Minimum loan amount
Minimum annual income
Need money to fund your goals in life? Applying for a BPI Personal Loan online can help plan your future as early as now. Borrow up to ₱2 million with no collateral needed and get approved within a week. Plus, pay in flexible installments ranging from 12 to 36 months.
|Age||21 to 60 years old|
|Minimum Annual Income||P300,000|
|Credit Card||Not Required|
|Landline Number||Not Required|
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There’s no denying that money is usually a catalyst to fulfill future goals that sometimes get stalled when money’s tight. Get the extra cash you need up to ₱2 million in flexible monthly installments with BPI Personal Loan.
Get additional cash to fund your needs with BPI Personal Loan. You can apply for a loan collateral-free of up to ₱2 million or 3x your monthly salary. Monthly payments are up to 36 months and requirements are minimal. You can pay for your personal needs such as:
Before applying for a loan, you need to meet the following BPI Personal Loan eligibility criteria:
*OEC exemption screenshot with OEC BM online profile is acceptable if OEC print-out is not available
To get a sample computation of your BPI Personal Loan, head down to the nearest branch near you to inquire. You may also call them at (+632) 889-10000 or email at firstname.lastname@example.org.
A BPI Personal Loan is perfect for any personal need. You can borrow for as low as ₱20,000 and as high as ₱2 million.
Aside from the monthly add-on interest, a processing fee of ₱1,500 will be deducted from your loan proceeds. For loans higher than ₱250,000, a documentary stamp tax equivalent to ₱1.50 for every ₱200 of the loan amount will be charged.
You can still apply for a BPI Personal Loan even if you don’t have a BPI account. Once your application is queued for approval, you’ll need to open an account with BPI to make it more convenient for you to receive your loan and pay your monthly installments.
BPI’s automatic debit facility allows you to conveniently pay your monthly installments. Just deposit to your BPI bank account and your payment will be automatically debited on your scheduled due date.
BPI will provide you with updates on your loan application via SMS. You can also call (+632) 889-10000 to follow up on your application.
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