UnionBank Rewards Visa Platinum Credit Card
Updated: Aug 18, 2026
Ideal for
Shopping and Dining
Card benefit
1- 3 reward point per ₱30
Annual Fee
No Annual Fee
Min. Annual Income
₱180,000
Highlights
Moneymax's Take
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Things to Consider
No annual fee
Free reward points
Accelerated rewards
Fees & Charges
Annual Fee
₱ (No Annual Fee)
Cash Advance Service Charge
₱ 200
Monthly Effective Interest Rate
3 %
Eligibility
Min. Annual Income
₱ 180,000
Minimum Age
21 years old
Regular Employee
- Government-issued ID: Passport
- Signed Certificate of Employment
- Valid TIN / SSS / GSIS or UMID number
- Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Related pages
Credit Cards by UnionBank
Credit cards can sometimes be complicated to use, even if they should make life easier. Good thing UnionBank credit cards are uncomplicated accessories because of their wide selection of cards that suit different lifestyles. Everyone is represented with UnionBank credit cards: the online shopper, the gamer, the traveler, the premium perk seeker, and the classic card lovers, among others. If you’re looking for specific features like rewards and cash back, there are also cards for you. So pick the best one for you and start your UnionBank credit card application online!