Minimum Annual Income
|Existing Credit Card||Not Required|
|Age||21 to 65 years old|
|Minimum Annual Income||P120,000|
|Proof of income|
|Active landline / mobile phone number|
|Signed Certificate of Employment|
|Annual Fee||P300 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||2%|
|Cash Advance Fee||5%|
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You just need to pay your minimum amount due before or on your due date. On your next credit card statement, you will see the revolved interest amount, or the finance charge amount, and your rebate of 1%.
Get in touch with the PNB Cards 24-hour customer service line at (02) 8818-9818. Alternatively, you can also update your contact or personal information by filling out the Cardholder Request Form and emailing it to firstname.lastname@example.org.
It’s not a requirement, but it will be more convenient for you to check your transaction history, your card balances, your credit limit, and the latest PNB credit card promos.
There are no rewards points earned for purchases made on your PNB Classic Visa. However, you get to enjoy rebates on revolved interest.
Please call the PNB Cards customer service line at (02) 8818-9818 or the toll free number at 1800 10 818 9818. You may also download the Dispute Form from the PNB website and send it to email@example.com.
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