Minimum loan amount
Minimum annual income
Cure your payday blues and solve your short-term financial problems when you apply for a CTBC Bank Personal Loan. Borrow up to ₱1 million and pay in flexible 12, 18, 24, or 36 monthly installments. Plus, receive your loan proceeds in as fast as 1 banking day.
|Age||23 to 65 years old|
|Minimum Annual Income||P180,000|
|Credit Card||Not Required|
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If your expenses exceed your income due to unusual circumstances, you need a net to catch you financially. Count on CTBC Bank Personal Loan to be that safety net for you with its lowest monthly add-on interest rate of 1.39% for loans up to ₱1 million.
Have the funds to address your immediate needs through CTBC Bank Personal Loan. Borrow amounts from ₱20,000 to ₱1 million payable up to 36 months with low monthly add-on rates ranging from 1.39% to 1.79%. Below are some of the commonly used loan purposes:
Before applying for a loan, you need to meet the following CTBC Bank Personal Loan eligibility criteria:
To get a sample computation of your CTBC Bank Personal Loan, you may call them at +63 (2) 8840-1234, 1-800-10-840-1234 for their toll-free number, or email at firstname.lastname@example.org. You may also head down to the nearest branch to inquire.
Note: The resulting figures of the calculation are just estimates. They’re subject to change. Remember that your actual amortizations will reflect in the loan disclosure statement.
Here are some sample computations for the most common loan amounts with a monthly interest rate of 1.39%:
Loan amount: ₱20,000 to ₱1 million
Loan terms: 12, 18, 24, or 36 months
Monthly interest rate: 1.39% to 1.79%
Processing fee: ₱2,000
Minimal requirements: No collateral fee and no pre-termination fee
You can apply for a CTBC Bank Personal Loan and borrow as low as ₱20,000 or as high as ₱1 million.
Your multi-purpose CTBC Bank Personal Loan can be used for any short-term or long-term financial need you have. You can use it to buy big-ticket items like gadgets and appliances or fund your future travel or education plan.
Once your loan is approved, you will receive your proceeds through a CTBC Bank Visa Cash Card. You can also choose from the following methods of loan disbursement:
- Credit to a CTBC Bank account
- Credit to your personal bank account
- Through an over-the-counter transaction
- Through a Manager’s Check
You can pay your CTBC Bank Personal through the following payment channels:
- CTBC Bank branches
- UnionBank branches
- BancNet-accredited facilities
- ECPay-accredited merchants
If you want to check your loan application status or if you have further concerns, you can contact CTBC bank through the following hotlines:
- Metro Manila: +63 (2) 8840 1234
- Toll-Free from Provinces (PLDT): 1 800 10 840 1234
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