UnionBank U Visa Platinum

Updated: Aug 19, 2026
UnionBank U Visa Platinum
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Ideal for
On Time Payers
Card benefit
10% cashback
Annual Fee
No Annual Fee
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱6,500

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱2,500

Limited time only
gift logo

Worth ₱3,000

Limited time only
gift logo

Worth ₱4,000

Limited time only
gift logo

Worth ₱3,799

Limited time only
gift logo

Worth ₱2,399

Moneymax Back for More Campaign

For returning Moneymax customers only—apply for a new credit card and get a chance to be one of 20 winners of a ₱2,500 eGift! Act fast, promo runs until September 30!

  • ₱2,500 Voucher (via Giftaway)

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Highlights

Moneymax's Take

No annual fees for life!
Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
No overlimit and late fees

Things to Consider

No Annual Fee
Nice card face
Good for beginners

Benefits

Cashback Base Rate
10 %

Fees & Charges

Annual Fee
No Annual Fee
Cash Advance Service Charge
₱ 200
Forex Conversion Rate
3.525 %

Interest Rate
3 %
Late Payment Charge
None

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

-Government-issued ID     

- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp


Foreign Nationals:

- ACR or valid passport

- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV

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Promo Code
Annual Fee
₱3000 per year
₱2800 per year
₱4500 per year
Cashback Local
Airmiles Base Rate