SB Finance Personal Loan – Borrow Up to ₱2 Million (2026)
Updated: Jun 24, 2026
SB Finance Personal Loan
- Get approved within five banking days
- High loan amount of up to ₱2 million
- Flexible payment terms of up to 36 months
- No collateral or credit card needed
- Ideal for: car repairs, travel funds
Security Personal Loan Requirements for Filipinos
Aside from the general requirements mentioned below, SB Finance might ask for additional documents as needed.
- Valid government-issued ID with photo
- Income documents
- Employed:
- Certificate of Employment and Compensation issued in the last 6 months
- Most recent ITR
- Payslip issued in the last month
- Self-employed:
- Most recent 1 year Audited Financial Statement (AFS) with the previous year’s comparative financials
- SEC/DTI Certificate
- Business or Mayor’s Permit
- Most recent 3 months of bank statements
- List of three trade references (comprising of at least one supplier and customer each) with contact details
- If a corporation, the latest GIS
SB Finance, a partnership with Security Bank, offers large multipurpose loans up to ₱2 million. With flexible repayment and competitive rates, SB Finance caters to both employed and self-employed borrowers.
Key Features
- Loan amount: ₱30,000 to ₱2,000,000
- Loan terms: 12 to 36 months
- Monthly add-on rates from ~1.30%
- Approval time: within 5 banking days
Eligibility & Requirements
- Filipino citizen aged 21–65 years old
- Minimum monthly income: ₱15,000
- Proof of employment or business ownership
- Government-issued ID and proof of billing
Why Choose SB Finance?
SB Finance is a good option for larger borrowing needs. With a maximum of ₱2 million, it’s suited for business expansion, home renovation, or major purchases.
How to Apply
- Visit the SB Finance loan page on Moneymax.
- Input desired amount and tenor.
- Submit your documents for processing.
- Receive your loan after approval within a few banking days.
Updated for 2025. Subject to SB Finance’s evaluation and approval.