All Articles
The latest and the best financial news, tips and tricks.
7 Best Websites to Get Baby Essentials in the Philippines
- By Moneymax
- July 23, 2021
In a few months, the baby bump that keeps on surprising you with kicks and pops will finally be getting out of your womb. Although you’re scared at the thought of giving birth, you’re excited and happy that a new member of the family is coming. And you’re ready! You know how much it costs to raise a child in the Philippines. And you’ve already started with your ipon challenge to buy your baby essentials. But with stricter measures against the increased cases of the new COVID-19 variant,[1] it’s better to start looking for baby stores in the Philippines online where you can get newborn essentials safely. We’re joining you in this mommy milestone, so we’ve prepared this list of the best online baby shops where mommies can buy baby essentials without leaving home. Table of ContentsOnline Baby Store in the Philippines: 7 Best Options for Expecting Parents1. Edamama2. Babymama.ph3. Urban Essentials4. Milk & Honey5. Kidoozi6. Tiny Buds Baby7. Babycloset.phSome Baby Essentials Shopping Tips for Mommies1. Declutter2. Shop Around3. Buy Only What You Need 4. Barter or Borrow5. Buy Things One at a TimeFinal Thoughts Online Baby Store in the Philippines: 7 Best Options for Expecting Parents 1. Edamama If you’re looking for a baby store in the Philippines with the best deals for kids of all ages, then head to Edamama.[2] Built by mamas, aspiring mamas, and kids-at-heart, Edamama is a collective effort of a diverse group of individuals to help parents make better decisions. What You’ll Love About Edamama Edamama caters to mommies and kids of all ages. You’ll…
Read the Article
Car Expenses List: The Cost of Owning a Car in the Philippines
- By Moneymax
It’s a common misconception among new car owners that car expenses will slow down once they have paid the down payment. However, the fact that cars come with recurring expenses will come as a shock sooner or later. Because some car owners have not anticipated this, they may get overwhelmed by the overheads until they find it difficult to cope. When this happens, new car owners may be inclined to think that their car is just a bad investment. While having a car is likely one of your biggest expenditures, there are many ways to cut back on costs without compromising your ownership or affecting the condition of your vehicle. To help you forecast and manage your expenditures, here’s a list of expenses for cars you’ll need to cover every year. It’s particularly helpful for new car owners who are still navigating this side of vehicle ownership. Table of ContentsIt All Starts with Buying a CarWhat are the Major Expenses for Cars I Should Plan for?1. Monthly Auto Loan Amortization2. LTO Registration Fees3. Fuel4. Parking Fees5. Car Insurance Premium6. Toll Fees7. Car Repair and MaintenanceHow Should I Calculate My Annual Car Expenses?5 Ways to Save on Car Expenses1. Buy the Right Car2. Pay a Bigger Down Payment3. Go for a Fuel-Efficient Car4. Make Sure That Your Car is Properly Maintained5. Pick the Right Insurance Coverage6. Drive Less7. Drive ResponsiblyFinal Thoughts It All Starts with Buying a Car Before we factor in all the recurring costs, let’s start with a one-off expense―the down payment. For illustrative purposes, we’ll be using the…
Read the Article
Your Complete Guide to Expressway Toll Fees in the Philippines
- By Ricky Publico
- July 22, 2021
Traffic is a tangible reality every Filipino car owner experiences on the road. That’s why traffic solutions like tollways and skyways exist. Just recently, San Miguel Corporation (SMC) began collecting toll fees for the 18-kilometer Skyway Stage 3[1] that connects the South Luzon Expressway (SLEX) to the North Luzon Expressway (NLEX). Got somewhere fun to go? Aside from renewing your auto insurance, now is a good time to review the toll fees you’ll need to pay for your next out-of-town trip. After all, it’s probably been a while since you drove outside Metro Manila. Table of ContentsTollway Vehicle ClassificationsClass 1 VehiclesClass 2 VehiclesClass 3 VehiclesExpressway Toll Fees in the Philippines 2021Skyway-SLEX-MCX Toll FeesNLEX-SCTEX Toll FeesTPLEX Toll FeesSTAR Toll FeesCAVITEX Toll FeesNAIAX Toll FeesExpressway Toll Fees FAQs1. How