Credit Cards by BPI
You can’t go wrong with the perks you'll get from BPI credit cards, whether it’s reward points, cash back, or travel benefits, among many other perks. Start your BPI credit card application online today!
BPI Edge Card
- Earn one (1) rewards point for every ₱50 spend
- Enjoy flexible installment plans and payment options
- One of the lowest forex conversion rates at 1.85%
- Enjoy deals and discounts all year round from BPI
- Ideal for: young professionals looking for fun perks
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number.
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
BPI Rewards Card
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Petron-BPI Card
- Earn 3% rebate on fuel (maximum of ₱15,000 per year)
- Free ₱200 fuel voucher for first-time cardholders
- Avail of flexible and convenient installment plans
- Convert your credit limit to cash for emergencies
- Ideal for: car owners traversing the road every day
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
BPI Amore Cashback Card
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
- One of the lowest forex conversion rates at 1.85%
- Ideal for: cardholders who love saving while shopping
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Gold Rewards Card
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy a whole roster of discounts all year round
- Ideal for: cardholders looking for premium perks
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment.
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Platinum Rewards Card
- Earn 2 BPI points for every ₱30 local spend.
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.
- Convert straight payments on airfares to installment with 0% interest.
- Get up to ₱10 million free travel insurance.
- Get up to 180 days of purchase protection insurance.
- Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.
- Ideal for: frequent travelers looking for premium perks.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Amore Platinum Cashback Card
- Get 4% cash back on dining and online delivery spend.
- Get 1% cash back on supermarkets and department store spend.
- Earn up to 0.3% cash back on other international and local retail spend.
- Enjoy exclusive perks and deals at any Ayala Malls nationwide.
- One of the lowest forex conversion rates at 1.85%.
- Ideal for: cardholders who love to shop in-store and online.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Signature
- Earn 2 BPI points for every ₱20 spend.
- Get up to ₱20 million free travel accident and inconvenience benefit.
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
- Ideal for: savvy shoppers and frequent travelers
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With bank/BIR stamp
- Proof of income: Latest ITR with bank/BIR stamp
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Why choose a BPI credit card?
We all have our reasons when applying for a credit card—visit new places, renovate our homes, or embark on new adventures. Whatever your reason, BPI cards will help you achieve all of these and more by giving you perks you’ll love.
Below are BPI credit card benefits to look out for:
- No Annual Fees on Your First Year - Your first year using and exploring your credit card is exciting until the second year comes along and it's time to pay your annual fees. Forget about it for a year because BPI credit cards have no annual fees for the first year.
- Enjoy Thrilling Rewards - Look forward to redeeming your reward points when you see the Real Thrills Rewards catalog—air miles, shopping, dining, card membership, and investment rewards await you! There’s also the option of converting your rewards into donations to charities. To top it off, reward points are easy to earn, with only ₱20 spend needed to earn 1 reward point.
Who can apply for a BPI credit card?
- Must be at least 21 to 70 years old
- Must be a Filipino with local residence
- Must have an active home phone number (landline or mobile)
BPI Credit Card Requirements
- 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
- A copy of a credit card statement from another bank or any of the following proof of income documents:
- 2 months original pay slip
- Original Certificate of Employment and Income (COEI)