PSBank Flexi Personal Loan – Revolving Credit & Term Loan (2025)
Updated: Dec 18, 2025
Enjoy flexible borrowing with PSBank’s unique Flexi Loan. Get both a term loan and revolving credit line in one.
PSBank Personal Loan
Monthly Repayment
₱ ₱
10,083Annual Interest Rate
1.75 %Total Repayment
₱ ₱
121,000Total Interest Payable
₱ ₱
21,000- Borrow funds up to ₱250,000
- Get approved within 5 to 9 banking days
- Pay in 24 or 36 monthly installments or choose the revolving credit option with no fixed payment term
- Interest rate at 1.75% monthly for term loan and 2.5% monthly for revolving loan
- Ideal for: debt payments, emergencies
Eligibility
Minimum Age: 22 years old
Min. Annual Income: ₱180,000
Required Documents
Regular Employee
- Valid TIN / SSS / GSIS or UMID number
Self-Employed
- Valid TIN / SSS / GSIS or UMID number
- Audited Financial Statements
PSBank offers the Flexi Personal Loan, a unique hybrid loan that combines a term loan and a revolving credit line in one product. This gives borrowers more flexibility in managing funds.
Key Features
- Loan amount: up to ₱250,000 revolving line + term loan
- Flexible withdrawal options
- Pay interest only on what you use
- No collateral required
Eligibility & Requirements
- Filipino citizen aged 22–65 years old
- Minimum gross monthly income: ₱20,000
- Proof of employment or self-employment
- Valid government ID
Why Choose PSBank?
PSBank Flexi Loan is ideal for those who want flexibility. You can withdraw funds when needed and repay only the amount used, making it more manageable for variable cash needs.
How to Apply
- Visit the PSBank Personal Loan page on Moneymax.
- Submit your desired loan details and documents.
- Get approval and access your funds through PSBank channels.
Information updated for 2025. Details subject to PSBank terms.