RCBC Black Card Platinum Mastercard

RCBC Black Card Platinum Mastercard

Upgrade your credit card experience to platinum with the RCBC Black Card Platinum Mastercard! Earn reward points for as low as P30 and earn 5x on every overseas spend, either in-store or online. Plus, enjoy premium travel perks like free travel insurance and free access to airport lounges worlwide.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,600  per year
Rewards - Overseas Spend
5  point per ₱30
Rewards - Online Shopping
3  point per ₱30
Min. Annual Income
₱ 1,000,000
Offer Available
Xiaomi Redmi Soundbar
Get THIS welcome gift!
Xiaomi Redmi Soundbar

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Band 10
Get THIS welcome gift!
Huawei Band 10

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Emma Foam Pillow
Get THIS welcome gift!
Emma Foam Pillow

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
Get THIS welcome gift!
₱2,000 eGift

Promo runs until July 31, 2025. Per DTI Fair Trade Permit No. FTEB-229709. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Shopping points

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Online shopping points

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Travel insurance

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱30
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Rewards - Overseas Spend
5  point per ₱30
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Rewards - Online Shopping
3  point per ₱30
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Quick Facts

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Non-expiring reward points.

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Free Travel Insurance up to ₱1,000,000.

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Free Purchase Protection up to P50,000.

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Free access to Marhaba/Skyview Lounge at NAIA Terminal 3.

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0% installment for your purchases abroad.

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Eligibility

Eligibility Criteria

Minimum Age
65  years old
Maximum Age
65  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

RCBC Black Card Platinum Mastercard RCBC Black Card Platinum Mastercard

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