UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
info
Min. Annual Income
₱ 600,000
3 Offers Available
Get 1 Raffle Entry to Win an Apple iPhone 16 128GB (in addition to a gift of your choice)
Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Get 1 Raffle Entry to Win an Apple iPhone 16 128GB (in addition to a gift of your choice)

Promo runs until October 15, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!
Apply now and get 1 raffle entry
Apply and get 1 raffle entry and get a chance to win ₱60,000 worth of Apple Vouchers!

Promo runs until November 17, 2025. Per DTI Fair Trade Permit No. FTEB-238905. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

+ 5 other gift options

Promo runs until November 15 2025. Per DTI Fair Trade Permit No. FTEB-238310 Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.

Things to consider

check

No-brainer rebate

check

Overseas rebate

check

Airport lounge

remove

High income requirement

sentiment_satisfied

Benefits

Cashback

credit_card
Cash Back - Base Rate
1  %
info

Additional Benefits

airlines
Airport Lounge Access
Free lounge access
info
digital_wellbeing
Life insurance coverage
₱ 400,000
info
sports_score

Quick Facts

check_circle

Earn 1% cash back on all spending categories.

check_circle

Free lounge access at NAIA Terminals 1 and 3.

check_circle

Accepted at over 30 million establishments worldwide.

check_circle

Ideal for: cardholders with huge monthly expenses.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
info

Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.