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Credit Cards by BPI

You can’t go wrong with the perks you'll get from BPI credit cards, whether it’s reward points, cash back, or travel benefits, among many other perks. Start your BPI credit card application online today!

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BPI Edge Card

BPI Edge Card

Min. Annual Income
₱ 180,000
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Interest Rate
3  %
Annual Fee
₱ 1,320  per year
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Things to consider for this product:

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Shopping points

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Installment

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Nice card face

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Exclusive discounts

BPI Rewards Card

BPI Rewards Card

Min. Annual Income
₱ 180,000
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Interest Rate
3  %
Annual Fee
₱ 1,550  per year

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

Petron-BPI Card

Petron-BPI Card

Min. Annual Income
₱ 180,000
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Interest Rate
3  %
Annual Fee
₱ 1,550  per year

Things to consider for this product:

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No-brainer rebate

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Petrol rebate

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No Annual Fee

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Rebate cap applied

BPI Amore Cashback Card

BPI Amore Cashback Card

Min. Annual Income
₱ 180,000
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Interest Rate
3  %
Annual Fee
₱ 2,050  per year

Things to consider for this product:

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No-brainer rebate

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Supermarket rebate

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Installment

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Exclusive discounts

BPI Gold Rewards Card

BPI Gold Rewards Card

Min. Annual Income
₱ 480,000
Interest Rate
3  %
Annual Fee
₱ 2,250  per year

Things to consider for this product:

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Shopping points

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Travel insurance

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Insurance installment

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Exclusive discounts

BPI Platinum Rewards Card

BPI Platinum Rewards Card

Min. Annual Income
₱ 1,000,000
Monthly Effective Interest Rate
3  %
Annual Fee
₱ 4,000  per year

Things to consider for this product:

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Free reward points

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Online shopping points

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Airport lounge

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High income requirement

BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Min. Annual Income
₱ 1,000,000
Monthly Effective Interest Rate
3  %
Annual Fee
₱ 5,000  per year

Things to consider for this product:

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No-brainer rebate

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Dining rebate

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Food delivery

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High income requirement

BPI Signature

BPI Signature

Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3  %
Annual Fee
₱ 5,500  per year

Things to consider for this product:

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Free reward points

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Travel insurance

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Airport lounge

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High income requirement

Need some help?

No worries, we've got you covered!

Why choose a BPI credit card?

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We all have our reasons when applying for a credit card—visit new places, renovate our homes, or embark on new adventures. Whatever your reason, BPI cards will help you achieve all of these and more by giving you perks you’ll love.

Below are BPI credit card benefits to look out for:

  • No Annual Fees on Your First Year - Your first year using and exploring your credit card is exciting until the second year comes along and it's time to pay your annual fees. Forget about it for a year because BPI credit cards have no annual fees for the first year.
  • Enjoy Thrilling Rewards - Look forward to redeeming your reward points when you see the Real Thrills Rewards catalog—air miles, shopping, dining, card membership, and investment rewards await you! There’s also the option of converting your rewards into donations to charities. To top it off, reward points are easy to earn, with only ₱20 spend needed to earn 1 reward point.

Who can apply for a BPI credit card?

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  • Must be at least 21 to 70 years old
  • Must be a Filipino with local residence
  • Must have an active home phone number (landline or mobile)

BPI Credit Card Requirements

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  • 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
  • A copy of a credit card statement from another bank or any of the following proof of income documents:
    • 2 months original pay slip
    • Original Certificate of Employment and Income (COEI)