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Top 21 Easiest Credit Cards to Get in the Philippines

Venus Zoleta

Venus Zoleta

Last updated December 13, 2023

You can’t deny that owning a credit card means enjoying a convenient life.

Short on cash this pay cut-off? You can still buy your groceries and other essentials with your credit card. Meanwhile, buying big-ticket items, such as the latest gadgets, is not impossible anymore, especially if your card has a 0% installment plan with flexible terms.

However, what stops people from getting credit cards is the approval process. Generally, banks and credit card companies process applications for a month, or even longer. Waiting can be frustrating, especially if you need the card ASAP.

Is there a fast-approval credit card in the Philippines? Yes, of course! Leading banks offer credit cards without a lot of requirements and a stringent application process. 

Here are some of the easiest credit cards to get approved for in the Philippines. 

21 Easiest Credit Cards to Get Approved for in the Philippines

Check out some of the credit cards with the easiest approval in the Philippines:

Credit Card Requirements
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
  • At least 18-70 years old 
  • Filled-out application form 
  • Valid government ID with photo and signature
  • Proof of income
Metrobank Titanium Mastercard®
 METROBANK TITANIUM MASTERCARD
APPLY NOW
  • At least 18 to 70 years old
  • Valid TIN, SSS or GSIS Number
  • Valid ID
  • Active business or residence landline number and mobile number
  • At least 6 months employed as a regular employee or at least 2 years in the current business if self-employed
HSBC Red Mastercard
hsbc red
APPLY NOW
  • At least 21 to 65 years old
  • Proof of identity
  • Proof of residence
  • An existing credit card owned for at least six months
Security Bank Gold Mastercard
Gold_Contactless_2022-2026-1
APPLY NOW
  • Filipino citizen and Philippine resident
  • At least 21 to 65 years old
  • Valid ID
  • Active landline number
  • Employed for at least 1 year or self-employed for at least 3 years
  • For employed: COE / ITR / three-month payslip 
  • For self-employed: ITR / two years' worth of AFS / SEC/DTI Registration
    • Security Bank depositor for at least 12 months
BPI Rewards Card
BPI Rewards Card
APPLY NOW
  • Valid ID 
  • Proof of income or a copy of credit card statement from another bank
PNB Ze-Lo Mastercard
pnb zelo
COMPARE NOW
  • At least 21 to 65 years old
  • Filipino citizen and Philippine resident
  • Valid ID
  • Employed for at least 1 year or self-employed for at least 2 years
  • For employed: COE / three-month pay slip / ITR
  • For self-employed: ITR / AFS / DTI/SEC registration papers

Read on for more details and credit card options.

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Monthly income requirement: ₱15,000

✅ Annual fee: ₱2,500 

✅ Interest rate: 3%

📝 UnionBank Rewards Credit Card application requirements:

  • At least 18-70 years old 
  • Filled-out application form 
  • Valid ID with photo and signature
  • Proof of income 
    • Income Tax Return (ITR) or Certificate of Compensation Payment and Tax Withheld or similar documents
    • Certificate of Employment or Employment Contract
    • Latest three months' payslip
    • BIR Form 2316 or a similar document
    • Proof of pension
    • Latest three months' copy of Bank Statement of Account (SOA) from another bank
  • For foreign residents: Alien Certification of Registration (ACR) or its equivalent document

To secure a UnionBank Rewards Credit Card, you generally just need to fill out the application form and submit a valid ID and proof of income. The minimum income requirement isn't too bad, either! 

Once approved, you can use the card to earn 1 non-expiring rewards point for every ₱30 spend and triple the points when you shop and dine here and abroad. You can then use the points to redeem free merch, cash credits, points transfers, and more. 


🎁 Free Welcome Gift: No Annual Fee for Life Plus Maximum Rewards for U!

moneymax unionbank rewards credit card no annual fee promo

Eligible card: UnionBank Rewards Credit Card

Promo period: Until February 29, 2024

Say goodbye to annual fees forever and hello to next-level rewards with your new UnionBank Rewards Card! Just apply via Moneymax and get approved within the promo period, and then meet the ₱20,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank Rewards Credit Card No Annual Fee Promo runs until February 29, 2024 only. Per DTI Fair Trade Permit No. FTEB-178773 Series of 2023.

