sb finance personal loan

SB Finance Personal Loan

Minimum loan amount

P 30,000

Minimum annual income

P 360,000

Add-on interest


Product Summary

sb finance personal loan

SB Finance Personal Loan

Make your dreams come true with an SB Finance Personal Loan. Borrow up to P2 million with no collateral and credit card required. Plus, pay your loan with flexible terms of up to 36 months. Within five (5) banking days, you’ll get one step closer to your financial goals.

    • Get approved within five banking days
    • High loan amount of up to P2 million
    • Flexible payment terms of up to 36 months
    • No collateral or credit card needed
    • Ideal for: new business, car repairs, travel funds
    Age 21 to 65 years old
    Minimum Annual Income P360,000
    Credit Card Not Required
    Landline Number Not Required
    Processing fee %
    Late payment Fee P500
    Early payment fee P5

    Is this the right product for you?

    Checkout the other personal loan listing.


    You can loan a minimum of P30,000 and a maximum of P2 million.

    The monthly add-on rate starts at 1.89% and the annual percentage rate (APR) starts at 29.48%.

    Take note of the following Security Bank loan fees:
    • Processing fee: P2,000 to be deducted from loan amount
    • Documentary stamps: P1.50 for every P200 for loans exceeding P250,000
    • Notarial fee for loans over P100,000:
      • P125 for loans P100,000 to 500,000
      • P150 for loans P500,000 to P1 million

    You will be notified by an SB Finance representative. You can also contact their customer service hotline at (02) 8887 9188 or email them at

    You will either receive your process via manager’s check or you can have it credited to your Security Bank savings account. Bring the following documents to verify your identity.
    • For employed borrowers, original company ID and one (1) valid ID.
    • For self-employed borrowers, additional requirements as instructed by SB Finance

    You can use the online loan calculator found on the SB Finance Personal Loan page to see how much your monthly payments would be.