much are the toll fees for popular destinations?2. Can I still pay cash in SLEX or NLEX?3. Do I need to reload my RFID regularly?4. What happens if I don’t have sufficient load on my RFID wallet?Final Thoughts Tollway Vehicle Classifications Currently, seven major expressways connect Metro Manila to various provinces by bypassing cities and roads, saving drivers a lot of time on the road. The toll fees are determined by the class of vehicles. Class 1 Vehicles Vehicles with two axles and an overall height of up to 7.5 feet are classified as Class 1. You’re more likely to belong in this class unless you’re driving a large vehicle like a bus or RV. Class 2 Vehicles Class 2 vehicles are those with two axles but with a height of more than…
Read the Article
Online Loans in the Philippines: What Filipinos Need to Know
- By Venus Zoleta
In these trying times, the need to borrow money is understandable, especially if your finances have been badly affected by the pandemic. A lot of Filipinos may have applied for personal loans but just can’t meet the loan requirements. Because of this, they explore legit online loan apps in the Philippines to fund their urgent cash needs. Legit online lenders offer borrowers a good alternative to traditional loans from banks. They fill in the gaps in terms of convenience, application requirements, and ease of approval. Most legit online lenders even release the loan proceeds within 24 hours. But are online loans the right choice? Before you borrow money online, familiarize yourself with how these loans work and what your options are for legit online loan apps in the Philippines. Table of ContentsWhat is an Online Loan?Pros and Cons of Online LoansOnline Loan AdvantagesOnline Loan DisadvantagesWhy Should You Borrow Only from Legit Online Lenders?What are the Legit Online Loans in the Philippines? ACOM Quick Cash LoansAsialink Finance CorporationAtome Credit Cash LoanCash Mart Personal LoanEsquire Financing Business LoanFirst Circle Business LoanGDFI Fast Cash LoansHome Credit Cash LoanLoan Ranger Cash LoanOnline Loans Pilipinas Cash LoanRadiowealth Finance LoansTala LoanVidalia Online LoansWhat to Do When You’re Scammed by an Illegal Online LenderFinal ThoughtsFind the Best Online Loan That Fits Your Needs What is an Online Loan? An online loan is a non-traditional type of loan from a private lender that operates over the internet. Online lenders cannot operate without a physical office address, but they generally process applications through their app or website. Almost 80% or…
Read the Article
How to Check Your SSS, Pag-IBIG, and PhilHealth Government Contributions
- By Venus Zoleta
- July 21, 2021
Is your employer remitting the SSS, Pag-IBIG, and PhilHealth government contributions being deducted from your salary? If your answer is “I don’t know” or “I’m not sure,” then it’s time to start monitoring your government contributions. You need to confirm if your company is up to date in remitting the correct amount of your premium payments to SSS, Pag-IBIG, and PhilHealth. These government agencies require all employers in the Philippines to remit their employees’ contribution payments every month or quarter. However, some employers don’t remit their workers’ government contributions.[1]. Even if payroll deductions are reflected on your monthly payslip, they aren’t an assurance that your employer actually pays your contributions. Check your SSS, PhilHealth, and Pag-IBIG contributions regularly. Yours should be up-to-date and remitted correctly, so you can qualify for housing and salary loans from SSS or Pag-IBIG anytime you need to borrow money for your short-term needs. This will also prevent delays in your benefit and loan processing. Table of ContentsHow to Check PhilHealth Contribution1. View Your PhilHealth Contributions Online2. Make an Inquiry via the PhilHealth Action Center HotlineHow to Check SSS Contribution1. View Your SSS Contributions Online2. Send an SMS via the Text-SSS facility3. Inquire at the SSS officeHow to Check Pag-IBIG Contribution1. Send an Inquiry via Email or Facebook2. Call the Pag-IBIG Fund hotline3. View Your Pag-IBIG Contributions Online via Virtual Pag-IBIGFinal Thoughts How to Check PhilHealth Contribution There are two ways to verify your posted PhilHealth contributions. Either you check the PhilHealth website or call the agency’s hotline. 1. View Your PhilHealth Contributions Online To access PhilHealth’s Member Inquiry facility, you have…
