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PNB Essentials Mastercard

PNB Essentials Mastercard

With the PNB Essentials Mastercard, you earn rewards points which you can exchange for miles or cash credits. Shop anywhere Mastercard is accepted and get billed in Philippine Peso. And swipe knowing that your card is secure with Card Protect!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 1,200  per year
Airmiles - Local Spend
1  Mabuhay Mile per ₱70
Rewards - Base Rate
1  rewards point per ₱70
Min. Annual Income
₱ 120,000
info

Things to consider

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Bonus air miles

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Free reward points

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Installment

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Good for beginners

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Benefits

Airmiles

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Airmiles - Local Spend
1  Mabuhay Mile per ₱70

Rewards

redeem
Rewards - Base Rate
1  rewards point per ₱70
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Quick Facts

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Never pay for annual fees

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Earn rewards points and use to redeem Mabuhay Miles or Cash Credits

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Enjoy global acceptance in-store and online

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Pay in Philippine Peso even for your transactions in other countries

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Enjoy contactless payments and secure transactions with Card Protect

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Ideal for: people who want a reliable, everyday credit card

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 120,000
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Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,200  per year
Annual Fee Waiver
Available
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Monthly Effective Interest Rate
2  %
Cash Advance Fee
5  %

Tags

PNB Essentials Mastercard PNB Essentials Mastercard

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