RCBC JCB Platinum

RCBC JCB Platinum

Enjoy the wonders of the world with the RCBC JCB Platinum in your pocket. Earn reward points for as low as ₱25 per spend and unlock special travel-related perks exclusive to RCBC cardholders. Make your trips more memorable when you pick this RCBC credit card.
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Highlights

Min. Annual Income
₱ 1,000,000
Rewards - Base Rate
1  point per ₱25
Annual Fee
₱ 3,600  per year
2 Offers Available
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

RCBC No Annual Fee For Life
RCBC No Annual Fee For Life
RCBC No Annual Fee For Life

Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-238057 Series of 2025. T&Cs apply. Disclaimer: For higher chances of approval, applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months.

Things to consider

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Free reward points

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Travel insurance

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Airport lounge

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱25
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Quick Facts

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Earn reward points for as low as ₱25 per spend.

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Access to world-class travel benefits and offers.

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Free travel insurance of up to ₱1 million for every trip.

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Free access to the Marhaba/Skyview Airport Lounge.

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Ideal for: frequent travelers locally and internationally.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

RCBC JCB Platinum RCBC JCB Platinum