EastWest Personal Loan Philippines: Rates, Requirements & How to Apply
Updated: Sep 10, 2026
- Approval in 5 to 7 Business Days
- Loan amounts from ₱25,000 up to ₱3 million
- Flexible payment terms from 12 to 60 months
- No collateral or co-maker required
- Ideal for: home renovation or tuition fees
UnionBank Personal Loan Requirements for Filipinos
- Completed UnionBank personal loan application form
- Valid government-issued ID with photo and signature
- For employed borrowers:
Any of the following:
- Complete 1 month payslip in the past 2 months
- Certificate of Employment (COE) in the past 2 months
- ITR with BIR Stamp issued in 2021 onwards
- For self-employed borrowers:
- Latest ITR or BIR Form 1701
- Audited financial statements with independent auditor’s report and balance sheets and tax receipt (all pages for all documents)
UnionBank Personal Loan Requirements for Foreigners
- Alien Certificate of Registration (ACR) or valid passport
- Any proof of residency in the Philippines:
- Immigrant Certificate of Residency (ICR)
- Visa and work permit or Alien Employment Permit (AEP) with a validity of more than 1 year
- ACR I-Card with a permanent visa status or validity of more than 1 year
- Special Resident Retirement Visa (SRRV)
- Special Resident Investors Visa (SRIV)
- For expats employed in the top 2,000 companies: Employment contract or letter from the company HR printed on company letterhead with name, job title/position, and confirmation of term