How to Pay Taxes in the Philippines with BIR Online Payment Channels

If you’ve mastered how to pay BIR taxes over the counter, you know how inconvenient and tiresome it could be. The BIR online payment system is a better alternative. Rather than line up at the bank or a BIR Revenue District Office (RDO), you can just stay home and pay your taxes using your bank account, credit or debit card, or mobile wallet.

As of August 2022, around 98% of taxpayers already use the BIR’s digital platforms, such as the Electronic Filing and Payment System, Electronic Fund Transfer Instructions System, and other e-payment channels.^[1]

Since it’s tax filing season again, ensure you’re up to date with your filing and payments. As per Revenue Memorandum Circular (RMC) No. 32-2-2023, which the BIR released on March 16, 2023, you can settle your dues on or before April 17, 2023, without penalties imposed for wrong venue filing.^[2]

Why Should You Pay Your Taxes Online?

Online tax payment offers several advantages over manual payment. Here are the best reasons to pay your taxes online.

✔️ It’s Safe and Convenient

You don’t have to worry about bringing a large amount of cash to a BIR office since you can pay your taxes at home. Using online channels to pay your taxes is quick and easy. Plus, you no longer have to schedule a trip to the bank or payment center.

✔️ You’ll Meet the Tax Payment Deadline

Because BIR online payment is more convenient and faster than manual payment, you're likely to pay on time and avoid penalties for late tax payments.

✔️ You Can Focus on Your Business Operations

Manual tax filing and payment is a tedious and time-consuming process. If you're running a small business by yourself, tax payment over the internet saves you time and allows you to focus more on growing your operations. Thanks to BIR online payment options, it will also be easier for online sellers to comply with tax regulations.

✔️ Transactions are Secure 

When you pay online, your transaction is encrypted, and your personal information is protected. You're the only one with access to your online banking app or e-wallet. The BIR also has a secured payment gateway through the Authorized Agent Bank's e-Payment channels. 

✔️ You Get Official Payment Proof 

When you pay electronically, you'll receive an e-receipt that serves as official proof of payment. You can use this to file your income tax return (ITR). You can save and easily access these proof of payments in case of disputes with your transactions.

BIR Online Payment Channels in the Philippines

Where to pay BIR taxes? Here are the different e-payment options you can choose from when paying taxes and other fees to the BIR.

📌 Online Banking Channels

Who can pay online: Taxpayers who are enrolled in the BIR Electronic Filing and Payment System (eFPS)

Accepted payment method: Bank transfer

Mobile banking apps make purchases and bills payment easier. But did you know that you can also use them to pay your taxes and other government-related dues? This is thanks to BIR-accredited banks such as UnionBank, LANDBANK, and DBP. 

Note: To know what bank accepts BIR payments, check out this list of accredited banks for BIR payments.^[3]

📌 LANDBANK Link.BizPortal

Who can pay online:

• Taxpayers with LANDBANK ATM savings or current account
• BancNet ATM/debit/prepaid cardholders
• AUB, BPI, PSBank, RCBC, Robinsons Bank, and UnionBank depositors via PCHC PayGate

Accepted payment methods:

• Bank transfer
• ATM, debit card, or prepaid card
• PESONet

LandBank Link.BizPortal’s main service is helping clients pay for products and services online, but you can also use it to settle your BIR-related dues. It can accommodate small and large payments. 

LandBank’s online banking facility can also generate and issue online payment confirmations that clients can print or receive through email. Because it’s available seven days a week, including holidays (except system maintenance), you can deal with your taxes any day.

The bank announced that it will place LandBank hubs at selected RDOs to assist with online payments of Income Tax Returns from April 1 to 17, 2023, from 8 a.m. until 5 p.m. These accessible stations will help taxpayers settle their dues easily and conveniently through LandBank's online payment channels.^[4]

📌 DBP Pay Tax Online

Who can pay online:

• BancNet ATM/debit cardholders
• Visa/Mastercard credit cardholders

Accepted payment methods:

• Credit card
• Debit card

DBP, a government-owned bank, has a payment solution that allows taxpayers to pay electronically by simply providing the following details: TIN, Tax Type, RDO, Form Number, and Amount. Remember that you’ll have to pay a fee for this facility’s services.

📌 UnionBank Online 

Who can pay online: Taxpayers with a UnionBank account

Accepted payment method: Bank transfer

Many users swear by the efficiency and functionality of the UnionBank Online app. If you already have a UnionBank account, registration is a breeze. Navigating the app is easy, as the design is highly intuitive.

