Security Bank World Mastercard

Updated: Aug 18, 2026
Security Bank World Mastercard
Best for frequent travelers & high earners
Ideal for
Frequent Traveler
Card benefit
3points per ₱20
Annual Fee
₱5,000 per year
Min. Annual Income
₱3,000,000

Highlights

Moneymax's Take

Waived annual fee on the first year.
Earn 3x points for every ₱20 spend.
Membership to more than 1,000 lounges in over 500 airports worldwide.

Things to Consider

Shopping points
Travel insurance
Airport lounge

Benefits

Rewards - Base Rate
3 point per ₱20

Fees & Charges

Annual Fee
₱ 5,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 3,000,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Signed Certificate of Employment
  • Proof of income: 1 month payslip or ITR


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Deposit account: Must be a Security Bank depositor for at least 1 year
  • Audited Financial Statements: In the last 2 years
  • Business registration/permits: SEC/DTI Registration

Check on more Security Bank card options

Security Bank Gold Mastercard
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Apply Now
Security Bank Platinum Mastercard
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Promo Code
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Annual Fee
₱2500 per year
₱4000 per year
Cashback Local
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Airmiles Base Rate
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