RCBC JCB Classic

RCBC JCB Classic

When you’re in the market for your first credit card, you’d want it to cover all the bases. That’s why you should consider the RCBC JCB Classic. Earn rewards with every swipe and use them to redeem rewards, air miles, and other exciting perks.
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Highlights

Annual Fee
₱ 1,500  per year
Rewards Points Baseline
1  point per ₱36
Rewards Points Grocery
1  point per ₱125
Min. Annual Income
₱ 250,000
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3 Offers Available
Xiaomi Redmi Soundbar
Get THIS welcome gift!
Xiaomi Redmi Soundbar

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Band 10
Get THIS welcome gift!
Huawei Band 10

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Emma Foam Pillow
Get THIS welcome gift!
Emma Foam Pillow

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
Get THIS welcome gift!
₱2,000 eGift

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

+ 3 other gift options

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Huawei Band 10
RCBC Latest Promo
Huawei Band 10

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Emma Foam Pillow
RCBC Latest Promo
Emma Foam Pillow

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 eGift
RCBC Latest Promo
₱2,000 eGift

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Things to consider

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Free reward points

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Travel insurance

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Exclusive discounts

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Good for beginners

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱36
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Rewards Points Grocery
1  point per ₱125
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Rewards Points Petrol
1  point per ₱125

Additional Benefits

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Complimentary Travel Insurance
Up to ₱50,000
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Quick Facts

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Earn one (1) reward point for every ₱36 spend

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Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend

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Free travel insurance and purchase protection up to ₱50,000

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Free budget monitoring tools to keep your finances in check

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Ideal for: money-savvy cardholders and first-time cardholders

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 250,000
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Landline requirement
Required
Credit card requirement
Required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Cash Advance Service Charge
₱ 200
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Tags

RCBC JCB Classic RCBC JCB Classic