Sterling Bank of Asia Personal Loan - Multipurpose Loan (2025)
Updated: Sep 23, 2025
Sterling Bank of Asia Personal Loan
- Borrow money up to ₱1 million
- Pay in 3, 6, 12, 18, 24, and 36 monthly installmen
- No collateral or guarantor required
- Apply for a loan online in just a few clicks
- Ideal for: home repairs, family vacations
Sterling Bank of Asia Personal Loan Requirements for Filipinos
- Photocopy of valid government-issued ID with your photo and signature and valid company ID
- Filled-out and signed application form
- For employed:
- A copy of the latest 1 month payslip
- Latest ITR (BIR Form 2316)
- Certificate of Employment for selected companies
- For credit cardholders: credit card statement of account in the last 2 months
- Self-employed:
- Copy of the latest audited financial statements and latest ITR
- Valid DTI/SEC Business Registration Certificate with General Information Sheet
- Copy of the latest bank statements
- For credit cardholders: credit card statement of account in the last 2 months
- Trade references from three customers and three suppliers with contact detailsSterling Bank of Asia Personal Loan Requirements for Filipinos
Sterling Bank of Asia offers multipurpose loans designed for Filipinos who need flexible financing. With amounts up to ₱1,000,000, it can be used for education, home improvement, or other major expenses.
Key Features
- Loan amount: ₱50,000 to ₱1,000,000
- Loan terms: 12 to 36 months
- Monthly add-on rates starting at ~1.50%
- No collateral required
Eligibility & Requirements
- Filipino citizen aged 21–60 years old
- Minimum gross monthly income of ₱20,000
- Proof of income and government ID
Why Choose Sterling Bank?
Sterling Bank’s personal loan provides borrowers with mid-sized loan amounts and simple application requirements, making it ideal for personal projects and emergencies.
How to Apply
- Visit Sterling Bank’s Personal Loan page on Moneymax.
- Select your desired amount and tenor.
- Submit the required documents.
- Wait for approval and disbursement.
Updated for 2025. Terms may change without prior notice.