Sterling Bank of Asia Personal Loan

With Sterling Bank of Asia Persona Personal Loan’s flexible loan terms, you can easily fulfill your short-term or long-term goals. Borrow as much as ₱1 million and enjoy a smooth application process since requirements are minimal. It’s a multipurpose loan so it can address several loan purposes such as:

• Emergencies - We can’t estimate emergency expenses but they’re usually higher than expected and will throw you off your budget. Whether you have an emergency fund or not, cast your worries aside and get additional help from Sterling Bank of Asia Persona Personal Loan.
• Travel expenses - Tired of the same scenery and want to explore new places? Travel without hesitation by funding your vacation with a personal loan.
• Purchase of appliances/furniture - Appliances and furniture are part of the checklist when moving into a new home. They're heavy items to bear, both physically and financially. Get a personal loan so you can tick these items off your checklist.

Before applying for a loan, you need to meet the following Sterling Bank of Asia Persona Personal Loan eligibility criteria:

• 21 years old and above and not older than 60 years old upon loan maturity
• Filipino citizen
• A minimum annual salary of ₱360,000
• Must have a residence or office landline
• Has no adverse credit history
• Must be residing for 1 year in their place of residence for renters
• For employed: must be employed with their current employer for at least 2 years
• For self-employed: must be operating their current business profitably for the last 2 years and running it for at least 3 years

Loan amount: ₱30,000 to ₱1 million

Loan terms: 3, 6, 12, 18, 24, or 36 months

Minimal requirements: No collateral fee and no pre-termination fee

Payment options: Post-dated checks