All Articles

The latest and the best financial news, tips and tricks.

How to Get Police Clearance Online: A Simple Guide for Filipinos

Need a police clearance for local employment? The Philippine National Police (PNP) has recently implemented a new and faster way for Filipinos to secure this document, which is through an online application. Keep reading to know how to get police clearance online in the Philippines without any hassle. Table of ContentsWhat is Police Clearance?How long is the validity of a Police Clearance?Police Clearance RequirementsHow to Get Police Clearance Online1. Register for an Account via the National Police Clearance System2. Set an Online Appointment3. Pay For the Police Clearance Fee4. Go to Your Selected Police StationHow to renew my police clearance?Final Thoughts What is Police Clearance? The National Police Clearance is a document proving that the holder has no criminal or derogatory record based on the PNP database. The police clearance is usually one of the pre-employment requirements that job candidates must submit to their employer. It’s also accepted as a valid ID in some transactions, such as NBI clearance and credit card applications. However, the police clearance is not honored as a valid ID for COMELEC voter’s registration and DFA passport application/renewal. Read more: NBI Clearance Online Application: Simple Step-by-Step Guide How long is the validity of a Police Clearance? The validity of police clearance is six months. Each clearance bears a unique QR code that ensures its authenticity. Police Clearance Requirements The PNP requires two valid IDs for police clearance online application. Valid IDs should meet the following criteria: Not expired Original (not photocopied) Has the applicant’s complete name, clear photo, and signature Any two of the following IDs…

Read the Article

Easy Guide to Applying for a BPI Personal Loan

There are plenty of reasons to get a personal loan and just as many places to apply for one. Borrowing money from a bank makes sense when you’re in a tough financial spot during the pandemic. For instance, when you’re out of a job, a personal loan can help you secure additional funds to open an online business from home or tide you over until things get back to normal. The Bank of the Philippine Islands or BPI is a good option when choosing a loan provider. BPI has one of the lowest interest rates in the market, not to mention that it offers a reduced rate promo from time to time. The bank also provides a BPI personal loan package that fits various needs plus potential borrowers can apply online. Table of ContentsWhat is BPI Personal Loan?Why Should I Get a BPI Personal Loan?BPI Personal Loan Key FeaturesBPI Personal Loan RequirementsEligibility RequirementsRequired Documents for BPI Personal Loan ApplicationHow to Apply for a BPI Personal LoanOnline BPI Personal Loan Application StepsBPI Personal Loan Application via Sales Agent StepsIn-Branch BPI Personal Loan Application StepsHow to Pay BPI Personal LoanBPI Personal Loan Promo Offers1. Reduced Rate Promo2. Loan Now, Pay Next Year3. Special Offer to Healthcare WorkersCompare Other Personal Loan OptionsFinal Thoughts What is BPI Personal Loan? The BPI personal loan is an affordable, no-collateral cash loan that Filipinos may secure to pay for a variety of purposes, including business, home improvement, education, medical expenses, and travel. Why Should I Get a BPI Personal Loan? BPI’s personal loan offers the ability to take…

Read the Article

8 Golden Rules for Starting a Small Business in the Philippines

Still struggling on how to start a small business in the Philippines? To do so, you need to be driven, patient, hardworking, and knowledgeable. But it takes more than that to succeed as an entrepreneur. There’s no definite formula for success. However, there are rules that beginning entrepreneurs live by. Here are the eight golden rules on how to start a small business in the Philippines. Table of ContentsHow to Start a Small Business in the Philippines1. Create a New Market or Benchmark2. Validate Your Small Business Idea3. Plan Your Business Finances4. Pick the Right People5. Choose the Best Name for Your Small Business6. Apply for Licenses and Permits7. Take Advantage of Social Media and Free Website Builders8. Be ResilientFinal Thoughts How to Start a Small Business in the Philippines 1. Create a New Market or Benchmark Be innovative! You have two choices on what business you want to venture in. First, offer something that is not yet in the market. How can you make your business stand out? Think creatively and identify an innovative product or service that can satisfy the needs or provide a solution for your target customers. Second, benchmark successful businesses. Observe what they’re doing right and create something greater. You can also apply at PhilGEPS wherein you can have government agencies as clients. This allows your business to grow by expanding your network. 2. Validate Your Small Business Idea You may have something in mind that you believe will be a big hit. But does your business idea really have the potential to succeed? Conduct…