Note: The promo is exclusive to applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


Metrobank Titanium Mastercard®

Metrobank Titanium

Monthly income requirement: ₱15,000

✅ Annual fee: ₱2,500 

✅ Interest rate: 3%

📝 Metrobank Titanium Mastercard® application requirements:

  • At least 18 to 70 years old
  • Valid ID
  • Valid TIN, SSS or GSIS Number
  • Active business or residence landline number and active mobile number
  • At least six months employed as a regular employee or at least two years in the current business if self-employed

The Metrobank Titanium Mastercard® has a pretty straightforward list of requirements—no need to collate multiple documents. Plus, with a low minimum income requirement, it's easy to qualify for this card.

Bonus: If you want to avoid annual fees for life, apply for this card until February 29, 2024 and meet an annual spend of ₱180,000. Note that you have to have an existing card with other banks, though. 


🎁 Free Gift from Moneymax: ₱2,500 eGift, Xiaomi Redmi Soundbar, or JBL Wave Beam True Wireless Earbuds 

moneymax metrobank credit card promo - giftaway egift xiaomi redmi soundbar jbl wireless earbuds

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until February 29, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose from a ₱2,500 eGift voucher via Giftaway, a Xiaomi Redmi Soundbar (worth ₱2,499), or JBL Wave Beam True Wireless Earbuds (worth ₱3,799) as your free special gift.

This Moneymax Metrobank eGift/Xiaomi/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184526 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.


HSBC Red Mastercard

HSBC Red Mastercard

Monthly income requirement: ₱16,666

✅ Annual fee: ₱2,500 (waived for the first year for new HSBC credit cardholders)

✅ Interest rate: 3%

📝 HSBC Red Mastercard application requirements:

  • At least 21 to 65 years old
  • Proof of identity, such as valid picture-bearing IDs (SSS/TIN ID, passport, driver’s license, NBI clearance, etc.)
  • Proof of residence: valid ID containing the applicant’s address and utility bills (Electricity, landline, cable TV, or mobile phone bill issued within the last three months and matches the applicant’s permanent and primary address)
  • An existing credit card owned for at least six months

The HSBC Red Mastercard is one of the credit cards with the easiest approval in the Philippines. Despite an active credit card requirement, HSBC credit cards have a low income requirement, making them suitable for millennials and young entrepreneurs. The number of documents needed is also easy to comply with.

If you get approved, you can get 4x rewards points on shopping, dining, online, and overseas spend and earn a 3% rebate when you fuel up at Caltex.


🎁 Free Gift from Moneymax: Giftaway Credits, Infinity Audio Clubz 250, or JBL Tune 520 BT

moneymax hsbc credit card promo - giftaway infinity jbl

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until February 29, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting free welcome gift! Choose from free Giftaway credits worth ₱2,500, Infinity Audio Clubz 250 worth ₱2,599, and JBL Tune 520 BT worth ₱3,349. 

This Moneymax HSBC Giftaway/Infinity Audio/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184120 Series of 2024. Terms and conditions apply. 


Security Bank Gold Mastercard

Security Bank Gold Mastercard

Monthly income requirement: ₱30,000

✅ Annual fee: ₱2,500 (waived for the first year)

✅ Interest rate: 3%

📝 Security Bank Gold Mastercard application requirements:

  • Filipino citizen and Philippine resident
  • At least 21-65 years old
  • Valid ID with photo
  • Active landline number
  • Employed for at least one year or self-employed for at least three years
  • For employed: Signed COE or ITR or three-month payslip with company ID (front/back)
  • For self-employed: ITR and two years' worth of AFS or SEC/DTI Registration
    • Security Bank depositor for at least 12 months

While it has a relatively higher minimum income requirement than most cards on this list, the Security Bank Gold Mastercard still has a short list of application requirements. Plus, you can get your annual fee waived for the first year.

Use this card to earn 1 point for every ₱20 spend and redeem exclusive rewards from the bank's catalog. 


🎁 Free Gift from Moneymax: ₱2,500 eGift, Sony Wireless Headphones, or Nescafe Dolce Gusto Mini Me

security bank welcome gift - egift sony wireless headphones nescafe dolce gusto mini me

Eligible cards: Select Security Bank credit cards

Promo period: Until February 29, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher; Sony WH-CH520 wireless headphones worth ₱3,299; or a Nescafe Dolce Gusto Mini Me Coffee Machine (worth ₱6,990).

