Minimum loan amount P 10,000 | Minimum annual income P 180,000 | Add-on interest 1.79% |
Age | 21 to 65 years old |
Minimum Annual Income | P180,000 |
Credit Card | Not Required |
Landline Number | Not Required |
Processing fee | 3% |
Late payment Fee | P500 |
Early payment fee | P300 |
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Checkout the other personal loan listing.
You can borrow as low as ₱10,000 and as high as ₱200,000.
Aside from the monthly add-on interest of 1.79%, a disbursement fee of ₱500 or 3% of the loan amount, whichever is higher, will be deducted from your loan proceeds.
If you meet the following eligibility criteria, you can apply for an UNO Digital Bank Personal Loan:
- At least 21 years old; must not be older than 65 years old upon loan maturity
- Filipino citizen
- Resides and/or works within Metro Manila, Cebu, Rizal, Cavite, Laguna, Pampanga, Bulacan, Batangas, Iloilo, or Davao Del Sur
- Receives a minimum gross monthly income of ₱15,000
- If employed, must be tenured for at least 6 months
- If self-employed, business must be in operations for at least 2 years
No, you don't need a bank account or credit card to apply for an UNO Digital Bank Personal Loan.