Read the Article

The Consequences of Not Getting Car Insurance

These days, owning a car is necessary. It not only gets you from Point A to Point B, but it can also be a source of livelihood by registering the vehicle with a ride-sharing or delivery app. And while many people recognize that cars are an asset, only a few do something to keep theirs protected. You may have this impression that it is okay to drive without insurance. But the road is full of forks, twists, turns, and other unpredictable variables. Having a car insurance policy will help reduce risk and even neutralize the effects of an untoward incident. This guide will help you understand the consequences of not having car insurance. Along the way, you will also be able to pick up some insights on how you should choose the right car insurance policy. Table of ContentsThe Consequences of Driving Without Car InsuranceYou Have to Settle Upfront CostsYou May Face Legal ChargesYou Have to Pay for Expensive Vehicle RepairsYour Business Might Get AffectedHow to Choose the Right Car Insurance for YouCompare and Choose the Right Car Insurance ProviderFinal Thoughts The Consequences of Driving Without Car Insurance You may already feel some sense of security with a compulsory third-party liability insurance or CPTL. This type of car insurance is required by the government[1], and if you get involved in an accident without one, you will have to pay a penalty. However, CPTL is a basic car insurance policy that only covers third-party victims. Basically, CTPL only covers the injury or death of a third party involved in the accident….

Read the Article

Seller’s Quick Guide to Dropshipping in the Philippines

Gone are the days when starting a business means finding a location where you can set up shop or scout for multiple staff members who will man your store. Doing business in this age is possible even if you’re alone and doing it within the confines of your home. All you need are these: an online shop, a strong Internet connection, and a trusty supplier. However, one thing that puts off budding online businesspeople is the product inventory. Ultimately, you will still need to source products from a supplier and find ample space where you can keep them. You can actually solve such inventory problems when you’re dropshipping. This concept of business has been around for a long time, which proves its profitability. If you want to dip your toes into business, then dropshipping in the Philippines might be ideal for you. Read on to learn the pros and cons and how to become a dropshipper in the Philippines. Table of ContentsWhat is Dropshipping Business?How Does Dropshipping in the Philippines Work?Advantages of DropshippingDisadvantages of DropshippingHow to Start a Dropshipping Business in the PhilippinesDropshippers in the Philippines:Where Can I Get My Products?AlibabaAliExpressLazadaOberloDropshipping Philippines TutorialFinal Thoughts What is Dropshipping Business? Usually, online businesses always have products on hand to sell. But that is not the case when it comes to dropshipping. Dropshipping is an order fulfillment method meaning you work as the intermediary between your customer and your supplier of products. How Does Dropshipping in the Philippines Work? First, you set up your online shop and post your products there. Your customers…

Read the Article

Big Deliveries? Complete Guide to Transportify Services and Rates in the Philippines

