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Best Travel Credit Cards in the Philippines

Travel often? Get the best travel perks and save money while traveling with the help of a travel credit card. 

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FEATURED
UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift + ZERO annual fees for life!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No annual fee

check

Free reward points

check

Accelerated rewards

FEATURED
HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Xiaomi Photo Printer
Xiaomi Photo Printer

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Accelerated rewards

check

Shopping points

check

Dining points

remove

Credit card required

FEATURED
Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No annual fee

check

Dining points

check

Free reward points

PNB Visa Gold

PNB Visa Gold

Annual Fee
₱ 600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000
info

Things to consider for this product:

check

Travel insurance

check

Installment

check

Exclusive discounts

remove

No rewards

Security Bank Complete Cashback Platinum Mastercard

Security Bank Complete Cashback Platinum Mastercard

Annual Fee
₱ 3,000  per year
info
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 780,000

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

No-brainer rebate

check

Petrol rebate

check

Supermarket rebate

Security Bank World Mastercard

Security Bank World Mastercard

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,000,000

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 780,000

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Travel insurance

check

Airport lounge

check

Shopping points

remove

High income requirement

HSBC Platinum Visa

HSBC Platinum Visa

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 500,000

Offer Available

Get a FREE welcome gift!
Xiaomi Photo Printer
Xiaomi Photo Printer

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

No-brainer rebate

check

Travel rebate

remove

Credit card required

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Free reward points

remove

High income requirement

RCBC Unionpay Diamond Card

RCBC Unionpay Diamond Card

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Free reward points

check

Bonus air miles

check

Travel insurance

remove

High income requirement

RCBC Gold Mastercard

RCBC Gold Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Free reward points

check

Travel insurance

remove

High income requirement

remove

Credit card required

UnionBank Platinum Visa Card

UnionBank Platinum Visa Card

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000

Offer Available

Get a FREE ₱4,000 eGift, Marshall Willen, or Dolce Gusto Mini!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

Travel points

check

Airport lounge

check

Travel insurance

UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000

Offer Available

Get a FREE ₱4,000 eGift, Marshall Willen, or Dolce Gusto Mini!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No-brainer rebate

check

Overseas rebate

check

Airport lounge

remove

High income requirement

BPI Gold Rewards Card

BPI Gold Rewards Card

Annual Fee
₱ 2,250  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 480,000

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Insurance installment

check

Exclusive discounts

UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 360,000

Offer Available

Get a FREE ₱4,000 eGift, Marshall Willen, or Dolce Gusto Mini!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

Travel points

check

Nice card face

check

Exclusive discounts

PNB Diamond UnionPay

PNB Diamond UnionPay

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 120,000

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

check

Exclusive discounts

BPI Rewards Card

BPI Rewards Card

Annual Fee
₱ 1,550  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

Free reward points

check

Travel insurance

check

Installment

check

Exclusive discounts

PNB-PAL Mabuhay Miles Platinum Mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

PNB Platinum Mastercard

PNB Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

Maybank Platinum Mastercard

Maybank Platinum Mastercard

Annual Fee
₱ 3,500  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 650,000

Things to consider for this product:

check

Free reward points

check

Overseas rebate

check

Exclusive discounts

remove

High income requirement

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

Dining points

check

Shopping points

check

Travel insurance

check

Airport lounge

RCBC Black Card Platinum Mastercard

RCBC Black Card Platinum Mastercard

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Shopping points

check

Online shopping points

check

Travel insurance

remove

High income requirement

PNB-PAL Mabuhay Miles World Mastercard

PNB-PAL Mabuhay Miles World Mastercard

Annual Fee
₱ 6,000  per year
Annual Fee Waiver
No
info
Minimum Annual Income
₱ 2,400,000

Things to consider for this product:

check

Bonus air miles

check

Installment

check

Exclusive discounts

remove

High income requirement

PNB Essentials Mastercard

PNB Essentials Mastercard

Annual Fee
₱ 1,200  per year
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

check

Good for beginners

AUB Platinum Mastercard

AUB Platinum Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 1,200,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

PNB-PAL Mabuhay Miles NOW Mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

Annual Fee
₱ 1,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

Bonus air miles

check

Air ticket rebate

check

No Annual Fee

remove

High income requirement

AUB Gold Mastercard

AUB Gold Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 600,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

RCBC Visa Infinite

RCBC Visa Infinite

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,600,000

Things to consider for this product:

check

No-brainer rebate

check

Retail rebate

check

Travel insurance

remove

High income requirement

RCBC YGC Rewards Plus Platinum Mastercard

RCBC YGC Rewards Plus Platinum Mastercard

Annual Fee
₱ 3,600  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 230,000

Things to consider for this product:

check

Shopping points

check

Airport lounge

check

Exclusive discounts

check

Good for beginners

RCBC World Mastercard

RCBC World Mastercard

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,600,000

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

AirAsia Credit Card

AirAsia Credit Card

Annual Fee
₱ 3,600  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 250,000

Things to consider for this product:

check

Travel points

check

Bonus air miles

check

Airport lounge

check

Exclusive discounts

RCBC JCB Platinum

RCBC JCB Platinum

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Free reward points

check

Travel insurance

check

Airport lounge

remove

High income requirement

BPI Platinum Rewards Card

BPI Platinum Rewards Card

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,000,000

Things to consider for this product:

check

Free reward points

check

Online shopping points

check

Airport lounge

remove

High income requirement

RCBC Zalora Credit Card

RCBC Zalora Credit Card

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
Min. Annual Income
₱ 300,000

Things to consider for this product:

check

Online shopping points

check

Online shopping rebate

check

Travel insurance

check

Exclusive discounts

Bank of Commerce Platinum Mastercard

Bank of Commerce Platinum Mastercard

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Shopping points

check

Dining points

check

Travel insurance

remove

High income requirement

RCBC Visa Platinum

RCBC Visa Platinum