RCBC Classic Mastercard

RCBC Classic Mastercard

Too many credit cards to choose from? You can’t go wrong with a classic like the RCBC Classic Mastercard. Earn reward points for every swipe and exchange it for air miles, rebates, vouchers, and other exciting rewards.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 1,500  per year
Rewards Points Baseline
1  point per ₱36
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Min. Annual Income
₱ 250,000
2 Offers Available
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

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+ 7 other gift options

Promo runs until October 31, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Free reward points

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Travel insurance

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Exclusive discounts

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Good for beginners

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱36
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Additional Benefits

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Complimentary Travel Insurance
Free
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Quick Facts

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Earn reward points for as low as ₱36 per spend

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Convert your points to air miles and other rewards

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Free travel insurance and purchase protection

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Free budget monitoring tools to keep your finances in check

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Ideal for: money-savvy cardholders and frequent flyers

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 250,000
Landline requirement
Required
Credit card requirement
Required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Cash Advance Service Charge
₱ 200
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Tags

RCBC Classic Mastercard RCBC Classic Mastercard

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