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See all top credit cards in the Philippines

Know your options. Check out the credit cards offered by top banks in the Philippines. 

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FEATURED PRODUCT
UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

6 Offers Available

Get THIS welcome gift!
Dolce Gusto Genio S Plus
Dolce Gusto Genio S Plus

Valid until

30 June 2024

Get THIS welcome gift!
JBL Tune 720BT
JBL Tune 720BT

Valid until

30 June 2024

Get THIS welcome gift!
Marshall Emberton II
Marshall Emberton II

Valid until

30 June 2024

Get THIS welcome gift!
Apple Airpods 2
Apple Airpods 2

Valid until

30 June 2024

Get THIS welcome gift!
₱4,000 cash credits
₱4,000 cash credits

Valid until

30 June 2024

No annual fees for life!
No annual fees for life!
No annual fees for life!

Valid until

30 June 2024

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

FEATURED PRODUCT
HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Enjoy No Annual Fees or Get a Welcome Gift!
No annual fees for life!
No annual fees for life!

+ 3 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

FEATURED PRODUCT
Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

No Annual Fees for Life + A Welcome Gift!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

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No annual fee

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Dining points

check

Free reward points

Security Bank Gold Mastercard

Security Bank Gold Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 360,000
Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Free rewards points

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No Annual Fee

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Nice card face

HSBC Gold Visa Cash Back

HSBC Gold Visa Cash Back

Annual Fee
₱ 2,500  per year
info
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Enjoy No Annual Fees or Get a Welcome Gift!
No annual fees for life!
No annual fees for life!

+ 3 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Retail discount

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Petrol rebate

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Dining rebate

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Credit card required

RCBC Mango Mastercard

RCBC Mango Mastercard

Annual Fee
₱ 1,200  per year
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Things to consider for this product:

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Shopping points

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Installment

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Exclusive discounts

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Online shopping points

PNB Visa Gold

PNB Visa Gold

Annual Fee
₱ 600  per year
Min. Annual Income
₱ 600,000
info
Monthly Effective Interest Rate
2  %

Things to consider for this product:

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Travel insurance

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Installment

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Exclusive discounts

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No rewards

Security Bank Complete Cashback Platinum Mastercard

Security Bank Complete Cashback Platinum Mastercard

Annual Fee
₱ 3,000  per year
info
Min. Annual Income
₱ 780,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

No-brainer rebate

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Petrol rebate

check

Supermarket rebate

HSBC Red Mastercard

HSBC Red Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3  %

Offer Available

Enjoy No Annual Fees or Get a Welcome Gift!
No annual fees for life!
No annual fees for life!

+ 3 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

Accelerated rewards

check

Shopping points

check

Dining points

remove

Credit card required

Metrobank Platinum Mastercard®

Metrobank Platinum Mastercard®

Annual Fee
₱ 5,000
info
Min. Annual Income
₱ 700,000
info
Monthly Effective Interest Rate
3  %

Offer Available

FREE Welcome Gift + 240,000 Points!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

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No Annual Fee

check

Free reward points

check

Dining discount

remove

High income requirement

Security Bank World Mastercard

Security Bank World Mastercard

Annual Fee
₱ 5,000  per year
Min. Annual Income
₱ 3,000,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

Shopping points

check

Travel insurance

check

Airport lounge

remove

High income requirement

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Offer Available

No Annual Fees for Life + A Welcome Gift!
₱2,500 eGift
₱2,500 eGift

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

No annual fee

check

Dining points

check

Free reward points

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Annual Fee
₱ 4,000  per year
Min. Annual Income
₱ 780,000
Monthly Effective Interest Rate
3  %

Offer Available

Get a FREE welcome gift!
Sony WH-CH520 Wireless Headphones
Sony WH-CH520 Wireless Headphones

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

Travel insurance

check

Airport lounge

check

Shopping points

remove

High income requirement

Metrobank World Mastercard®

Metrobank World Mastercard®

Annual Fee
₱ 6,000
Min. Annual Income
₱ 1,500,000
info
Monthly Effective Interest Rate
3  %

Offer Available

FREE Welcome Gift + 300,000 Points!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

+ 2 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

No Annual Fee

check

Free reward points

check

Fine dining

remove

High income requirement

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Free reward points

remove

High income requirement

RCBC Unionpay Diamond Card

RCBC Unionpay Diamond Card

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

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Bonus air miles

check

Travel insurance

remove

High income requirement

Bank of Commerce Gold Mastercard

Bank of Commerce Gold Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 455,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Installment

check

Dining points

check

Shopping points

check

Exclusive discounts

Robinsons Bank DOS Mastercard

Robinsons Bank DOS Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 180,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Free reward points

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Exclusive discounts

check

Good for beginners

RCBC Gold Mastercard

RCBC Gold Mastercard

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

Free reward points

check

Travel insurance

remove

High income requirement

remove

Credit card required

UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 360,000
Monthly Effective Interest Rate
3  %

5 Offers Available

Get THIS welcome gift!
₱4,000 cash credits
₱4,000 cash credits

Valid until

30 June 2024

Get THIS welcome gift!
Apple Airpods 2
Apple Airpods 2

Valid until

30 June 2024

Get THIS welcome gift!
JBL Tune 720BT
JBL Tune 720BT

Valid until

30 June 2024

Get THIS welcome gift!
Marshall Emberton II
Marshall Emberton II

Valid until

30 June 2024

Get THIS welcome gift!
Dolce Gusto Genio S Plus
Dolce Gusto Genio S Plus

Valid until

30 June 2024

Things to consider for this product:

check

Online shopping points

check

Online shoppping discount

check

Exclusive discounts

UnionBank Platinum Visa Card

UnionBank Platinum Visa Card

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3  %

5 Offers Available

Get THIS welcome gift!
₱4,000 cash credits
₱4,000 cash credits

Valid until

30 June 2024

Get THIS welcome gift!
Apple Airpods 2
Apple Airpods 2

Valid until

30 June 2024

Get THIS welcome gift!
JBL Tune 720BT
JBL Tune 720BT

Valid until

30 June 2024

Get THIS welcome gift!
Marshall Emberton II
Marshall Emberton II

Valid until

30 June 2024

Get THIS welcome gift!
Dolce Gusto Genio S Plus
Dolce Gusto Genio S Plus

Valid until

30 June 2024

Things to consider for this product:

check

Travel points

check

Airport lounge

check

Travel insurance

Robinsons Cashback

Robinsons Cashback

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 180,000
info
Monthly Effective Interest Rate
3  %

Things to consider for this product:

check

No-brainer rebate

check

Department store rebate

check

Installment

check

Exclusive discounts

Maybank Gold Visa

Maybank Gold Visa

Annual Fee
₱ 2,500  per year
info
Min. Annual Income
₱ 420,000
Monthly Effective Interest Rate
3  %