UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
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Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
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Min. Annual Income
₱ 600,000
Offer Available
Apple Airpods 2
FREE Welcome Gift + Win ₱100,000 OR an iPhone 15 Pro Max!
Apple Airpods 2

+ 3 other gift options

Apply for select UnionBank credit cards via Moneymax, complete the application form on the UnionBank website and get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to get your chosen welcome gift! Plus, earn 1 raffle entry to be one of 5 lucky winners of ₱100,000 or a high-prized gadget (iPhone 15 Pro Max, Samsung Galaxy S23 FE, Marshall Acton III, or Nintendo Switch OLED) when you activate your credit card!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply.

Disclaimer:

  • Moneymax ₱500,000 Raffle Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-191900. Series of 2024. Full terms and conditions here.
  • Moneymax May Gifts Raffle Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-193079. Series of 2024. Full terms and conditions here.
  • Moneymax Welcome Gift Promo: Promo runs until May 31, 2024. Per DTI Fair Trade Permit No. FTEB-193077 and FTEB-193104. Series of 2024. Full terms and conditions here.

Things to consider

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No-brainer rebate

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Overseas rebate

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Airport lounge

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High income requirement

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Benefits

Cashback

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Cash Back - Base Rate
1  %
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Additional Benefits

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Airport Lounge Access
Free lounge access
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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1% cash back on all spending categories.

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Free lounge access at NAIA Terminals 1 and 3.

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Free life insurance coverage up to ₱400,000.

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Accepted at over 30 million establishments worldwide.

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Ideal for: cardholders with huge monthly expenses.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard