UNO Digital Bank Personal Loan

Minimum loan amount

P 10,000

Minimum annual income

P 180,000

Add-on interest


Product Summary


UNO Digital Bank Personal Loan

Don't let unexpected expenses hold you down. Fund your needs or wants with an UNO Digital Bank Personal Loan! Borrow up to ₱200,000 and enjoy flexible terms up to 36 months all while managing your loan in one nifty app.

Disclaimer: Pre-qualification is only available to first-time UNO Digital Bank customers.
  • Borrow funds up to ₱200,000
  • Get approved within 7 banking days
  • Pay in 6, 12, 18, 24 or 36 monthly installments
  • Monthly add-on rate as low as 2%
  • No collateral or co-maker needed
  • Ideal for: emergencies, shopping, appliances
Age21 to 65 years old
Minimum Annual IncomeP180,000
Credit CardNot Required
Landline NumberNot Required
Processing fee3%
Late payment Fee P500
Early payment fee P300

Is this the right product for you?

Checkout the other personal loan listing.

Although not required, prepare to submit the following documents for a higher chance of approval:

  • Certificate of Employment
  • Latest 3-month payslip
  • Latest bank statement
  • Latest credit card statement
  • Latest insurance premium receipt
  • Latest loan statement (if any)
  • Latest Home Credit payment receipt (if any) 


You can borrow as low as ₱10,000 and as high as ₱200,000.

Aside from the monthly add-on interest of 2%, a disbursement fee of ₱500 or 3% of the loan amount, whichever is higher, will be deducted from your loan proceeds.

If you meet the following eligibility criteria, you can apply for an UNO Digital Bank Personal Loan:

  • At least 21 years old; must not be older than 65 years old upon loan maturity
  • Filipino citizen
  • Resides and/or works within Metro Manila, Cebu, Rizal, Cavite, Laguna, Pampanga, Bulacan, Batangas, Iloilo, or Davao Del Sur
  • Receives a minimum gross monthly income of ₱15,000
  • If employed, must be tenured for at least 6 months
  • If self-employed, business must be in operations for at least 2 years

No, you don't need a bank account or credit card to apply for an UNO Digital Bank Personal Loan.