Read the Article
RFC Loan Guide: How to Get an Online Loan from Radiowealth Finance
- By Venus Zoleta
Sometimes, cash-strapped people tend to borrow money from the first lender they come across. It’s understandable if the borrower is dealing with an emergency. But if you have some leeway, you’ve got to take the time to shortlist quality and reputable loan companies. In case you’re in this process, make sure that Radiowealth Finance Company (RFC) is part of your list. RFC is one of the most reputable and longstanding loan institutions in the Philippines. Founded in 1935, the company has gone a long way from being the pioneer of appliance financing to becoming a lending institution that offers a wide range of loan products in the Philippines. Here’s everything you need to know about this online loan, so you know if it’s perfect for you. We’ve also included a quick RFC loan application guide should you decide it’s the best loan for your needs. Table of ContentsWhat is an RFC Loan?Why Should I Apply for an RFC Loan?1. Wide Range of Loans2. Easy Application Process3. Established CompanyWhat Types of Loans Can I Get from RFC?1. RFC Financing Loans2. RFC Multi-Purpose Loans3. RFC Business LoansWhat is the RFC Loan Interest Rate?How to Apply for an RFC LoanRFC Loan RequirementsRFC Loan Application StepsRFC Loan FAQs1. How will I know if my RFC loan application is approved?2. Will I have to pay an application fee?3. How will I repay my loan?4. I’m planning to renew my loan. What should I do?Final Thoughts What is an RFC Loan? An RFC loan is an online loan from the Radiowealth Finance Company (RFC)[1] that gives…
Read the Article
College Scholarships in the Philippines Parents and Students Should Know
- By Moneymax
Did you know that a student from Isabela recently received a scholarship from Duke University[1] in Durham, North Carolina? Edrian Paul Liao, a Philippine Science High School graduate, dreams of creating innovations combining technology with agriculture to help farmers like his dad. Edrian’s story can be every Filipino student’s story, too, if you start searching for the right scholarships in the Philippines. It’s interesting to know that there are scholarship programs for incoming college students in the Philippines. You need not look far for financial assistance to pursue your dreams because we’ve compiled as many scholarship grants as we can, both from government agencies and private institutions. Table of ContentsWhat are the Available Scholarships in the Philippines for 2021?Government Scholarships for College Students in the PhilippinesPrivate Scholarships for College Students in the PhilippinesHow to Get a 100% Scholarship in the Philippines1. Prepare in Advance2. Start Collecting the Required Documents3. Learn More about the Scholarship ProgramOther Tips to Get Approved for a Scholarship1. Search for Scholarships Online and Apply Early2. Plan Ahead3. Prepare Well for Interviews and Entrance Exams4. Be Firm and Consistent What are the Available Scholarships in the Philippines for 2021? Government Scholarships for College Students in the Philippines CHED Scholarship 2021 The Commission on Higher Education (CHED) is currently accepting applications for scholarships and grants for SY 2021-2022 under the State Scholarship Program (Full Scholarship and Partial Scholarship) and Private Education Student Financial Assistance (PESFA). Deadline of application: August 15, 2021 Total benefits: PHP 120,000 for private colleges and universities PHP 80,000 for public colleges and universities Primary…
Read the Article
BPI eCredit Card: What Online Shoppers Must Know Before Getting One
- By Moneymax
- July 20, 2021
