BPI Rewards Card

BPI Rewards Card

Going cashless? Make the sensible choice with BPI Rewards Card. Earn one (1) reward point for every ₱35 spend and enjoy exclusive deals all year round from BPI. Plus, get free travel insurance up to ₱2 million when you use this BPI credit card.
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Highlights

Annual Fee Waiver
Yes
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Annual Fee
₱ 1,550  per year
Rewards Points
1  point per ₱35
Min. Annual Income
₱ 180,000
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3 Offers Available
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
No Minimum Spend Required!
₱2,000 eGift

+ 3 other gift options

Promo runs until November 15 2025. Per DTI Fair Trade Permit No. FTEB-237908. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)
Spooktacular Giveaway
Xiaomi Smart Band 8 Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)

+ 7 other gift options

Promo runs until October 31, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

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Benefits

Rewards

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Rewards Points
1  point per ₱35
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Quick Facts

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Earn one (1) reward point for every ₱35 spend

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Avail flexible installment plans with terms up to 36 months

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Free travel insurance wherever you go up to ₱2 million

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Enjoy a variety of year-round discounts and perks

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Ideal for: money-savvy shoppers looking to go cashless

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number

Signed Certificate of Employment

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,550  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
3  %
Cash Advance Service Charge
₱ 200
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Forex Conversion Rate
1.85  %
Over Limit Charge
No Charge

Tags

BPI Rewards Card BPI Rewards Card