RCBC Flex Visa

RCBC Flex Visa

Spending is definitely more rewarding with an RCBC Flex Visa credit card. Apart from earning 2x rewards points on dining, clothing, travel, or transportation spend, you also get free travel insurance with this card. Now you have a card you can flex to everyone.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Complimentary Travel Insurance
Free
Annual Fee
₱ 1,500  per year
Rewards Points Dining
2  point per ₱50
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Min. Annual Income
₱ 250,000
3 Offers Available
No annual fees for life!
RCBC No Annual Fee Promo
No annual fees for life!

Promo runs until September 30, 2025. Per DTI Fair Trade Permit No. FTEB-221218. Series of 2025. Please refer to the promo page for more details. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Redmi Soundbar
Get THIS welcome gift!
Xiaomi Redmi Soundbar

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Band 10
Get THIS welcome gift!
Huawei Band 10

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Emma Foam Pillow
Get THIS welcome gift!
Emma Foam Pillow

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
Get THIS welcome gift!
₱2,000 eGift

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

No annual fees for life!
Get THIS welcome gift!
No annual fees for life!

Promo runs until September 30, 2025. Per DTI Fair Trade Permit No. FTEB-221218. Series of 2025. Please refer to the promo page for more details. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Dining points

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Shopping points

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Travel insurance

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Airport lounge

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱50
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dining
Rewards Points Dining
2  point per ₱50
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commute
Rewards Points Transport
2  point per ₱50
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luggage
Rewards Points Travel
2  point per ₱50
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Rewards Department Store
2  point per ₱50
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Additional Benefits

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Complimentary Travel Insurance
Free
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Quick Facts

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Earn 2x rewards points on two preferred categories

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Change your preferred categories once every billing cycle

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Exchange your rewards points for shopping vouchers or redeem as cash rebates

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With free travel insurance (Travel Plus Lite) and purchase protection

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Get access to the Marhaba/Skyview Airport Lounge

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Ideal for: shoppers who want financial flexibility

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 250,000
Landline requirement
Required
Credit card requirement
Required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Cash Advance Service Charge
₱ 200
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Tags

RCBC Flex Visa RCBC Flex Visa

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