UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 180,000
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Annual Fee
Free
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Rewards - Dining Spend
3  reward points
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Rewards - Retail Spend
3  reward points
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11 Offers Available
Samsung Soundbar HW-T420/XP
WIN a Samsung Soundbar HW-T420/XP
Samsung Soundbar HW-T420/XP

Earn 1 raffle entry for a chance to win a Samsung Soundbar HW-T420/XP when you apply and are considered eligible for selected credit cards via Moneymax!

Moneymax 14 Days of Giving Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-198483. Series of 2024. See terms and conditions here.

GoPro Hero 12
WIN a GoPro Hero 12!
GoPro Hero 12

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Dyson Airstrait
WIN a Dyson Airstrait!
Dyson Airstrait

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

M3 MacBook Air 15-inch
WIN a M3 MacBook Air!
M3 MacBook Air 15-inch

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Vespa S 125
WIN a Vespa S125!
Vespa S 125

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. See terms and conditions here.

Apple Airpods 2
Get THIS welcome gift!
Apple Airpods 2

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus

  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

JBL Tune 720BT
Get THIS welcome gift!
JBL Tune 720BT

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus

  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

Marshall Emberton II
Get THIS welcome gift!
Marshall Emberton II

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus

  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

Dolce Gusto Genio S Plus
Get THIS welcome gift!
Dolce Gusto Genio S Plus

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus

  • 1 raffle entry to our 10th anniversary promo when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

₱4,000 cash credits
Get THIS welcome gift!
₱4,000 cash credits

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus

  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

No annual fees for life!
No annual fees for life!
No annual fees for life!

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱2,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

  • Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.
  • UnionBank No Annual Fee Promo: Promo runs until September 30, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Terms and conditions apply.

Things to consider

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No annual fee

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Free reward points

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Accelerated rewards

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Benefits

Rewards

dining
Rewards - Dining Spend
3  reward points
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barcode_reader
Rewards - Retail Spend
3  reward points
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redeem
Rewards - Base Rate
1  point per ₱30
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shopping_cart
Rewards - Online Shopping
3  reward points
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Quick Facts

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Earn 3x non-expiring reward points when you shop and dine here and abroad.

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Earn 1 non-expiring reward point for every ₱30 spend.

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Redeem cash credits, merchandise, gadgets, points transfers, and MORE!

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Ideal for: cardholders who frequently shop and dine locally and overseas.

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Eligibility

Eligibility criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
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Fees / Repayment

Fees & Charges

Annual Fee
Free
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Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Service Charge
₱ 200
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Minimum Amount Due
₱ 500
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Tags

UnionBank Rewards Credit Card UnionBank Rewards Credit Card

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