📌 GCash 

Who can pay online: Taxpayers with a Globe or TM mobile number registered with GCash who have enough funds in their mobile wallet for tax payment

Accepted payment method: GCash Wallet

GCash is one of the most popular mobile wallets today, thanks to its easy-to-use and intuitive interface. This e-wallet app makes sending and receiving money hassle-free. You can make BIR online payments through GCash without paying a service fee.

📌 Maya 

Who can pay online: Taxpayers who have a Maya account with sufficient balance for tax payment

Accepted payment method: Maya wallet

Maya is another leading mobile wallet in the country. Under the Bills section of the app, you’ll find BIR as one of the billers. Maya assures individual taxpayers that they can pay their taxes anywhere 24/7.

📌 Moneygment

Who can pay online: Taxpayers with a Moneygment account and sufficient funds in their e-wallet for tax payment

Accepted payment methods:

• Moneygment wallet
• ECPay
• Dragonpay
• 7-Eleven
• PayPal

Moneygment is an app that provides financial solutions for OFWs, homemakers, and Filipinos without experience in banking. Moneygment is also designed with small to medium enterprises in mind.

Moneygment has strong partnerships with reputable financial institutions, so you’re assured that your transactions are secure.

📌 Central Business Portal

Who can pay online: New corporations in the Philippines

The government makes business registration and compliance with BIR-related requirements easier with the Central Business Portal (CBP).

It’s a one-stop shop for people seeking information about registering a corporation and applying for a business Taxpayer Identification Number (TIN). The said portal can also generate an electronic Certificate of Registration.

Through the CBP, users can pay the ₱500 annual registration fee (ARF) and the ₱30 loose Documentary Stamp Tax (DST). However, corporate taxpayers can also pay these fees outside the CBP through any BIR online payment channels listed above.

If you want to learn more, you can visit the Central Business Portal.^[5]

How to Pay Tax Online Through eFPS

If you're registered to the BIR Electronic Filing and Payment System (eFPS), you should first file your tax return using the eFPS website.^[6]

Once you're done with your tax filing, follow this BIR online payment procedure through the eFPS:

1. Click Proceed to Payment to go to the eFPS Payment Form page.
2. Select Bank Transfer as your payment mode.
3. Choose your bank from among the list of Transacting Banks.
4. Enter your tax payment amount.
5. Click the Submit button. Then click OK. This will redirect you to your bank's online banking site.
6. Log in to your online banking account.
7. Proceed with paying your tax to BIR through the online banking platform.
8. Once you finish your BIR online payment, a confirmation page will be displayed to indicate your successful transaction.

BIR Online Tax Payment Steps for eBIRForms Filers

File your tax online using the Electronic Bureau of Internal Revenue Forms (eBIRForms) package, which you can download from the BIR website.^[7]

After accomplishing and submitting your tax return, you can pay your tax using any of the online BIR payment channels:

💸 How to Pay BIR Online via LANDBANK / PESONet

1. Access the LANDBANK Link.BizPortal.^[8]
2. Click the Pay Now button.
3. Enter BUREAU OF INTERNAL REVENUE in the Merchant field. Click the Continue button.
4. Select Tax Payment. Click the Continue button.
5. Enter the necessary payment details and the captcha code. 
6. Agree to the Terms and Conditions and click the Continue button.
7. Review your payment details. Then provide your LANDBANK or BancNet account information or log-in credentials with other banks.
8. Proceed with the BIR online payment and click the Submit button. A payment confirmation will be displayed, which will also be emailed to you.

💸 How to Pay BIR Using MyEG PH and DBP

1. You must first register for an account at www.myeg.ph,^[9] after which you can log in and select BIR Tax ePayment System from the main page. 
2. Click the Pay your taxes now button and fill out the required fields. 
3. Click the Confirm & Pay button. 
4. On the MYEG Payment Gateway page, choose your preferred mode of payment. 
5. Once you complete your payment, you'll receive an email notification at your nominated email address. 

💸 How to Pay BIR Tax Online via UnionBank

1. Access UnionBank Online or UnionBank mobile app.
2. On the home page, click Pay Bills.
3. From the Biller List, select Bureau of Internal Revenue.
4. Enter your TIN, TIN Branch Code, Form Type, Tax Type, and Return Period. Tap Next.
5. Key in the amount and set the date of payment. 
6. Choose the UnionBank account where your BIR online payment will be debited. Tap Next.
7. Review your payment details.
8. Click on Pay to confirm your payment. A payment confirmation will appear, which you'll also receive via email.

