UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱  (No Annual Fee)
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Min. Annual Income
₱ 180,000
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Rewards - Dining Spend Local/Overseas
3  reward points
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Rewards - Retail Spend
3  reward points
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Offer Available
Giftaway Credit worth ₱3,000
Moneymax UnionBank May Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

  • Promo is valid from May 15, 2026 to September 15, 2026.
  • Applicant must be a New-to-Bank applicant and an existing card holder from a different card provider registered under the Credit Bureau TransUnion Philippines.
  • Per DTI Fair Trade Permit No. FTEB-256643 Series of 2026.
  • Terms and Conditions apply.

Things to consider

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No annual fee

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Free reward points

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Accelerated rewards

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Benefits

Rewards

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Rewards - Dining Spend Local/Overseas
3  reward points
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Rewards - Retail Spend
3  reward points
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redeem
Rewards - Base Rate
1  point per ₱30
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Quick Facts

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Earn 3x non-expiring reward points when you shop and dine here and abroad.

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Earn 1 non-expiring reward point for every ₱30 spend.

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Redeem cash credits, merchandise, gadgets, points transfers, and MORE!

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Ideal for: cardholders who frequently shop and dine locally and overseas.

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Eligibility

Eligibility criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
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Fees / Repayment

Fees & Charges

Annual Fee
₱  (No Annual Fee)
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Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Service Charge
₱ 200
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Minimum Amount Due
₱ 500
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Tags

UnionBank Rewards Credit Card UnionBank Rewards Credit Card

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