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A selection of the top car insurance providers in the Philippines

  • FPG (Federal Phoenix)
  • Mapfre Insular
  • Oriental Assurance Corporation
  • QBE Seaboard Insurance
  • SGI Phils.
  • Standard Insurance
  • The Mercantile Insurance Corporation
  • The New India Assurance Corporation
  • AFP General Insurance

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MoneyMax.ph made searching for my car insurance a breeze! They got me the best possible deal in the shortest time possible. No need for long calls conversations with different agents, no wasting time. It's been my go-to ever since I learned about it.
Sam Y.G., Quezon City, Philippines
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Find the cheapest car insurance for you

We are committed to offering great value. Our customer promise means you will get the lowest price possible on the market.

Car Insurance

Stop paying more than you need for car insurance. MoneyMax.ph gives you the power to compare different car insurance costs in the Philippines so you can choose the best one for you. This, together with car insurance reviews you read, can help you make the best decision on which provider to get. Whether it's for personal or commercial cars, finding the right car insurance doesn't have to be complicated.
Car Insurance is a contracted policy purchased by a vehicle owner where the insured pays a certain amount of premium in exchange for coverage given by the insurance company. The scope of coverage depends on the policy purchased. It can be as simple as coverage for bodily injury and death of a third party, to more complex protection against loss of property, personal injury, theft, and more.
Philippine law requires all vehicle owners to purchase a Compulsory Third Party Liability (CTPL) insurance policy before they register or renew their vehicles. CTPL provides compensation to the third party in case of an accident. Comprehensive car insurance can also be purchased for extra protection, but isn't required by law.

Accidents can happen regardless of how skilled a driver is. Having car insurance is the best way to manage risk. Its main purpose is to protect you from unexpected expenses in case your car gets damaged or stolen, or in case anyone riding your car gets injured. With car insurance, you don't have to spend thousands on repairs or hospital bills. The extra protection gives you peace of mind every time you hit the road.

How do I file a Car Insurance Claim?

In cases of a vehicular accident, you can file a claim with your insurance provider for repairs or other forms of indemnification. Learn more about the steps and requirements for claiming car insurance at this page where you can locate the car insurance contact details.

How Does Car Insurance Work?

Car insurance provides financial protection for vehicle owners, especially in cases where cars are involved in accidents, bodily injuries, and theft. Learn more about how car insurance works at this page.

What is Compulsory Third-Party Liability Insurance?

Compulsory Third-Party Liability insurance (CTPL) is an insurance cover required by the Land Transportation Office (LTO) for all vehicle owners when they register a vehicle. Learn more about what CTPL insurance covers at this page.

What is Comprehensive Car Insurance?

Comprehensive insurance offers greater protection than CTPL insurance. It provides car insurance coverage for accidents that are not the result of a collision, such as flooding, theft, or fire. Learn more about comprehensive car insurance at this page.

It may be tempting to save money by sticking to CTPL insurance but getting comprehensive coverage will keep you from spending thousands of pesos on repairs if your car gets damaged. Here some basic tips to help save you money when getting a policy:

  • Why should I choose a cheaper car?

    Insurers consider the make and model of your car as indicators for repair and replacement costs. The more expensive your car is, the higher you pay for your premiums. If you are yet to buy car insurance and wish to lower the cost, you might want to consider buying a more economic vehicle.

  • How Can I Maintain a Good Driving Record?

    Insurers partially base your risk level on your claims history and your driving record. If you've kept a good driving record, you are automatically entitled to discounts on car insurance rates. To make it simple, inexpensive car insurance can be a reward for careful driving.

  • Why is it Important to Install Safety Equipment in My Car?

    Get substantial insurance discounts by fitting your car with safety features such as driver alarm and anti-theft devices.

  • Why is it Important that I Pay My Premiums Annually?

    Paying your premium in an annual lump sum may reduce the car insurance average cost, as well as your car insurance deductible. Some insurers often charge you with additional fees if you choose to pay your premium on a monthly basis.

  • How do I Compare Car Insurance Rates in the Philippines?

    MoneyMax.ph has all the information you need from leading car insurance companies in the Philippines. Our powerful comparison platform lets you compare different premiums and spot the right one for your needs and budget. Click here to start comparing prices now.

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