No annual fees for carded first-time UnionBank cardholders when you apply until June 30, 2024 and spend at least ₱20,000 within 60 days from the card approval date. After the No Annual Fee promo, the annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
No annual fees for life!
Valid until
31 December 2024
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Things to consider for this product:
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No annual fee
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Free reward points
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Accelerated rewards
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Ideal for: cardholders who frequently shop and dine locally and overseas.
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an M2 iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Get THIS welcome gift!
Gift Options
No annual fees for life!
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID: Passport
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
FEATURED
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPhone 16 Pro!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
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Things to consider for this product:
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Accelerated rewards
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Shopping points
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Dining points
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Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPhone 16 Pro!; or
WIN an Apple AirPods Gen 4!
Apply for select HSBC Credit Cards and get 1 chance to win one of two RAFFLE GIFTS when you meet the minimum eligibility requirements:
Apple iPhone 16 Pro (worth PHP 76,990.00);
one of 5 Apple AirPods 4 (PHP 8,490.00)
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
FEATURED
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
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No annual fee
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Dining points
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Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you meet the minimum eligibility requirements for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
Security Bank Complete Cashback Platinum Mastercard
Annual Fee
₱ 3,000 per year
info
Free on the first year
Min. Annual Income
₱ 780,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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No-brainer rebate
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Petrol rebate
check
Supermarket rebate
Free annual fee for the first year
Enjoy up to 5% rebates on essential spend categories
Exclusive access to Marhaba Lounge at NAIA 1 and 3
Avail exclusive promos all year round
Ideal for: money-savvy cardholders on a budget
Terms and Conditions :
Step to Apply :
Credit Card Required : Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year.
Audited Financial Statements: In the last 2 years.
Business registration/permits: SEC/DTI Registration.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 780000
Landline Required : Required
Robinsons Cashback
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Department store rebate
check
Installment
check
Exclusive discounts
Earn 3% rebate from purchases at Robinsons stores
Earn 1% rebate on all purchases worth ₱3,500 and up
Enjoy exclusive deals and promos from Robinsons
Avail flexible installment plans for big-ticket purchases
Ideal for: money-savvy cardholders on a strict budget
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Proof of income
Active landline / mobile phone number
Signed Certificate of Employment
Self-Employed
Audited Financial Statements
Business registration/permits
Government-issued ID
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
UnionBank Platinum Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Overseas rebate
check
Airport lounge
remove
High income requirement
Earn 1% cash back on all spending categories.
Free lounge access at NAIA Terminals 1 and 3.
Accepted at over 30 million establishments worldwide.
Ideal for: cardholders with huge monthly expenses.
Terms and Conditions :
Step to Apply :
Cash Advance Monthly Effective Interest Rate: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
Maybank Platinum Mastercard
Annual Fee
₱ 3,500 per year
info
Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas spend.
Earn 1 Treats Point for every ₱25 spend here and abroad.
Foreign currency transaction fee only at 1.80%.
Get exclusive golf privileges from clubs in 23 countries.
Ideal for: cardholders who take frequent overseas trips.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Not required
Maybank Platinum Visa
Annual Fee
₱ 3,500 per year
info
Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas purchases.
Earn 1 Treats Point for every ₱25 spend.
Low foreign currency transaction fee at 1.80%.
Access to exclusive golf clubs in 23 countries.
Ideal for: cardholders who frequently travel abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Required
RCBC Landmark Anson's Mastercard
Annual Fee
₱ 960 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Supermarket rebate
check
Installment
check
Exclusive discounts
Get 5% rebate on straight purchases every weekday at Landmark and Anson’s
Earn 1 reward point for every ₱50 spend at Landmark and Anson’s
Exchange points for exclusive gift certificates or cash credit
Enjoy exclusive travel privileges when you travel overseas
Ideal for: cardholders who frequent Landmark and Anson’s stores
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Proof of income
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
RCBC Visa Infinite
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 3,600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Retail rebate
check
Travel insurance
remove
High income requirement
Earn reward points for as low as ₱36 per spend.
Get 5% rebate at any local or international clothing shops.
Free travel insurance up to ₱1 million along with other travel perks.
Free-for-life supplementary cards for up to nine cardholders.
Ideal for: cardholders who love to shop and travel.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3600000
Landline Required: Required
RCBC Zalora Credit Card
Annual Fee
₱ 4,000 per year
Min. Annual Income
₱ 300,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Online shopping points
check
Online shopping rebate
check
Travel insurance
check
Exclusive discounts
Free ₱5,000 shopping credits when you spend ₱30,000 as a single or accumulated purchase within 60 days from card issuance.
Up to 6% cash back on online Zalora purchases and up to 2% on other online spend.
Earn 1 reward point for every ₱50 spend.
Enjoy unlimited free shipping via ZNOW.
Free travel insurance up to ₱500,000 and purchase protection up to ₱50,000.
