CIMB Personal Loan – All-Digital Loan Up to ₱1 Million (2025)

Updated: Sep 23, 2025

Get fast approval in as quick as 24 hours with CIMB Personal Loan. Borrow up to ₱1,000,000 with flexible repayment terms.

CIMB Personal Loan

CIMB Personal Loan

CIMB Personal Loan

Monthly Repayment
₱ 9,163
Annual Interest Rate
0.83 %
Total Repayment
₱ 109,960
Total Interest Payable
₱ 9,960

Moneymax's take

Loan details

CIMB Personal Loan is one of the most convenient all-digital loan options in the Philippines. Borrow up to ₱1,000,000 without collateral, apply fully online, and enjoy flexible terms from 12 to 60 months.

Key Features

  • Loan amount: ₱30,000 to ₱1,000,000
  • Loan terms: 12 to 60 months
  • Monthly add-on rate: ~1.12% onwards
  • Approval as fast as 24 hours
  • No collateral required

Eligibility & Requirements

  • Filipino citizen, 21–65 years old
  • Minimum gross monthly income: ₱15,000
  • Valid government-issued ID
  • Employed or self-employed with verifiable income

Why Choose CIMB?

CIMB offers one of the fastest approvals in the market, making it ideal for urgent needs. The all-digital process removes the need for branch visits, making applications quick and paperless.

How to Apply

  1. Visit the CIMB Personal Loan page on Moneymax.
  2. Choose your desired loan amount and term.
  3. Submit required documents online.
  4. Get approval and disbursement in as fast as 24 hours.

Information updated for 2025. Always confirm latest details with CIMB.