When it comes to cars, Japanese brands’ workmanship and reliability are undisputed. Their cars are designed to last and smoothly integrate themselves into their owners’ lifestyles.
Nissan enjoys that reputation. It’s been a household name in the Philippines for many years, thanks to its commitment to technology and innovation—both attested by Nissan LEAF and Nissan Intelligent Mobility.[1]
Got a Nissan or planning to get one? Either way, it’s important that you insure your car. If you want to know how much Nissan insurance will cost you, check out this handy guide.
Are Nissan Cars Expensive to Insure?
The car insurance for Nissan will depend on your model. Entry-level units may cost you between ₱1,300 to ₱2,000 per month. High-end models, on the other hand, may fetch a price tag of around ₱5,800 to ₱14,500.
But why are Nissans so expensive to insure, especially the upmarket units? The answer is some models have high repair costs. Cars with high horsepower, such as the GT-R, are considered risky. On top of that, some units have hefty price tags, to begin with.
Nissan Insurance Cost: Prices for the Top Models
🚗 Nissan Almera
Cheapest annual premium: ₱15,627 per year
*Nissan insurance cost for 2022 EL Turbo 1.0L Gas M/T
The Almera is Nissan’s bet in the sedan market. Even its entry-level unit already comes with a slew of safety and security features, making this car a good choice for families. These include a driver’s airbag, a front passenger’s airbag, an electronic brake distribution system, a security alarm, stability control, electronic door locks, and ISOFIX.
The Almera is the cheapest Nissan to insure. You’ll need to spend only a little over ₱1,300 per month.
🚗 Nissan Livina
Cheapest annual premium: ₱19,416 per year
*Nissan insurance cost for 2022 E 1.5L Gas M/T
The Livina is Nissan’s foray into the multi-purpose vehicle (MPV) segment. Its bold and modern design is complemented by a number of features that make it the ideal family car.
The Livina is outfitted with a driver’s airbag, a front passenger’s airbag, an anti-lock brake system, electronic door locks, and an immobilizer. If your family has a toddler, you’ll be pleased to know that this unit has ISOFIX.
This model’s insurance, which is around ₱1,600 per month, is relatively affordable.
🚗 Nissan Navara
Cheapest annual premium: ₱19,584 per year
*Nissan insurance cost for 2022 EL 2.5L Diesel M/T
If you’re looking for a tough car that can conquer rough terrains, consider the Nissan Navara. Its entry-level trim is already packed with power: a maximum output of 161 hp and a maximum torque of 403 Nm.
The Nissan Navara car insurance cost is relatively affordable, costing just over ₱1,600 per month. And that’s all thanks to its safety features, such as a driver’s airbag, a front passenger’s airbag, curtain airbags, side airbags, an auto brake system, electronic brake distribution, electronic door locks, speed-sensing door locks, and a security alarm, among others.
🚗 Nissan NV350 Urvan
Cheapest annual premium: ₱21,682 per year
*Nissan insurance cost for 2022 2.5L Diesel M/T
With practicality that can’t be underscored enough, the Urvan is a quintessential van in the Philippines. You can use it as a cargo courier for business, a transporter for long-distance road trips, or a passenger hauler for city commutes.
Since the entry-level NV350 Urvan has the driver’s airbag as its only safety feature, the Nissan auto insurance cost for this unit is a tad more expensive than the others at ₱1,800+ per month.
On the other hand, the NV350 Urvan’s premium trip has more safety features. These include airbags for the driver and the front passenger, an anti-lock brake system, a security alarm, and electronic door locks.
🚗 Nissan Kicks e-POWER
Cheapest annual premium: ₱23,125 per year
*Nissan insurance cost for 2022 EL 1.2L Hybrid A/T
The Nissan Kicks e-POWER allows you to harness both the power of a petrol engine and a battery. This hybrid beauty uses gasoline to charge the batteries, giving you a smooth and energy-efficient drive.[2]
The Kicks e-POWER not only boasts a smart engine but also intelligent safety features. These include airbags for the driver and the front passenger, electronic brake distribution, a security alarm, stability control, electronic door locks, and speed-sensing door locks.
🚗 Nissan Terra
Cheapest annual premium: ₱30,022 per year
*Nissan insurance cost for 2022 EL 2.5L Diesel M/T
The Terra is a midsize SUV perfect for those who put a premium on lifestyle or those who have big families. Its imposing beauty is coupled with impressive safety and security features.
