Equicom Personal Loan – Borrow Up to ₱1 Million (2025)
Updated: Sep 23, 2025
- Borrow money up to ₱1 million
- Pay in 12, 18, 24, 36, 48 monthly installments
- Competitive interest rate at 1.85% monthly
- No collateral or guarantor required
- Ideal for: home renovations, family vacations
Equicom Savings Bank Personal Loan Requirements for Filipinos
- Valid government-issued ID with your photo, address, and three specimen signatures
- Filled-out and signed application form
- Latest Statement of Account of your credit card
- Latest 1 month utility bill with residence address or least contract under borrower’s name
- For employed: your original payslip in the last month
- For self-employed:
- DTI/SEC Certificate of Registration
- Bank statements/passbook in the last 6 months
- Authorization to verify bank account/s
Equicom Savings Bank offers personal loans of up to ₱1,000,000 with repayment terms ranging from 12 to 48 months. Designed for Filipinos looking for financing with flexible options, Equicom’s personal loan is a trusted bank product in the market.
Key Features
- Loan amount: ₱20,000 to ₱1,000,000
- Terms: 12 to 48 months
- Monthly add-on rate: ~1.85%
- Quick approval process
Eligibility & Requirements
- Filipino citizen aged 21–60 years old
- Minimum gross monthly income: ₱15,000
- Employed or self-employed with stable income
- Government-issued ID, proof of income, and billing statement
Why Choose Equicom?
Equicom’s personal loan is ideal for borrowers looking for medium-term loans at competitive rates. The 48-month maximum tenor provides manageable repayment options.
How to Apply
- Go to the Equicom Personal Loan page on Moneymax.
- Choose loan amount and tenor.
- Submit application form and documents.
- Wait for approval and disbursement.
Updated for 2025. Details subject to bank confirmation.