No annual fees for carded first-time UnionBank cardholders when you apply until June 30, 2024 and spend at least ₱20,000 within 60 days from the card approval date. After the No Annual Fee promo, the annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
No annual fees for life!
Valid until
31 December 2024
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Things to consider for this product:
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No annual fee
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Free reward points
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Accelerated rewards
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Ideal for: cardholders who frequently shop and dine locally and overseas.
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an Apple iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Get THIS welcome gift!
Gift Options
No annual fees for life!
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID: Passport
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
FEATURED
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPhone 16 Pro!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
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Things to consider for this product:
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Accelerated rewards
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Shopping points
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Dining points
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Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPhone 16 Pro!; or
WIN an Apple AirPods Gen 4!
Apply for select HSBC Credit Cards and get 1 chance to win one of two RAFFLE GIFTS when you get approved:
Apple iPhone 16 Pro (worth PHP 76,990.00);
one of 5 Apple AirPods 4 (PHP 8,490.00)
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
FEATURED
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
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No annual fee
check
Dining points
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Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you get approved for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
PNB Visa Gold
Annual Fee
₱ 600 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 600,000
info
₱50,000 Monthly
Things to consider for this product:
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Travel insurance
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Installment
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Exclusive discounts
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No rewards
Pay low annual fees
Travel safe with a free travel insurance coverage of up to ₱1 million
Free Purchase Protection Insurance coverage of up to to ₱ 250,000
Enjoy 1% rebate on revolved interest
Get Fraud Transaction Insurance for only ₱120 per year
Ideal for: people who like a reliable, easy to manage credit card
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Active landline / mobile phone number
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
Security Bank Complete Cashback Platinum Mastercard
Annual Fee
₱ 3,000 per year
info
Free on the first year
Annual Fee Waiver
Available
info
Waived on the first year only.
Min. Annual Income
₱ 780,000
Things to consider for this product:
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No-brainer rebate
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Petrol rebate
check
Supermarket rebate
Free annual fee for the first year
Enjoy up to 5% rebates on essential spend categories
Exclusive access to Marhaba Lounge at NAIA 1 and 3
Avail exclusive promos all year round
Ideal for: money-savvy cardholders on a budget
Terms and Conditions :
Step to Apply :
Credit Card Required : Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year.
Audited Financial Statements: In the last 2 years.
Business registration/permits: SEC/DTI Registration.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 780000
Landline Required : Required
Security Bank World Mastercard
Annual Fee
₱ 5,000 per year
Annual Fee Waiver
Yes
info
Free on the first year
Min. Annual Income
₱ 3,000,000
Things to consider for this product:
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Shopping points
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Travel insurance
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Airport lounge
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High income requirement
Waived annual fee on the first year.
Earn 3x points for every ₱20 spend.
Membership to more than 1,000 lounges in over 500 airports worldwide.
Free travel insurance coverage up to ₱10 million.
Dining, spa, and retail offers from select exclusive airport merchants.
Ideal for: travel aficionados who want more travel perks.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3000000
Landline Required: Required
Security Bank Platinum Mastercard
Annual Fee
₱ 4,000 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 780,000
Things to consider for this product:
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Travel insurance
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Airport lounge
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Shopping points
remove
High income requirement
Earn 2 reward points for every ₱20 spend.
Free travel insurance up to ₱10 million.
Free online purchase protection up to $200.
Access to 1,000 airport lounges worldwide.
Ideal for: frequent travelers and international shoppers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year
Audited Financial Statements: In the last two years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 780000
Landline Required: Required
RCBC Flex Gold Visa
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 600,000
Things to consider for this product:
check
Airport lounge
check
Travel insurance
check
Free reward points
remove
High income requirement
Earn 2x rewards points on three preferred categories.
Change your preferred categories once every billing cycle.
Exchange your rewards points for shopping vouchers or redeem as cash rebates.
With free travel insurance (Travel Plus Lite) and purchase protection.
Get access to the Marhaba/Skyview Airport Lounge.
Ideal for: millennials who are leveling up in life.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
RCBC Unionpay Diamond Card
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
check
Free reward points
check
Bonus air miles
check
Travel insurance
remove
High income requirement
Earn one (1) reward point for every ₱50 spend.
Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend.
Earn 2x reward points for every hotel and dining spend in China.
Earn one (1) air mile for every ₱125 spend.
