Metrobank Personal Loan – Secure Loan from a Trusted Bank (2025)
Updated: Dec 18, 2025
Borrow up to ₱2 million with flexible terms from one of the Philippines’ largest banks.
Metrobank Personal Loan
Monthly Repayment
₱ ₱
10,083Annual Interest Rate
1.75 %Total Repayment
₱ ₱
121,000Total Interest Payable
₱ ₱
21,000- Borrow funds up to ₱2 million
- Get approved within 7 banking days
- Pay in 12, 18, 24, or 36 monthly installments
- Monthly add-on rate as low as 1.25%
- Ideal for: planning weddings, travel expenses
Eligibility
Minimum Age: 21 years old
Min. Annual Income: ₱350,000
Required Documents
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
Metrobank, one of the Philippines’ biggest banks, offers personal loans that provide financial flexibility for different needs. With competitive rates and a trusted name, Metrobank Personal Loan is a reliable choice.
Key Features
- Loan amount: up to ₱2,000,000
- Loan terms: 12 to 36 months
- Monthly add-on rate: starts at ~1.25%
- No collateral required
Eligibility & Requirements
- Filipino citizen aged 21–65 years old
- Minimum gross monthly income of ₱25,000
- Proof of employment or business documents
- Government-issued ID and billing statement
Why Choose Metrobank?
Metrobank offers reliability, transparent terms, and higher loan ceilings suitable for both personal and business use. It’s a solid option for borrowers seeking a reputable bank lender.
How to Apply
- Visit the Metrobank Personal Loan page on Moneymax.
- Choose your preferred loan details.
- Complete your application with documents.
- Wait for processing and approval.
Updated for 2025. Terms subject to Metrobank’s approval.