_(1)_copy.webp){kind=logo}
UNO Digital Bank Personal Loan
| Minimum loan amount P 10,000 | Minimum annual income P 180,000 | Add-on interest 1.79% |
Product Summary
UNO Digital Bank Personal Loan
Don't let unexpected expenses hold you down. Fund your needs or wants with an UNO Digital Bank Personal Loan! Borrow up to ₱200,000 and enjoy flexible terms up to 36 months all while managing your loan in one nifty app.Disclaimer: Pre-qualification is only available to first-time UNO Digital Bank customers.
- Borrow funds up to ₱200,000
- Get approved within 7 banking days
- Pay in 6, 12, 18, 24 or 36 monthly installments
- Monthly add-on rate as low as 1.79%
- No collateral or co-maker needed
- Ideal for: emergencies, shopping, appliances
| Age | 21 to 65 years old |
| Minimum Annual Income | P180,000 |
| Credit Card | Not Required |
| Landline Number | Not Required |
| Processing fee | 3% |
| Late payment Fee | P500 |
| Early payment fee | P300 |
Is this the right product for you?
Checkout the other personal loan listing.
FAQs
You can borrow as low as ₱10,000 and as high as ₱200,000.
Aside from the monthly add-on interest of 1.79%, a disbursement fee of ₱500 or 3% of the loan amount, whichever is higher, will be deducted from your loan proceeds.
If you meet the following eligibility criteria, you can apply for an UNO Digital Bank Personal Loan:
- At least 21 years old; must not be older than 65 years old upon loan maturity
- Filipino citizen
- Resides and/or works within Metro Manila, Cebu, Rizal, Cavite, Laguna, Pampanga, Bulacan, Batangas, Iloilo, or Davao Del Sur
- Receives a minimum gross monthly income of ₱15,000
- If employed, must be tenured for at least 6 months
- If self-employed, business must be in operations for at least 2 years
No, you don't need a bank account or credit card to apply for an UNO Digital Bank Personal Loan.