Metrobank Titanium Mastercard

Updated: Aug 18, 2026
Best for everyday online, dept-store & dining spenders
Metrobank Titanium Mastercard
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Ideal for
Everyday Shopper
Card benefit
1- 2 points per ₱20
Annual Fee
No Annual Fee - limited-time offer!
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱4,300

Apply through Moneymax and choose from 5 premium rewards
Limited time only
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Worth ₱4,300

Limited time only
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Worth ₱2,999

Limited time only
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Worth ₱2,700

Limited time only
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Worth ₱3,000

Limited time only
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No annual fees for life!

Moneymax Metrobank Choose Your Gift Campaign

Apply for eligible Metrobank Credit Cards via Moneymax and choose your welcome gift when you get approved! Promo runs for a LIMITED time only.

  • Kyowa Digital Air Fryer (worth ₱4,300)
  • Philips Neck Pillow Massager
  • Xiaomi Mi Smart Speaker (worth ₱2,700)
  • ₱3,000 Voucher (via Giftaway)

No Annual Fee for Life!

For a limited time only, apply for the Metrobank Titanium Mastercard® via Moneymax and get No Annual Fee For Life when you activate your card and meet the minimum spend!

  • No annual fees for life!

Highlights

Moneymax's Take

Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank

Things to Consider

No annual fee
Dining points
Free reward points

Benefits

Airmiles - Overseas Spend
₱ 25 per mile

Rewards - Online Spend
2 reward points
Rewards - Dining Spend
2 reward points
Rewards - Base Rate
1 point per ₱20
Rewards - Overseas Spend
2 reward points

Fees & Charges

Annual Fee
No Annual Fee - limited-time offer!
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID: Should contain your date of birth and a visible signature
  • Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.


Self-Employed

  • Government-issued ID: Should contain your date of birth and a visible signature.
  • Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.

Check on more Metrobank card options

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Metrobank Platinum Mastercard®
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Metrobank Rewards Plus Visa
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Promo Code
Annual Fee
₱3500
₱5000
₱0 (No Annual Fee)
Cashback Local
Airmiles Base Rate