Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
FEATURED
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
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Things to consider for this product:
check
Accelerated rewards
check
Shopping points
check
Dining points
remove
Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
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chevron_right
Things to consider for this product:
check
Accelerated rewards
check
Shopping points
check
Dining points
remove
Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
Security Bank Gold Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 360,000
Interest Rate
3 %
Things to consider for this product:
check
Free rewards points
check
No Annual Fee
check
Nice card face
Free annual fee for the first year
Earn one (1) reward point for every ₱20 spend
Secure online shopping with SecureCode
Enjoy exclusive rewards and promos all year round
Ideal for: reward seekers and frequent online shoppers
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year.
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 60 years old
Min. Annual Income: ₱ 360000
Landline requirement: Required
RCBC Mango Mastercard
Annual Fee
₱ 1,200 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Installment
check
Exclusive discounts
check
Online shopping points
Earn non-expiring points and exchange them for vouchers
Enjoy 0% installment of up to 6 months at Mango stores
Get priority access to next season’s catalog offers
Get exclusive access to Mango VIP Sale events
Ideal for: fashionistas who love shopping at Mango
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
Metrobank Platinum Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000. After the No Annual Fee promo, annual fee is ₱5,000.
Min. Annual Income
₱ 700,000
info
₱58,333 Monthly
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Dining discount
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000.
Earn 1 reward point for every ₱20 spend
Up to 50% off on premium dining offers
eCommerce purchase protection up to $200
No annual fee for your first supplementary card
Ideal for: premium dining perk seekers
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 700000
Landline Required: Not required
Security Bank World Mastercard
Annual Fee
₱ 5,000 per year
Min. Annual Income
₱ 3,000,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Travel insurance
check
Airport lounge
remove
High income requirement
Waived annual fee on the first year.
Earn 3x points for every ₱20 spend.
Membership to more than 1,000 lounges in over 500 airports worldwide.
Free travel insurance coverage up to ₱10 million.
Dining, spa, and retail offers from select exclusive airport merchants.
Ideal for: travel aficionados who want more travel perks.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3000000
Landline Required: Required
Metrobank World Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000. After the No Annual Fee promo, annual fee is ₱6,000.
Min. Annual Income
₱ 1,500,000
info
₱125,000 Monthly
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
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Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Fine dining
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000.
Get 2x reward points for international purchases
Earn 1 reward point for every ₱20 spend
Enjoy up to 50% off on luxury dining deals
Ideal for: frequent travelers and premium perk seekers
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: a copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 1500000
Landline Required: Not required
RCBC Flex Gold Visa
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Airport lounge
check
Travel insurance
check
Free reward points
remove
High income requirement
Earn 2x rewards points on three preferred categories.
Change your preferred categories once every billing cycle.
Exchange your rewards points for shopping vouchers or redeem as cash rebates.
With free travel insurance (Travel Plus Lite) and purchase protection.
Get access to the Marhaba/Skyview Airport Lounge.
Ideal for: millennials who are leveling up in life.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
RCBC Unionpay Diamond Card
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Bonus air miles
check
Travel insurance
remove
High income requirement
Earn one (1) reward point for every ₱50 spend.
Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend.
Earn 2x reward points for every hotel and dining spend in China.
Earn one (1) air mile for every ₱125 spend.
Free travel insurance up to ₱500,000.
Ideal for: frequent travelers, especially to China.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
Bank of Commerce Gold Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 455,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Installment
check
Dining points
check
Shopping points
check
Exclusive discounts
Earn one (1) reward point for every ₱25 spend
Get up to 5x points on dining and shopping spend
Avail 0% interest installment plans up to 36 months
Enjoy the convenience of contactless payment
Ideal for: reward seekers and frequent shoppers
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 455000
Landline Required: Required
Robinsons Bank DOS Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 180,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Free reward points
check
Exclusive discounts
check
Good for beginners
Earn one (1) reward point for every ₱50 spend
Convert all purchases to two-month installments
No annual fee for frequent credit card users
Enjoy exclusive deals and promos from Robinsons
Ideal for: reward-seekers looking for more savings
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Government-issued ID
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
RCBC Gold Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
remove
High income requirement
remove
Credit card required
Apply now until December 31, 2022, and spend at least ₱18,000 within 60 days from card delivery to receive free ₱3,000 SSI shopping e-vouchers.
Earn reward points for as low as ₱36 per spend.
Exchange your points to air miles and other rewards.
Free travel insurance and purchase protection for every travel.
Access free budget monitoring tools to help organize your finances.
Ideal for: money-savvy cardholders and frequent flyers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
Maybank Gold Visa
Annual Fee
₱ 2,500 per year
info
Free for the first year
Min. Annual Income
₱ 420,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1 Treats Point for every ₱25 spend
Maybank EzyPlans for your overseas purchases
Secure transactions with EMV technology
Accepted in over 20 million establishments worldwide
Ideal for: cardholders who love online shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 420000
Landline Required: Required
Maybank Standard Mastercard
Annual Fee
₱ 2,000 per year
info
Free for the first year
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Pay for overseas purchases in Philippine Peso
EMV-compliant chip cards for added layer of security
Free annual fee for the first year of credit card use
Ideal for: frequent overseas travelers and online shoppers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
Maybank Visa Classic
Annual Fee
₱ 2,000 per year
info
Free for the first year
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Auto-convert overseas spend to Philippine Peso
Accepted in over 20 million locations and territories
Free annual fee for the first year of credit card use
Ideal for: young professionals and frequent travelers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
PNB Diamond UnionPay
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 120,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
check
Exclusive discounts
Earn 1 rewards point for every ₱70 you spend.