With the likes of LBC, GrabExpress, and Lalamove dominating the courier services market in the Philippines, there’s another promising yet underrated online delivery platform you might not have heard of—the Transportify app. Transportify differentiates itself from other logistics companies by offering a broad selection of vehicles built for heavy-duty deliveries at affordable rates. Whether you’re a small business owner who needs to deliver products to customers or someone moving to a new home or buying furniture and appliances, there’s a suitable vehicle you can book through the Transportify app. Here’s everything you need to know about Transportify app features, services, and rates in the Philippines. Table of ContentsWhat is Transportify?Transportify App Features1. Real-Time Transportify Tracking2. Flexible Booking Schedules3. Multiple Drop-Offs and Route Optimization4. 24/7 Live Customer Service5. Chat with DriverTransportify Delivery Services in the PhilippinesEconomyL300 or VanClosed VanPickup TruckReefer TruckMini Dump Truck6-Wheeler Forward TruckLong Pickup Truck10-Wheeler Wing VanExtra Transportify Delivery ServicesTransportify COD and POD Return ServicesHow Transportify App WorksHow to Register for a Transportify AccountHow to Book a Transportify ServiceTransportify RatesTransportify Shipping RatesTransportify Rates for Extra ServicesTransportify Extra Wait Time FeesTransportify COD and POD Service FeesFAQs About Transportify1. Does Transportify deliver on Sundays and holidays?2. Where does Transportify deliver?3. Which is better: Lalamove or Transportify?4. Can Transportify deliver pets?Final Thoughts What is Transportify? Transportify[1] is an app-based trucking logistics company that provides on-demand, same-day, and door-to-door pick-up and delivery services in Metro Manila and Luzon. Launched in the Philippines in 2016, Transportify also operates in Thailand and Indonesia under Deliveree Group. Transportify App Features Through the Transportify web app or mobile app,…

Read the Article

Best Christmas Gift Ideas for Your Loved Ones in 2020

It’s the last few days of November, which means the mad dash to shop for gifts have already begun. COVID-19 may have made family gatherings more difficult, but that doesn’t mean the spirit of the season is dead. But what if you’re still deciding what to give your loved ones for Christmas? Don’t worry, this list of fun Christmas gift ideas will help lead you to the perfect gift. From the youngest member of your family to the most difficult person to find gifts for, this list will definitely include everyone and every budget. Also, these gifts are all online so you don’t have to join the long lines at malls or shopping centers. Take a look at your options and enjoy your holiday online shopping spree. Table of ContentsBest Christmas Gift Ideas Under PHP 1,000Basketball Set Magneto Basket Memo BoardFirefly Rechargeable Fan with Night LightK-Drama Oppa Planner 2021 Large Capacity Salad SpinnerKemilng Wooden Chess SetBest Christmas Gift Ideas Under PHP 5,000Gundam HGBD:R 1/144 Gundam Justice KnightStarbucks 16oz Stainless Steel TumblerOversized Cotton HoodieLogitech K380 Multi-Device Bluetooth KeyboardAvery Classic Low for WomenBest Christmas Gift Ideas Under PHP 10,000Bamboo Clothes Rack 7-Tier StorageGoRiser Laptop Standing Desk RiserSony WF-SP700N Wireless Noise-Canceling HeadphonesForerunner 45 SmartwatchVersit Commuter BikeFinal Thoughts Best Christmas Gift Ideas Under PHP 1,000 Basketball Set Magneto Basket Memo Board Price: PHP 450 at Quirks PH[1] Ideal for: millennial relatives returning to work next year Looking for a kooky gift for your relatives who are returning to their office next year? Brighten up their downtimes with this ultimate desktop distraction: a mini-basketball hoop. It has a…

Read the Article

How to Get Your TIN in the Philippines: Requirements, Steps, and Fees to Know

A TIN is one of the most crucial numbers you’ll ever have in your life. It can be as important as your cellphone number, so much so that you might have to memorize it as well because you’ll be asked to write down your TIN in countless forms and documents. Have you ever been issued a TIN before? If not, then here’s your guide on how to get TIN number in the Philippines. Table of ContentsWhat is TIN?Who is Required to Secure a TIN?How to Get TIN Number in the PhilippinesTIN Number Application for Self-Employed and Mixed-Income IndividualsTIN Number Application for EmployeesTIN Number Application for Corporations and PartnershipsTIN Number Application for OFWs and Unemployed FilipinosTIN Registration FAQs1. How many digits are there in a TIN number?2. How to get TIN number online?3. Should I get a new TIN when starting a business or a new job?4. I have 2 TIN numbers. What should I do?5. Should I register my business with the BIR every year?Final Thoughts What is TIN? A Tax Identification Number or TIN is a unique and permanent number issued by the Bureau of Internal Revenue (BIR) to an individual or organization to ensure that they pay correct taxes on time. It’s used for properly identifying the taxpayer when filing tax returns and tracking tax obligations and payments. The TIN is like an SSS number, PhilHealth number, and Pag-IBIG number in the sense that each of them is required in all transactions with the concerned government agency. This BIR-assigned number is also a requirement in other types of…

