Metrobank Cashback Visa
Updated: Aug 18, 2026
Ideal for
Everyday Essential Shopper
Card benefit
0.2- 5 % cashback
Annual Fee
₱3,500
Min. Annual Income
₱180,000
Highlights
Moneymax's Take
Get up to 5% rebate on groceries, telecom, school & bookstore spend.
Enjoy exclusive features and offers from Metrobank
Enjoy exclusive credit card features from Metrobank
Things to Consider
No annual fee
Dining points
Free reward points
Benefits
Rebate (Baseline)
0.2 %
Rebate – Grocery & Telecom Spend
Up to 5 %
Rebate – School & Bookstore Spend
Up to 5 %
Rebate - School & Bookstore Spend
Up to 5 %reward points
Cashback annually
₱ 12,000 Annually
Fees & Charges
Annual Fee
₱ 3,500
Cash Advance Fee
₱ 200
Monthly Effective Interest Rate
3 %
Eligibility
Min. Annual Income
₱ 180,000
Minimum Age
21 years old
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Related pages
Credit Cards by Metrobank
Metrobank credit cards make it easy to manage your finances while enjoying meaningful rewards. From cashback on essentials to perks for shopping, dining, or traveling, each card is designed to help you get the most from your everyday transactions. With options that suit different lifestyles, you can pick a card that complements how you live, whether you’re a frequent traveler, a busy professional, or someone who loves convenience. Applying is straightforward and hassle-free, so you can start enjoying the benefits of your Metrobank credit card without delay.