No annual fees for life for your supplementary cards.
Earn rewards points that you can exchange for Mabuhay Miles and Cash Credits.
Get exclusive discounts and perks from UnionPay TravelMate Asia partner merchants.
Shop securely with Card Protect.
Ideal for: frequent travelers to countries in Asia.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
PNB-PAL Mabuhay Miles Platinum Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 1,200,000
Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Free annual fees for life.
Earn 1 rewards point for every ₱60 spend.
Convert 1 rewards points to 1 Mabuhay Mile.
Get 2,000 Mabuhay Miles as a welcome gift.
Enjoy 5% discount all year round on select PAL international flights.
Ideal for: frequent travelers who love rewards.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline requirement: Not required
PNB Platinum Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Earn rewards points for every ₱50 spend.
Get free travel insurance with coverage of up to ₱3 million.
Be protected by Fraud Transaction Insurance and Purchase Protection Insurance.
Enjoy dual billing options in PHP or USD.
Avail of flexible payments and choose to pay ₱500 or 5% of your credit card bill.
Ideal for: cardholders who love lifestyle purchases, exclusive perks, and exciting deals.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Required Documents
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
Maybank Platinum Mastercard
Annual Fee
₱ 3,500 per year
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Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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Free reward points
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Overseas rebate
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Exclusive discounts
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High income requirement
Earn 1% cash back on all overseas spend.
Earn 1 Treats Point for every ₱25 spend here and abroad.
Foreign currency transaction fee only at 1.80%.
Get exclusive golf privileges from clubs in 23 countries.
Ideal for: cardholders who take frequent overseas trips.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Not required
RCBC Flex Visa
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 180,000
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₱15,000 Monthly
Interest Rate
3 %
Things to consider for this product:
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Dining points
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Shopping points
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Travel insurance
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Airport lounge
Earn 2x rewards points on two preferred categories
Change your preferred categories once every billing cycle
Exchange your rewards points for shopping vouchers or redeem as cash rebates
With free travel insurance (Travel Plus Lite) and purchase protection
Get access to the Marhaba/Skyview Airport Lounge
Ideal for: shoppers who want financial flexibility
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
Maybank Platinum Visa
Annual Fee
₱ 3,500 per year
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Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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Free reward points
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Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas purchases.
Earn 1 Treats Point for every ₱25 spend.
Low foreign currency transaction fee at 1.80%.
Access to exclusive golf clubs in 23 countries.
Ideal for: cardholders who frequently travel abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Required
RCBC Black Card Platinum Mastercard
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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Shopping points
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Online shopping points
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Travel insurance
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High income requirement
Non-expiring reward points.
Free Travel Insurance up to ₱1,000,000.
Free Purchase Protection up to P50,000.
Free access to Marhaba/Skyview Lounge at NAIA Terminal 3.
0% installment for your purchases abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 65 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
Bank of Commerce Classic Mastercard
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 120,000
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₱10,000 Monthly
Interest Rate
3 %
Things to consider for this product:
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Shopping points
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Dining points
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Installment
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Exclusive discounts
Earn one (1) reward point for every ₱25 spend
Get up to 5x points on dining and shopping spend
Avail 0% interest installment plans up to 36 months
Enjoy the convenience of contactless payment
Ideal for: novice cardholders looking for cashless options
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline requirement: Required
PNB-PAL Mabuhay Miles World Mastercard
Annual Fee
₱ 6,000 per year
Minimum Annual Income
₱ 2,400,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
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Bonus air miles
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Installment
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Exclusive discounts
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High income requirement
Convert your rewards points easily: 1 point = 1 mile.
Receive 2,000 Mabuhay Miles as a welcome gift.
Get additional 10,000 Mabuhay Miles for your PAL spending.
Avail of World Assist, an exclusive travel and medical concierge service.
Enjoy priority check-in at PAL Business Class counters.
Ideal for: people who like to travel and enjoy class and luxury.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Minimum Annual Income : ₱ 2400000
Landline Required: Not required
PNB Essentials Mastercard
Annual Fee
₱ 1,200 per year
Min. Annual Income
₱ 120,000
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₱10,000 Monthly
Monthly Effective Interest Rate
2 %
Things to consider for this product:
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Bonus air miles
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Free reward points
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Installment
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Good for beginners
Never pay for annual fees
Earn rewards points and use to redeem Mabuhay Miles or Cash Credits
Enjoy global acceptance in-store and online
Pay in Philippine Peso even for your transactions in other countries
Enjoy contactless payments and secure transactions with Card Protect
Ideal for: people who want a reliable, everyday credit card
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
RCBC Landmark Anson's Mastercard
Annual Fee
₱ 960 per year
Min. Annual Income
₱ 180,000
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₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
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No-brainer rebate
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Supermarket rebate
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Installment
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Exclusive discounts
Get 5% rebate on straight purchases every weekday at Landmark and Anson’s
Earn 1 reward point for every ₱50 spend at Landmark and Anson’s
Exchange points for exclusive gift certificates or cash credit
Enjoy exclusive travel privileges when you travel overseas
Ideal for: cardholders who frequent Landmark and Anson’s stores