Read the Article

Impulsive Financial Decisions to Avoid in the New Normal

The “new normal” is far from the buzzword[1] we all knew when the pandemic started. Basically, we’re living in the new normal now and all things considered, we’re doing okay–except for the impulse purchases and other financial setbacks along the way. It’s okay to stumble and fall when it comes to your finances, as long as you know the importance of bouncing back. That includes avoiding these impulsive decisions that a few of us probably already made in the new normal. Better take note while you can. Table of ContentsSpending on Impulse PurchasesStarting a Business Without a Stable IncomeStart a New Hobby Just BecauseHoarding All the EssentialsWithdrawing All Your InvestmentsPanicking About the FutureFinal Thoughts Spending on Impulse Purchases It’s normal to feel bleak about the future. It becomes wrong when you use it to justify adopting a YOLO lifestyle all of a sudden. Obviously, this isn’t the time to use your hard-earned savings to splurge on things you’ve always wanted but the pesky adult responsibilities prevent you from doing so. COVID-19 isn’t a life sentence—you still have a future to look forward to. Read more: 7 Questions to Re-Think Your Budget Strategy During COVID-19 Starting a Business Without a Stable Income Don’t let unemployment plant risky ideas into your head. Sure, the job market isn’t necessarily welcoming these days, but it’s not a license to bet every money you have to start the business you’ve always wanted. Don’t give up on finding a new job and be patient when it comes to earning capital. You will always need a fallback…

Read the Article

Pag-IBIG Online Registration Guide: How to Get Your Pag-IBIG Number Online

For fresh college graduates and first-time employees, membership in the Pag-IBIG Fund (as well as PhilHealth and SSS) is like a rite of passage into adulthood. It marks your beginning as a full-fledged career professional. Consider yourself lucky because nowadays, most government transactions like the Pag-IBIG online registration can be done over the internet. No need to waste your precious time waiting in line just to register with a government agency. With Pag-IBIG online, it takes only a few minutes and several clicks to enroll as a member of the Pag-IBIG or Home Development Mutual Fund (HDMF). It’s a lot more convenient now compared to the manual registration that your parents and older siblings had to go through in the past. To make the process even easier for you, here’s a simple guide on how to apply for Pag-IBIG membership online. Table of ContentsWhat is Pag-IBIG Online Registration?Who Should Register for Pag-IBIG Membership?Mandated Pag-IBIG MembershipVoluntary Pag-IBIG MembershipPag-IBIG Membership BenefitsHow to Register Online in Pag-IBIGPag-IBIG Website Online Registration StepsPag-IBIG Online Registration FAQs1. What are the Pag-IBIG online application requirements?2. How to verify Pag-IBIG number?3. Does having a Pag-IBIG number mean I am already a member?4. How to create and log in to Pag-IBIG online account?5. How to update Pag-IBIG online membership?Final Thoughts What is Pag-IBIG Online Registration? Pag-IBIG online registration refers to the process of enrolling yourself as a Pag-IBIG Fund member. This involves submitting your information, generating your Member’s Data Form (MDF), and getting your Pag-IBIG Membership ID (MID) Number through the HDMF Online Registration System. Who Should Register for…

Read the Article

Money Market Fund: Is It the Right Investment for You?

