UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 180,000
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Annual Fee
₱ 2,500
Rewards - Dining Spend Local/Overseas
3  reward points
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Rewards - Retail Spend
3  reward points
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3 Offers Available
Supremo Ultra HD Pocket Action Camera
Moneymax UnionBank JanuaryWelcome Gift Campaign
Supremo Ultra HD Pocket Action Camera

+ 5 other gift options

Promo runs until February 15 2026. Per DTI Fair Trade Permit No. FTEB-245684 Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

Moneymax Holiday Bonanza Raffle
Apply now and get 1 raffle entry
Moneymax Holiday Bonanza Raffle

+ 12 other gift options

Promo runs until January 31, 2026. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

15,000 AirAsia Points
UB Welcome Offer
15,000 AirAsia Points

No Annual Fee For Life when you spend ₱20,000 in the first 60 days. Per DTI Fair Trade Permit No. FTEB-212281 Series of 2026. Terms and Conditions Apply.

Things to consider

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No annual fee

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Free reward points

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Accelerated rewards

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Benefits

Rewards

dining
Rewards - Dining Spend Local/Overseas
3  reward points
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Rewards - Retail Spend
3  reward points
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redeem
Rewards - Base Rate
1  point per ₱30
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Quick Facts

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Earn 3x non-expiring reward points when you shop and dine here and abroad.

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Earn 1 non-expiring reward point for every ₱30 spend.

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Redeem cash credits, merchandise, gadgets, points transfers, and MORE!

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Ideal for: cardholders who frequently shop and dine locally and overseas.

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Eligibility

Eligibility criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Service Charge
₱ 200
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Minimum Amount Due
₱ 500
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Tags

UnionBank Rewards Credit Card UnionBank Rewards Credit Card

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