CTBC Bank Personal Loan – Salary Stretch Loan (2025)
Updated: Sep 23, 2025
- Borrow money up to ₱1 million
- Get approved within 1 to 5 banking days
- Pay in 12, 18, 24, or 36 monthly installments
- Competitive interest rate at 1.39% to 1.79% monthly
- Ideal for: financial emergencies, funding hobbies
CTBC Bank Personal Loan Requirements for Filipinos
- Photocopy of valid government-issued ID with your photo and signature (two government-issued IDs for self-employed individuals and not required for self-employed doctors and consultants)
- Company ID with photo and signature for all employees, including doctors (hospital ID applicable) and those in the call center industry
- Filled-out and signed application form
- Photocopy of your latest 1 month payslip (not required for self-employed individuals)
- Photocopy of Proof of Billing with your current address
- Photocopy of latest ITR/BIR Form 2316/1701/1702 (optional for employed and self-employed individuals and not required for doctors/consultants)
- Self-employed:
- Photocopy of unexpired Certificate of Registration from DTI
- Photocopy of your latest credit card statement in the last 2 months
- Any of the following:
- Bank Certificate of at least 6 months' average daily balance (ADB) in PHP or other currencies with a 60 calendar days validity that indicates the account name and number and authorized signatory or issued by the Service Head of Branch Head with contact number
- Bank statements in the last 6 months
- Audited financial statements (optional)
- For employed doctors:
- Photocopy of PRC ID or Proof of Renewal
- If applicable, photocopy of credit card/bank clearance or certification
- For self-employed doctors/consultants:
- Photocopy of PRC ID or Proof of Renewal
- If applicable, photocopy of credit card/bank clearance or certification
- Photocopy of bank statements in the last 3 months
CTBC Bank offers the Salary Stretch Loan, a multipurpose personal loan ideal for employees and professionals. Borrow up to ₱1,000,000 with flexible terms and competitive monthly add-on rates.
Key Features
- Loan amount: ₱20,000 to ₱1,000,000
- Loan terms: 12 to 36 months
- Monthly add-on rate: ~1.39% to 1.79%
- Approval within a few banking days
Eligibility & Requirements
- Filipino citizen aged 21–65 years old
- Employed or self-employed with verifiable income
- Minimum monthly income: ₱15,000–₱20,000
- Valid government-issued IDs
Why Choose CTBC?
CTBC Bank’s Salary Stretch Loan is tailored for working Filipinos looking for reliable funding. With flexible tenors and reasonable rates, it is suitable for emergencies and big purchases.
How to Apply
- Visit Moneymax and select CTBC Bank Salary Stretch Loan.
- Choose your loan amount and repayment term.
- Submit application details and required documents.
- Wait for approval and receive funds directly in your account.
Updated for 2025. Loan terms subject to change.