfilling roles for some women. From pregnancy until the child’s maturity, mothers will never stop providing love, support, and inspiration to their children. And amid poverty, the pandemic, loss of jobs, and economic uncertainty, more and more Filipino women are still becoming mothers and considering it a special blessing.  The average number of babies born every day in the Philippines is 7,255, which is around 302 live births per hour.[1] This number contributes to the 111+ million total population of the country (as of August 2021) and composes 1.41% of the total world population.[2]  At present, the government continues to assist Filipino mothers through SSS and PhilHealth maternity benefits. The 60-day maternity leave period has also been increased to 105 days because of the Expanded Maternity Leave Law.[3]  But are Filipino mothers getting the best benefits from the government? How do SSS and PhilHealth maternity benefits in the Philippines compare to those of other countries? What forms of assistance can new and expectant mothers receive from the government, especially from the SSS and PhilHealth, and how can they avail of these? Learn more about maternity benefits in this article. Table of ContentsSSS and PhilHealth Maternity Benefits in the Philippines vs Other CountriesSSS Maternity Benefits GuideWhat is SSS Maternity Benefit?Who Can Receive SSS Maternity Benefits in the Philippines?SSS Benefits Under the Expanded Maternity Leave LawHow Much is the Maternity Benefit in SSS for 2021?SSS Maternity Benefit ComputationHow to Compute Maternity Benefits in SSSSample SSS Maternity Benefit ComputationWhen Can I Get My SSS Maternity…

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Steps to Getting a PRC ID: Online Registration and Renewal Guide

After many sleepless nights reviewing for the licensure examinations, your hard work has finally paid off. You’ve passed the exam and can now practice your profession. Congratulations! However, after donning your party hats and celebrating, you need to get your ID or license from the Philippine Regulatory Commission (PRC). This PRC ID is a requirement so that you can start practicing your profession legally. Thankfully, you can now access PRC’s online services to apply for examinations, initial registration, PRC ID renewal, and Certification of Board Rating and Passing. Here’s a step-by-step guide on how to get a PRC ID online. Table of ContentsWhat is a PRC License?What is a PRC ID?PRC ID Eligibility and RequirementsPRC Online Registration RequirementsHow to Get Your PRC License ID OnlinePRC Online Registration ProcedureSetting Up Your PRC Online ProfileScheduling a PRC AppointmentPaying for PRC Registration FeeHow to Claim PRC ID: Requirements and StepsPRC ID Renewal: How to Renew Your IDPRC ID FeesPRC ID ValidityHow to Replace Lost PRC IDFAQs on How to Get PRC ID 1. Does the PRC accept walk-in applications?2. I made a mistake entering my name. Is there anything I can do? 3. Can I have my PRC ID delivered?4. How much is the shipping fee? 5. How to track my PRC ID delivery?Final Thoughts What is a PRC License? Created in 1973, the PRC regulates various professions in the Philippines. The Commission serves over four million professionals from over 43 regulated professions. It also caters to hundreds of thousands of aspiring professionals taking the licensure examinations every year. A PRC license proves…

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