No one can resist the appeal and convenience of online shopping. With just a few taps on your smartphone, you can get everything you need and want, from food to clothes and even iPhone cases. And what makes online shopping much easier is your credit card. If you want to upgrade your online shopping experience, now’s the time to get a virtual credit card. In this case, the BPI eCredit card is one of your best choices if you own a regular credit card from BPI or are planning to apply for one. Here’s a simple guide that will give you all the important things you need to know about this BPI virtual card. Table of ContentsWhat is a BPI eCredit Card?How Does the BPI eCredit Card Work?Why Should You Get a BPI eCredit Card?1. Highly Secure Virtual Card2. Easily Manage Your Spending3. Get Exclusive Perks and Benefits4. No Annual FeeHow to Apply for a BPI eCredit CardHow to Use Your BPI eCredit CardBPI eCredit Card FAQs1. What is the BPI eCredit card’s limit?2. Does the BPI eCredit Card earn points?3. How can I activate my eCredit card?4. How to do an eCredit card balance inquiry?5. How can I pay my eCredit card bill?Final Thoughts What is a BPI eCredit Card? The BPI eCredit Card is a virtual, intangible credit card exclusively designed for online shopping and transactions such as bills payments.[1] This virtual card works as a companion card to your existing physical BPI credit card. How Does the BPI eCredit Card Work? A BPI eCredit card works like…
Read the Article
Complete PSA Online Application Guide: How to Easily Get a CENOMAR or Birth, Marriage, or Death Certificate
- By Venus Zoleta
- July 19, 2021
Too busy to apply for a birth, marriage, or death certificate at a PSA Serbilis Center? A convenient alternative to a walk-in application is using the PSA online application service. This is also a safer option compared to going outside to process your PSA online application. Through PSA online application, you can skip the long lines and stressful commutes. Applying and paying for civil registry documents from the Philippine Statistics Authority or PSA (formerly National Statistics Office or NSO) can be done over the internet. Your requested certificates will be delivered to your home or office after several days. Even if you’re based abroad, you can still request documents via PSA or NSO online and have them delivered to your preferred address. Save yourself the trip and keep safe from COVID-19 by getting your PSA certificate online either through PSA Serbilis and PSAHelpline.ph. Here’s a quick walk-through of each PSA online process. Table of ContentsPSA Online Application via PSA SerbilisWhat is PSA Serbilis?How to Get a Birth, Marriage, or Death Certificate or CENOMAR Online via PSA SerbilisHow Much are the PSA Online Services for PSA Serbilis?PSA Payment Options for PSA SerbilisHow Many Days Does PSA Serbilis Take to Deliver Documents?PSA Serbilis Delivery TimeframePSA Serbilis Accredited CouriersHow to Check the Status of My PSA Serbilis Online Request?PSA Online Application via PSAHelpline.phWhat is PSAHelpline.ph?How to Get a Birth, Marriage, or Death Certificate or CENOMAR Online via PSA HelplineHow Much are the PSA Online Services for PSAHelpline?PSA Payment Options for PSA HelplineHow Many Days Does PSA Helpline Take to Deliver Documents?How to Check…
Read the Article
Your Guide to Applying for a Motorcycle Loan in the Philippines
- By Moneymax
- July 16, 2021
For many Filipinos, a motorcycle is an ideal mode of transportation. It’s significantly more affordable than cars, much easier to maintain, and it can navigate even the trickiest traffic jams. More importantly, it can also be a source of livelihood; a lot of motorcycle owners double as couriers or food delivery riders. Just this year, the production of motorcycles and scooters has gone up by 62%, from 209,670 units last year to 339,395 units this 2021.[1] This only shows how highly dependent on motorcycles Filipinos are. Are you planning to buy a motorcycle soon? If you haven’t saved enough or just don’t want to scoop some money from your bank account, consider getting a motorcycle loan. If this is your first time applying for such a loan, here’s a comprehensive guide to help you out. Table of ContentsWhat is a Motorcycle Loan?Why Should You Get a Motorcycle Loan?1. The Application Process is Usually Quick and Effortless2. You Won’t Have to Touch Your Savings or Emergency Fund3. You May Get a Low Interest Rate Where to Get a Motorcycle Loan in the PhilippinesBPISecurity BankAUBRobinsons BankCity Savings BankSumisho Motor Finance CorporationWhat are the Requirements for a Motorcycle Loan?How to Apply for a Motorcycle Loan1. Know If You’re Eligible2. Collate and Double-Check Your Requirements3. File Your Application4. Wait for the ApprovalAdditional Tips When Applying for a Motorcycle Loan1. Pay the Down Payment Using Your Own Money2. Compare Your Options3. Ask Questions4. Ask Your Family and Friends For RecommendationsFinal Thoughts What is a Motorcycle Loan? A motorcycle loan is a type of loan that helps…
