RCBC Classic Mastercard

Looking for a credit card that suits your needs? Give the classics like the RCBC Classic Mastercard a try. Earn exciting rewards and enjoy exclusive privileges with this RCBC Bankard credit card.

Minimum Annual Income

P180,000

(P15,000 Monthly)

Interest Rate

Annual Fee

P1,500

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Product Summary

RCBC Classic Mastercard

Too many credit cards to choose from? You can’t go wrong with a classic like the RCBC Classic Mastercard. Earn reward points for every swipe and exchange it for air miles, rebates, vouchers, and other exciting rewards.

Earn reward points for as low as ₱36 per spend
Convert your points to air miles and other rewards
Free travel insurance and purchase protection
Free budget monitoring tools to keep your finances in check
Ideal for: money-savvy cardholders and frequent flyers

Existing Credit Card	Required
Landline number	Required
Age	21 to 65 years old
Minimum Annual Income	P180,000

Annual Fee	P1,500 / year
Annual Fee Waiver	Yes
Monthly Effective Interest Rate	3%
Cash Advance Fee	P200 / %

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FAQ

You earn one (1) point for every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend.

You can convert your points to redeem the following rewards:
Air Miles
Cash Rebates
Shopping Vouchers
Cash Credit to Your Credit Card
Deposit to RCBC Bank account
Donations

Your RCBC Classic Mastercard comes with free travel insurance of up to ₱50,000. Cool, right?

RCBC’s Purchase Protection program covers the loss and accidental damage of items purchased overseas using your RCBC card up to ₱50,000 or the card’s credit limit, whichever is lower.