Are you looking for a short-term investment with higher returns compared to a regular savings account? Money market funds is a good option. It’s perfect for investors who have low to moderate risk tolerance and prefer to keep the liquidity of their funds. In this article, we will talk about what a money market fund is, how it works, and what its pros and cons are. We’ll also quickly run through a list of money market funds that you can check out so you can get investing soon! Table of ContentsWhat is a money market fund?What are some money market fund examples? Is a money market fund the same as a money market account?Are money market funds cash equivalents?Basic Features of Money Market Funds in the PhilippinesWho can invest in money market funds?How do you subscribe to a money market fund?List of Money Market Funds in the PhilippinesSun Life Prosperity Money Market FundLand Bank Money Market Fund China Bank Money Market FundRizal Peso Money Market Fund BPI Invest Money Market FundBDO Peso Money Market Fund Metro Money Market FundPNB Prime Peso Money Market FundSB Money Market FundCTBC Money Market FundWhat are the advantages of money market funds?What are the disadvantages of money market funds?Are money market funds safe in a recession? Final Thoughts What is a money market fund? The money market is a segment of the financial market where high-liquidity financial instruments with short term (6-12 months) maturities are traded. A money market fund, on the other hand, is a type of mutual fund that invests in low-risk and…

Read the Article

8 Reasons to Take Driving Lessons (And Where to Have Them)

Let’s cut to the chase: Yes, you should enroll in a driving school—even if it costs you money. Consider how much more you’ll spend when you figure in a road accident because you lack proper training as a driver, something that a good driving school can provide. You might be thinking: “But my dad can teach me how to drive—and it’s free!” Well yes, you can learn driving that way. However, nothing compares to getting a quality driver’s education from professional instructors. The Land Transportation Office (LTO) now also require a driving course completion certificate before accepting and processing license transactions. Learn more about this below and other reasons why attending a driving school in the Philippines is well worth your penny. Table of ContentsWhy You Should Attend Driving School in the Philippines1. You Need it to Get a Driver’s License2. Learn from Certified Professionals3. Get Structured Driving School Training4. Reduce Your Risk of Getting Into an Accident5. Learn Car Maintenance6. Prevent Damage to Your New Car7. Get Help for Your Driver’s License Application8. Gain Confidence on the RoadDriving Schools in the Philippines Accredited by the LTO1. A-1 Driving School2. Honda Safety Driving Center3. Precision Driving School4. Prestige Driving School5. Smart Driving School6. Socialites Driving Institute7. Universal Driving SchoolFinal Thoughts Why You Should Attend Driving School in the Philippines 1. You Need it to Get a Driver’s License Basically, if you want a driver’s license, then you need to attend a driving school in the Philippines. All LTO sites now require a Theoretical Driving Course (TDC) certificate before issuing a driver’s license[1]. The…

Read the Article

7 Smart Investments for Your 13th Month Pay

It’s that wonderful time of the year again, and it’s because most employees will receive their 13th month pay and Christmas bonuses in the next few weeks. Better not waste it on luxuries when you can spend it on more important things like real estate properties and small businesses. Want to know where to invest your 13th month pay? Explore these investment options. Table of ContentsWhere to Invest Your 13th Month PayFinancial InvestmentsBusiness CapitalReal Estate InvestmentInsurance PolicySavings and Emergency FundTravel and LeisureFamily MattersFinal Thoughts Where to Invest Your 13th Month Pay Financial Investments Did you know that you don’t necessarily need to work everyday to become richer than you are now? Financial investments like stocks and mutual funds are great sources of passive income, provided that you fund them on a regular basis. With your holiday earnings, you’ll have lots of choices on where to invest your 13th month pay. Mutual Funds and UITFs – You can start slow with opening either both or one of these investments, especially if you’re new to the game. You can start for as low as PHP 1,000 and expect minimal risks. Stock Investments – If you want a more complicated type of investment, try your luck on stocks. It’s a high-risk, high-reward type of investment so make sure you know how the stock market works. Pag-IBIG/SSS Investments – You can also choose to invest your money on government-regulated funds to ensure your money’s growth. You can start for as low as PHP 500. Read More: Investments for Beginners: How to Find the Right Investment for…