Read the Article
Typhoon in the Philippines: Tips and Reminders to Keep Your Family Safe During the Pandemic
- By Venus Zoleta
Filipinos are known for being resilient in the face of a storm, literally and figuratively. When you live in a country where natural disasters happen quite frequently, you just have to be tough and remain faithful. Although Filipino resilience is legendary and admirable, typhoon preparedness is what can minimize its impact on lives and properties. Knowing what to do before, during, and after a typhoon will protect you, your family, and your home. Aside from minding the four Ps of disaster management (predict, plan, prepare, and practice), here are other ways you can keep your family safe from typhoons during this COVID-19 pandemic. Table of ContentsWhat to Do Before a Typhoon in the PhilippinesWhat to Do During a TyphoonWhat to Do After a TyphoonHow to Survive a Typhoon During the Pandemic1. Stay Healthy2. Stock Up on Essential and Emergency Supplies 3. Devise a Survival Plan4. Get an Insurance Plan5. Cut Unnecessary Spending6. Expand Your Social Network7. Get Vaccinated8. Learn Emergency and Survival SkillsWhat’s Inside a Typhoon and COVID-19 Emergency Kit?MedicinesSkin Creams Face Masks and AlcoholFlashlights, Batteries, and Power BanksPersonal Documents Final Thoughts What to Do Before a Typhoon in the Philippines Here’s a checklist of the things you need to do when there’s an upcoming typhoon in the Philippines. Monitor weather reports and don’t ignore rainfall warning alerts you receive through text. Make your own lifeline kit[1] consisting of essential items like food, money, documents, and toiletries that should last for two to three days. Ensure you have enough food and water supply. Keep the following items handy in case of a power…
Read the Article
Is My License Plate Available? LTO Plate Number Updates You Should Know
- By Ricky Publico
- July 15, 2021
One of the most common problems of vehicle owners in the Philippines is acquiring their LTO plate number. These plates serve as proof of legitimacy and as a vehicle’s identifier in terms of registration, road violations, and compliance with government laws. Although most car owners of newly registered cars in 2020 and 2021 were able to secure the plates within one month after registration, many are still waiting for their LTO plate number release. Curious to know when new plate numbers in the Philippines will be released this 2021? It looks like a long wait ahead. Just recently, the Land Transportation Office (LTO) said it’s looking for help from outside the agency to produce 18 million plates.[1] This number comprises the plate numbers for motorcycles and cars that have not been released since 2013. According to the LTO, processing the backlog will take around 40 months, or more than three years, if they don’t get help from third-party suppliers. Table of ContentsWhy Do You Need an LTO Plate Number?The LTO Plate Number Delay TimelineLTO’s Efforts to Reduce License Plate Release BacklogsLTO License Plate Rules and Updates Every Motorist Should Know1. You Can Verify Your License Plate Availability2. Your Temporary License Plate Should Follow LTO Official Specs3. There’s a Law for Preventing Motorcycle CrimesAdditional LTO License Plate Reminders1. You Still Can’t Apply for a Vanity Plate Yet2. Driving Without a License Plate Can Get You in Trouble3. Your License Plate Number is Permanent4. Beware of FixersFinal Thoughts Why Do You Need an LTO Plate Number? You might be wondering why there’s…
Read the Article
Quarantine Spending Habits You Should Keep After COVID-19