💸 BIR Online Payment Using GCash

1. Launch the GCash app and log in to your account. 
2. On the home page, tap the Bills icon.
3. Under the Biller Categories, select Government > BIR.
4. Select your Form Series, and key in the Return Period and your TIN.
5. Enter your Branch Code, the amount to be paid, and your email address. Tap Next. 
6. Review the information you entered and then tap Confirm. 
7. You’ll receive the in-app receipt, email, and text confirmation of your payment.
8. Download or take a screenshot of your GCash receipt for reference and as proof of your BIR tax payment. 

💸 How to Pay BIR Using Maya App

1. Launch the Maya app and log in to your account.
2. On the main menu, tap Bills > Government. 
3. Select Bureau of Internal Revenue. 
4. Enter your tax information, such as TIN, TIN Branch Code, amount, RDO Code, Form Series, Tax Type, Return Period, and the email address you want the confirmation sent. Tap Continue.
5. Review your payment details.
6. Tap the Pay button to confirm your BIR online payment.
7. View the confirmation receipt on the screen. You'll also receive the payment confirmation via SMS and email.

Some Important Reminders from the BIR

• In its March 16, 2023 advisory, the BIR announced that the deadline for filing the Annual Income Tax Return (AITR) is April 17, 2023.
• Taxpayers can file their AITR and pay their taxes through Accredited Agent Banks (AAB) regardless of their RDO. For example, if your RDO is in Pasig but you're in Batangas, you can file in Batangas and pay through any preferred electronic payment channels. Previously, you could only pay within your RDO.
• You can settle income tax payments via cash and check through your Revenue Collection Officers. The payee name for BIR check payments should be payable to the Bureau of Internal Revenue. You may or may not include the IFO name and TIN of the taxpayer as previously required.  
• If you’re mandated to use the Electronic Filing and Payment System (eFPS), file your AITR electronically and pay through the eFPS-AABs where you’re enrolled.
• If you’re going to settle payments through BIR Taxpayer Software Provider (TSP), you can use GCash, Maya, or MyEG. 

Important: Taxpayers who are required to file electronically should file electronically. You can only file via the eBIRForms facility and pay through accredited payment facilities if enrollment to BIR-eFPS and eFPS-AAB is still in process and the enhanced forms are not yet available in eFPS, or if BIR-eFPS and eFPS-AAB are unavailable. 

BIR Online Payment Tips for First-Time Taxpayers

Paying your taxes online for the first time can be daunting, especially if you’re used to doing it manually. But it's actually easy and stress-free, especially if you follow these tips.

👉 Prepare Your Documents

Before you begin, ensure you have all the necessary documents and information. This includes your forms, Tax Identification Number, and other essential details. 

👉 Review Payment Instructions and Details

Enter accurate information. For instance, check the spelling of the names, the sender and recipient, the amount in pesos, and more. Unfortunately, if the bank account number is incorrect, you can’t get a refund once the payment is sent.

👉 Print Hard Copies of Online Transactions

You'll receive digital copies of your transactions, such as payment acknowledgments and e-receipts, in your email. But it’s still good to save physical copies in case you accidentally clean your inbox. 

👉 Ensure Safe Transactions

The BIR online payment channels may be equipped with security features. But it always pays to be safe. Keep these tips in mind when paying your BIR taxes online. 

• Install security software - All devices you use for online payments should have a strong layer of protection. Otherwise, cybercriminals may find a loophole in your system to exploit. 
• Keep your personal information safe - Never store sensitive data or information, such as passwords, TIN, and bank account numbers, in your smartphone or computer's local drive or folder.
• Make sure the website is secure - Look for the encryption icon (lock icon). Other than the lock icon, check if the URL starts with “https” and not “http.”
• Use a separate email address - Create a different email address unrelated to your online activities and browsing habits. This will prevent you from receiving phishing emails and help protect your online banking or government accounts. Make sure to set unique passwords to your email accounts as well.

See also: Inheriting Property? Learn About Estate Tax in the Philippines First

Final Thoughts

Part of your responsibility as a Filipino is being a responsible taxpayer and learning how to pay your taxes in the Philippines.  Keep your tax payment worries at bay by paying your taxes correctly and on time. Avoid the rush and use a BIR online payment channel to remit your taxes before the deadline.

Sources:

• ^[1] BIR aims to have 100% of tax payments done online (BusinessWorld, 2022)
• ^[2] Revenue Memorandum Circular (RMC) No. 32-2-2023 (Bureau of Internal Revenue, 2023)
• ^[3] Authorized Agent Banks 
• ^[4] LandBank, BIR to open tax payment stations (The Manila Times, 2023)
• ^[5] Central Business Portal
• ^[6] BIR eFPS website
• ^[7] eBIRForms page
• ^[8] LANDBANK Link.BizPortal
• ^[9] MyEG.PH