Security Bank Platinum Mastercard

Updated: Aug 18, 2026
Best for travelers needing lounge + insurance
Security Bank Platinum Mastercard
Ideal for
Travel Insurance + Lounge
Card benefit
2points per ₱20
Annual Fee
₱4,000 per year
Min. Annual Income
₱780,000

Highlights

Moneymax's Take

Earn 2 reward points for every ₱20 spend.
Free travel insurance up to ₱10 million.
Free online purchase protection up to $200.

Things to Consider

Travel insurance
Airport lounge
Shopping points

Benefits

Rewards - Base Rate
2 points per ₱20

Fees & Charges

Annual Fee
₱ 4,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 780,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Signed Certificate of Employment
  • Proof of income: 1 month payslip or ITR

 

Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Deposit account: Must be a Security Bank depositor for at least 1 year
  • Audited Financial Statements: In the last two years
  • Business registration/permits: SEC/DTI Registration

Check on more Security Bank card options

Security Bank Gold Mastercard
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Security Bank World Mastercard
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Promo Code
Annual Fee
₱2500 per year
₱5000 per year
Cashback Local
Airmiles Base Rate

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