Do you even remember how you used to buy things outside before the pandemic? I thought so. Just ask the recent Digital Statshot report of We Social and Hootsuite that revealed 23% of internet users in the Philippines spent more time shopping online in the last few months[1]. Realize it or not, you have cultivated your own quarantine spending habits that work for you. But the thing is, the pandemic will end soon and everything will go back to normal. So have you decided which spending habits you will keep? Because if there’s a positive about the whole quarantine situation, it’s that we were all forced to find new ways to manage our finances. Here are just some of the habits I’m inclined to keep for years to come. Table of ContentsQuarantine Spending Habits You Should KeepComparing Prices and Alternatives OnlineSaving Money by Doing It YourselfPracticing Delayed GratificationSupporting Local Businesses NearbyFinal Thoughts Quarantine Spending Habits You Should Keep Comparing Prices and Alternatives Online Good thing everything’s online now because financial services just got a lot easier, and that includes comparing prices and alternatives. For example, if you needed to have something delivered in the pre-pandemic, you only had at least two courier services to choose from. But now, you can compare prices from Grab, Lalamove, Mr. Speedy, and a bunch of others. Whether it’s food delivery or online shopping, can you remember the last time you ordered something immediately without checking the prices from other platforms? The nifty thing is that you can also compare prices for other financial products…
Read the Article
8 Pinoy Movie Sites to Keep You and Your Loved Ones Entertained
The COVID-19 pandemic has turned everyone into homebodies. This only means that people have a lot of time in their hands. And what better way to use this extra time than by combing through your streaming account and bingeing on your favorite movies and series? We’re pretty sure that you’ve binged on lots and lots of Western movies and K-dramas. But if you’re looking for much more relatable material, you can always go for Pinoy movies! The fun never stops even if you can’t go to the movie theaters with your friends because you can enjoy Filipino films through various Pinoy movie sites. That’s right! You don’t have to leave home to enjoy a movie or two with your loved ones. From the latest Pinoy blockbusters to classic films, you can always find the titles you’re looking for, assuming you know where to look. Here’s a quick guide to get you started. Table of ContentsWhere to Watch Filipino Movies Online1. Netflix2. Apple TV+3. WeTV iflix4. iWantTFC5. Cignal Play6. YouTube7. Vivamax8. UpstreamFinal Thoughts Where to Watch Filipino Movies Online 1. Netflix Prices: Mobile: PHP 149 per month Basic: PHP 369 per month Standard: PHP 459 per month Premium: PHP 549 per month As one of the biggest streaming services in the world, you can’t go wrong with Netflix. Their local library boasts a variety of Pinoy movies online, from popular rom-coms to critically-acclaimed films. Recently, Netflix started hosting local TV titles as well, most prominently the ever-famous “Ang Probinsyano” series. Moneymax Recommends: Pinoy Movies to Watch on Netflix “Saving Sally” –…
Read the Article
Study Now, Pay Later: How to Get a Student Loan in the Philippines
- By Venus Zoleta
- July 14, 2021
About 44,000 college students[1] were expected to have stopped schooling in 2020 amid the pandemic. Most of those who might not have enrolled last year said this was due to the economic crisis since most parents have lost their jobs. This year, there’s no reason for you to be left behind because you have alternatives to explore for funding your college education. Now more than ever, student loans in the Philippines can help financially challenged families. Undergraduate students who may have been declined scholarships and grants can seek refuge from student loans to pay for tuition, gadgets, school equipment, and other costs of homeschooling like internet connection. Whether you’re a student or a parent, now is the time to take advantage of an education loan in the Philippines that can help those who are eager to continue their college education despite the financial challenges of the pandemic. Table of ContentsWhat is a Student Loan?Scholarships, Grants, and Student Loans: What’s the Difference?ScholarshipsGrantsStudent LoansWhy Should I Apply for a Student Loan?1. Cheaper Than Other Types of Loans2. No Credit Score Required3. Easy Repayment Terms4. Helps You Focus on Your Studies5. Opens a Wide Range of OpportunitiesWhere Can I Apply for a Student Loan?CHED Student Loan ProgramSSS Educational Assistance Loan ProgramGSIS Education Loan and Computer Loan ProgramsPag-IBIG Multi-Purpose LoanLANDBANK I-STUDY ProgramCiti Personal LoanBPI SIP Loan for SchoolBukas Tuition Installment PlanInvestEd Student LoanHow to Apply for a Student Loan in the Philippines1. Research on Student Loan Offers2. Compare Student Loans in the Philippines3. Ask for a Sample Computation4. Prepare Your Supporting Documents5. File Your…