The Terra has a driver’s airbag, front passenger’s airbag, side airbags, and curtain airbags. It also has an immobilizer, a security alarm, stability control, electronic door locks, speed-sensing door locks, and ISOFIX—all just for the entry-level trim!
The Nissan insurance quote for this model is around ₱2,500 per month. Not a bad deal for an SUV.
🚗 Nissan LEAF
Cheapest annual premium: ₱50,784 per year
*Nissan insurance cost for 2022 40Kwh 0.1L Electric
Launched in the Philippines in 2021, the LEAF is the embodiment of Nissan’s vision of an electric and sustainable future. This sleek hatchback is also the carmaker’s first mass-produced electric vehicle.[3]
The LEAF suits those who want to save on fuel costs. But sustainability isn’t its only game; it’s also big on safety and security. The LEAF is outfitted with a driver’s airbag, a front passenger’s airbag, an auto brake system, an electronic brake system, stability control, electronic door locks, speed-sensing door locks, and ISOFIX.
The Nissan LEAF car insurance costs ₱50,784 per year or ₱4,232 per month.
Related reading: What is Car Insurance Participation Fee and How Much Does It Cost?
🚗 Nissan 370Z
Cheapest annual premium: ₱69,745 per year
*Nissan insurance cost for 2022 NISMO 3.7L Gas A/T
The 370Z is a two-seater sports car launched in the Philippines in 2020. It’s a model capable of remarkable speeds, thanks to its engine that can churn out a maximum output of 339 hp and a maximum torque of 371 Nm.
Complementing the 370Z’s raw power is a suite of safety and security features. The car comes with a driver’s airbag, a front passenger’s airbag, side airbags, curtain airbags, stability control, an anti-lock brake system, electronic door locks, and speed-sensing door locks, among others.
The Nissan 370Z insurance cost is understandably high since the nameplate is a sports car. You’ll have to spend over ₱5,800 per month to insure it.
🚗 Nissan Patrol
Cheapest annual premium: ₱83,543 per year
*Nissan insurance cost for 2022 Royale 5.6L Gas A/T
Luxury, beauty, and futuristic sensibility are rolled into one in the Patrol, Nissan’s flagship SUV. This head-turner of a car is known for its lavish creature comforts, which include a 12.3-inch infotainment display, a Bose audio system, and automatic climate control.
The Patrol also offers a powerful drive, churning a maximum output of 400 hp and a maximum torque of 560 Nm. As such, necessary safety features are in place. These include a driver’s airbag, a front passenger’s airbag, side airbags, curtain airbags, an auto brake system, electronic brake distribution, an anti-lock brake system, and stability control, among others.
The Nissan Patrol insurance is expectedly expensive. Owners will have to spend ₱83,543 a year or almost ₱7,000 a month.
🚗 Nissan GT-R
Cheapest annual premium: ₱175,563 per year
*Nissan insurance cost for 2022 Premium 3.8L Gas A/T
One of Nissan’s most expensive models, the GT-R is a luxurious sports car known for its raw power—a maximum output of 565 hp and a maximum torque of 633 Nm! With these figures, you know that the GT-R can conquer a variety of terrains.
Given the GT-R’s powerful credentials, it is designed with generous security and safety features. These include a driver’s airbag, a front passenger’s airbag, side airbags, curtain airbags, an auto brake system, an anti-lock brake system, electronic brake distribution, stability control, and an immobilizer.
The Nissan GT-R car insurance cost is the most expensive on this list, requiring you to spend more than ₱14,000 a month.
Related reading: List of Car Insurance Add-Ons: What Coverage Do You Need?
Final Thoughts
Nissan is one of the most popular car brands in the Philippines for a few good reasons—it’s committed to technological innovation and it has a wide variety of models that suit different lifestyles. With Japanese craftsmanship, you know you’ll be driving a Nissan for a very long time.
If you want to save on Nissan insurance costs, just use Moneymax’s comparison tool. You’ll find the best deals, and you can apply for your preferred policy right away. The best thing about it? It’s free!
Check out some of the leading car insurance providers in the country below and get a free quote.
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Sources:
- [1] Nissan Intelligent Mobility
- [2] Nissan Kicks e-POWER
- [3] Nissan LEAF EV Now Just ₱1.9M (Manila Bulletin, 2023)
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