BPI Gold Rewards Card

BPI Gold Rewards Card

Looking for a credit card that can keep up with your lifestyle? The BPI Gold Rewards Card could be perfect for you. Earn one (1) reward point for every ₱35 spend and avail exclusive shopping, dining, and travel perks all year round with every swipe.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Complimentary Travel Insurance
Up to ₱10,000,000
Annual Fee
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Rewards Points
1  point per ₱35
Min. Annual Income
₱ 480,000
2 Offers Available
₱2,000 eGift
No Minimum Spend Required!
₱2,000 eGift

+ 3 other gift options

Promo runs until March 15, 2026. Per DTI Fair Trade Permit No. FTEB-248512 Series of 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

₱8,888 eGift
Apply now and get 1 raffle entry
₱8,888 eGift

+ 7 other gift options

Promo runs until February 28, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Shopping points

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Travel insurance

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Insurance installment

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Exclusive discounts

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Benefits

Rewards

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Rewards Points
1  point per ₱35
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Quick Facts

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Earn one (1) reward point for every ₱35 spend

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Avail flexible installment plans with terms up to 36 months

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Free travel insurance up to ₱10 million

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Enjoy a whole roster of discounts all year round

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Ideal for: cardholders looking for premium perks

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 480,000
Landline requirement
Required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number


Signed Certificate of Employment.

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
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Fees / Repayment

Fees & Charges

Annual Fee
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Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
3  %
Cash Advance Service Charge
₱ 200
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Forex Conversion Rate
1.85  %
Over Limit Charge
$ No Charge

Tags

BPI Gold Rewards Card BPI Gold Rewards Card

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