UnionBank Cash Back Visa Platinum

Updated: Aug 19, 2026
UnionBank Cash Back Visa Platinum
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Ideal for
Grocery-Heavy Shoppers
Card benefit
0.2- 6 % cashback
Annual Fee
₱4,500 per year
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱6,500

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱3,000

Limited time only
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Worth ₱4,000

Limited time only
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Worth ₱3,799

Limited time only
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Worth ₱2,399

Limited time only
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Worth ₱2,500

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Moneymax Back for More Campaign

For returning Moneymax customers only—apply for a new credit card and get a chance to be one of 20 winners of a ₱2,500 eGift! Act fast, promo runs until September 30!

  • ₱2,500 Voucher (via Giftaway)

Highlights

Moneymax's Take

Earn up to 6% cash back on groceries
Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Get up to 0.20% cash back on all other purchases

Things to Consider

Supermarket rebate
Exclusive discounts
Good for beginners

Benefits

Cashback Supermarket
Up to 6 %
Cashback Base Rate
0.2 %
Cashback Utilities
Up to 2 %
Cashback Groceries
3 % cashback
Cash Back Yearly
₱ 15,000 per year

Fees & Charges

Annual Fee
₱ 4,500 per year
Cash Advance Service Charge
₱ 200

Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

  • Any government-issued & signed identification document
  • Photocopy of the latest BIR Form 2316 or W2
  • Original Certificate of Employment and Income (COEI)
  • 1 month original pay slip

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Promo Code
Annual Fee
₱3000 per year
₱5000 per year
₱3000 per year
Cashback Local
Airmiles Base Rate