HSBC Red Mastercard

HSBC Red Mastercard

Earn more rewards in every swipe with your HSBC Red Mastercard! Get 4x reward points on shopping, dining, online, and overseas spend, earn 3% rebate on Caltex fuel spend, and enjoy exclusive perks and discounts worldwide.
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Highlights

Min. Annual Income
₱ 200,000
Rewards - Dining Spend
4  points per ₱20
Rewards - Retail Spend
4  points per ₱20
Annual Fee
₱ 2,500  per year
Offer Available
No annual fees for life!
Enjoy No Annual Fees or Get a Welcome Gift!
No annual fees for life!

+ 3 other gift options

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. For the No Annual Fee for Life promo, make a minimum spend of ₱18,000 within 60 days from card delivery date to avail of the gift. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until June 30, 2024. Per DTI Fair Trade Permit No. FTEB-192974. Series of 2024.
  • HSBC No Annual Fee Promo: Promo runs until June 30, 2024. Per DTI Fair Trade Permit No. FTEB-192701. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

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Benefits

Cashback

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Cash Back - Retail Spend
Up to 6  %
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Rewards

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Rewards - Base Rate
1  point per ₱20
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Rewards - Overseas Spend
4  points per ₱20
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Rewards - Online Shopping
4  points per ₱20
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Rewards - Retail Spend
4  points per ₱20
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Rewards - Dining Spend
4  points per ₱20
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Quick Facts

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4x reward points on online, shopping, dining, and overseas spend

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Earn 1 reward point for every ₱20 spend

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6% rebate on your first Caltex fuel spend; 3% rebate year-round

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Ideal for: online shopping and dining worldwide

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
65  years old
Min. Annual Income
₱ 200,000
Landline Required
Not required
Credit Card Required
Required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Available
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Fee
₱ 200
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Minimum Amount Due
₱ 500
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Tags

HSBC Red Mastercard HSBC Red Mastercard