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Rewards Credit Cards in the Philippines

Take advantage of reward points! Get a rewards credit card according to your lifestyle and needs.

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FEATURED
UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift + ZERO annual fees for life!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No annual fee

check

Free reward points

check

Accelerated rewards

FEATURED
Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No annual fee

check

Dining points

check

Free reward points

FEATURED
HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Xiaomi Photo Printer
Xiaomi Photo Printer

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Accelerated rewards

check

Shopping points

check

Dining points

remove

Credit card required

Security Bank Gold Mastercard

Security Bank Gold Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 360,000
Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Free rewards points

check

No Annual Fee

check

Nice card face

RCBC Mango Mastercard

RCBC Mango Mastercard

Annual Fee
₱ 1,200  per year
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Shopping points

check

Installment

check

Exclusive discounts

check

Online shopping points

HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Xiaomi Photo Printer
Xiaomi Photo Printer

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Accelerated rewards

check

Shopping points

check

Dining points

remove

Credit card required

Metrobank Platinum Mastercard®

Metrobank Platinum Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 700,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift + Reward Points!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No Annual Fee

check

Free reward points

check

Dining discount

remove

High income requirement

Security Bank World Mastercard

Security Bank World Mastercard

Annual Fee
₱ 5,000  per year
Min. Annual Income
₱ 3,000,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No annual fee

check

Dining points

check

Free reward points

Metrobank World Mastercard®

Metrobank World Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 1,500,000
info
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift + Reward Points!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

No Annual Fee

check

Free reward points

check

Fine dining

remove

High income requirement

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Free reward points

remove

High income requirement

RCBC Unionpay Diamond Card

RCBC Unionpay Diamond Card

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Bonus air miles

check

Travel insurance

remove

High income requirement

Bank of Commerce Gold Mastercard

Bank of Commerce Gold Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 455,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Installment

check

Dining points

check

Shopping points

check

Exclusive discounts

Robinsons Bank DOS Mastercard

Robinsons Bank DOS Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 180,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Free reward points

check

Exclusive discounts

check

Good for beginners

RCBC Gold Mastercard

RCBC Gold Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Travel insurance

remove

High income requirement

remove

Credit card required

Maybank Gold Visa

Maybank Gold Visa

Annual Fee
₱ 2,500  per year
info
Min. Annual Income
₱ 420,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Overseas rebate

check

Exclusive discounts

remove

High income requirement

BPI Gold Rewards Card

BPI Gold Rewards Card

Annual Fee
₱ 2,250  per year
Min. Annual Income
₱ 480,000
Interest Rate
3  %

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Insurance installment

check

Exclusive discounts

UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 360,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE ₱4,000 eGift, Marshall Willen, or Dolce Gusto Mini!
₱4,000 eGift Giftaway
₱4,000 eGift Giftaway

+ 2 other gift options

Valid until

29 February 2024

Things to consider for this product:

check

Travel points

check

Nice card face

check

Exclusive discounts

Maybank Standard Mastercard

Maybank Standard Mastercard

Annual Fee
₱ 2,000  per year
info
Min. Annual Income
₱ 195,000
info
Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

No Annual Fee

check

Exclusive discounts

check

Dual currency

Maybank Visa Classic

Maybank Visa Classic

Annual Fee
₱ 2,000  per year
info
Min. Annual Income
₱ 195,000
info
Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

No Annual Fee

check

Exclusive discounts

check

Dual currency

PNB Diamond UnionPay

PNB Diamond UnionPay

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 120,000
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

check

Exclusive discounts

BPI Rewards Card

BPI Rewards Card

Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Travel insurance

check

Installment

check

Exclusive discounts

PNB-PAL Mabuhay Miles Platinum Mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 1,200,000
Interest Rate
2  %

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

PNB Platinum Mastercard

PNB Platinum Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

remove

High income requirement

Maybank Platinum Mastercard

Maybank Platinum Mastercard

Annual Fee
₱ 3,500  per year
info
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Overseas rebate

check

Exclusive discounts

remove

High income requirement

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Things to consider for this product:

check

Dining points

check

Shopping points

check

Travel insurance

check

Airport lounge

Maybank Platinum Visa

Maybank Platinum Visa

Annual Fee
₱ 3,500  per year
info
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Overseas rebate

check

Exclusive discounts

remove

High income requirement

RCBC Black Card Platinum Mastercard

RCBC Black Card Platinum Mastercard

Annual Fee
₱ 3,600  per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Shopping points

check

Online shopping points

check

Travel insurance

remove

High income requirement

Bank of Commerce Classic Mastercard

Bank of Commerce Classic Mastercard

Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 120,000
info
Interest Rate
3  %

Things to consider for this product:

check

Shopping points

check

Dining points

check

Installment

check

Exclusive discounts

BPI Edge Card

BPI Edge Card

Annual Fee
₱ 1,320  per year
info
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Things to consider for this product:

check

Shopping points

check

Installment

check

Nice card face

check

Exclusive discounts

PNB-PAL Mabuhay Miles World Mastercard

PNB-PAL Mabuhay Miles World Mastercard

Annual Fee
₱ 6,000  per year
Minimum Annual Income
₱ 2,400,000
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

Bonus air miles

check

Installment

check

Exclusive discounts

remove

High income requirement

PNB Essentials Mastercard

PNB Essentials Mastercard

Annual Fee
₱ 1,200  per year
Min. Annual Income
₱ 120,000
info
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

Bonus air miles

check

Free reward points

check

Installment

check

Good for beginners

RCBC Landmark Anson's Mastercard

RCBC Landmark Anson's Mastercard

Annual Fee
₱ 960  per year
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

No-brainer rebate

check

Supermarket rebate

check

Installment

check

Exclusive discounts

AUB Platinum Mastercard

AUB Platinum Mastercard

Annual Fee
Free
info
Min. Annual Income
₱ 1,200,000
info
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Bonus air miles

remove

High income requirement

AUB Classic Mastercard

AUB Classic Mastercard

Annual Fee
Free
info
Min. Annual Income
₱ 252,000
info
Monthly Effective Interest Rate
2  %

Things to consider for this product:

check

No Annual Fee

check

Shopping points

check

Exclusive discounts

check

Choose your annual fee