Read the Article
UnionBank Credit Card Promos: 18 Exciting Deals and Discounts This 2021
Curious to know what UnionBank credit card promos you can avail of today? You’re in luck because we’ve rounded up the most exciting UnionBank credit card offers exclusively for UnionBank credit cardholders. Whether you’re looking for a really cool welcome gift or exciting deals on dining, travel, or shopping, UnionBank has one for you. Table of ContentsUnionBank Credit Card Promos for New Cardholders P5,000 Rebates or Up to 60,000 Points P5,000 Worth of S&R E-VouchersP5,000 Lazada Credits PromoP500 Lazada Voucher UnionBank Credit Card Promos for Dining 15% Off at Ketos of Manila10% Off at Eat’s Life ManilaUnionBank Credit Card Installment Promos 0% Installment on Home Appliances at Anson’s40% Off on All Massage Chairs at OgawaEnjoy 0% Installment at CW Home Depot0% Installment for up to 6 months at Ace HardwareUnionBank Credit Card Promos for Shopping P1,000 Off at BFF Manila10% Off at The Nest GenieP200 Welcome Gift Voucher from PureGoP200 Off + Free Delivery at Pushkart.phUnionBank Credit Card Promos for Travel Additional 8% Off on Hotel Bookings at AgodaP3,500 on Deluxe Room at Acacia Hotel DavaoDiscounted Room Rates at Misibis Bay ResortUp to 35% Discount at Rancho Bernardo Luxury VillasFinal Thoughts UnionBank Credit Card Promos for New Cardholders P5,000 Rebates or Up to 60,000 Points Eligible cards: UnionBank PlayEveryday Visa, Miles+ Platinum, and Visa GoldPromo period: Until August 31, 2021 Apply for a PlayEveryday Visa, Miles+ Platinum, or Visa Gold credit card and receive up to PHP 5,000 rebates or up to 60,000 points.[1] To receive the rebates and points, here’s how much single or accumulated retail spend you need and how much rebates or points you’ll…
Read the Article
It’s Back! Get Free Apple AirPods from Moneymax
Do you still use cash every time you shop? Make payments more convenient and rewarding with a new Citi credit card! If you’re still looking for the right one, then we have a great offer for you. Get FREE Apple AirPods worth PHP 9,490 when you apply and get approved for any Citi credit card on the Moneymax website! Hurry and apply today! This Moneymax Apple AirPods promo runs until July 19, 2021 only. Per DTI Fair Trade Permit No. FTEB-123189. Series of 2021. For full Terms and Conditions, click here. Apple AirPods gift is exclusively from Moneymax and is only valid to new Citibank customers. Promo is valid to all Philippine residents. Get the right Citi credit card for you! To learn more about the Moneymax Apple AirPods promo, see the FAQs section below. Table of ContentsCompare and apply for a Citi Credit Card ✅Moneymax x Citibank Apple AirPods Promo FAQs1. I already have a Citibank credit card. Do I qualify for the Moneymax Apple AirPods promo?2. What is the eligibility criteria for Citibank credit cards?3. What documents should I submit to complete my Citi credit card application?4. Why should I apply through the Moneymax website to qualify for the promo?5. I just completed my application through the Moneymax website. What happens next?6. How will I know if my Citi credit card application was approved?7. I didn’t receive a call from Moneymax or Citibank. Why?8. What version of Apple AirPods are you giving away?9. When will I receive my Apple AirPods?10. I have an Android phone. Can I still…
Read the Article
Moneymax Reviews: Flex Your Financial Savvy with RCBC Bankard Flex Visa
- By Ricky Publico
- July 13, 2021
There will come a time when you’ll have to flex your financial capability. Whether it’s a first date or a family reunion, it will come when you least expect it. You don’t want to be caught off guard without the best credit card in your arsenal, do you? Then good thing, this RCBC Bankard Flex Visa review can help you do just that. This week on the latest edition of Moneymax Reviews, we’re taking a look at RCBC’s hippest credit cards to date. Are you ready to flex your financial independence? Get a chance to do just that by checking out this review. Table of ContentsRCBC Bankard Flex Visa Key FeaturesWhy Should You Flex with the RCBC Bankard Flex Visa?What