This Moneymax Security Bank Giftaway/Sony/Nescafe credit card promo runs until February 29, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-183905 Series of 2024.  Terms and conditions apply


BPI Rewards Card

BPI Rewards Card

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱1,550

✅ Interest rate: 3%

📝 BPI Rewards Card application requirements:

  • Front and back portion of a valid ID with picture
  • Proof of income or a copy of your credit card statement from another bank

With its low annual income requirement, the BPI Rewards Card is the perfect choice for first-timers. Plus, its annual fee of ₱1,550 is one of the lowest in the Philippines.

Make spending more manageable with this card's flexible installment plans of up to 36 months. Plus, you earn 1 BPI point, which you can use to redeem exclusive deals, for every ₱35 spend. Lastly, use this card to take advantage of a variety of year-round perks and discounts. 

Petron BPI Card

Petron BPI Card

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱1,550

✅ Interest rate: 3%

📝 Petron BPI Card application requirements:

  • Front and back portion of a valid ID with picture
  • Proof of income or a copy of your credit card statement from another bank

The Petron BPI Card shares the BPI Rewards Card's annual income and application requirements, making it one of the easiest credit cards to get in the Philippines. However, the Petron BPI credit card is the obvious choice if you're frequently on the road. 

Get a ₱200 fuel voucher when you sign up for this card, earn a 3% rebate when you gas up at participating Petron stations, and enjoy other car-related perks. 

BPI Amore Cashback Card

BPI Amore Cashback Card

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱2,050

✅ Interest rate: 3%

📝 BPI Amore Cashback Card application requirements:

  • Front and back portion of a valid ID with picture
  • Proof of income or a copy of your credit card statement from another bank

While it has a low income requirement, this card comes with plenty of perks! Enjoy exclusive privileges at any Ayala Mall nationwide with this card. You can also earn 4% cashback on your grocery shopping and 1% cashback on medicines and utility bills.

Shopping abroad? Like other BPI credit cards, the BPI Amore Cashback Card offers one of the lowest forex conversion rates at 1.85%. 

Lastly, you can convert your credit limit to cash and pay in installments for up to 36 months. Or avail of cash advance and withdraw up to 30% of your available credit limit.

BPI Edge Card

BPI Edge Card

✅ Monthly income requirement: ₱15,000

✅ Monthly fee: ₱110 (free for the first year)

✅ Interest rate: 3%

📝 BPI Edge Card application requirements:

  • Front and back portion of a valid ID with picture
  • Proof of income 

Among BPI’s regular credit cards, the easiest to apply and get approved for is the Edge Card because of its income requirement and low annual fees. Also, you just need to submit any valid ID and proof of income to BPI.

A slew of perks come with this credit card, too. Earn 1 BPI point with every ₱50 spend, then use your points to redeem rewards and freebies. Enjoy more exclusive deals and discounts with this card. 

PNB Ze-Lo Mastercard

PNB Ze-Lo Mastercard

Monthly income requirement: ₱10,000

Annual fee: No annual fees for life

✅ Interest rate: 2.5%

📝 PNB Ze-Lo Mastercard application requirements:

  • 21 to 65 years old
  • Filipino citizen and Philippine resident
  • Valid ID with picture and signature
  • Employed for at least one year or self-employed for at least two years
  • For employed: Certificate of Employment (with position, date hired, and gross income), latest three months' pay slip, or ITR
  • For self-employed: Latest ITR with BIR, AFS, or DTI/SEC registration papers

With the PNB Ze-Lo Mastercard, the monthly income requirement is not that high, and the documents that you need to submit are easy to collate. It also has one of the lowest interest rates, which makes it an ideal credit card for everyday and recurring expenses, such as groceries. 

But what makes it more attractive is that it doesn’t have annual fees, overlimit fees, and late payment fees. In case you frequently travel abroad, you'll be glad to know this card is globally accepted.

Get a cash advance that’s worth up to 30% of your credit limit. With the card’s Transaction Conversion feature, you can convert your straight payments into low-interest installments.

And if you shop with the bank’s partner merchants, you can avail of the Zero % Affordable Payment Plan, which allows you to enjoy a 0% installment plan with terms of up to 24 months.  

