Security Bank Gold Mastercard
Updated: Aug 18, 2026
Ideal for
Daily Spend Reward
Card benefit
1point per ₱20
Annual Fee
₱2,500 per year
Min. Annual Income
₱360,000
Highlights
Moneymax's Take
Free annual fee for the first year
Earn one (1) reward point for every ₱20 spend
Secure online shopping with SecureCode
Things to Consider
Free rewards points
No Annual Fee
Nice card face
Benefits
Rewards Points Baseline
1 point per ₱20
Fees & Charges
Annual Fee
₱ 2,500 per year
Cash Advance Service Charge
₱ 200
Interest Rate
3 %
Eligibility
Min. Annual Income
₱ 360,000
Minimum Age
21 years old
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Signed Certificate of Employment
- Proof of income: 1 month payslip or ITR
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number
- Deposit account: Must be a Security Bank depositor for at least 1 year.
- Audited Financial Statements: In the last 2 years
- Business registration/permits: SEC/DTI Registration
Related pages
Credit Cards by SecurityBank
Security Bank credit cards are built to give you freedom and confidence in every transaction. With rewards, cashback, and lifestyle perks, each card is crafted to help you get more from your spending. From daily essentials to special purchases, there’s a card designed to match your goals and priorities. You can earn more, save more, and enjoy benefits that truly matter, all while managing your finances with ease. The application process is quick and convenient, so you can access your new card and its advantages without delay.