Minimum Annual Income P120,000 (P10,000 Monthly) | Interest Rate 2% | Annual Fee P1,200 |
Existing Credit Card | Not Required |
Landline number | Not Required |
Age | 21 to 65 years old |
Minimum Annual Income | P120,000 |
Proof of income | 1 |
Government-issued ID | 1 |
Signed Certificate of Employment | 1 |
Annual Fee | P1,200 / year |
Annual Fee Waiver | Yes |
Monthly Effective Interest Rate | 2% |
Cash Advance Fee | 5% |
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You can earn 1 rewards point with every ₱70 you spend with your PNB Essentials Mastercard. Cash Credits and Mabuhay Miles are redeemable in blocks of 500 points and 2,000 points respectively.
With your PNB Essentials Mastercard, you can apply for up to nine (9) supplementary cards. All cards will also enjoy waived annual fees for life.
The fee is ₱200 for cash advance transactions in Philippine Peso and $4 for cash advance transactions in US Dollar. The cash advance amount is up to 30% of your credit limit.
Rewards points earned by your PNB Essentials Mastercard have no expiry provided your account is in good standing. Rewards points for accounts that are suspended or are past due for more than six (6) months will be forfeited automatically.
You can call the PNB Cards 24/7 customer service hotline at (02) 8818-9818 or email to pnbcreditcards@pnb.com.ph. You may also fill out the Rewards Redemption Form and snail mail it to 8F Cards Banking Solutions Group, PNB Financial Center, President Diosdado Macapagal Blvd,. Pasay City, Metro Manila 1300.
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