PNB Visa Classic

PNB Visa Classic

✅ Monthly income requirement: ₱10,000

✅ Annual fee: ₱300 (waived for the first year)

✅ Interest rate: 3%

📝 PNB Visa Classic application requirements:

  • 21 to 65 years old
  • Filipino citizen and Philippine resident
  • Valid ID with picture and signature
  • Employed for at least one year or self-employed for at least two years
  • For employed: Certificate of Employment (with position, date hired, and gross income), latest three months' pay slip, or ITR
  • For self-employed: Latest ITR with BIR, AFS, or DTI/SEC registration papers

With a monthly income requirement of at least ₱10,000, this PNB credit card is one of the easiest credit cards to get in the Philippines. The PNB Visa Classic is affordable because of its low annual fee, which is even waived for the first year.

PNB Essentials Mastercard

PNB Essentials Mastercard

✅ Monthly income requirement: ₱10,000

✅ Annual fee: ₱1,200

✅ Interest rate: 3%

📝 PNB Essentials Mastercard application requirements:

  • 21 to 65 years old
  • Filipino citizen and Philippine resident
  • Valid ID with picture and signature 
  • Employed for at least one year or self-employed for at least two years
  • For employed: Certificate of Employment (with position, date hired, and gross income), latest three months' pay slip, or ITR
  • For self-employed: Latest ITR with BIR, AFS, or DTI/SEC registration papers

Like the other PNB credit cards on this list, this card has a low annual fee and annual income requirement.

Plus, with PNB Essentials Mastercard's Card Protect Feature, you can enjoy contactless payments and secure transactions. It offers free purchase protection insurance, free travel insurance, and fraud transaction insurance. 

This credit card also comes in handy if you love traveling. Enjoy global acceptance in-store and online, pay in Philippine pesos for transactions in other countries, and use rewards points to redeem Mabuhay Miles or Cash Credits.

AUB Easy Mastercard

AUB Easy Mastercard-1

Monthly income requirement: ₱21,000

Annual fee: No annual fee for life

Interest rate: 3%

📝 AUB Easy Mastercard application requirements:

  • 21 to 65 years old
  • Filipino citizen 
  • Mobile number, at least one landline phone (residence or office), email address
  • Regular employee working for a duly registered company for at least one year, or self-employed with a duly registered business operating profitably for at least one year
  • For employed: Certificate of Employment, latest ITR, latest one-month pay slip
  • For self-employed: Latest ITR (Form 1707, 1701Q), latest financial statements, and DTI registration (preferably with the applicant’s name)

As its name suggests, the AUB Easy Mastercard doesn’t have complicated requirements and winding application procedures. The bank claims that it’s the only credit card that gives users the freedom to choose when and how much they want to pay―once a month, twice a month, or even weekly.

You can also choose your due date. Moreover, you’ll be given the flexibility to choose a fixed amount based on your frequency of credit card payments.

One of its most appealing benefits is that the annual membership fee is waived for life. Plus, you get to enjoy 0% interest on new purchases with the card. So if you're looking for the easiest credit card to get in the Philippines, consider this one.

AUB Classic Mastercard

AUB Classic Mastercard-1

Monthly income requirement: ₱21,000

Annual fee: No annual fee for life

Interest rate: 3%

📝 AUB Classic Mastercard application requirements:

  • 21 to 65 years old
  • Filipino citizen 
  • Mobile number, at least one landline phone (residence or office), email address
  • Regular employee working for a duly registered company for at least one year, or self-employed with a duly registered business operating profitably for at least one year
  • For employed: Certificate of Employment, latest ITR, latest one-month pay slip
  • For self-employed: Latest ITR (Form 1707, 1701Q), latest financial statements, and DTI registration (preferably with the applicant’s name)

AUB’s budget-tier credit cards generally don’t have complicated requirements. The AUB Easy Mastercard is one good example, but if you’re looking for an upgrade with the same easy and hassle-free application process, the AUB Classic Mastercard is worth considering.

It's also flexible when it comes to payments. You can choose when and how much you want to pay depending on your budget. This means that you can pay your dues on your payday.

But what makes the Classic Mastercard a notch higher than the Easy Mastercard is that it allows you to enroll as many supplementary cards without needing to pay annual fees for life! Sounds promising, right?

