RCBC JCB Classic

RCBC JCB Classic

When you’re in the market for your first credit card, you’d want it to cover all the bases. That’s why you should consider the RCBC JCB Classic. Earn rewards with every swipe and use them to redeem rewards, air miles, and other exciting perks.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 1,500  per year
Rewards Points Baseline
1  point per ₱36
Rewards Points Grocery
1  point per ₱125
Min. Annual Income
₱ 250,000
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2 Offers Available
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)
Spooktacular Giveaway
Xiaomi Smart Band 8 Xiaomi Smart Band 8 (Spooktacular Raffle Giveaway)

+ 7 other gift options

Promo runs until October 31, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Free reward points

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Travel insurance

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Exclusive discounts

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Good for beginners

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱36
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Rewards Points Grocery
1  point per ₱125
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Rewards Points Petrol
1  point per ₱125

Additional Benefits

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Complimentary Travel Insurance
Up to ₱50,000
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Quick Facts

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Earn one (1) reward point for every ₱36 spend

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Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend

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Free travel insurance and purchase protection up to ₱50,000

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Free budget monitoring tools to keep your finances in check

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Ideal for: money-savvy cardholders and first-time cardholders

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 250,000
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Landline requirement
Required
Credit card requirement
Required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Cash Advance Service Charge
₱ 200
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Tags

RCBC JCB Classic RCBC JCB Classic

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