BPI Rewards Card

BPI Rewards Card

Going cashless? Make the sensible choice with BPI Rewards Card. Earn one (1) reward point for every ₱35 spend and enjoy exclusive deals all year round from BPI. Plus, get free travel insurance up to ₱2 million when you use this BPI credit card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee Waiver
Yes
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Annual Fee
₱ 1,550
Rewards Points
1  point per ₱35
Min. Annual Income
₱ 180,000
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2 Offers Available
₱1,500 Voucher (by Giftaway)
No Minimum Spend Required!
₱1,500 Voucher (by Giftaway)

+ 3 other gift options

Promo runs until August 31, 2026. Per DTI Fair Trade Permit No. FTEB-261181 Series of 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

No Annual Fees for Life + up to ₱500 Bonus eGC
BPI Double Rewards Promo: No Annual Fee for Life + Bonus eGC
No Annual Fees for Life + up to ₱500 Bonus eGC
  • Promotion is valid from August 20, 2026 to December 15, 2026. 
  • No Annual Fee for Life promo:
    • Apply for participating BPI credit cards during the promo period and meet the min. spend requirement by the end of the second month after the month of card approval to be eligible for No Annual Fee for Life.
  • Bonus eGC promo:
    • Apply and get approved for a BPI credit card, then activate the card within 45 days of the card approval date to be eligible for a ₱250 Bonus EGC.
    • Apply and get approved for two (2) BPI credit cards within the promo period, then activate the cards within 45 days of the card approval date to be eligible for a ₱500 Bonus eGC.
      • Customers who wish to avail of 2 BPI CC must have the 2nd card approved within 10 calendar days from the approval date of the 1st card.
  • Per DTI Fair Trade Permit No. FTEB-263882 Series of 2026. Terms and Conditions apply.
  • Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

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Benefits

Rewards

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Rewards Points
1  point per ₱35
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Quick Facts

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Earn one (1) reward point for every ₱35 spend

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Avail flexible installment plans with terms up to 36 months

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Free travel insurance wherever you go up to ₱2 million

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Enjoy a variety of year-round discounts and perks

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Ideal for: money-savvy shoppers looking to go cashless

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,550
Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
3  %
Cash Advance Service Charge
₱ 200
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Forex Conversion Rate
1.85  %
Over Limit Charge
No Charge

Tags

BPI Rewards Card BPI Rewards Card

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