RCBC Flex Visa

Updated: Aug 18, 2026
Best for new rewards users who want category boosts
RCBC Flex Visa
Apply now
Ideal for
Rewards Seekers
Card benefit
1- points per ₱50
Annual Fee
₱0 (No Annual Fee)
Min. Annual Income
₱250,000

Highlights

Moneymax's Take

Earn 2x rewards points on two preferred categories
Change your preferred categories once every billing cycle
Exchange your rewards points for shopping vouchers or redeem as cash rebates

Things to Consider

Dining points
Shopping points
Travel insurance

Benefits

Rewards Points Dining
2 point per ₱50
Rewards Points Baseline
1 point per ₱125
Rewards Points Transport
2 point per ₱50
Rewards Points Travel
2 point per ₱50
Rewards Drugstore
1 point per ₱125
Rewards Petrol
1 point per ₱125

Fees & Charges

Annual Fee
₱ 0 (No Annual Fee)
Cash Advance Service Charge
₱ 200

Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 250,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits

Check on more RCBC card options

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RCBC Airmiles Visa Signature
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Promo Code
Annual Fee
₱3600 per year
₱4800
₱5500 per year
Cashback Local
Airmiles Base Rate

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