rcbc classic mastercard

RCBC Classic Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc classic mastercard

RCBC Classic Mastercard

Too many credit cards to choose from? You can’t go wrong with a classic like the RCBC Classic Mastercard. Earn reward points for every swipe and exchange it for air miles, rebates, vouchers, and other exciting rewards.
  • Earn reward points for as low as ₱36 per spend
  • Convert your points to air miles and other rewards
  • Free travel insurance and purchase protection
  • Free budget monitoring tools to keep your finances in check
  • Ideal for: money-savvy cardholders and frequent flyers
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP180,000
Annual FeeP1,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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You earn one (1) point for every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend.

You can convert your points to redeem the following rewards:
  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

Your RCBC Classic Mastercard comes with free travel insurance of up to ₱50,000. Cool, right?

RCBC’s Purchase Protection program covers the loss and accidental damage of items purchased overseas using your RCBC card up to ₱50,000 or the card’s credit limit, whichever is lower.

You can call RCBC at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to check the status of your application.


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