AUB Platinum Mastercard

AUB Platinum Mastercard

✅ Monthly income requirement: ₱100,000

✅ Annual fee: No annual fee for life

✅ Interest rate: 3%

📝 AUB Platinum Mastercard application requirements:

  • 21 to 65 years old
  • Filipino citizen 
  • Mobile number, at least one landline phone (residence or office), email address
  • Regular employee working for a duly registered company for at least one year, or self-employed with a duly registered business operating profitably for at least one year
  • For employed: Certificate of Employment, latest ITR, latest one-month pay slip
  • For self-employed: Latest ITR (Form 1707, 1701Q), latest financial statements, and DTI registration (preferably with the applicant’s name)

While it has the highest income requirement on this list, this card has a fuss-free list of requirements applicants can easily comply with. You can also enjoy a waived annual membership fee for life.

It's perfect for frequent shoppers and fliers—you get no interest on new purchases, the option to transfer your rewards points to Mabuhay Miles Frequent Flyer Program, and complimentary airport lounge access when you travel.

As a bonus, you can also enroll as many supplementary cards as you want.

RCBC Classic Mastercard

RCBC Classic Mastercard

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱1,500

✅ Interest rate: 3%

📝 RCBC Classic Mastercard application requirements:

  • Filled-out and signed application form
  • Valid ID with photo and signature
  • Mobile number and work landline
  • Proof of income

You can't go wrong with classics, as proven by the RCBC Classic Mastercard. Thanks to a low income requirement and a straightforward list of documentary requirements, it's one of the easiest credit cards to get approved for in the Philippines.

For as low as ₱36 per spend, you can earn points, which you can then exchange for air miles, rebates, vouchers, and other exciting perks. You even get access to a free budget monitoring tool so you can keep your spending in check. 

RCBC Flex Visa

RCBC Flex Visa

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱1,500

✅ Interest rate: 3%

📝 RCBC Flex Visa application requirements:

  • Filled-out and signed application form
  • Valid ID with photo and signature
  • Mobile number and work landline
  • Proof of income

The RCBC Flex Visa has the same requirements as the Classic Mastercard, but it offers a little more flexibility when it comes to rewards. Earn 2x rewards points on two of your preferred categories, which you can change every billing cycle. Redeem shopping vouchers or cash rebates using your points. 

Frequent traveler? With this card, you get free travel insurance (Travel Plus Lite), purchase protection, and access to the Marhaba/Skyview Airport Lounge. 

RCBC Landmark Anson's Mastercard

RCBC Landmark Ansons

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱960 

✅ Interest rate: 3%

📝 RCBC Landmark Anson's Mastercard application requirements:

  • Filled-out and signed application form
  • Valid ID with photo and signature
  • Mobile number and work landline
  • Proof of income

The RCBC Landmark Anson's Mastercard has a low income requirement, a beginner-friendly annual fee, and a list of requirements that doesn't look too intimidating. 

Once you get approved, you can enjoy a 5% rebate at Landmark and Anson’s every Monday to Friday. You can get also 1 rewards point for every ₱50 spend at the said stores. Accumulate your points to exchange them for exclusive gift certificates or cash credit!

Metrobank M Free Mastercard®

Metrobank M Free Mastercard

✅ Monthly income requirement: ₱15,000

✅ Annual fee: No annual fee for life

✅ Interest rate: 3%

📝 Metrobank M Free Mastercard® application requirements:

  • At least 18 to 70 years old
  • Valid TIN, SSS or GSIS Number
  • Valid ID
  • Active business or residence landline number and active mobile number
  • At least six months employed as a regular employee or at least two years in the current business if self-employed

Want the convenience of a credit card without the annual fees? The Metrobank M Free Mastercard® is perfect for first-time cardholders who love shopping.

Enjoy no annual fees for life, 0% interest installment plans, and other value-added perks. You can also get discounts, free gifts, and great deals with your Metrobank credit card at M Here partner establishments.

It's also a contactless-enabled credit card, so you can enjoy secure and faster paperless payments anywhere with a simple tap on any contactless-enabled card terminals.

