Credit Cards by RCBC
Updated: Oct 27, 2025
Have the power to choose what you want with RCBC credit cards. Every offering from RCBC allows you to tailor-fit your cards to your needs, whether it’s for shopping, dining, traveling, or other personal interests. Fond of co-branded cards? RCBC has one of the most number of co-branded cards that include multiple partners per category such as malls, in-store and online retail stores, fuel companies, and airlines. The flexibility to choose extends to reward points with features that let you assign the categories that will get accelerated points. If you like this kind of empowerment, start your RCBC credit card application online today with Moneymax!
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Get 1x raffle entry for the chance to win ₱60,000 worth of Apple Vouchers when you apply for eligible credit cards on Moneymax. Promo Terms and Conditions Apply !
Card | Hot Reward Pick | Moneymax Reward | Earn Rate & Perks | Min. Annual Income | Ideal For | ||
|---|---|---|---|---|---|---|---|
 | RCBC Visa Platinum | ₱60,000 | 1 airmile / ₱25 | ₱1,000,000 | Premium Travelers | ||
 | RCBC Flex Visa | ₱60,000 | 2 points / ₱50 | ₱250,000 | Rewards Seekers | ||
 | RCBC Flex Gold Visa | ₱60,000 | 2 points / ₱50 | ₱500,000 | Rewards Seekers | ||
 | RCBC Visa Infinite | ₱60,000 | 5 points / ₱30 | ₱2,000,000 | High Spenders |
Why Trust Moneymax?
Don’t miss out on this great deal!
💫 Upgrade Your Tech with RCBC 💫
Choose your welcome gift when you get approved for an RCBC credit card - select from Xiaomi, JBL, Huawei products, or ₱2,000 cash reward!
Apply by Nov 15, 2025 to claim your reward
Participating Products:
RCBC Visa Platinum
:
For Premium Travelers
RCBC Flex Visa
:
For Rewards Seekers
RCBC Flex Gold Visa
:
For Rewards Seekers
RCBC Visa Infinite
:
For High Spenders
How to Qualify?
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Campaign Period: September 1, 2025 to November 15, 2025.
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Eligibility: New RCBC credit cardmembers only.
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How to Get Your Gift:
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Apply and get approved for any eligible RCBC credit card.
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Choose your welcome gift: Xiaomi Vacuum, JBL Wave Buds, Huawei Band 10, or PHP 2,000 eGift Dash Credit.
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Reward Fulfilment:
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Physical Gifts: Delivered within 12-15 weeks after confirmation.
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eGift Credit: Emailed within 10-14 business days after approval.
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Fastest Reward Fulfilment: Receive your eGift Credit in as little as 10 business days!
- Terms and Conditions apply.
Apply by Nov 15, 2025 to claim your reward
Airmiles - Overseas Spend
₱ 25 per mileAirmiles - Local Spend
₱ 48 per mileAnnual Fee
₱ 5,000 per yearMin. Annual income
₱ 1,000,000Apply through Moneymax and choose from 10 premium rewards:
- Earn one (1) Preferred Air Mile for as low as ₱25 per spend.
- Up to 100% temporary increase in credit limit during travel period.
- Free travel insurance up to ₱5 million and other travel perks.
- Get complimentary Priority Pass membership worldwide.
- Ideal for: VIP travelers and premium seekers.
Fees
Annual Fee: ₱5,000 per year
Cash Advance Fee : ₱200
Eligibility
Min. Annual Income: ₱1,000,000
Minimum Age: 21 years old
Rewards Points Dining
2 point per ₱50Rewards Points Baseline
1 point per ₱125Rewards Points Transport
2 point per ₱50Rewards Points Travel
2 point per ₱50Apply through Moneymax and choose from 10 premium rewards:
- Earn 2x rewards points on two preferred categories
- Change your preferred categories once every billing cycle
- Exchange your rewards points for shopping vouchers or redeem as cash rebates
- With free travel insurance (Travel Plus Lite) and purchase protection
- Get access to the Marhaba/Skyview Airport Lounge
- Ideal for: shoppers who want financial flexibility
Fees
Annual Fee: ₱1,500 per year
Cash Advance Service Charge: ₱200
Eligibility
Min. Annual Income: ₱250,000
Minimum Age: 21 years old
Rewards - Department Store Spend
2 point per ₱50Rewards - Base Rate
1 point per ₱50Rewards - Travel Spend
2 point per ₱50Rewards - Fuel Spend
2 point per ₱125Apply through Moneymax and choose from 10 premium rewards:
- Earn 2x rewards points on three preferred categories.
- Change your preferred categories once every billing cycle.
- Exchange your rewards points for shopping vouchers or redeem as cash rebates.
- With free travel insurance (Travel Plus Lite) and purchase protection.
- Get access to the Marhaba/Skyview Airport Lounge.
- Ideal for: millennials who are leveling up in life.
Fees
Annual Fee: ₱3,000 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱500,000
Minimum Age: 21 years old
Rewards Overseas In-Store/Online
5 points per ₱30Rewards - Base Rate
1 point per ₱30Rewards Local Online
1 points per ₱30Rewards Petrol
1 points per ₱30Apply through Moneymax and choose from 10 premium rewards:
- Earn reward points for as low as ₱36 per spend.
- Get 5% rebate at any local or international clothing shops.
- Free travel insurance up to ₱1 million along with other travel perks.
- Free-for-life supplementary cards for up to nine cardholders.
- Ideal for: cardholders who love to shop and travel.
Fees
Annual Fee: ₱6,000 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱2,000,000
Minimum Age: 21 years old