Metrobank Cashback Visa

Metrobank Cashback Visa

Make the most of your everyday spending with the Metrobank Cashback Visa card.
Enjoy up to 5% rebate on groceries, telecom bills, school supplies, and bookstore purchases. You can save as much as ₱12,000 annually on your essentials.

Spend smart and APPLY TODAY!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,500
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Min. Annual Income
₱ 180,000
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Rebate (Baseline)
0.2  %
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Rebate – Grocery & Telecom Spend
Up to 5  %
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Rebate – School & Bookstore Spend
Up to 5  %
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Offer Available
Receive 1x chance to open a Mystery Box!
Summer Blind Box Campaign
Receive 1x chance to open a Mystery Box!

Promo is valid until  June 6, 2026. Per DTI Fair Trade Permit No.  Series of 2026. T&Cs apply. Disclaimer: Applicant must be New-to-Bank applicant and an existing card holder from a different credit card provider registered under the Credit Bureau TransUnion Philippines.

  • Customers may choose to open one of 3 available Mystery Box categories, which contain the following rewards:
    • Mystery Box 1: Adventure
      • JBL Go 5 (worth S$2,899)
      • Apple AirTag (worth S$1,800)
      • ₱1,500 Klook Voucher
      • ₱500 Grab Voucher
      • ₱500 Personal Accident Insurance
    • Mystery Box 2: Chill
      • Xiaomi Redmi Soundbar (worth ₱2,499)
      • ₱1,000 Karada Voucher 
      • ₱1,000 Bioessence Voucher
      • ₱1,000 SM Cinema Voucher
    • Mystery Box 3: Pro Gamer Arena
      • Jisulife Neck Fan Life3 (worth ₱1,850)
      • Xiaomi Mijia Portable Juicer 2 (worth ₱1,299)
      • ₱500 Starbucks Voucher
      • ₱500 Watsons Voucher
  • Promotion is stackable with MoneyMax Exclusive Offer reward.
  • Terms and Conditions apply.

Things to consider

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No annual fee

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Dining points

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Free reward points

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Benefits

Rewards

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Rebate (Baseline)
0.2  %
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Rebate – Grocery & Telecom Spend
Up to 5  %
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Rebate – School & Bookstore Spend
Up to 5  %
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Quick Facts

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Get up to 5% rebate on groceries, telecom, school & bookstore spend.

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Enjoy exclusive features and offers from Metrobank

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Enjoy exclusive credit card features from Metrobank

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Ideal for practical spenders who prioritize everyday essentials and long term financial goals

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To unlock the 5% rebate, a minimum monthly spend of ₱12,000 on other categories is required; otherwise, a 0.2% rebate will apply.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline Required
Not required
Credit Card Required
Required
Required Documents

Regular Employee

  • Government-issued ID: Should contain your date of birth and a visible signature
  • Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.

Self-Employed

  • Government-issued ID: Should contain your date of birth and a visible signature.
  • Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,500
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

Metrobank Cashback Visa Metrobank Cashback Visa

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