UNO Digital Bank Personal Loan

Minimum loan amount

P 10,000

Minimum annual income

P 180,000

Add-on interest


Product Summary


UNO Digital Bank Personal Loan

Don't let unexpected expenses hold you down. Fund your needs or wants with an UNO Digital Bank Personal Loan! Borrow up to ₱200,000 and enjoy flexible terms up to 36 months all while managing your loan in one nifty app.

Disclaimer: Pre-qualification is only available to first-time UNO Digital Bank customers.
  • Borrow funds up to ₱200,000
  • Get approved within 7 banking days
  • Pay in 6, 12, 18, 24 or 36 monthly installments
  • Monthly add-on rate as low as 1.79%
  • No collateral or co-maker needed
  • Ideal for: emergencies, shopping, appliances
Age21 to 65 years old
Minimum Annual IncomeP180,000
Credit CardNot Required
Landline NumberNot Required
Processing fee3%
Late payment Fee P500
Early payment fee P300

Is this the right product for you?

Checkout the other personal loan listing.


You can borrow as low as ₱10,000 and as high as ₱200,000.

Aside from the monthly add-on interest of 1.79%, a disbursement fee of ₱500 or 3% of the loan amount, whichever is higher, will be deducted from your loan proceeds.

If you meet the following eligibility criteria, you can apply for an UNO Digital Bank Personal Loan:

  • At least 21 years old; must not be older than 65 years old upon loan maturity
  • Filipino citizen
  • Resides and/or works within Metro Manila, Cebu, Rizal, Cavite, Laguna, Pampanga, Bulacan, Batangas, Iloilo, or Davao Del Sur
  • Receives a minimum gross monthly income of ₱15,000
  • If employed, must be tenured for at least 6 months
  • If self-employed, business must be in operations for at least 2 years

No, you don't need a bank account or credit card to apply for an UNO Digital Bank Personal Loan.