Perks Can I Expect From My RCBC Bankard Flex Visa?Free Travel InsuranceFree Purchase ProtectionFree Annual Fee for Life PromoRCBC Bankard Flex Visa AlternativesHSBC Red MastercardCiti Rewards Credit CardUnionBank Lazada Credit CardAUB Easy MastercardFinal Thoughts RCBC Bankard Flex Visa Key Features The RCBC Bankard Flex Visa is a hip credit card for a reason. As you’ll find out from the key features below, this is one of the most accessible credit cards out there for millennials with its low income requirement and affordable annual fee. But if money is no object to you, you can opt to get the premium variant of this credit card in the form of RCBC Bankard Flex Gold Visa and get the same perks we’ll discuss later. Annual fee: Flex Visa: PHP 1,500 Flex Gold Visa: PHP 3,000 Interest rate: 2% Minimum monthly income requirement: Flex Visa:…
Read the Article
Complete Guide to DFA Passport Appointment, Application, and Renewal in the Philippines
- By Moneymax
A Philippine passport is your ticket to the world. It’s the most important document you’ll need if you wish to study, work, or travel overseas. It’s also a powerful identification card that you can use in transactions with government and private offices. However, getting or renewing a Philippine passport through the Department of Foreign Affairs (DFA) can be tricky. DFA passport appointment slots are limited. Securing an appointment now feels like winning the lottery due to the shortage of slots in the online scheduling system. Things have become much more difficult during the pandemic. Because the DFA is limiting the number of applicants that can be physically accommodated, there have been backlogs, which in turn has delayed appointments and schedules. But a passport is a passport and we all need it to go overseas. Lessen the stress of getting a Philippine passport with our quick and easy guide. Table of ContentsHow to Get a Passport in the Philippines1. Schedule a DFA Passport Appointment Online2. Pay the Passport Processing Fee3. Prepare the Passport Requirements4. Show Up on Your DFA Passport Appointment Schedule5. Claim Your Passport or Wait for DeliveryFAQs on DFA Passport Appointment, Application, and Renewal1. There are no available appointment slots. What should I do?2. Can I go directly to DFA without an appointment?3. How do I cancel my appointment?4. Do I still need to book an appointment if I get my passport through a travel agency?5. Can I book my appointment via DFA’s Facebook page?6. How do I renew my passport?7. Is NBI clearance accepted as a valid ID…
Read the Article
Business Loans for Startups in the Philippines
- By Venus Zoleta
- July 12, 2021
Finding good sources of funding is a critical step in starting a business. A small business loan from the government, a bank, or a private lender is one financing option for budding business owners. A business loan in the Philippines comes in a variety of types that suit different business requirements. Before you start searching for the right startup business loan, it helps to have an idea of the types of business loans for starters. Doing so helps you understand your options better and easily find the loan that matches your needs. Below are the basic business loan requirements in the Philippines and the different types of loans for every business. Table of ContentsWhat is a Business Loan?What is the Difference Between Business Loan, Consumer Loan, and Personal Loan?How Do I Qualify for a Business Loan in the Philippines?Basic Requirements When Applying for a Business LoanWhat are the Four Types of Business Loans in the Philippines?1. Term Loans2. Credit Line3. Secured Business Loans4. Unsecured Business Loans 7 Considerations When Choosing a Business Loan in the Philippines1. Your Purpose for Borrowing Money2. Loan Amount3. Method of Funding4. Loan Term5. Repayment Mode6. Collateral7. Interest RateFinal ThoughtsCompare Other Loan Options What is a Business Loan? Startups need funding or capital to begin their operations and start earning a profit. Banks and financial institutions lend this money in advance to these businesses through a business loan. In turn, lenders collect payments with interests based on the agreed-upon payment schedule and lending agreement. What is the Difference Between Business Loan, Consumer Loan, and Personal Loan? The purpose of a…
