Equicom Personal Loan

Minimum loan amount

P 15,000

Minimum annual income

P 240,000

Add-on interest


Product Summary


Equicom Personal Loan

Your financial goals are just a loan away with an Equicom Personal Loan. Borrow up to ₱1 million and pay in flexible 12, 18, 24, 36, 48 monthly installments—one of the most flexible installment schemes out there. Make your plans a reality when you apply online.

  • Borrow money up to ₱1 million
  • Pay in 12, 18, 24, 36, 48 monthly installments
  • Competitive interest rate at 1.79% monthly
  • No collateral or guarantor required
  • Ideal for: home renovations, family vacations
Age21 to 65 years old
Minimum Annual IncomeP240,000
Credit CardNot Required
Landline NumberRequired

Is this the right product for you?

Checkout the other personal loan listing.


You can borrow from ₱15,000 up to ₱1 million when you apply for an Equicom Personal Loan.

Since your Equicom Personal Loan is a form of multi-purpose loan, you can use it for any financial need you have. For example, you can use it to fund family emergencies or vacations, home renovation or improvement, and even educational expenses for you or your children.

Your Equicom Personal Loan comes with the following fees:

  • Processing fee: ₱1,500
  • Late Payment fee: ₱500 or 3% of the amount due, whichever is higher
  • Returned check fee: ₱500
  • Early settlement fee: ₱500 or 5% of the amount, whichever is higher
  • Extension fee: ₱500

Equicom has one of the most flexible loan terms in the market for offering installment terms up to 48 months. You can choose from 12, 18, 24, 36, and 48 monthly installments.

You can contact Equicom’s 24/7 customer service for all of your personal loan concerns. Just call them at the following hotlines:

  • (632) 8241-5952
  • (632) 8241-6711
  • Domestic Toll-Free 1-800-10-EQUICOM (3784266)


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