UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
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Min. Annual Income
₱ 600,000
3 Offers Available
₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Sennheiser HD 350BT
Moneymax Latest Promo
Sennheiser HD 350BT

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Acerpure Beauty Ionic Hair Dryer
Moneymax Latest Promo
Acerpure Beauty Ionic Hair Dryer

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Sennheiser HD 350BT
Moneymax Latest Promo
Sennheiser HD 350BT

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Acerpure Beauty Ionic Hair Dryer
Moneymax Latest Promo
Acerpure Beauty Ionic Hair Dryer

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
No Minimum Spend Required!
₱5,000 eGift

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Sennheiser HD 350BT
No Minimum Spend Required!
Sennheiser HD 350BT

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Acerpure Beauty Ionic Hair Dryer
No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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No-brainer rebate

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Overseas rebate

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Airport lounge

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High income requirement

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Benefits

Cashback

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Cash Back - Base Rate
1  %
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Additional Benefits

airlines
Airport Lounge Access
Free lounge access
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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1% cash back on all spending categories.

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Free lounge access at NAIA Terminals 1 and 3.

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Accepted at over 30 million establishments worldwide.

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Ideal for: cardholders with huge monthly expenses.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard

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