
EastWest Personal Loan Philippines: Rates, Requirements & How to Apply
Updated: Sep 10, 2026
Check EastWest Personal Loan auto loan rates, down payment, loan terms, and requirements in the Philippines. Learn how to apply for new or used car financing today.
Monthly Repayment
₱ ₱
10,123Annual Interest Rate
1.79 %Total Repayment
₱ ₱
121,480Total Interest Payable
₱ ₱
21,480- Approval in 5 to 7 Business Days
- Loan amounts from ₱25,000 up to ₱3 million
- Flexible payment terms from 12 to 60 months
- No collateral or co-maker required
- Ideal for: home renovation or tuition fees
Eligibility
Minimum Age: 21 years old
Min. Annual Income: ₱300,000
Required Documents
- Completely filled-out EastWest Online Personal Loan Application Form
- Photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.'s issued in the Philippines (i.e. Driver's License, Philippine Passport, Professional Regulation Commission (PRC) I.D., SSS I.D., BIR ID, Voter's I.D., Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D.). Company I.D.'s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC may also be submitted.
- (For Foreign Nationals Only) ANY of the following Proof of Residence: Alien Certificate of Registration, Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
- Proof of Income as follows:
- Photocopy of latest ITR/BIR Form 2316; or
- Photocopy of latest three months pay slips; or
- Certificate of Employment stating Salary, Position and Date Employed; or
- Valid Credit Card reference or its latest Credit Card Statement of Account
- Photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
- DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
- Business Permit
- Valid Credit Card reference or its latest Credit Card Statement of Account
- Other documents may be required for further verification such as a Mayor's Permit.
- Original Copy of documents submitted (to be presented only)
- Two (2) Valid ID's
- One to be presented to the EastWest Personal Loan Releasing Unit as ID verification
- One to be presented to the lobby Guard of the building
- Original signed application form
- Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)
- Photocopy of one (1) valid ID (submitted upon initial application) with 3 specimen signatures
- Original Copy of documents submitted (to be presented only).
- Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)
EastWest Personal Loan Requirements for Filipinos
Requirements Upon Loan:
If employed, submit ANY of the following:
Note: Other documents may be required for further verification.
If self-employed, submit ANY of the following:
Note: All documents submitted/ presented must be under the name of the applicant (correct spelling required, include suffix if applicable).
Requirements Upon Loan Release:
Requirements for Delivery and Credit to Account option
