BPI Rewards Card

Updated: Aug 18, 2026
BPI Rewards Card
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Best for all-round points seekers
Ideal for
Points Seekers
Card benefit
1reward point per ₱35
Annual Fee
0
Min. Annual Income
₱180,000
Promo Code:TESTCODE

Offers

Moneymax Reward up to ₱2,495

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱1,500

Limited time only
gift logo

Worth ₱1,299

Limited time only
gift logo

Worth ₱1,890

Limited time only
gift logo

Worth ₱1,995

Limited time only
gift logo

Worth ₱500

No Minimum Spend Required!

Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.

  • ₱1,500 Voucher (by Giftaway)
  • EWA A117 Mini Bluetooth MagSafe Speaker (worth ₱1,299)
  • 1x Apple AirTag (worth ₱1,890)
  • Anker Zolo Powerbank (10000mAh, 30W) (worth ₱1,995)

BPI Double Rewards Promo: No Annual Fee for Life + Bonus eGC

Apply for eligible BPI Credit Cards and get Waived Annual Fees for Life and a bonus eGC when you meet spend requirements. Promo runs until December 15, 2026 only.

  • No Annual Fees for Life + up to ₱500 Bonus eGC

Highlights

Moneymax's Take

Earn one (1) reward point for every ₱35 spend
Avail flexible installment plans with terms up to 36 months
Free travel insurance wherever you go up to ₱2 million

Things to Consider

Free reward points
Travel insurance
Installment

Benefits

Rewards Points
1 point per ₱35

Fees & Charges

Annual Fee
0
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
1.85 %

Interest Rate
3 %
Over Limit Charge
No Charge
Card Replacement Fee
₱ 400

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

Check on more BPI card options

BPI Amore Cashback Card
BPIBPI Amore Cashback Card
Apply Now
BPI Gold Rewards Card
BPIBPI Gold Rewards Card
Apply Now
BPI Platinum Rewards Card
BPIBPI Platinum Rewards Card
Apply Now
Promo Code
—
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Annual Fee
0
0
₱4000 per year
Cashback Local
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Airmiles Base Rate
—
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