Read the Article

Sulit Tiangges in the Philippines for Budget Shoppers

The holiday season for the typical Pinoy isn’t complete without a trip to the tiangge or flea market that offers bagsak presyo items to shoppers. Even if online shopping sites provide an easy alternative especially now that we are still facing a pandemic, nothing beats the experience of searching the best deals at every tiangge stall and haggling to get the lowest price possible. If online shopping isn’t your thing, consider value-for-money tiangges in the Philippines. Just remember to follow health and safety guidelines such as wearing a face mask and physical distancing. Table of ContentsTaytay TianggeTaytay Tiangge ScheduleTaytay Tiangge AddressHow to go to Taytay TianggeDivisoriaDivisoria ScheduleDivisoria AddressHow to go to Divisoria:Tutuban Night MarketTutuban Night Market ScheduleTutuban Night Market AddressHow to go to Tutuban Night Market:Baclaran MarketBaclaran Tiangge ScheduleBaclaran Market AddressHow to go to Baclaran Market:Quiapo MarketQuiapo Market ScheduleQuiapo Market AddressHow to go to Quiapo Market:Greenhills Shopping CenterGreenhills Mall ScheduleGreenhills Shopping Center AddressHow to go to Greenhills Shopping Center:Market! Market!Market! Market! ScheduleMarket! Market! AddressHow to go to Market! Market!:Dapitan TianggeDapitan Tiangge ScheduleDapitan Tiangge AddressHow to go to Dapitan Tiangge:Salcedo Saturday MarketSalcedo Saturday Market ScheduleSalcedo Market AddressHow to go to Salcedo Saturday Market:Final Thoughts Taytay Tiangge Best place to shop for: Clothes, shoes, sportswear, bags, novelty items Taytay, the country’s garment capital,  is home to the perfect budget shopping destination for Pinoy fashionistas: Taytay Tiangge. Cheap meets quality in this popular fashion flea market. Designed and manufactured locally, product selections in Taytay Tiangge include shirts, blouses, dresses, shorts, pants, skirts, sportswear, sleepwear, bags, and more. It’s advisable to go for a Taytay tiangge haul…

Read the Article

PERA Investment Guide to Opening an Account Plus Pros and Cons

The problem with retirement planning in the Philippines—aside from the lack of it—is the limited investment choices available for Filipinos who want to save up for when they retire. Addressing that challenge, the government offers the Personal Equity and Retirement Account or PERA as an additional source of retirement income to help Filipinos achieve a comfortable and financially secure retirement. Will a PERA investment suit your retirement goals? Here’s a guide to help you decide whether it’s worth investing in PERA or not, and the steps to opening a PERA account in the Philippines. Table of ContentsWhat is PERA Investment?Who Can Create a PERA Account?How Much Can I Invest in PERA?Where are PERA Contributions Invested?PERA contributions may be invested in the following:How Much Can I Earn from a PERA Investment?When Can I Withdraw My PERA Investments?Why Should I Open a PERA Retirement Fund?1. Higher Investment Returns Through Tax Benefits2. Ability to Choose PERA Investment ProductsWhat are the Disadvantages of a PERA Investment?1. Investment Risks2. Penalties for Early Withdrawals3. Administrator Fee and Other Service FeesHow to Invest in PERA PhilippinesSteps to Opening a PERA AccountPERA Investment Account RequirementsDigital PERAHow to Invest in PERA OnlineFinal Thoughts What is PERA Investment? PERA is a long-term and tax-free voluntary retirement investment program in the Philippines. Created through Republic Act 9505[1], PERA is similar to the Individual Retirement Account (IRA) and 401(k) retirement plans in the United States. The PERA law is meant to encourage Filipinos to save money for retirement through generous tax benefits for investment earnings held for five years or longer and until the…

