Metrobank World Mastercard

Metrobank World Mastercard

Apply for a Metrobank World Mastercard® today and experience a new level of luxury. Enjoy luxury dining discounts and a competitive rewards multiplier for overseas spend. Become a VIP today!
layers

Highlights

Annual Fee
₱ 6,000
info
Rewards - Overseas Spend
2  reward points
info
Rewards - Base Rate
1  point per ₱20
info
Min. Annual Income
₱ 1,500,000
info
3 Offers Available
Receive 1x chance to open a Mystery Box!
Summer Blind Box Campaign
Receive 1x chance to open a Mystery Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.
Samsung Galaxy Buds Core (worth ₱2,690)
Metrobank Exclusive Offer
Samsung Galaxy Buds Core (worth ₱2,690)

+ 3 other gift options

Promo runs until May 31, 2026. DTI Fair Trade Permit No. FTEB-247533 Series of 2026. T&Cs apply. Disclaimer: For higher chances of approval, applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months.

₱50,000 eGift
Moneymax Swipe Into Summer Campaign
MMX (50K eGift via Giftaway) ₱50,000 eGift

Promo is valid until May 31, 2026. Per DTI Fair Trade Permit No. 257109  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

Things to consider

check

No Annual Fee

check

Free reward points

check

Fine dining

remove

High income requirement

sentiment_satisfied

Benefits

Airmiles

flight
Airmiles - Overseas Spend
₱ 25  per mile

Rewards

redeem
Rewards - Base Rate
1  point per ₱20
info
shoppingmode
Rewards - Overseas Spend
2  reward points
info
dining
Rewards - Dining Spend
Up to 50  %
info
sports_score

Quick Facts

check_circle

Get 2x reward points for international purchases

check_circle

Earn 1 reward point for every ₱20 spend

check_circle

Enjoy up to 50% off on luxury dining deals

check_circle

Ideal for: frequent travelers and premium perk seekers

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 1,500,000
info
Landline Required
Not required
Credit Card Required
Required
Required Documents

Regular Employee

  • Government-issued ID: Should include date of birth and visible signature.
  • Proof of income: For applicants without credit cards from other banks: a copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.


Self-Employed

  • Government-issued ID: Should include date of birth and visible signature.
  • Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 6,000
info
Annual Fee Waiver
Yes
info
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
1  %
Cash Advance Fee
₱ 200
info
Minimum Amount Due
5  %
info

Tags

Metrobank World Mastercard Metrobank World Mastercard