Free travel insurance up to ₱500,000.
Ideal for: frequent travelers, especially to China.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
RCBC Gold Mastercard
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 600,000
Things to consider for this product:
check
Free reward points
check
Travel insurance
remove
High income requirement
remove
Credit card required
Apply now until December 31, 2022, and spend at least ₱18,000 within 60 days from card delivery to receive free ₱3,000 SSI shopping e-vouchers.
Earn reward points for as low as ₱36 per spend.
Exchange your points to air miles and other rewards.
Free travel insurance and purchase protection for every travel.
Access free budget monitoring tools to help organize your finances.
Ideal for: money-savvy cardholders and frequent flyers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
UnionBank Platinum Mastercard
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000
Things to consider for this product:
check
No-brainer rebate
check
Overseas rebate
check
Airport lounge
remove
High income requirement
Earn 1% cash back on all spending categories.
Free lounge access at NAIA Terminals 1 and 3.
Accepted at over 30 million establishments worldwide.
Ideal for: cardholders with huge monthly expenses.
Terms and Conditions :
Step to Apply :
Cash Advance Monthly Effective Interest Rate: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
UnionBank Cebu Pacific Gold
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
No
Min. Annual Income
₱ 360,000
Things to consider for this product:
check
Travel points
check
Nice card face
check
Exclusive discounts
Earn 1 Go reward point for every ₱200 spend.
Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
Exclusive access to Cebu Pacific seat sales.
Free life insurance coverage of up to ₱400,000.
Ideal for: cardholders who frequently fly with Cebu Pacific.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 360000
Landline Required: Not required
PNB Diamond UnionPay
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 120,000
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
check
Exclusive discounts
Earn 1 rewards point for every ₱70 you spend.
No annual fees for life for your supplementary cards.
Earn rewards points that you can exchange for Mabuhay Miles and Cash Credits.
Get exclusive discounts and perks from UnionPay TravelMate Asia partner merchants.
Shop securely with Card Protect.
Ideal for: frequent travelers to countries in Asia.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
PNB-PAL Mabuhay Miles Platinum Mastercard
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
No
info
Waived on the first year only.
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Free annual fees for life.
Earn 1 rewards point for every ₱60 spend.
Convert 1 rewards points to 1 Mabuhay Mile.
Get 2,000 Mabuhay Miles as a welcome gift.
Enjoy 5% discount all year round on select PAL international flights.
Ideal for: frequent travelers who love rewards.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline requirement: Not required
PNB Platinum Mastercard
Annual Fee
₱ 3,000 per year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 600,000
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Earn rewards points for every ₱50 spend.
Get free travel insurance with coverage of up to ₱3 million.
Be protected by Fraud Transaction Insurance and Purchase Protection Insurance.
Enjoy dual billing options in PHP or USD.
Avail of flexible payments and choose to pay ₱500 or 5% of your credit card bill.
Ideal for: cardholders who love lifestyle purchases, exclusive perks, and exciting deals.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Required Documents
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
Maybank Platinum Mastercard
Annual Fee
₱ 3,500 per year
info
Free for the first year.
Annual Fee Waiver
Yes
info
Annual fee waived for the first year.
Min. Annual Income
₱ 650,000
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas spend.
Earn 1 Treats Point for every ₱25 spend here and abroad.
Foreign currency transaction fee only at 1.80%.
Get exclusive golf privileges from clubs in 23 countries.
Ideal for: cardholders who take frequent overseas trips.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Not required
RCBC Flex Visa
Annual Fee
₱ 1,500 per year
Annual Fee Waiver
Yes
info
Free on the first year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Things to consider for this product:
check
Dining points
check
Shopping points
check
Travel insurance
check
Airport lounge
Earn 2x rewards points on two preferred categories
Change your preferred categories once every billing cycle
Exchange your rewards points for shopping vouchers or redeem as cash rebates
With free travel insurance (Travel Plus Lite) and purchase protection
Get access to the Marhaba/Skyview Airport Lounge
Ideal for: shoppers who want financial flexibility
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
RCBC Black Card Platinum Mastercard
Annual Fee
₱ 3,600 per year
Annual Fee Waiver
Yes
info
Free for the first year.
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
check
Shopping points
check
Online shopping points
check
Travel insurance
remove
High income requirement
Non-expiring reward points.
