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SB Finance Personal Loan

Achieve your financial goals when you apply for an SB Finance Personal Loan. Borrow up to ₱2 million with no credit card required and get started on your dreams.

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Default Repayment ₱50000 to be repaid in 12 months
12 mth
24 mth
36 mth

SB Finance Personal Loan

SB Finance Personal Loan
Monthly repayment
Monthly add-on interest rate
Total repayment
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Where Can I Use an SB Finance Personal Loan?


SB Finance Personal Loan is a multipurpose and low-interest loan that you can use for upcoming milestones in your life or in case of emergencies. You don’t need a high salary or an SB Finance account to avail of the loan. Below are some of the common loan purposes.

Take note that this excludes car purchases or repairs and house/lot purchases or repairs already financed by SB Finance through a different loan.

  • School/Tuition fees - Planning to further your education or need more cash for your children’s tuition? SB Finance Personal Loan can help you with your school expenses.
  • Emergency expenses - There are good and bad surprises and no one wants the latter, especially if it involves loss of money from hospital expenses, job loss, and other emergency costs. To lessen the stress, secure a personal loan with SB Finance.
  • Travel expenses - Airfare tickets, especially with international travel, are pricey. You can account for it if planned in advance but for unexpected travels, the expenses can be daunting. Avail of a personal loan with affordable payment terms.
  • Debt payment - Losing sleep over the debts you’ve incurred is usually not limited to one night. End your worries by getting an SB Finance Personal Loan and avail of their flexible payment plans.

Who Can Get an SB Finance Personal Loan?


Before applying for a loan, you need to meet the following SB Finance Personal Loan eligibility criteria:

  • 21 to 65 years old upon loan maturity
  • Filipino citizen
  • With an office or residence landline
  • Employed: Minimum gross monthly income of ₱15,000 if working in Metro Manila or ₱12,000 if outside Metro Manila
  • Self-employed or self-employed professionals:
    • Should own or have at least 40% stake of their company, with the business operating profitably for at least 2 years and with at least one trade reference.
    • Minimum gross monthly income of ₱60,000

SB Finance Personal Loan Rates

  • Loan amount: ₱200,001 to ₱2 million
  • Loan terms: 12, 18, 24, and 36 months
  • Monthly interest rate: 1.89%
  • Annual percentage rate: 37.53% (estimate at 36 months)
  • Processing fee: ₱2,000