UnionBank Rewards Platinum Mastercard

Updated: Aug 18, 2026
UnionBank Rewards Platinum Mastercard
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Best for shoppers & diners who want points fast
Ideal for
Shopping and Dining
Card benefit
1- 3 reward point per ₱30
Annual Fee
No Annual Fee
Min. Annual Income
₱180,000

Offers

Moneymax Reward up to ₱4,000

Apply through Moneymax and choose from 4 premium rewards
Limited time only
gift logo

Worth ₱3,000

Limited time only
gift logo

Worth ₱4,000

Limited time only
gift logo

Worth ₱3,799

Limited time only
gift logo

Worth ₱2,399

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Highlights

Moneymax's Take

Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!

Things to Consider

No annual fee
Free reward points
Accelerated rewards

Benefits

Rewards - Dining Spend Local/Overseas
3 reward points
Rewards - Retail Spend
3 reward points
Rewards - Base Rate
1 point per ₱30

Fees & Charges

Annual Fee
₱ (No Annual Fee)
Cash Advance Service Charge
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 180,000
Minimum Age
21 years old

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.

Check on more UnionBank card options

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UnionBank Miles+ World Mastercard
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Promo Code
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Annual Fee
₱4500 per year
₱5000 per year
₱5000 per year
Cashback Local
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Airmiles Base Rate
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