Read the Article

10 Online Toy Stores in the Philippines for Kids and Grown-ups

It’s just a few weeks before Christmas. Nothing—not even the pandemic—can stop us from spreading the holiday cheers. Put a smile on the kids’ faces by gifting them with cool toys. If you’re a hobbyist, treat yourself by collecting more toys. If you’re feeling uncomfortable and wary of going to the mall for your Christmas gift shopping, your best bet is to shop for gifts online. Good thing, some toy stores in the Philippines have launched their own online stores, so people can shop from home instead of flocking to the malls. Here’s a list of online toy stores in the Philippines where you can buy gifts for your children, nieces, nephews, godchildren, or yourself. Table of ContentsOnline Toy Stores in the Philippines for Kids1, Toy Kingdom Online Store2. Toys R Us Online Store3. ToyMart4. AllToys5. Toytown Online StoreOnline Toy Stores in the Philippines for Grown-ups1. Anotoys Collectibles2. Big Boys Toys Store3. Funko Philippines Online Store4. Pops by Comic Odyssey Online Store5. Toyzone XpressFinal Thoughts Online Toy Stores in the Philippines for Kids 1, Toy Kingdom Online Store Do you always buy gifts for the kids from Toy Kingdom? No need to go to the mall to do that this time. You’ll be glad to know that you have not just one but three ways to shop online at one of the most popular toy stores in the Philippines. Toy Kingdom opened its e-commerce website in September 2020 for customers who prefer to shop online. The Toy Kingdom online store has guaranteed delivery services and a 15-day return policy. Alternatively,…

Read the Article

Complete Guide to PSA Online Services via PSA Serbilis and PSA Helpline

Too busy to apply for a birth, marriage, or death certificate at a PSA Serbilis Center? A convenient alternative to a walk-in application is using the PSA online service. This is also a safer service instead of having to go outside to process your PSA online application. Through PSA online, you can skip the long lines and stressful commutes. Applying and paying for civil registry documents from the Philippine Statistics Authority or PSA (formerly National Statistics Office or NSO) can be done over the internet. Your requested certificates will be delivered to your home or office after several days. Even if you’re based abroad, you can still request documents via PSA or NSO online and have them delivered to your preferred address. You can get a PSA certificate online either through PSA Serbilis and PSAHelpline.ph. Here’s a quick walk-through of each PSA online services. Table of ContentsPSA Online Application via PSA SerbilisWhat is PSA Serbilis?How to Get a Birth, Marriage, or Death Certificate Online via PSA SerbilisHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA SerbilisVia Over-the-Counter Payment ChannelsVia Online Payment ChannelsHow Many Days Does PSA Serbilis Take to Deliver Documents?PSA Serbilis Delivery TimeframePSA Serbilis Accredited CouriersHow to Check the Status of My PSA Serbilis Online Request?PSA Online Application via PSAHelpline.phWhat is PSAHelpline.ph?How to Get a Birth, Marriage, or Death Certificate Online via PSA HelplineHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA HelplineVia Over-the-Counter Payment ChannelsVia Online Payment ChannelsHow Many Days Does PSA Helpline Take to Deliver Documents?How to…

Read the Article

Flood-Prone Areas to Avoid in Metro Manila and Nearby Provinces

Rainy season is here and with it comes the hassle of commuting. From June to July—even until November, people will experience more train breakdowns, more traffic jams, and worst of all, heavily-flooded roads. It’s best to avoid flood-prone areas if you don’t want to be stranded on the road hungry and soaking wet. Traffic in Metro Manila is in its worst state when it’s flooding, when it’s a Friday, and when it’s a payday. We all expect it and we prepare for it by leaving work early or by taking alternate roads. Flooding, however, doesn’t only affect traffic. It also affects vehicles–it can damage cars and make it unusable. Avoid such hassle by being a wiser driver and a smarter commuter. Below is a list of flood-prone areas in Metro Manila and nearby provinces: Table of ContentsFlood-Prone Areas in Metro ManilaFlood-Prone Areas in CaloocanFlood-Prone Areas in Las PiñasFlood-Prone Areas in MakatiFlood-Prone Areas in MalabonFlood-Prone Areas in MandaluyongFlood-Prone Areas in ManilaFlood-Prone Areas in MarikinaFlood-Prone Areas in MuntinlupaFlood-Prone Areas in NavotasFlood-Prone Areas in ParañaqueFlood-Prone Areas in PasayFlood-Prone Areas in PasigFlood-Prone Areas in PaterosFlood-prone Areas in Quezon CityFlood-Prone Areas in San JuanFlood-Prone Areas in TaguigFlood-Prone Areas in ValenzuelaFlood-Prone Areas Neighboring ProvincesFlood-Prone Areas in CaviteFlood-Prone Areas in RizalFlood-Prone Areas in BulacanFlood-Prone Areas in PampangaHow to Identify Flood-Prone Areas?How Can You Be Ready?Final Thoughts Flood-Prone Areas in Metro Manila Flood-Prone Areas in Caloocan Rizal Avenue ITC Compound near General Luis St. General Pio Villanueva St. to Lapu-Lapu St. Roxas St. to Baltazar St., West Gracepark Sabalo St. to Libis Talisay East Gracepark P. Rizal Extension to San Miguel St. Flood-Prone Areas in Las Piñas Naga Road Quirino Avenue Alabang-Zapote Road Tramo Line…

