UnionBank Cash Back Visa Platinum
Updated: Aug 19, 2026
Offers
Moneymax Reward up to ₱4,000
Apply through Moneymax and choose from 4 premium rewards
Moneymax UnionBank August Welcome Gift Campaign
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
- ₱3,000 Voucher (via Giftaway)
- ₱4,000 Digital Walker Voucher (via Giftaway)
- JBL Clip 5 (worth ₱3,799)
- Huawei Band 11 (worth ₱2,399)
- Promotion is valid from August 7, 2026 to October 15, 2026.
- Applicant must be a New-to-Bank applicant and an existing card holder from a different card provider registered under the Credit Bureau TransUnion Philippines.
- Per DTI Fair Trade Permit No. FTEB-264508 Series of 2026.
- Terms and Conditions apply.
Highlights
Moneymax's Take
Earn up to 6% cash back on groceries
Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Get up to 0.20% cash back on all other purchases
Things to Consider
Supermarket rebate
Exclusive discounts
Good for beginners
Benefits
Cashback Supermarket
Up to 6 %
Cashback Base Rate
0.2 %
Cashback Utilities
Up to 2 %
Cashback Groceries
3 % cashback
Cash Back Yearly
₱ 15,000 per year
Fees & Charges
Annual Fee
₱ 4,500 per year
Cash Advance Service Charge
₱ 200
Interest Rate
3 %
Eligibility
Min. Annual Income
₱ 180,000
Minimum Age
21 years old
- Any government-issued & signed identification document
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 1 month original pay slip
Related pages
Credit Cards by SecurityBank
Security Bank credit cards are built to give you freedom and confidence in every transaction. With rewards, cashback, and lifestyle perks, each card is crafted to help you get more from your spending. From daily essentials to special purchases, there’s a card designed to match your goals and priorities. You can earn more, save more, and enjoy benefits that truly matter, all while managing your finances with ease. The application process is quick and convenient, so you can access your new card and its advantages without delay.