Free Travel Insurance up to ₱1,000,000.
Free Purchase Protection up to P50,000.
Free access to Marhaba/Skyview Lounge at NAIA Terminal 3.
0% installment for your purchases abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 65 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
PNB-PAL Mabuhay Miles World Mastercard
Annual Fee
₱ 6,000 per year
Annual Fee Waiver
No
info
Waived on the first year only.
Minimum Annual Income
₱ 2,400,000
Things to consider for this product:
check
Bonus air miles
check
Installment
check
Exclusive discounts
remove
High income requirement
Convert your rewards points easily: 1 point = 1 mile.
Receive 2,000 Mabuhay Miles as a welcome gift.
Get additional 10,000 Mabuhay Miles for your PAL spending.
Avail of World Assist, an exclusive travel and medical concierge service.
Enjoy priority check-in at PAL Business Class counters.
Ideal for: people who like to travel and enjoy class and luxury.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Minimum Annual Income : ₱ 2400000
Landline Required: Not required
PNB Essentials Mastercard
Annual Fee
₱ 1,200 per year
Annual Fee Waiver
Available
info
Waived on the first year only.
Min. Annual Income
₱ 120,000
info
₱10,000 Monthly
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
check
Good for beginners
Never pay for annual fees
Earn rewards points and use to redeem Mabuhay Miles or Cash Credits
Enjoy global acceptance in-store and online
Pay in Philippine Peso even for your transactions in other countries
Enjoy contactless payments and secure transactions with Card Protect
Ideal for: people who want a reliable, everyday credit card
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
AUB Platinum Mastercard
Annual Fee
Free
info
No annual fee for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 1,200,000
info
₱100,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Bonus air miles
remove
High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: travel and shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
PNB-PAL Mabuhay Miles NOW Mastercard
Annual Fee
₱ 1,000 per year
Annual Fee Waiver
Yes
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Waived on the first three years.
Min. Annual Income
₱ 120,000
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₱10,000 Monthly
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Bonus air miles
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Air ticket rebate
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No Annual Fee
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High income requirement
No annual fee for 3 years
Get free travel insurance with coverage of up to ₱1 million
Receive 1,000 Mabuhay Miles for free as a welcome gift
Enjoy 5% discount on select Philippine Airlines flights
Free Purchase Protection Insurance of up to ₱250,000 for first-time PNB-PAL Mabuhay Miles cardholders
Ideal for: young professionals who have a passion for travelling and shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Active landline / mobile phone number
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Required
AUB Gold Mastercard
Annual Fee
Free
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No annual free for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 600,000
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₱50,000 Monthly
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No Annual Fee
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Shopping points
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Bonus air miles
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High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: paying bills and online shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
RCBC Visa Infinite
Annual Fee
₱ 3,600 per year
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 3,600,000
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No-brainer rebate
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Retail rebate
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Travel insurance
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High income requirement
Earn reward points for as low as ₱36 per spend.
Get 5% rebate at any local or international clothing shops.
Free travel insurance up to ₱1 million along with other travel perks.
Free-for-life supplementary cards for up to nine cardholders.
Ideal for: cardholders who love to shop and travel.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3600000
Landline Required: Required
RCBC YGC Rewards Plus Platinum Mastercard
Annual Fee
₱ 3,600 per year
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₱3,600 for Platinum Mastercard, ₱3,000 for Gold Visa, ₱1,500 for Classic Visa.
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 230,000
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Shopping points
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Airport lounge
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Exclusive discounts
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Good for beginners
Earn points for every RCBC bank deposit or Malayan insurance payment.
Earn one reward point for as low as ₱36 per spend.
Enjoy exclusive travel perks when you travel overseas.
Access free budgeting tools to help track your finances.
Ideal for: money-savvy and high-earning cardholders.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 230000
Landline Required: Required
RCBC World Mastercard
Annual Fee
₱ 3,600 per year
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 3,600,000
Things to consider for this product:
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Shopping points
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Travel insurance
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Airport lounge
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High income requirement
Earn reward points for as low as ₱36 per spend.
Enjoy exclusive deals with Mastercard Moments.
Free travel insurance and purchase protection.
Free supplementary cards up to nine cardholders.
