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Best Travel Credit Cards in the Philippines

Travel often? Get the best travel perks and save money while traveling with the help of a travel credit card.
FEATURED
UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

2 Offers Available

Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
WIN an Apple iPad Air 2024!

+ 1 other gift options

Valid until

31 December 2024

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

31 December 2024

Things to consider for this product:

check

No annual fee

check

Free reward points

check

Accelerated rewards

FEATURED
HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

2 Offers Available

Moneymax Christmas Cheer Giveaway
WIN an Apple iPhone 16 Pro!
WIN an Apple iPhone 16 Pro!

+ 1 other gift options

Valid until

31 December 2024

Get THIS welcome gift!
₱3,000 eGift
₱3,000 eGift

Valid until

31 January 2025

Get THIS welcome gift!
JBL Flip 6
JBL Flip 6

Valid until

31 January 2025

Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

Valid until

31 January 2025

Get THIS welcome gift!
Xiaomi Smart Band 9
Xiaomi Smart Band 9

Valid until

31 January 2025

Get THIS welcome gift!
JBL Tune 520BT
JBL Tune 520BT

Valid until

31 January 2025

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

FEATURED
Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

2 Offers Available

Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
WIN a Samsung Galaxy Z Flip 6!

+ 1 other gift options

Valid until

31 December 2024

Get THIS welcome gift!
₱2,500 eGift
₱2,500 eGift

Valid until

31 January 2025

Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

31 January 2025

Get THIS welcome gift!
Xiaomi Redmi Soundbar
Xiaomi Redmi Soundbar

Valid until

31 January 2025

Get THIS welcome gift!
Dolce Gusto Genio S Basic
Dolce Gusto Genio S Basic

Valid until

31 January 2025

Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Jisulife Pro1s Handheld Fan

Valid until

31 January 2025

Things to consider for this product:

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No annual fee

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Dining points

check

Free reward points

PNB Visa Gold

PNB Visa Gold

Annual Fee
₱ 600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000
info

Things to consider for this product:

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Travel insurance

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Installment

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Exclusive discounts

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No rewards

Security Bank Complete Cashback Platinum Mastercard

Security Bank Complete Cashback Platinum Mastercard

Annual Fee
₱ 3,000  per year
info
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 780,000

Things to consider for this product:

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No-brainer rebate

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Petrol rebate

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Supermarket rebate

Security Bank World Mastercard

Security Bank World Mastercard

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,000,000

Things to consider for this product:

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Shopping points

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Travel insurance

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Airport lounge

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High income requirement

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 780,000

Things to consider for this product:

check

Travel insurance

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Airport lounge

check

Shopping points

remove

High income requirement

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Free reward points

remove

High income requirement

RCBC Unionpay Diamond Card

RCBC Unionpay Diamond Card

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Free reward points

check

Bonus air miles

check

Travel insurance

remove

High income requirement

RCBC Gold Mastercard

RCBC Gold Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Free reward points

check

Travel insurance

remove

High income requirement

remove

Credit card required

UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

No-brainer rebate

check

Overseas rebate

check

Airport lounge

remove

High income requirement

UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 360,000

Things to consider for this product:

check

Travel points

check

Nice card face

check

Exclusive discounts

PNB Diamond UnionPay

PNB Diamond UnionPay

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 120,000

Things to consider for this product:

check

Bonus air miles

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Free reward points

check

Installment

check

Exclusive discounts

PNB-PAL Mabuhay Miles Platinum Mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

PNB Platinum Mastercard

PNB Platinum Mastercard

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

Maybank Platinum Mastercard

Maybank Platinum Mastercard

Annual Fee
₱ 3,500  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 650,000

Things to consider for this product:

check

Free reward points

check

Overseas rebate

check

Exclusive discounts

remove

High income requirement

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

Things to consider for this product:

check

Dining points

check

Shopping points

check

Travel insurance

check

Airport lounge

RCBC Black Card Platinum Mastercard

RCBC Black Card Platinum Mastercard

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Shopping points

check

Online shopping points

check

Travel insurance

remove

High income requirement

PNB-PAL Mabuhay Miles World Mastercard

PNB-PAL Mabuhay Miles World Mastercard

Annual Fee
₱ 6,000  per year
Annual Fee Waiver
No
info
Minimum Annual Income
₱ 2,400,000

Things to consider for this product:

check

Bonus air miles

check

Installment

check

Exclusive discounts

remove

High income requirement

PNB Essentials Mastercard

PNB Essentials Mastercard

Annual Fee
₱ 1,200  per year
Annual Fee Waiver
Available
info
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

check

Good for beginners

AUB Platinum Mastercard

AUB Platinum Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 1,200,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

PNB-PAL Mabuhay Miles NOW Mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

Annual Fee
₱ 1,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 120,000
info

Things to consider for this product:

check

Bonus air miles

check

Air ticket rebate

check

No Annual Fee

remove

High income requirement

AUB Gold Mastercard

AUB Gold Mastercard

Annual Fee
Free
info
Annual Fee Waiver
Yes
Min. Annual Income
₱ 600,000
info

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

RCBC Visa Infinite

RCBC Visa Infinite

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,600,000

Things to consider for this product:

check

No-brainer rebate

check

Retail rebate

check

Travel insurance

remove

High income requirement

RCBC YGC Rewards Plus Platinum Mastercard

RCBC YGC Rewards Plus Platinum Mastercard

Annual Fee
₱ 3,600  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 230,000

Things to consider for this product:

check

Shopping points

check

Airport lounge

check

Exclusive discounts

check

Good for beginners

RCBC World Mastercard

RCBC World Mastercard

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 3,600,000

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

AirAsia Credit Card

AirAsia Credit Card

Annual Fee
₱ 3,600  per year
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 250,000

Things to consider for this product:

check

Travel points

check

Bonus air miles

check

Airport lounge

check

Exclusive discounts

RCBC JCB Platinum

RCBC JCB Platinum

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Free reward points

check

Travel insurance

check

Airport lounge

remove

High income requirement

RCBC Zalora Credit Card

RCBC Zalora Credit Card

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
Min. Annual Income
₱ 300,000

Things to consider for this product:

check

Online shopping points

check

Online shopping rebate

check

Travel insurance

check

Exclusive discounts

Bank of Commerce Platinum Mastercard

Bank of Commerce Platinum Mastercard

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Shopping points

check

Dining points

check

Travel insurance

remove

High income requirement

RCBC Visa Platinum

RCBC Visa Platinum

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 1,200,000

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Airport lounge

remove

High income requirement

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Annual Fee Waiver
Yes
info
Min. Annual Income
₱ 180,000
info

2 Offers Available

Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
WIN an Apple iPad Air 2024!

+ 1 other gift options

Valid until

31 December 2024

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

31 December 2024

Things to consider for this product:

check

No annual fee

check

Free reward points

check

Accelerated rewards

UnionBank Cebu Pacific Platinum

UnionBank Cebu Pacific Platinum

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000

Things to consider for this product:

check

Travel points

check

Travel insurance

check

Airport lounge

remove

High income requirement