China Bank Prime Mastercard 

China Bank Prime Mastercard

✅ Monthly income requirement: ₱20,833

✅ Annual fee: ₱1,500 (free for the first year)

✅ Interest rate: 3%

📝 China Bank Prime Mastercard application requirements:

  • 21 to 65 years old
  • Filipino or foreigner employed and permanently residing in the Philippines
  • Valid ID
  • Valid email address, mobile, and landline number 
  • Existing/active credit card for at least 12 months 
  • Regular employee or with business operations for at least two years 
  • For employed: Latest three months' payslips, original certificate of employment, or latest BIR Form 2316
  • For self-employed: Latest Audited Financial Statements and BIR Form 1701
  • For embassy employees/non-immigrants: Alien Certificate of  Registration (ACR) or I-Card (ICR), valid passport or visa 

While the China Bank Prime Mastercard does require an existing credit card, the other requirements are easy to procure. Plus, the minimum income requirement isn't too bad.

With this everyday credit card, you earn 1 rewards point for every ₱25 qualified spend (every ₱200 for service merchants). It's also perfect if you prefer shopping online, as it comes with a virtual companion card. Lastly, you get to enjoy more shopping perks with a complimentary China Bank-SMAC membership. 

Robinsons Cashback 

Robinsons Cashback

✅ Monthly income requirement: ₱15,000

✅ Annual fee: ₱2,500 

✅ Interest rate: 3.88%

📝 Robinsons Cashback application requirements:

  • 21 to 65 years old
  • Filipino citizen or foreign applicant who has been a permanent resident in the Philippines for the last two years
  • Valid ID
  • Landline number, a postpaid mobile phone, and a valid email address
  • Working or living within a Robinsons Bank serviceable area
  • Employed or with a profitable business for the past two years
  • For employed: Latest ITR, one-month payslip, Certificate of Employment (COE)
  • For self-employed: Latest ITR, Registration of Business Name, bank statements for the last three months
  • For foreign resident: Valid passport, visa or work permit, ACR, ICR, or ACR-1 

The list of application requirements for the Robinsons Cashback card is pretty standard. Plus, it has a low minimum income requirement.

Frequently shop for groceries and other essentials at Robinsons malls? Get bigger savings with this card. Earn up to 3% rebate at Robinsons stores and up to 1% rebate at other shops. Plus, enjoy discounts and promos on select Robinsons Retail brands. 

Security Bank Fast Track Secured Credit Card

Security Bank Fast Track Secured Credit Card

✅ Monthly income requirement: None

✅ Annual fee: ₱2,000 to ₱4,000 (depending on the Security Bank credit card you qualify for; free for the first year)

✅ Interest rate: 3%

📝Security Bank Fast Track application requirements:

  • 21 to 65 years old
  • Accomplished application form
  • Accomplished holdout agreement form
  • Valid ID
  • Home or office landline number
  • Security Bank savings account with at least ₱25,000 hold-out amount or time deposit with at least ₱100,000 hold-out amount

Security Bank’s Fast Track program[1] is a secured credit card that guarantees 100% approval for both new and existing clients of the bank—so consider this if you're looking for a credit card for bad credit in the Philippines.

To get this card without having to submit income documents, simply open a deposit account with the bank and deposit the required minimum hold-out amount for your collateral.

It's also one of the credit cards with the fastest approval in the Philippines—just three days after you submit the required documents! 

Final Thoughts

Gone are the days when credit cards were exclusive to executives and high-income spenders. Thankfully, banks and financial institutions now recognize people’s need for a convenient payment method, thus the uncomplicated application process for the easiest credit cards to get approved for in the Philippines. 

Access to credit cards in the country is evolving, thanks to credit card comparison and application platforms like Moneymax. If you want to compare credit cards with easy approval in order to find the one that suits your lifestyle, our free and easy-to-use platform allows you to do just that.

Compare credit cards with Moneymax

Source: [1] Security Bank Fast Track Secured Credit Card

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Venus has almost 20 years of combined experience in content marketing, SEO, corporate communications, and public relations. Most of her career was spent creating informative articles on personal finance and digital marketing. She also invests in stocks, mutual funds, VUL, and Pag-IBIG MP2. Venus graduated cum laude with a Journalism degree from the University of the Philippines Diliman. A hardcore Hallyu Tita, she loves bingeing Korean shows on Netflix while bonding with her cats. Follow Venus on LinkedIn.

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