Read the Article

Moneymax Reviews: Should You Get an RFC Personal Loan?

In this financially challenging time, getting a personal loan is an option for Filipinos with an immediate need for cash but are short of budget. But with the many lenders out there, which one should you borrow from? Ideally, a personal loan provider makes it easy for you to get cash for your urgent financial need, especially if you lack income documents that banks and government lenders require. In this edition of Moneymax Reviews, we’re zooming in on the RFC Personal Loan—an online multi-purpose loan provided by Radiowealth Finance Corporation. Keep reading this RFC personal loan review to find out if this matches your needs best. Table of ContentsRFC Personal Loan Key FeaturesWhy Should I Get an RFC Personal Loan?1. Available for Different Loan Purposes2. Flexible Radiowealth Finance Loan Requirements3. Easy Online Loan Application Process4. Fast Loan Approval5. Easy Ways to Claim Loan Proceeds6. Accessible Loan Repayment Channels7. Ability to Renew RFC Personal LoanRFC Personal Loan AlternativesTala LoanSB Finance Personal LoanGDFI OFW Personal LoanFinal Thoughts RFC Personal Loan Key Features To start with this RFC Personal Loan review, here’s the basic information you should know before borrowing from Radiowealth Finance. Loan amount: Minimum of PHP 10,000 Loan terms: 3 to 12 months Monthly interest rate: 4% Processing fee: 6% Minimal requirements: No collateral, guarantor, and credit card required Why Should I Get an RFC Personal Loan? 1. Available for Different Loan Purposes The RFC multi-purpose loan can be used to cover a variety of needs[1], including the following purposes: Home improvement/renovation/repair costs Tuition and other school expenses Medical bills and other emergency expenses Travel…

Read the Article

12 Exciting RCBC Credit Card Promos to Welcome 2021

Whether you’re a new or long-time RCBC credit cardholder, you are guaranteed access to exciting RCBC credit card promos all year round. These exclusive deals offer great bang for the buck, so why not snag them every chance you get? These promos are all up for grabs right before 2020 ends and way beyond 2021. Don’t waste time browsing the entire internet searching for the best offers. We picked the best RCBC credit card promos so you don’t have to. Table of ContentsRCBC Credit Card Promos on Dining30% Off on All Food Items at Pookaberry Café15% Off on Take-Home and Delivery Options at Hilton Manila10% Off on All Food Items at The Black Pig10% Off at Brothers Burger10% Off at The Dairy Grind5% Off on All Packages at Ketoliving PH5% Off at Illo’s Party TraysRCBC Credit Card Promos on ShoppingUp to 60% Off on Select Items at Shop TVUp to 40% Off on Select Items at OgawaUp to 30% Off at Balthazar ShoesUp to 15% Off on All Items at GarminPHP 250 Off at Forever21Final Thoughts RCBC Credit Card Promos on Dining 30% Off on All Food Items at Pookaberry Café Eligible cards: All RCBC credit cards Promo period: February 24, 2020 to December 31, 2020 Tired of the usual coffee shops near you? Head to Pookaberry Café in Quezon City and experience trendy meals and fun desserts. Use your RCBC credit card to order a minimum of PHP 2,000 and get 30% off. Plus, enjoy a buy 1 take 1 promo on their specialty drinks. 15% Off on Take-Home and Delivery Options…

Read the Article