BPI Gold Rewards Card

BPI Gold Rewards Card

Looking for a credit card that can keep up with your lifestyle? The BPI Gold Rewards Card could be perfect for you. Earn one (1) reward point for every ₱35 spend and avail exclusive shopping, dining, and travel perks all year round with every swipe.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Complimentary Travel Insurance
Up to ₱10,000,000
Annual Fee
₱ 0  (No Annual Fee)
info
Rewards Points
1  point per ₱35
Min. Annual Income
₱ 480,000
4 Offers Available
Receive 1x chance to open a Mystery Box!
Summer Blind Box Campaign
Receive 1x chance to open a Mystery Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.
₱50,000 eGift
Moneymax Swipe Into Summer Campaign
MMX (50K eGift via Giftaway) ₱50,000 eGift

Promo is valid until May 31, 2026. Per DTI Fair Trade Permit No. 257109  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

₱2,000 Giftaway Voucher
No Minimum Spend Required!
₱2,000 Giftaway Voucher

+ 3 other gift options

Promo runs until May 31, 2026. Per DTI Fair Trade Permit No. FTEB-248512 Series of 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

No Annual Fee
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Annual Membership Fee Waiver No Annual Fee

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Welcome Gift ₱6,000 eGCs
Back-to-Back Perks: Welcome Gift + Annual Fee Waiver
Welcome Gift Value with Min. Spend ₱30,000 Welcome Gift ₱6,000 eGCs

Promo runs until June 30, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered

Things to consider

check

Shopping points

check

Travel insurance

check

Insurance installment

check

Exclusive discounts

sentiment_satisfied

Benefits

Rewards

redeem
Rewards Points
1  point per ₱35
sports_score

Quick Facts

check_circle

Earn one (1) reward point for every ₱35 spend

check_circle

Avail flexible installment plans with terms up to 36 months

check_circle

Free travel insurance up to ₱10 million

check_circle

Enjoy a whole roster of discounts all year round

check_circle

Ideal for: cardholders looking for premium perks

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 480,000
Landline requirement
Required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number


Signed Certificate of Employment.

  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 0  (No Annual Fee)
info
Annual Fee Waiver
Yes
info
Interest Rate
3  %
Interest on Cash Advance
3  %
Cash Advance Service Charge
₱ 200
info
Forex Conversion Rate
1.85  %
Over Limit Charge
$ No Charge

Tags

BPI Gold Rewards Card BPI Gold Rewards Card

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at  6th Floor – Units D and E Uptown Bonifacio Tower 1, 36th Street corner 11th Avenue, Uptown Bonifacio, Taguig City, 1634. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.