RCBC AirAsia Platinum Credit Card

RCBC AirAsia Platinum Credit Card

Unlock exclusive travel privileges with the AirAsia Platinum Credit Card. Enjoy faster points earning, low foreign transaction conversion fees, unlimited lounge access, and automatic AirAsia Platinum membership status— designed for frequent flyers and AirAsia loyalists. T&C apply.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee Waiver
Not Available
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Annual Fee
₱ 4,800
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Rewards Points - Baseline
1  AirAsia point for as low as ₱22 spend
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Min. Annual Income
₱ 1,000,000
Offer Available
₱2,500 Voucher (via Giftaway)
Moneymax Back for More Campaign
₱2,500 Voucher (via Giftaway)
  • Moneymax Back for More Campaign runs from September 4, 2026 to September 30, 2026. 
  • Promotion is valid for returning Moneymax customers only.
  • Apply and get approved for selected credit cards during the promo period and complete the Raffle Draw Form to receive one (1) raffle entry.
  • Twenty (20) eligible applicants will be selected as winners, who will each receive a ₱2,500 eGift via Giftaway.
  • Per DTI Fair Trade Permit No. FTEB-266489 Series of 2026. Terms and Conditions apply.
  • Disclaimer: To qualify for the raffle, participants must meet all eligibility requirements, including having a Philippine residential address, successfully submitting the complete Raffle Draw Form, applying through Moneymax for an eligible product as the main cardholder/account holder during the Promotion Period, being a returning Moneymax customer and a cardholder for at least six (6) months, meeting all applicable product requirements, and being approved for the eligible product. Entries that do not meet all requirements will be disqualified.

Things to consider

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Earn AirAsia Points faster

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Extra-low FX fee

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Perfect for frequent traveler

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Flexible payment

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Benefits

Rewards

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Rewards Points - Baseline
1  AirAsia point for as low as ₱22 spend
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AirAsia Bonus Points
500  monthly bonus AirAsia points
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Rewards Points - Local
2  AirAsia points for every ₱25 spend at AirAsia
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FX Conversion Fee
 An All-in Lower FX Conversion Fee of 1.85%
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AirAsia Platinum Membership
 Instant Upgrade to AirAsia Platinum Membership
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Additional Benefit

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Airport Lounge Access
Unlimited*
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Complimentary Travel Insurance
Free travel insurance
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Visa Concierge
 24/7 Worldwide
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Quick Facts

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Earn AirAsia Points faster — 2 points for every ₱25 purchase at AirAsia, and 1 point for every ₱22 overseas or ₱28 local spend.

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Extra low FX conversion fee of only 1.85% on international purchases

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Automatic AirAsia Platinum membership with priority check-in, boarding, and baggage.

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Get 500 AirAsia Monthly* Bonus Points for an accumulated retail spend anywhere of at least ₱50,000 each month.

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Unlimited free access to PAGSS International Lounge at NAIA Terminal 1

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Free travel insurance coverage up to ₱5 Million.

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Flexible payment options like Unli Installment, UnliPay, Easyterms (0% installment), Balance Transfer, and Balance Conversion.

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Eligibility

Eligibility criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 1,000,000
Landline requirement
Required
Credit card requirement
Required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,800
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Annual Fee Waiver
Not Available
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Interest Rate
3  %
Forex Conversion Rate
1.85  %
Cash Advance Service Charge
₱ 200
Over Limit Charge
₱ 600
Card Replacement Fee
₱ 500

Tags

RCBC AirAsia Platinum Credit Card RCBC AirAsia Platinum Credit Card

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