UnionBank Platinum Mastercard

Updated: Aug 18, 2026
UnionBank Platinum Mastercard
Apply Now
Card benefit
1% cashback
Annual Fee
₱3,000 per year
Min. Annual Income
₱600,000

Offers

Moneymax Reward up to ₱4,000

Apply through Moneymax and choose from 4 premium rewards
Limited time only
gift logo

Worth ₱3,000

Limited time only
gift logo

Worth ₱4,000

Limited time only
gift logo

Worth ₱3,799

Limited time only
gift logo

Worth ₱2,399

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Highlights

Moneymax's Take

Earn 1% cash back on all spending categories.
Free lounge access at NAIA Terminals 1 and 3.
Accepted at over 30 million establishments worldwide.

Things to Consider

No-brainer rebate
Overseas rebate
Airport lounge

Benefits

Cash Back - Base Rate
1 %

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 600,000
Minimum Age
18 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits

Check on more UnionBank card options

UnionBank Cash Back Visa Platinum
UnionBankUnionBank Cash Back Visa Platinum
Apply Now
UnionBank Cebu Pacific Gold
UnionBankUnionBank Cebu Pacific Gold
Apply Now
UnionBank Go Rewards Gold Visa
UnionBankUnionBank Go Rewards Gold Visa
Apply Now
Promo Code
Annual Fee
₱4500 per year
₱3000 per year
₱3000 per year
Cashback Local
Airmiles Base Rate