pnb visa classic

PNB Visa Classic

Minimum Annual Income


(P10,000 Monthly)

Interest Rate


Annual Fee


Product Summary

pnb visa classic

PNB Visa Classic

With the PNB Visa Classic credit card, you can enjoy low annual fees not only for yourself but for your supplementary cardholders as well. What’s more, you can use your card securely and safely whether online or in-store because of Card Protect. Use your card anywhere in the world, and enjoy 1% rebate on revolved interest.
  • Enjoy low annual fees on your PNB Visa Classic
  • Receive a 1% rebate on revolved interest
  • Shop and swipe with peace of mind with the Card Protect feature
  • Get billed in Philippine Peso even for your transactions abroad
  • Pay with your PNB Visa Classic online and anywhere in the world
  • Ideal for: credit cardholders who like savings and rebates
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP120,000
Regular Employee
Proof of income
Government-issued ID
Active landline / mobile phone number
Signed Certificate of Employment
Annual FeeP300 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee5%

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You just need to pay your minimum amount due before or on your due date. On your next credit card statement, you will see the revolved interest amount, or the finance charge amount, and your rebate of 1%.

Get in touch with the PNB Cards 24-hour customer service line at (02) 8818-9818. Alternatively, you can also update your contact or personal information by filling out the Cardholder Request Form and emailing it to

It’s not a requirement, but it will be more convenient for you to check your transaction history, your card balances, your credit limit, and the latest PNB credit card promos.

There are no rewards points earned for purchases made on your PNB Classic Visa. However, you get to enjoy rebates on revolved interest.

Please call the PNB Cards customer service line at (02) 8818-9818 or the toll free number at 1800 10 818 9818. You may also download the Dispute Form from the PNB website and send it to


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