Ideal for: Zalora shoppers and online shopping aficionados.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 300000
Landline Required: Required
EastWest Visa Platinum
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 1,000,000
Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Travel insurance
check
Annual Fee waiver
remove
High income requirement
Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
Get 0.3% cash rewards when you shop at other establishments
Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
Enjoy premium lifestyle perks and offers that suit your taste
Ideal for: cardholders who like to shop and dine
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
-Valid TIN / SSS / GSIS or UMID number
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 3 months original pay slip
Self-Employed
-Valid TIN / SSS / GSIS or UMID number
-Audited Financial Statements (if applicable)
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1000000
Landline requirement: Not required
UnionBank Cash Back Visa Platinum
Annual Fee
₱ 4,500 per year
Min. Annual Income
₱ 180,000
info
₱250,000 for non-carded applicants
Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱5,000 cash credits
Valid until
31 December 2024
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Things to consider for this product:
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Supermarket rebate
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Exclusive discounts
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Good for beginners
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Rebate cap applied
Earn up to 6% cash back on groceries
Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Get up to 0.20% cash back on all other purchases
Ideal for: individuals who want to save on their essential spend
Get THIS welcome gift!
Gift Options
₱5,000 cash credits
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
₱5,000 cash credits
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Any government-issued & signed identification document
Photocopy of the latest BIR Form 2316 or W2
Original Certificate of Employment and Income (COEI)
1 month original pay slip
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline requirement: Not required
HSBC Live+ Credit Card
Annual Fee
₱ 5,000 per year
info
Free on the first year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPhone 16 Pro!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
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Things to consider for this product:
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Generous cashback on all dining spend
check
Exciting cashback rates for fun
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Exclusive deals in Southeast Asian countries
remove
Credit card required
Up to 8% cashback on all dining spend
Up to 5% cashback on shopping spend
Up to 5% cashback on entertainment spend
Ideal for: outgoing individuals craving for fun experiences
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPhone 16 Pro!; or
WIN an Apple AirPods Gen 4!
Apply for select HSBC Credit Cards and get 1 chance to win one of two RAFFLE GIFTS when you meet the minimum eligibility requirements:
Apple iPhone 16 Pro (worth PHP 76,990.00);
one of 5 Apple AirPods 4 (PHP 8,490.00)
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
A cashback credit card, also known as a rebate credit card, is a type of rewards card that earns you cash rebates for every purchase. These cards make your life simpler because unlike other rewards credit cards, you know exactly how much you’ll be paid back without dealing with complicated point systems.
How does a cashback credit card work?
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Using one is quite simple. When you shop using a rebate credit card, the issuing bank pays back a percentage—anywhere from 0.20% to 6%—of your monthly purchases into your credit card account. For instance, if a cashback credit card has 1% rebate, you’ll get ₱1 for every ₱100 qualified purchase.
What are the types of cashback credit cards?
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Cards with Variable Cashback Rates. These cashback credit cards offer tiered rewards, with different rates for different spending categories. There’s a higher rebate rate for certain categories. So it makes sense to choose a cashback card with the highest rebate for the category you spend most often.
Cards with a Fixed Cashback Rate. Cashback cards with a flat rate are simpler to use than those with variable rates. You earn a fixed rebate percentage on all purchases with your cashback credit card. No need to remember confusing spending categories and double-check them with the issuing bank.
How to redeem cashback or cash rebate?
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Typically, cash credits earned from spending with cashback cards are credited to the cardholder’s account every month. The credit card provider may or may not require redemption of cash rebates.
For example, HSBC and Security Bank automatically post cash credits to a credit card account, so cardholders don’t need to redeem.
Does a cashback credit card come with fees?
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Cashback credit cards aren’t exactly cheap to own. Their annual fees range from ₱2,500 to ₱3,500. Fortunately, interest rates in the Philippines are now capped at 2% so that’s one less worry for cardholders.
So when choosing a cashback credit card, make sure that the savings you’ll get from the rebates offset the high annual fee and interest rate. Consider also the other credit card fees that might cancel out your rewards.
Should I get a cashback credit card?
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Apart from its convenience and simplistic rewards system, credit cards with cashback can help you save money, cover some of your expenses, and even build a good credit history. Cashback credit cards in the Philippines vary not only in their rebate rates but also the ways to earn and redeem some cash back.
How do I choose the best credit card with cashback?
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Rebate Caps. Most credit cards with cashback in the Philippines put a limit on the amount you can earn every month. The maximum rebate is typically around ₱1,000. Once you exceed that, you can start earning cash rebates again at the start of the next cycle.
Non-Eligible Transactions. Certain types of transactions may not be eligible to earn rebates. Check the fine print for the exemptions to earning rebates from a cashback credit card.
Required Minimum Spend. To qualify for a certain cashback rate, you have to meet the bank’s minimum spend requirement.
Cashback Eligibility Period. Cashback rates for most rebate credit cards in the Philippines can be earned any time of the year. But some credit cards with cashback offer seasonal rebates for specific spending categories.