BPI Gold Rewards Card

Updated: Aug 18, 2026
BPI Gold Rewards Card
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Best for mid-tier rewards seekers
Ideal for
Rewards Seekers
Card benefit
1point per ₱35
Annual Fee
0
Min. Annual Income
₱480,000

Offers

Moneymax Reward up to ₱2,495

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱1,500

Limited time only
gift logo

Worth ₱1,299

Limited time only
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Worth ₱1,890

Limited time only
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Worth ₱1,995

Limited time only
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Worth ₱500

No Minimum Spend Required!

Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.

  • ₱1,500 Voucher (by Giftaway)
  • EWA A117 Mini Bluetooth MagSafe Speaker (worth ₱1,299)
  • 1x Apple AirTag (worth ₱1,890)
  • Anker Zolo Powerbank (10000mAh, 30W) (worth ₱1,995)

BPI Double Rewards Promo: No Annual Fee for Life + Bonus eGC

Apply for eligible BPI Credit Cards and get Waived Annual Fees for Life and a bonus eGC when you meet spend requirements. Promo runs until December 15, 2026 only.

  • No Annual Fees for Life + up to ₱500 Bonus eGC

Highlights

Moneymax's Take

Earn one (1) reward point for every ₱35 spend
Avail flexible installment plans with terms up to 36 months
Free travel insurance up to ₱10 million

Things to Consider

Shopping points
Travel insurance
Insurance installment

Benefits

Rewards Points
1 point per ₱35

Fees & Charges

Annual Fee
0
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
1.85 %

Interest Rate
3 %
Over Limit Charge
No Charge
Card Replacement Fee
₱ 400

Eligibility

Min. Annual Income
₱ 480,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number


Signed Certificate of Employment.

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp

Check on more BPI card options

BPI Amore Cashback Card
BPIBPI Amore Cashback Card
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BPI Amore Platinum Cashback Card
BPIBPI Amore Platinum Cashback Card
Apply Now
BPI Edge Mastercard
BPIBPI Edge Mastercard
Apply Now
Promo Code
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Annual Fee
0
0
₱1320 per year
Cashback Local
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Airmiles Base Rate
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