Ideal for: shopaholics and travel enthusiasts.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3600000
Landline Required: Required
AirAsia Credit Card
Annual Fee
₱ 3,600 per year
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Monthly charge of ₱300
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 250,000
Things to consider for this product:
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Travel points
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Bonus air miles
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Airport lounge
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Exclusive discounts
Free 8,000 AirAsia BIG points when you spend ₱20,000 within 60 days of issuance.
Earn two (2) AirAsia BIG points for every ₱25 AirAsia spend.
Earn one (1) AirAsia BIG point for every ₱28 domestic retail spend.
Earn one (1) AirAsia BIG point for every ₱22 international retail spend.
Get access to airport lounges and other travel perks.
Ideal for: frequent international travelers and premium seekers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 250000
Landline Required: Not required
RCBC JCB Platinum
Annual Fee
₱ 3,600 per year
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
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Free reward points
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Travel insurance
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Airport lounge
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High income requirement
Earn reward points for as low as ₱25 per spend.
Access to world-class travel benefits and offers.
Free travel insurance of up to ₱1 million for every trip.
Free access to the Marhaba/Skyview Airport Lounge.
Ideal for: frequent travelers locally and internationally.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
RCBC Zalora Credit Card
Annual Fee
₱ 4,000 per year
Annual Fee Waiver
Yes
Min. Annual Income
₱ 300,000
Things to consider for this product:
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Online shopping points
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Online shopping rebate
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Travel insurance
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Exclusive discounts
Free ₱5,000 shopping credits when you spend ₱30,000 as a single or accumulated purchase within 60 days from card issuance.
Up to 6% cash back on online Zalora purchases and up to 2% on other online spend.
Earn 1 reward point for every ₱50 spend.
Enjoy unlimited free shipping via ZNOW.
Free travel insurance up to ₱500,000 and purchase protection up to ₱50,000.
Ideal for: Zalora shoppers and online shopping aficionados.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 300000
Landline Required: Required
Bank of Commerce Platinum Mastercard
Annual Fee
₱ 5,000 per year
Annual Fee Waiver
Not Available
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
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Shopping points
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Dining points
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Travel insurance
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High income requirement
Earn one (1) reward point for every ₱25 spend.
Get up to 5x points on dining and shopping spend.
Free travel insurance up to ₱2 million.
Enjoy dual currency billing for local and overseas spend.
Ideal for: frequent travelers and international shoppers.
Terms and Conditions :
Step to Apply :
Credit Card Required : Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required : Required
RCBC Visa Platinum
Annual Fee
₱ 5,000 per year
Annual Fee Waiver
Yes
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Waived on the first year only.
Min. Annual Income
₱ 1,200,000
Things to consider for this product:
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Bonus air miles
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Travel insurance
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Airport lounge
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High income requirement
Earn one (1) Preferred Air Mile for as low as ₱25 per spend.
Up to 100% temporary increase in credit limit during travel period.
Free travel insurance up to ₱5 million and other travel perks.
Get complimentary Priority Pass membership worldwide.
Ideal for: VIP travelers and premium seekers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
UnionBank Rewards Credit Card
Annual Fee
Free
info
No annual fees for carded first-time UnionBank cardholders when you apply until June 30, 2024 and spend at least ₱20,000 within 60 days from the card approval date. After the No Annual Fee promo, the annual fee is ₱2,500.
Annual Fee Waiver
Yes
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No annual fees for carded first-time UnionBank cardholders when you apply until November 30, 2023 and spend at least ₱20,000 within 60 days from the card approval date.
Min. Annual Income
₱ 180,000
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₱15,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
No annual fees for life!
Valid until
31 December 2024
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Things to consider for this product:
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No annual fee
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Free reward points
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Accelerated rewards
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Ideal for: cardholders who frequently shop and dine locally and overseas.
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an Apple iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Get THIS welcome gift!
Gift Options
No annual fees for life!
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID: Passport
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
UnionBank Cebu Pacific Platinum
Annual Fee
₱ 5,000 per year
Annual Fee Waiver
No
Min. Annual Income
₱ 600,000
Things to consider for this product:
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Travel points
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Travel insurance
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Airport lounge
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High income requirement
Earn one (1) Go reward point for every ₱200 spend.
Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
Free unlimited access to NAIA Terminal 3 - Pacific Lounge.
Free travel insurance and other premium travel perks.
Early alerts to upcoming Cebu Pacific seat sales.
Ideal for: frequent leisure or business travelers.