RCBC JCB Platinum

Updated: Aug 18, 2026
RCBC JCB Platinum
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Best for maximizing rewards on travel and dining
Ideal For
Points Earners
Annual Fee
₱3,600
Min. Annual Income
₱1,000,000

Highlights

Moneymax's Take

Earn reward points for as low as ₱25 per spend.
Access to world-class travel benefits and offers.
Free travel insurance of up to ₱1 million for every trip.

Things to Consider

Free reward points
Travel insurance
Airport lounge

Benefits

Rewards - Base Rate
1 point per ₱25

Fees & Charges

Annual Fee
₱ 3,600
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 1,000,000
Minimum Age
21 years old

Check on more RCBC card options

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Promo Code
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Annual Fee
₱1500 per year
₱3000 per year
₱0 (No Annual Fee)
Cashback Local
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Airmiles Base Rate
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